Renting · Section 8
Data from November 2026
Renting in Hill County, Texas
Hill County has a HUD fair market rent of $1,080 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $946 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.77 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,080
- a month, HUD, Fiscal year 2027
- 27% less than in Texas
- Typical rent
- $946
- a month, Census, Average 2020–2024
- 33% less than in Texas
- Wage needed
- $20.77
- an hour, 2 bedrooms
- Or $43,200 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 53%
- spend 30% or more of income on rent
- 3% more than in Texas
Only here
Renting in Hill County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Somervell County, the typical rent is $773: 18% less than in Hill County ($946).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Hill County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Hill County was $1,307 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $788 | $15.15 | $31,520 |
| 1 bedroom | $858 | $16.50 | $34,320 |
| 2 bedrooms | $1,080 | $20.77 | $43,200 |
| 3 bedrooms | $1,495 | $28.75 | $59,800 |
| 4 bedrooms | $1,699 | $32.67 | $67,960 |
HUD area: Hill County, TX. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Hill County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 76636 to $1,350 in 76627. 18 ZIP codes are above the county's fair market rent ($1,080).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 76055 | Dallas, TX | $970 | $1,010 | $1,180 | $1,490 | $1,910 |
|---|---|---|---|---|---|---|
| 76055 | Hill County, TX | $970 | $1,010 | $1,180 | $1,490 | $1,910 |
| 76621 | Hill County, TX | $800 | $900 | $1,130 | $1,520 | $1,640 |
| 76621 | Waco, TX | $800 | $900 | $1,130 | $1,520 | $1,640 |
| 76622 | Hill County, TX | $770 | $900 | $1,120 | $1,440 | $1,600 |
| 76622 | Waco, TX | $770 | $900 | $1,120 | $1,440 | $1,600 |
| 76627 | Hill County, TX | $990 | $1,070 | $1,350 | $1,870 | $2,120 |
| 76628 | Hill County, TX | $840 | $910 | $1,150 | $1,590 | $1,800 |
| 76631 | Hill County, TX | $870 | $950 | $1,190 | $1,650 | $1,870 |
| 76636 | Hill County, TX | $740 | $810 | $1,010 | $1,410 | $1,600 |
| 76645 | Hill County, TX | $800 | $870 | $1,100 | $1,520 | $1,730 |
| 76648 | Hill County, TX | $740 | $810 | $1,020 | $1,400 | $1,580 |
| 76648 | Limestone County, TX | $740 | $810 | $1,020 | $1,400 | $1,580 |
| 76648 | Navarro County, TX | $740 | $810 | $1,020 | $1,400 | $1,580 |
| 76650 | Hill County, TX | $800 | $870 | $1,090 | $1,510 | $1,720 |
| 76660 | Hill County, TX | $770 | $830 | $1,050 | $1,450 | $1,650 |
| 76666 | Hill County, TX | $890 | $940 | $1,150 | $1,520 | $1,820 |
| 76666 | Navarro County, TX | $890 | $940 | $1,150 | $1,520 | $1,820 |
| 76673 | Hill County, TX | $920 | $1,000 | $1,240 | $1,710 | $1,910 |
| 76673 | Limestone County, TX | $920 | $1,000 | $1,240 | $1,710 | $1,910 |
| 76673 | Waco, TX | $920 | $1,000 | $1,240 | $1,710 | $1,910 |
| 76676 | Hill County, TX | $840 | $910 | $1,140 | $1,580 | $1,780 |
| 76692 | Hill County, TX | $810 | $880 | $1,110 | $1,540 | $1,750 |
- 76055 · Dallas, TX $1,180$1,490
- 76055 · Hill County, TX $1,180$1,490
- 76621 · Hill County, TX $1,130$1,520
- 76621 · Waco, TX $1,130$1,520
- 76622 · Hill County, TX $1,120$1,440
- 76622 · Waco, TX $1,120$1,440
- 76627 · Hill County, TX $1,350$1,870
- 76628 · Hill County, TX $1,150$1,590
- 76631 · Hill County, TX $1,190$1,650
- 76636 · Hill County, TX $1,010$1,410
- 76645 · Hill County, TX $1,100$1,520
- 76648 · Hill County, TX $1,020$1,400
- 76648 · Limestone County, TX $1,020$1,400
- 76648 · Navarro County, TX $1,020$1,400
- 76650 · Hill County, TX $1,090$1,510
- 76660 · Hill County, TX $1,050$1,450
- 76666 · Hill County, TX $1,150$1,520
- 76666 · Navarro County, TX $1,150$1,520
- 76673 · Hill County, TX $1,240$1,710
- 76673 · Limestone County, TX $1,240$1,710
- 76673 · Waco, TX $1,240$1,710
- 76676 · Hill County, TX $1,140$1,580
- 76692 · Hill County, TX $1,110$1,540
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Hill County, 53% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
53%
of renter households spend 30% or more of their income on rent.
3,000 households rent in Hill County
- Spend half or more of their income 24%
- Spend 30% or more, but less than half 29%
- Spend less than 30% 47%
Compared with the state and the country
- Hill 53%
- Texas 52%
- United States 51%
Low-income apartments
Low-income apartments in Hill County
HUD lists 8 properties with homes for low-income households in Hill County: tax-credit apartments (LIHTC) and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 6
- public housing
- 2
290 homes in all; 214 of them low-income, according to HUD.
- Allen's Point Apts Tax credit (LIHTC) 1031 Old Bynum Rd, Hillsboro 76645 56 low-income homes · 1 bd: 40 · 2 bd: 16 · In service since 1995
- Pecan Creek Apts Tax credit (LIHTC) 1815 Old Brandon Rd, Hillsboro 76645 48 low-income homes · 1 bd: 24 · 2 bd: 24 · In service since 2005
- Unnamed Public housing 606 N Guadalupe St, Whitney 76692 44 low-income homes · Run by Housing Authority of Whitney · Average payment: $536 a month · Average wait: 3 months · (254) 694-7583
- Villas of Hubbard Tax credit (LIHTC) 222 S Magnolia Ave, Hubbard 76648 36 low-income homes · 1 bd: 16 · 2 bd: 20 · In service since 2007 · For older adults
- Unnamed Public housing Hubbard 76648 20 low-income homes · Run by Housing Authority of Hubbard · Average payment: $426 a month · (254) 722-8053
- Creekside Apts - Whitney Tax credit (LIHTC) 401 E Polk Ave, Whitney 76692 10 low-income homes · 2 bd: 10 · In service since 1991
- Rosemont of Hillsboro Phase II Tax credit (LIHTC) 807 Abbott Ave, Hillsboro 76645 52 homes
- Rosemont of Hillsboro Phase I Tax credit (LIHTC) 807 Abbott Ave, Hillsboro 76645 24 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Hill County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Hill County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $17,750 | $29,550 | $47,250 |
| 2 people | $21,640 | $33,750 | $54,000 |
| 3 people | $27,320 | $37,950 | $60,750 |
| 4 people | $33,000 | $42,150 | $67,450 |
| 5 people | $38,680 | $45,550 | $72,850 |
| 6 people | $44,360 | $48,900 | $78,250 |
| 7 people | $50,040 | $52,300 | $83,650 |
| 8 people | $55,650 | $55,650 | $89,050 |
Area median income: $84,300. HUD income limits by family size, Fiscal year 2026. Area: Hill County, TX. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $709 – $867
- 1 bedroom $772 – $944
- 2 bedrooms $972 – $1,188
- 3 bedrooms $1,346 – $1,645
- 4 bedrooms $1,529 – $1,869
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of Whitney Public housing · 44 public housing units (254) 694-7583 Housing Authority of Whitney: whitneyha@windstream.net
- Housing Authority of Hubbard Public housing · 20 public housing units (254) 722-8053 Housing Authority of Hubbard: hubbardhousingauthority.kaye@gmail.com
Housing agencies in Texas Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Texas
What Texas law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Tex. Prop. Code §92.103(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Tex. Prop. Code §24.005(a)
- Only a court order can remove youTex. Prop. Code §92.0081(b)
- Protection from retaliationTex. Prop. Code §92.331
- Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)
Help
Where to get help with rent in Hill County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Housing Channel
851 Grainger St, Fort Worth · 53 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
Rental assistance programs
The ones that serve in Hill County or the whole state, with what each page says about being open.
-
Comprehensive Energy Assistance Program (CEAP)
Run by Texas Department of Housing and Community Affairs (TDHCA)
Texas program, funded by LIHEAP, that helps low-income households pay for electricity and gas, through local agencies in each county
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Hill County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,160
What you need before you get the keys.
What adds up
- First month
- $1,080
- Security deposit
- $1,080
- Total
- $2,160
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Hill County?
According to HUD (Fiscal year 2027): Studio: $788; 1 bedroom: $858; 2 bedrooms: $1,080; 3 bedrooms: $1,495; 4 bedrooms: $1,699. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Hill County?
Paying the 2-bedroom fair market rent ($1,080) without spending more than 30% of income takes $20.77 an hour full time, or $43,200 a year.
Who qualifies for Section 8 in Hill County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $42,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Hill County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $972 and $1,188 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Hill County?
For 2 bedrooms they run from $1,010 in 76636 to $1,350 in 76627. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Hill County?
HUD lists 8 properties with homes for low-income households in Hill County: tax-credit apartments (LIHTC) and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Hill County?
HUD counts rent as a burden when it reaches 30% of income or more. In Hill County, 53% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).