Renting · Section 8
Data from November 2026
Renting in Kendall County, Texas
Kendall County has a HUD fair market rent of $1,650 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,606 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $31.73 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,650
- a month, HUD, Fiscal year 2027
- 11% more than in Texas
- Typical rent
- $1,606
- a month, Census, Average 2020–2024
- 14% more than in Texas
- Wage needed
- $31.73
- an hour, 2 bedrooms
- Or $66,000 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 55%
- spend 30% or more of income on rent
- 7% more than in Texas
Only here
Renting in Kendall County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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At $114,962, Kendall County ranks 3rd among the 250 counties in Texas with this figure for the highest typical household income.
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Kendall County has the highest typical rent in its area: $1,606, more than any of its 6 neighboring counties; next is Comal County ($1,603).
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At $1,606, Kendall County ranks 8th among the 240 counties in Texas with this figure for the highest typical rent.
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Kendall County has the 20th largest share of rent-burdened renters of the 202 counties in Texas with this figure (55%).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Kendall County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Kendall County was $1,378 a month in September 2026: 2.1% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,276 | $24.54 | $51,040 |
| 1 bedroom | $1,285 | $24.71 | $51,400 |
| 2 bedrooms | $1,650 | $31.73 | $66,000 |
| 3 bedrooms | $2,285 | $43.94 | $91,400 |
| 4 bedrooms | $2,470 | $47.50 | $98,800 |
HUD area: Kendall County, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 10 ZIP codes in Kendall County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,490 in 78013 to $1,730 in 78015. 4 ZIP codes are above the county's fair market rent ($1,650).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 78004 | Kendall County, TX | $1,210 | $1,270 | $1,580 | $2,120 | $2,370 |
|---|---|---|---|---|---|---|
| 78006 | Kendall County, TX | $1,310 | $1,340 | $1,700 | $2,340 | $2,550 |
| 78006 | San Antonio-New Braunfels, TX | $1,310 | $1,340 | $1,700 | $2,340 | $2,550 |
| 78013 | Kendall County, TX | $1,180 | $1,180 | $1,490 | $1,960 | $1,970 |
| 78013 | Kerr County, TX | $1,180 | $1,180 | $1,490 | $1,960 | $1,970 |
| 78015 | Kendall County, TX | $1,330 | $1,380 | $1,730 | $2,330 | $2,590 |
| 78015 | San Antonio-New Braunfels, TX | $1,330 | $1,380 | $1,730 | $2,330 | $2,590 |
| 78027 | Blanco County, TX | $1,180 | $1,180 | $1,490 | $2,020 | $2,210 |
| 78027 | Kendall County, TX | $1,180 | $1,180 | $1,490 | $2,020 | $2,210 |
| 78074 | Kendall County, TX | $1,280 | $1,280 | $1,650 | $2,280 | $2,470 |
- 78004 · Kendall County, TX $1,580$2,120
- 78006 · Kendall County, TX $1,700$2,340
- 78006 · San Antonio-New Braunfels, TX $1,700$2,340
- 78013 · Kendall County, TX $1,490$1,960
- 78013 · Kerr County, TX $1,490$1,960
- 78015 · Kendall County, TX $1,730$2,330
- 78015 · San Antonio-New Braunfels, TX $1,730$2,330
- 78027 · Blanco County, TX $1,490$2,020
- 78027 · Kendall County, TX $1,490$2,020
- 78074 · Kendall County, TX $1,650$2,280
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Kendall County, 55% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
55%
of renter households spend 30% or more of their income on rent.
3,638 households rent in Kendall County
- Spend half or more of their income 37%
- Spend 30% or more, but less than half 19%
- Spend less than 30% 45%
Compared with the state and the country
- Kendall 55%
- Texas 52%
- United States 51%
Low-income apartments
Low-income apartments in Kendall County
HUD lists 6 properties with homes for low-income households in Kendall County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 6
575 homes in all; 304 of them low-income, according to HUD.
- Liv Boerne Hills Tax credit (LIHTC) 3 Shooting Club Rd, Boerne 78006 162 homes, 120 low-income · For older adults, people with disabilities, families, people experiencing homelessness
- Park Meadows Apts Tax credit (LIHTC) 140 Calk Ln, Boerne 78006 100 low-income homes · In service since 2003 · For older adults
- Comfort Place Tax credit (LIHTC) 405 Comfort Pl, Comfort 78013 48 low-income homes · In service since 2013
- Abbington Ranch Tax credit (LIHTC) 19 Cascade Caverns Rd, Boerne 78015 48 homes, 36 low-income · 1 bd: 12 · 2 bd: 24 · 3 bd: 12 · For older adults, people with disabilities, families, people experiencing homelessness
- Terraces at Cibolo Tax credit (LIHTC) 518 Fabra St, Boerne 78006 147 homes
- Creekside Apts Tax credit (LIHTC) 711 River Rd, Boerne 78006 70 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Kendall County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Kendall County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $29,350 | $48,900 | $74,800 |
| 2 people | $33,550 | $55,900 | $85,450 |
| 3 people | $37,750 | $62,900 | $96,150 |
| 4 people | $41,900 | $69,850 | $106,800 |
| 5 people | $45,300 | $75,450 | $115,350 |
| 6 people | $48,650 | $81,050 | $123,900 |
| 7 people | $52,000 | $86,650 | $132,450 |
| 8 people | $55,720 | $92,250 | $141,000 |
Area median income: $139,700. HUD income limits by family size, Fiscal year 2026. Area: Kendall County, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,148 – $1,404
- 1 bedroom $1,157 – $1,414
- 2 bedrooms $1,485 – $1,815
- 3 bedrooms $2,057 – $2,514
- 4 bedrooms $2,223 – $2,717
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Boerne Housing Authority Section 8 vouchers · 101 vouchers (830) 249-9343 Boerne Housing Authority: barbara.christman@co.kendall.tx.us
Housing agencies in Texas Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Texas
What Texas law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Tex. Prop. Code §92.103(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Tex. Prop. Code §24.005(a)
- Only a court order can remove youTex. Prop. Code §92.0081(b)
- Protection from retaliationTex. Prop. Code §92.331
- Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)
Help
Where to get help with rent in Kendall County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Greenpath Financial Wellness
12415 Old Converse Rd, Live Oak · 36 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
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City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)
100 W Houston St, San Antonio · 38 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 9 more
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Neighborhood Housing Services of San Antonio
851 Steves Ave, San Antonio · 40 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 5 more
Rental assistance programs
The ones that serve in Kendall County or the whole state, with what each page says about being open.
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Comprehensive Energy Assistance Program (CEAP)
Run by Texas Department of Housing and Community Affairs (TDHCA)
Texas program, funded by LIHEAP, that helps low-income households pay for electricity and gas, through local agencies in each county
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Kendall County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,300
What you need before you get the keys.
What adds up
- First month
- $1,650
- Security deposit
- $1,650
- Total
- $3,300
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Kendall County?
According to HUD (Fiscal year 2027): Studio: $1,276; 1 bedroom: $1,285; 2 bedrooms: $1,650; 3 bedrooms: $2,285; 4 bedrooms: $2,470. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Kendall County?
Paying the 2-bedroom fair market rent ($1,650) without spending more than 30% of income takes $31.73 an hour full time, or $66,000 a year.
Who qualifies for Section 8 in Kendall County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $69,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Kendall County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,485 and $1,815 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Kendall County?
For 2 bedrooms they run from $1,490 in 78013 to $1,730 in 78015. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Kendall County?
HUD lists 6 properties with homes for low-income households in Kendall County: tax-credit apartments (LIHTC). They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Kendall County?
HUD counts rent as a burden when it reaches 30% of income or more. In Kendall County, 55% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).