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Renting · Section 8

Data from November 2026

Renting in Coleman County, Texas

Coleman County has a HUD fair market rent of $1,079 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $653 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $20.75 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,079
a month, HUD, Fiscal year 2027
27% less than in Texas
Typical rent
$653
a month, Census, Average 2020–2024
53% less than in Texas
Wage needed
$20.75
an hour, 2 bedrooms
Or $43,160 a year, to spend no more than 30% of income on rent.
Rent-burdened households
35%
spend 30% or more of income on rent
33% less than in Texas

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Coleman County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Coleman County has the lowest typical rent in its area: $653, less than any of its 6 neighboring counties; next is Callahan County ($817).

  2. Coleman County has the 13th lowest typical rent of the 240 counties in Texas with this figure ($653).

  3. At 35%, Coleman County ranks 16th among the 202 counties in Texas with this figure for the smallest share of rent-burdened renters.

  4. Coleman County has the 24th lowest typical household income of the 250 counties in Texas with this figure ($49,159).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Coleman County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $820 $15.77 $32,800
1 bedroom $825 $15.87 $33,000
2 bedrooms $1,079 $20.75 $43,160
3 bedrooms $1,286 $24.73 $51,440
4 bedrooms $1,554 $29.88 $62,160

HUD area: Coleman County, TX. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Coleman County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,060 in 76834 to $1,170 in 76878. 9 ZIP codes are above the county's fair market rent ($1,079).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

  • 76828 · Coleman County, TX $1,070$1,320
  • 76834 · Coleman County, TX $1,060$1,260
  • 76845 · Coleman County, TX $1,080$1,290
  • 76873 · Coleman County, TX $1,080$1,290
  • 76878 · Brown County, TX $1,170$1,390
  • 76878 · Coleman County, TX $1,170$1,390
  • 76884 · Coleman County, TX $1,080$1,290
  • 76888 · Coleman County, TX $1,080$1,290
  • 79519 · Abilene, TX $1,150$1,490
  • 79519 · Coleman County, TX $1,150$1,490
  • 79519 · Runnels County, TX $1,150$1,490
  • 79538 · Coleman County, TX $1,060$1,280
  • 79538 · Runnels County, TX $1,060$1,280

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Coleman County, 35% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

35%

of renter households spend 30% or more of their income on rent.

763 households rent in Coleman County

  • spend 30% or more of income on rent 35%
  • Spend less than 30% 65%

Compared with the state and the country

  • Coleman 35%
  • Texas 52%
  • United States 51%

Low-income apartments

Low-income apartments in Coleman County

HUD lists 5 properties with homes for low-income households in Coleman County: HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

HUD-assisted
3
public housing
2

271 homes in all; 249 of them low-income, according to HUD.

  • HIRISE - Santa Fe Public housing 311 S Commercial Ave, Coleman 76834 119 homes, 98 low-income · Run by Housing Authority of Coleman · Average payment: $350 a month · Average wait: 6 months · (325) 625-5018
  • Unnamed Public housing 700 Wallis Ave, Santa Anna 76878 62 homes, 61 low-income · Run by Housing Authority of Santa Anna · Average payment: $332 a month · Average wait: 5 months · (325) 348-3811
  • Hillside Apartments I HUD-assisted 606 W 2nd St, Coleman 76834 52 low-income homes · For older adults · (325) 625-5018
  • Mira Vista HUD-assisted 100 Clark St., Santa Anna 76878 24 low-income homes · For families · (915) 348-3811
  • Hillside Apts. II HUD-assisted 704 W 3rd St, Coleman 76834 14 low-income homes · For families · (325) 625-5018

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Coleman County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 2 agencies serve in Coleman County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Coleman County, TX.
People Extremely low (30%) Very low (50%) Low
1 person $17,600 $29,300 $46,900
2 people $21,640 $33,500 $53,600
3 people $27,320 $37,700 $60,300
4 people $33,000 $41,850 $66,950
5 people $38,680 $45,200 $72,350
6 people $44,360 $48,550 $77,700
7 people $50,040 $51,900 $83,050
8 people $55,250 $55,250 $88,400

Area median income: $69,200. HUD income limits by family size, Fiscal year 2026. Area: Coleman County, TX. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $738 – $902
  • 1 bedroom $743 – $908
  • 2 bedrooms $971 – $1,187
  • 3 bedrooms $1,157 – $1,415
  • 4 bedrooms $1,399 – $1,709

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Texas Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Texas

What Texas law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
30 days
Tex. Prop. Code §92.103(a)
If I fall behind on rent, what notice must I get?
3 days
Tex. Prop. Code §24.005(a)
  • Only a court order can remove youTex. Prop. Code §92.0081(b)
  • Protection from retaliationTex. Prop. Code §92.331
  • Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)

Help

Where to get help with rent in Coleman County

HUD lists no counseling agencies near in Coleman County. Free legal aid and your housing agency can guide you.

Rental assistance programs

The ones that serve in Coleman County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Coleman County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,158

What you need before you get the keys.

What adds up

First month
$1,079
Security deposit
$1,079
Total
$2,158

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Coleman County?

According to HUD (Fiscal year 2027): Studio: $820; 1 bedroom: $825; 2 bedrooms: $1,079; 3 bedrooms: $1,286; 4 bedrooms: $1,554. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Coleman County?

Paying the 2-bedroom fair market rent ($1,079) without spending more than 30% of income takes $20.75 an hour full time, or $43,160 a year.

Who qualifies for Section 8 in Coleman County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $41,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Coleman County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $971 and $1,187 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Coleman County?

For 2 bedrooms they run from $1,060 in 76834 to $1,170 in 76878. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Coleman County?

HUD lists 5 properties with homes for low-income households in Coleman County: HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Coleman County?

HUD counts rent as a burden when it reaches 30% of income or more. In Coleman County, 35% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).