In Marlin, a typical home is worth $66,000 and typical rent is $689 a month. Compared with all of Falls County, the typical home value is 40% lower, typical household income is 36% lower, and the share of households that own their home is 10 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $129,753 to $91,268.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Marlin is in Falls County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Falls County. See the county
What this place has that others do not, from public data, most unusual first.
1
Marlin has the 2nd lowest typical home value of the 422 cities in Texas with more than 5,000 people ($66,000).
2
Marlin has the 5th lowest typical rent of the 413 cities in Texas with more than 5,000 people ($689).
3
Marlin has the 8th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($36,426).
4
According to Zillow, in the 12 months to September 2026 the typical home value in Marlin fell 8.4%; in Texas, it fell 1.4%.
5
66% of households in Marlin own their home, against 76% in Falls County.
6
24% of households in Marlin have no internet at home (15% in Falls County).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Marlin
What homes there are in Marlin, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Marlin
Falls County
Texas
United States
Kind of home: Marlin and its comparisons
Measure
Marlin
Falls County
Texas
United States
Detached house
79%
77%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
Unreliable estimate
Unreliable estimate
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
Unreliable estimate
12%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Marlin: 79% of homes, near the figure in Falls County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Marlin
Falls County
Texas
United States
Year built: Marlin and its comparisons
Measure
Marlin
Falls County
Texas
United States
Before 1960
44%
28%
12%
26%
1960–1979
40%
31%
21%
24%
1980–1999
10%
19%
28%
25%
2000–2009
Unreliable estimate
10%
18%
14%
2010 or later
Unreliable estimate
11%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K68%
$100K–$200K21%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Marlin and its comparisons
Measure
Marlin
Under $100K
68%
$100K–$200K
21%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99952%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Marlin and its comparisons
Measure
Marlin
Under $500
Unreliable estimate
$500–$999
52%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,066 a month
Falls County: $1,384 a month
Without a mortgage
$430 a month
Falls County: $481 a month
Owners with a mortgage
35%
Falls County: 34%
Owning costs less in Marlin: with a mortgage, the typical cost is $1,066 a month; in Falls County, $1,384. Without one, $430.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
MarlinNo clear change
Falls County+47%
Texas+65%
United States+53%
Typical rent
Marlin+52%
Falls County+44%
Texas+34%
United States+33%
Typical household income
Marlin+68%
Falls County+45%
Texas+27%
United States+29%
Change since 2015–2019: Marlin and its comparisons
Measure
Marlin
Falls County
Texas
United States
Typical home value
No clear change
+47%
+65%
+53%
Typical rent
+52%
+44%
+34%
+33%
Typical household income
+68%
+45%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Marlin did not change clearly: the difference is within the Census margin of error.
Rents in Marlin rose faster than in Falls County: 52% since 2015–2019, against 44%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Marlin and its comparisons
Measure
Marlin
Falls County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
4.8%
3.4%
People per household
2.36
2.42
2.69
2.53
Drive alone
74%
77%
71%
69%
Carpool
Unreliable estimate
10%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
9%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Marlin has 2.36 people on average, about the same as in Falls County (2.42).
In Marlin, 74% of workers drive alone to work; in Falls County, 77%.
Do the math
What would you pay each month for a home in Marlin?
A typical home is within reach of the typical income
We start with a typical home in Marlin, worth $66,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Marlin, which is $36,426 a year.
The calculator's FHA and conventional loan limits are those of all of Falls County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Marlin. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $2,310 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$623
at 7.18% · 30 years
Loan amount
$64,805
Total interest
$93,239
Paid off in
November 2056
Includes $1,115 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $850 a month
Your payment · 21%
Tight
$850 to $1,093 a month
Hard
more than $1,093 a month
Compared with the typical household income in Marlin ($36,426 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$439
Property tax
$127
Home insurance
$28
FHA mortgage insurance (MIP)
$29
You need at least $2,310 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $623; principal and interest $439.
The city and its county
Marlin and Falls County
Marlin is in Falls County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Marlin
Map of Falls County, Texas, with Marlin marked. Around it, the neighboring counties.
Marlin
Falls County
Other cities with a page
Marlin's own numbers
Typical home value
$66,000
Typical monthly rent
$689
Typical yearly household income
$36,426
Households that own their home
66%
Effective property tax rate
2.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Falls County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+60%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Falls County.
A typical home in Marlin is worth $66,000: 40% below the county and 77% below Texas. With the typical household income in Marlin ($36,426 a year), a typical home costs 1.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Marlin1.8 years
Falls1.9 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Falls County
According to FHFA’s house price index, home prices in Falls County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Falls County.
Yearly change in FHFA’s price index in Falls County, 2016 to 2025
2016: −0.9% −0.9% 2016
2017: −3.7% −3.7% 2017
2018: +15.1% +15.1% 2018
2019: +0.8% +0.8% 2019
2020: +2.0% +2.0% 2020
2021: +23.0% +23.0% 2021
2022: +29.2% +29.2% 2022
2023: +5.7% +5.7% 2023
2024: −12.8% −12.8% 2024
2025: +9.2% +9.2% 2025
Change in FHFA’s price index in Falls County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+9.2%
+0.8%
+2.9%
5 years (2020–2025)
+60%
+44%
+47%
10 years (2015–2025)
+81%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Marlin next to Falls County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Marlin$66,000
Falls$110,900
Texas$283,800
United States$332,700
Typical monthly rent
Marlin$689
Falls$731
Texas$1,403
United States$1,413
Typical yearly household income
Marlin$36,426
Falls$57,247
Texas$78,476
United States$80,734
See the full table
Marlin next to Falls County and Texas
Measure
Marlin
Falls County
Texas
U.S.
Typical home value
$66,000 ▼40% below the county
$110,900
$283,800
$332,700
Typical monthly rent
$689 ▼6% below the county
$731
$1,403
$1,413
Typical yearly household income
$36,426 ▼36% below the county
$57,247
$78,476
$80,734
Households that own their home
66% ▼10 points below the county
76%
63%
65%
Typical yearly property tax
$1,525
$1,522
$4,232
$3,119
Effective property tax rate
2.31% ▲0.94 points above the county
1.37%
1.49%
0.94%
Renters with high rent for their income
47% ▲9 points above the county
38%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Falls County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Marlin
For a typical $66,000 home in Marlin, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marlin's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$623a month
Least cash to close
Down payment
$2,310
Cash to close
$4,290
Rate
7.18%
Mortgage insurance
FHA MIP · $29
Conventional, 5% down$611a month
Down payment
$3,300
Cash to close
$5,280
Rate
7.18%
Mortgage insurance
PMI · $31
Conventional, 20% down, no PMI$512a month
Down payment
$13,200
Cash to close
$15,180
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$573a month
Down payment
$9,900
Cash to close
$11,880
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Marlin
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$623
$2,310
$64,805
7.18%
FHA MIP · $29
$4,290
580
Conventional, 5% down
$611
$3,300
$62,700
7.18%
PMI · $31
$5,280
620*
Conventional, 20% down, no PMI
$512
$13,200
$52,800
7.18%
None
$15,180
620*
ITIN, 15% down (example)
$573
$9,900
$56,100
8.18%
None
$11,880
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Marlin is $689 a month: 6% below the county. In Marlin, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Falls County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Falls County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$706
$13.58
$28,240
1 bedroom
$775
$14.90
$31,000
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,404
$27.00
$56,160
4 bedrooms
$1,695
$32.60
$67,800
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Marlin
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marlin is in ZIP code 76661.
For 2 bedrooms it is $1,010: $4 less than the fair market rent for Falls County ($1,014).
Fair market rent by ZIP code and size in Marlin, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76661
$710
$780
$1,010
$1,410
$1,700
ZIP code2 bd3 bd
76661 $1,010$1,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marlin when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 4 buildings with rents for lower incomes in Marlin. These are the largest.
Unnamed204 Hays St, Marlin 76661163 low-income homes · Run by Housing Authority of Marlin · Average payment: $305 a month · Average wait: 16 months · Homes at several sites(254) 803-0072
Retirement Acres1139 McClanahan Rd, Marlin 7666132 low-income homes · 1 bd: 26 · 2 bd: 6 · In service since 1991
Marlin Square Apts501 San Antonio St, Marlin 7666125 low-income homes · 1 bd: 4 · 2 bd: 18 · 3 bd: 3 · In service since 1995
M and M Building1103 Coleman St, Marlin 766611 low-income home · Run by Housing Authority of Marlin(254) 803-0072
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Falls County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Marlin or Falls County. The ones below are statewide in Texas: they work in Marlin the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Marlin or Falls County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Marlin and all of Falls County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Marlin?
The typical home value in Marlin is $66,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Falls County it is $110,900.
How much does it cost to rent in Marlin?
Typical rent in Marlin is $689 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Falls County is $1,014.
What is the FHA loan limit in Marlin?
Marlin uses the FHA limit for all of Falls County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Marlin?
The typical homeowner in Marlin pays $1,525 a year, according to the U.S. Census Bureau. That is 2.31% of the home’s value; in Falls County, the rate is 1.37%.
Where can I find free help to buy or rent in Marlin?
We found no HUD-approved counseling agencies with an office in Falls County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
