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City · 6,690 residents · Bell County, Texas

Nolanville , Texas

In Nolanville, a typical home is worth $244,900 and typical rent is $1,174 a month. Compared with all of Bell County, the share of households that own their home is 8 points higher.

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  • Typical home value

    $244,900

    About the same as the county

    14% below Texas

    • Nolanville
    • Bell
    • Texas

  • Typical rent

    $1,174a month

    4% below the county

    16% below Texas

    • Nolanville
    • Bell
    • Texas

  • Households that own their home

    64%

    8 points above the county

    2 points above Texas

    • Nolanville
    • Bell
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$305,125
2.2% less than 12 months ago
Typical rent
$1,560 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Nolanville is in Bell County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bell County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Nolanville apart

What this place has that others do not, from public data, most unusual first.

  1. 64% of households in Nolanville own their home, against 57% in Bell County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Nolanville

What homes there are in Nolanville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Bell County, most homes in Nolanville are detached houses (64%).

There are more mobile homes here than in Bell County: 24% of homes, against 6%.

Year built

Homes in Nolanville are newer: the typical year built is 2007; in Bell County, 1996.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,689 a month

Bell County: $1,722 a month

Without a mortgage

$612 a month

Bell County: $609 a month

Owners with a mortgage

72%

Bell County: 63%

In Nolanville, 72% of owners have a mortgage; their typical cost is $1,689 a month, about the same as in Bell County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Nolanville rose 92%; in Bell County, it rose 63%.

Rent in Nolanville moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNolanvilleBell CountyTexasUnited States
Rental vacancy Unreliable estimate5.8%7.7%5.5%
Homeowner vacancy Unreliable estimate1.4%1.1%0.9%
More than one person per room Unreliable estimate4.2%4.8%3.4%
People per household 2.482.652.692.53
Drive alone 68%76%71%69%
Carpool Unreliable estimate11%10%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 13%9%14%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Nolanville are smaller: 2.48 people on average; in Bell County, 2.65.

Working from home is more common in Nolanville: 13%, against 9% in Bell County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Nolanville?

The Census Bureau publishes no typical home value or typical household income for Nolanville, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The calculator starts with the typical home value in Nolanville: $244,900. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Bell County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Bell County.

Your numbers

Local data
$

Starts at the typical home value in Nolanville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,572 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,148

at 7.18% · 30 years

Loan amount
$240,464
Total interest
$345,971
Paid off in
November 2056

Includes $4,136 FHA upfront mortgage insurance premium.

Does it fit the income?

Type your income to see which tier this payment lands in.

Show the result as
per month$2,148
Principal & interest$1,629
Property tax$308
Home insurance$102
FHA mortgage insurance (MIP)$108

You need at least $8,572 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Nolanville and Bell County

Nolanville is in Bell County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Nolanville's own numbers

Typical home value
$244,900
Typical monthly rent
$1,174
Households that own their home
64%
Effective property tax rate
1.51%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bell County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,138
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bell County.

Everything about Bell County

Buying

Buying a home in Nolanville

A typical home in Nolanville is worth $244,900: about the same as the county and 14% below Texas.

How prices have changed in Bell County

According to FHFA’s house price index, home prices in Bell County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bell County.

Period County Texas U.S.
Last year (2025) −2.1% +0.8% +2.9%
5 years (2020–2025) +49% +44% +47%
10 years (2015–2025) +92% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Nolanville next to Bell County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Nolanville $244,900
  • Bell $241,000
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Nolanville $1,174
  • Bell $1,224
  • Texas $1,403
  • United States $1,413
See the full table
Nolanville next to Bell County and Texas
Measure Nolanville Bell County Texas U.S.
Typical home value $244,900 $241,000 $283,800 $332,700
Typical monthly rent $1,174 $1,224 $1,403 $1,413
Households that own their home 64% 57% 63% 65%
Typical yearly property tax $3,686 $3,476 $4,232 $3,119
Effective property tax rate 1.51% 1.44% 1.49% 0.94%
Renters with high rent for their income 45% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bell County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Nolanville

For a typical $244,900 home in Nolanville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Nolanville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,148a month

    Least cash to close
    Down payment
    $8,572
    Cash to close
    $15,919
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $108

  • Conventional, 5% down $2,103a month

    Down payment
    $12,245
    Cash to close
    $19,592
    Rate
    7.18%
    Mortgage insurance
    PMI · $116

  • Conventional, 20% down, no PMI $1,737a month

    Down payment
    $48,980
    Cash to close
    $56,327
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,964a month

    Down payment
    $36,735
    Cash to close
    $44,082
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Nolanville and for Bell County.

Property tax

Effective rate in Nolanville

1.51%of the home’s value each year

$3,686 a year for the typical owner in Nolanville.

  • Nolanville 1.51%
  • Bell 1.44%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Bell County

FEMA does not publish these numbers by city: they are for all of Bell County.

Homes in the high-risk zone
1.1%
1,245
Of those, with NFIP insurance
29%
County Texas U.S.
Homes in the high-risk zone 1.1% 4.1% 3.5%
Of those, with NFIP insurance 29% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Nolanville

Typical rent in Nolanville is $1,174 a month: 4% below the county. In Nolanville, 45% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Bell County, by unit size. To pay the 2-bedroom one ($1,138 a month) without spending more than 30% of your income, you would need to earn $21.88 an hour working full time.

HUD fair market rent for all of Bell County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $921 $17.71 $36,840
1 bedroom $927 $17.83 $37,080
2 bedrooms $1,138 $21.88 $45,520
3 bedrooms $1,576 $30.31 $63,040
4 bedrooms $1,902 $36.58 $76,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Nolanville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Nolanville is in ZIP code 76559.

For 2 bedrooms it is $1,120: $18 less than the fair market rent for Bell County ($1,138).

  • 76559 $1,120$1,550

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Nolanville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Nolanville

HUD lists one building with rents for lower incomes in Nolanville.

  • Oak Ridge Apts 339 N 10th St, Nolanville 76559 48 low-income homes · In service since 2015

See all 34 buildings in Bell County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Nolanville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Bell County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Nolanville

No down payment, repair or rent-help program on our list is for Nolanville or Bell County. The ones below are statewide in Texas: they work in Nolanville the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Nolanville

The HUD-approved agencies closest to the center of Nolanville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Families in Crisis, Inc.

    1305 E Rancier Ave, Killeen · 8 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 5 more
    (254) 634-1184

  • Waco Community Development Corporation

    1624 Colcord Ave, Waco · 43 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (254) 235-7358

  • Neighborhood Housing Services of Waco, Inc.

    922 Franklin Ave, Waco · 43 miles away · Spanish

    • Budget and credit workshops
    • Workshops for new owners
    • and 2 more
    (254) 752-1647

Every agency in Bell County All counseling agencies in Texas

Help in Spanish near Nolanville

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Nolanville

In HUD’s record, no housing authority with an office in Bell County is named for Nolanville or Bell County.

6 other authorities have an office in Bell County: see the list Source: HUD

Cities

Other cities in Bell County

These cities are also in Bell County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Bell County Housing in Texas

Nearby cities

The cities closest to Nolanville, with the typical home value.

Neighboring counties

If Bell County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Nolanville.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Nolanville

Short answers with the numbers for Nolanville and all of Bell County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Nolanville?

The typical home value in Nolanville is $244,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bell County it is $241,000.

How much does it cost to rent in Nolanville?

Typical rent in Nolanville is $1,174 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bell County is $1,138.

What is the FHA loan limit in Nolanville?

Nolanville uses the FHA limit for all of Bell County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Nolanville?

The typical homeowner in Nolanville pays $3,686 a year, according to the U.S. Census Bureau. That is 1.51% of the home’s value; in Bell County, the rate is 1.44%.

Where can I find free help to buy or rent in Nolanville?

There is 1 HUD-approved counseling agency with an office in Bell County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).