In Hewitt, a typical home is worth $273,300 and typical rent is $1,538 a month. Compared with all of McLennan County, typical rent is 31% higher, typical household income is 25% higher, and the share of households that own their home is 6 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $255,380 to $295,197.
Typical rent
$1,650a month
▲ 1% more than 12 months ago
Typical rent from Zillow, June 2024 to September 2026: from $1,596 to $1,650.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hewitt is in McLennan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of McLennan County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bellmead, the typical home value is $155,100: 43% less than in Hewitt ($273,300).
2
Nearby, in Lacy-Lakeview, the typical rent is $917: 40% less than in Hewitt ($1,538).
3
The typical rent in Hewitt is $1,538 a month, 31% more than in McLennan County as a whole ($1,173).
4
The typical household income in Hewitt is $83,511,25% more than in McLennan County as a whole ($66,643).
5
68% of households in Hewitt own their home, against 62% in McLennan County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hewitt
What homes there are in Hewitt, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hewitt
McLennan County
Texas
United States
Kind of home: Hewitt and its comparisons
Measure
Hewitt
McLennan County
Texas
United States
Detached house
74%
67%
64%
61%
Attached house
8%
2%
3%
6%
Building of 2 to 4
Unreliable estimate
7%
5%
8%
Apartments (5 or more)
Unreliable estimate
18%
21%
19%
Mobile home
Unreliable estimate
5%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 74% of homes here, against 67% in McLennan County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hewitt
McLennan County
Texas
United States
Year built: Hewitt and its comparisons
Measure
Hewitt
McLennan County
Texas
United States
Before 1960
Unreliable estimate
21%
12%
26%
1960–1979
25%
24%
21%
24%
1980–1999
36%
25%
28%
25%
2000–2009
22%
12%
18%
14%
2010 or later
17%
17%
21%
11%
The typical home in Hewitt was built in 1994, 11 years after the typical one in McLennan County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K16%
$200K–$300K42%
$300K–$500K35%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Hewitt and its comparisons
Measure
Hewitt
Under $100K
Unreliable estimate
$100K–$200K
16%
$200K–$300K
42%
$300K–$500K
35%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49942%
$1,500–$1,99939%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hewitt and its comparisons
Measure
Hewitt
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
42%
$1,500–$1,999
39%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,869 a month
McLennan County: $1,805 a month
Without a mortgage
$790 a month
McLennan County: $678 a month
Owners with a mortgage
59%
McLennan County: 53%
The typical cost for an owner with a mortgage in Hewitt is $1,869 a month, near the figure in McLennan County ($1,805).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hewitt+63%
McLennan County+71%
Texas+65%
United States+53%
Typical rent
Hewitt+33%
McLennan County+35%
Texas+34%
United States+33%
Typical household income
Hewitt+16%
McLennan County+34%
Texas+27%
United States+29%
Change since 2015–2019: Hewitt and its comparisons
Measure
Hewitt
McLennan County
Texas
United States
Typical home value
+63%
+71%
+65%
+53%
Typical rent
+33%
+35%
+34%
+33%
Typical household income
+16%
+34%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Hewitt rose 63%; in McLennan County, it rose 71%.
The typical rent in Hewitt rose 33% since 2015–2019, about the same as in McLennan County (35%).
The typical household income in Hewitt rose 16%: less than home values (+63%) and rent (+33%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hewitt and its comparisons
Measure
Hewitt
McLennan County
Texas
United States
Rental vacancy
Unreliable estimate
4.8%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.2%
4.8%
3.4%
People per household
2.72
2.64
2.69
2.53
Drive alone
75%
78%
71%
69%
Carpool
14%
10%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
10%
10%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Much as in McLennan County, a household in Hewitt has 2.72 people on average.
In Hewitt, 14% of workers share a car to get to work; in McLennan County, 10%.
Do the math
What would you pay each month for a home in Hewitt?
A typical home is tight for the typical income
We start with a typical home in Hewitt, worth $273,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Hewitt, which is $83,511 a year. For that payment to be 28% of income, a household would need to earn about $102,807 a year.
The calculator's FHA and conventional loan limits are those of all of McLennan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hewitt. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $9,566 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,399
at 7.18% · 30 years
Loan amount
$268,349
Total interest
$386,092
Paid off in
November 2056
Includes $4,615 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,949 a month
Tight
$1,949 to $2,505 a month
Your payment · 34%
Hard
more than $2,505 a month
Compared with the typical household income in Hewitt ($83,511 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,818
Property tax
$346
Home insurance
$114
FHA mortgage insurance (MIP)
$121
You need at least $9,566 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,399; principal and interest $1,818.
The city and its county
Hewitt and McLennan County
Hewitt is in McLennan County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hewitt
Map of McLennan County, Texas, with Hewitt marked. Around it, the neighboring counties.
Hewitt
McLennan County
Other cities with a page
Hewitt's own numbers
Typical home value
$273,300
Typical monthly rent
$1,538
Typical yearly household income
$83,511
Households that own their home
68%
Effective property tax rate
1.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of McLennan County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,297
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of McLennan County.
A typical home in Hewitt is worth $273,300: 12% above the county and 4% below Texas. With the typical household income in Hewitt ($83,511 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hewitt3.3 years
McLennan3.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in McLennan County
According to FHFA’s house price index, home prices in McLennan County rose 105% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of McLennan County.
Yearly change in FHFA’s price index in McLennan County, 2016 to 2025
2016: +7.3% +7.3% 2016
2017: +7.6% +7.6% 2017
2018: +7.8% +7.8% 2018
2019: +5.3% +5.3% 2019
2020: +5.4% +5.4% 2020
2021: +13.5% +13.5% 2021
2022: +20.6% +20.6% 2022
2023: +5.2% +5.2% 2023
2024: +2.0% +2.0% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in McLennan County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.2%
+0.8%
+2.9%
5 years (2020–2025)
+49%
+44%
+47%
10 years (2015–2025)
+105%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hewitt next to McLennan County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hewitt$273,300
McLennan$243,600
Texas$283,800
United States$332,700
Typical monthly rent
Hewitt$1,538
McLennan$1,173
Texas$1,403
United States$1,413
Typical yearly household income
Hewitt$83,511
McLennan$66,643
Texas$78,476
United States$80,734
See the full table
Hewitt next to McLennan County and Texas
Measure
Hewitt
McLennan County
Texas
U.S.
Typical home value
$273,300 ▲12% above the county
$243,600
$283,800
$332,700
Typical monthly rent
$1,538 ▲31% above the county
$1,173
$1,403
$1,413
Typical yearly household income
$83,511 ▲25% above the county
$66,643
$78,476
$80,734
Households that own their home
68% ▲6 points above the county
62%
63%
65%
Typical yearly property tax
$4,149 ▲20% above the county
$3,471
$4,232
$3,119
Effective property tax rate
1.52% ▲0.1 points above the county
1.42%
1.49%
0.94%
Renters with high rent for their income
48% ▼9 points below the county
57%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below McLennan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hewitt
For a typical $273,300 home in Hewitt, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hewitt's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,399a month
Least cash to close
Down payment
$9,566
Cash to close
$17,765
Rate
7.18%
Mortgage insurance
FHA MIP · $121
Conventional, 5% down$2,349a month
Down payment
$13,665
Cash to close
$21,864
Rate
7.18%
Mortgage insurance
PMI · $130
Conventional, 20% down, no PMI$1,941a month
Down payment
$54,660
Cash to close
$62,859
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,194a month
Down payment
$40,995
Cash to close
$49,194
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hewitt
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,399
$9,566
$268,350
7.18%
FHA MIP · $121
$17,765
580
Conventional, 5% down
$2,349
$13,665
$259,635
7.18%
PMI · $130
$21,864
620*
Conventional, 20% down, no PMI
$1,941
$54,660
$218,640
7.18%
None
$62,859
620*
ITIN, 15% down (example)
$2,194
$40,995
$232,305
8.18%
None
$49,194
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hewitt is $1,538 a month: 31% above the county. In Hewitt, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of McLennan County, by unit size. To pay the 2-bedroom one ($1,297 a month) without spending more than 30% of your income, you would need to earn $24.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in McLennan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$903
$17.37
$36,120
1 bedroom
$1,029
$19.79
$41,160
2 bedrooms
$1,297
$24.94
$51,880
3 bedrooms
$1,693
$32.56
$67,720
4 bedrooms
$1,705
$32.79
$68,200
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hewitt
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hewitt is in ZIP code 76643.
For 2 bedrooms it is $1,620: $323 more than the fair market rent for McLennan County ($1,297).
Fair market rent by ZIP code and size in Hewitt, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76643
$1,130
$1,290
$1,620
$2,120
$2,130
ZIP code2 bd3 bd
76643 $1,620$2,120
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hewitt when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in McLennan County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Hewitt or McLennan County. The ones below are statewide in Texas: they work in Hewitt the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Hewitt or McLennan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hewitt and all of McLennan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hewitt?
The typical home value in Hewitt is $273,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in McLennan County it is $243,600.
How much does it cost to rent in Hewitt?
Typical rent in Hewitt is $1,538 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in McLennan County is $1,297.
What is the FHA loan limit in Hewitt?
Hewitt uses the FHA limit for all of McLennan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hewitt?
The typical homeowner in Hewitt pays $4,149 a year, according to the U.S. Census Bureau. That is 1.52% of the home’s value; in McLennan County, the rate is 1.42%.
Where can I find free help to buy or rent in Hewitt?
There are 2 HUD-approved counseling agencies with an office in McLennan County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
