Renting · Section 8
Data from November 2026
Renting in Guadalupe County, Texas
Guadalupe County has a HUD fair market rent of $1,441 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,517 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $27.71 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,441
- a month, HUD, Fiscal year 2027
- 3% less than in Texas
- Typical rent
- $1,517
- a month, Census, Average 2020–2024
- 8% more than in Texas
- Wage needed
- $27.71
- an hour, 2 bedrooms
- Or $57,640 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 47%
- spend 30% or more of income on rent
- 10% less than in Texas
Only here
Renting in Guadalupe County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Nearby, in Gonzales County, the typical rent is $840: 45% less than in Guadalupe County ($1,517).
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At $1,517, Guadalupe County ranks 15th among the 240 counties in Texas with this figure for the highest typical rent.
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At $92,375, Guadalupe County ranks 19th among the 250 counties in Texas with this figure for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Guadalupe County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Guadalupe County was $1,657 a month in September 2026: about the same as 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,099 | $21.13 | $43,960 |
| 1 bedroom | $1,196 | $23.00 | $47,840 |
| 2 bedrooms | $1,441 | $27.71 | $57,640 |
| 3 bedrooms | $1,864 | $35.85 | $74,560 |
| 4 bedrooms | $2,163 | $41.60 | $86,520 |
HUD area: San Antonio-New Braunfels, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 9 ZIP codes in Guadalupe County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,260 in 78155 to $2,160 in 78108. 4 ZIP codes are above the county's fair market rent ($1,441).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 78108 | San Antonio-New Braunfels, TX | $1,650 | $1,790 | $2,160 | $2,790 | $3,240 |
|---|---|---|---|---|---|---|
| 78123 | San Antonio-New Braunfels, TX | $1,040 | $1,130 | $1,360 | $1,760 | $2,040 |
| 78124 | San Antonio-New Braunfels, TX | $1,070 | $1,160 | $1,400 | $1,810 | $2,100 |
| 78130 | Austin-Round Rock-San Marcos, TX | $1,280 | $1,390 | $1,680 | $2,170 | $2,520 |
| 78130 | San Antonio-New Braunfels, TX | $1,280 | $1,390 | $1,680 | $2,170 | $2,520 |
| 78155 | San Antonio-New Braunfels, TX | $960 | $1,050 | $1,260 | $1,630 | $1,890 |
| 78638 | Gonzales County, TX | $980 | $1,070 | $1,290 | $1,670 | $1,940 |
| 78638 | San Antonio-New Braunfels, TX | $980 | $1,070 | $1,290 | $1,670 | $1,940 |
| 78670 | San Antonio-New Braunfels, TX | $1,200 | $1,300 | $1,570 | $2,030 | $2,360 |
- 78108 · San Antonio-New Braunfels, TX $2,160$2,790
- 78123 · San Antonio-New Braunfels, TX $1,360$1,760
- 78124 · San Antonio-New Braunfels, TX $1,400$1,810
- 78130 · Austin-Round Rock-San Marcos, TX $1,680$2,170
- 78130 · San Antonio-New Braunfels, TX $1,680$2,170
- 78155 · San Antonio-New Braunfels, TX $1,260$1,630
- 78638 · Gonzales County, TX $1,290$1,670
- 78638 · San Antonio-New Braunfels, TX $1,290$1,670
- 78670 · San Antonio-New Braunfels, TX $1,570$2,030
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Guadalupe County, 47% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
47%
of renter households spend 30% or more of their income on rent.
14,509 households rent in Guadalupe County
- Spend half or more of their income 18%
- Spend 30% or more, but less than half 28%
- Spend less than 30% 53%
Compared with the state and the country
- Guadalupe 47%
- Texas 52%
- United States 51%
Low-income apartments
Low-income apartments in Guadalupe County
HUD lists 13 properties with homes for low-income households in Guadalupe County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 6
- HUD-assisted
- 6
- public housing
- 2
1,202 homes in all; 1,076 of them low-income, according to HUD.
- Elderly / Families Public housing 516 Jefferson Ave, Seguin 78155 188 low-income homes · Run by Seguin Housing Authority · Average payment: $418 a month · Average wait: 9 months · (830) 379-7091
- Merritt Lakeside Senior Village Tax credit (LIHTC) 1222 Borgfeld Rd, Schertz 78154 176 low-income homes · In service since 2012
- Early Bird Apts Tax credit (LIHTC) 1330 Early Bird Ln, Seguin 78155 152 low-income homes · 2 bd: 58 · 3 bd: 54 · 4 bd: 40 · In service since 1998
- El Sereno Tax credit (LIHTC) NW of W. Borgfeld Road and Dobie Road, Cibolo 78108 136 homes, 119 low-income
- Stratton Oaks Tax credit (LIHTC) 716 Stratton St, Seguin 78155 100 low-income homes · 1 bd: 20 · 2 bd: 45 · 3 bd: 35 · In service since 2006
- Clyde Ford Village Public housing 719 Main St, Schertz 78154 76 low-income homes · Run by Schertz Housing Authority · Average payment: $394 a month · Average wait: 17 months · (210) 658-1001
- Eden Place Tax credit (LIHTC) · HUD-assisted 1220 Jefferson Ave, Seguin 78155 106 homes, 64 low-income · In service since 2003 · For older adults
- Rosalyn Heights HUD-assisted 602 E Rosemary Dr, Seguin 78155 54 low-income homes · For families · (830) 379-0761
- Seguin Manor HUD-assisted 800 N Highway 123 Byp, Seguin 78155 80 homes, 52 low-income · For families · (830) 303-1553
- River Terrace HUD-assisted 210 S King St, Seguin 78155 40 low-income homes · For older adults · (830) 379-0690
- Cibolo Plaza Tax credit (LIHTC) 730 Fm 1103, Cibolo 78108 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1993
- Sunrise Villa HUD-assisted 782 S Saunders St, Seguin 78155 22 homes, 21 low-income · For people with disabilities · (830) 401-0090
- Cayetano Villas of La Vernia HUD-assisted 120 Villas Dr, La Vernia 78121 48 homes, 10 low-income · (830) 253-5848
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Guadalupe County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Guadalupe County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $21,150 | $35,250 | $56,350 |
| 2 people | $24,200 | $40,250 | $64,400 |
| 3 people | $27,320 | $45,300 | $72,450 |
| 4 people | $33,000 | $50,300 | $80,500 |
| 5 people | $38,680 | $54,350 | $86,950 |
| 6 people | $44,360 | $58,350 | $93,400 |
| 7 people | $50,040 | $62,400 | $99,850 |
| 8 people | $55,720 | $66,400 | $106,300 |
Area median income: $100,600. HUD income limits by family size, Fiscal year 2026. Area: San Antonio-New Braunfels, TX HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $989 – $1,209
- 1 bedroom $1,076 – $1,316
- 2 bedrooms $1,297 – $1,585
- 3 bedrooms $1,678 – $2,050
- 4 bedrooms $1,947 – $2,379
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Seguin Housing Authority Public housing and Section 8 vouchers · 286 vouchers · 188 public housing units (830) 379-7091 Seguin Housing Authority: bedwards@seguinha.org
- Schertz Housing Authority Public housing and Section 8 vouchers · 157 vouchers · 76 public housing units (210) 658-1001 Schertz Housing Authority: cristi@kenedyhousing.info
Housing agencies in Texas Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Texas
What Texas law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Tex. Prop. Code §92.103(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Tex. Prop. Code §24.005(a)
- Only a court order can remove youTex. Prop. Code §92.0081(b)
- Protection from retaliationTex. Prop. Code §92.331
- Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)
Help
Where to get help with rent in Guadalupe County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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Greenpath Financial Wellness
12415 Old Converse Rd, Live Oak · 23 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
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City of San Antonio/Dept of Neighborhood and Housing Services (DNHS)
100 W Houston St, San Antonio · 34 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 9 more
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Neighborhood Housing Services of San Antonio
851 Steves Ave, San Antonio · 35 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 5 more
Rental assistance programs
The ones that serve in Guadalupe County or the whole state, with what each page says about being open.
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Comprehensive Energy Assistance Program (CEAP)
Run by Texas Department of Housing and Community Affairs (TDHCA)
Texas program, funded by LIHEAP, that helps low-income households pay for electricity and gas, through local agencies in each county
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Guadalupe County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,882
What you need before you get the keys.
What adds up
- First month
- $1,441
- Security deposit
- $1,441
- Total
- $2,882
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Guadalupe County?
According to HUD (Fiscal year 2027): Studio: $1,099; 1 bedroom: $1,196; 2 bedrooms: $1,441; 3 bedrooms: $1,864; 4 bedrooms: $2,163. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Guadalupe County?
Paying the 2-bedroom fair market rent ($1,441) without spending more than 30% of income takes $27.71 an hour full time, or $57,640 a year.
Who qualifies for Section 8 in Guadalupe County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $50,300 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Guadalupe County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,297 and $1,585 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Guadalupe County?
For 2 bedrooms they run from $1,260 in 78155 to $2,160 in 78108. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Guadalupe County?
HUD lists 13 properties with homes for low-income households in Guadalupe County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Guadalupe County?
HUD counts rent as a burden when it reaches 30% of income or more. In Guadalupe County, 47% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).