In Cameron Park, a typical home is worth $74,800 and typical rent is $760 a month. Compared with all of Cameron County, the typical home value is 45% lower, typical household income is 31% lower, and the share of households that own their home is 6 points lower.
Cameron Park is in Cameron County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cameron County. See the county
What this place has that others do not, from public data, most unusual first.
1
Cameron Park has the 4th lowest typical home value of the 422 cities in Texas with more than 5,000 people ($74,800).
2
Cameron Park has the 5th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($36,089).
3
Cameron Park has the 10th lowest typical rent of the 413 cities in Texas with more than 5,000 people ($760).
4
59% of households in Cameron Park own their home, against 65% in Cameron County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Cameron Park
What homes there are in Cameron Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Cameron Park
Cameron County
Texas
United States
Kind of home: Cameron Park and its comparisons
Measure
Cameron Park
Cameron County
Texas
United States
Detached house
73%
65%
64%
61%
Attached house
Unreliable estimate
3%
3%
6%
Building of 2 to 4
Unreliable estimate
8%
5%
8%
Apartments (5 or more)
Unreliable estimate
14%
21%
19%
Mobile home
Unreliable estimate
11%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 73% of homes here, against 65% in Cameron County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Cameron Park
Cameron County
Texas
United States
Year built: Cameron Park and its comparisons
Measure
Cameron Park
Cameron County
Texas
United States
Before 1960
Unreliable estimate
10%
12%
26%
1960–1979
35%
20%
21%
24%
1980–1999
47%
32%
28%
25%
2000–2009
17%
21%
18%
14%
2010 or later
Unreliable estimate
16%
21%
11%
In Cameron Park, half of the homes were built before 1984; in Cameron County, before 1992.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K72%
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Cameron Park and its comparisons
Measure
Cameron Park
Under $100K
72%
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99953%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Cameron Park and its comparisons
Measure
Cameron Park
Under $500
Unreliable estimate
$500–$999
53%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,300 a month
Cameron County: $1,449 a month
Without a mortgage
$404 a month
Cameron County: $481 a month
Owning costs less in Cameron Park: with a mortgage, the typical cost is $1,300 a month; in Cameron County, $1,449. Without one, $404.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Cameron ParkNo clear change
Cameron County+59%
Texas+65%
United States+53%
Typical rent
Cameron ParkNo clear change
Cameron County+24%
Texas+34%
United States+33%
Typical household income
Cameron ParkNo clear change
Cameron County+36%
Texas+27%
United States+29%
Change since 2015–2019: Cameron Park and its comparisons
Measure
Cameron Park
Cameron County
Texas
United States
Typical home value
No clear change
+59%
+65%
+53%
Typical rent
No clear change
+24%
+34%
+33%
Typical household income
No clear change
+36%
+27%
+29%
The typical home value in Cameron Park stayed about the same since 2015–2019: the Census sees no clear change.
Rent in Cameron Park moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Cameron Park and its comparisons
Measure
Cameron Park
Cameron County
Texas
United States
Rental vacancy
Unreliable estimate
5.5%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
1.1%
0.9%
More than one person per room
20.0%
9.9%
4.8%
3.4%
People per household
3.69
3.05
2.69
2.53
Drive alone
74%
76%
71%
69%
Carpool
Unreliable estimate
12%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
9%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
In Cameron Park, 20.0% of households live with more than one person per room, against 9.9% in Cameron County.
On average, a household in Cameron Park has 3.69 people, more than in Cameron County (3.05).
To get to work, 74% of workers in Cameron Park drive alone; in Cameron County, 76%.
Do the math
What would you pay each month for a home in Cameron Park?
A typical home is within reach of the typical income
We start with a typical home in Cameron Park, worth $74,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Cameron Park, which is $36,089 a year.
The calculator's FHA and conventional loan limits are those of all of Cameron County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Cameron Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $2,618 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$628
at 7.18% · 30 years
Loan amount
$73,445
Total interest
$105,670
Paid off in
November 2056
Includes $1,263 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $842 a month
Your payment · 21%
Tight
$842 to $1,083 a month
Hard
more than $1,083 a month
Compared with the typical household income in Cameron Park ($36,089 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$498
Property tax
$66
Home insurance
$31
FHA mortgage insurance (MIP)
$33
You need at least $2,618 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $628; principal and interest $498.
The city and its county
Cameron Park and Cameron County
Cameron Park is in Cameron County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Cameron Park
Map of Cameron County, Texas, with Cameron Park marked. Around it, the neighboring counties.
Cameron Park
Cameron County
Other cities with a page
Cameron Park's own numbers
Typical home value
$74,800
Typical monthly rent
$760
Typical yearly household income
$36,089
Households that own their home
59%
Effective property tax rate
1.06%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cameron County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,042
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
9.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cameron County.
A typical home in Cameron Park is worth $74,800: 45% below the county and 74% below Texas. With the typical household income in Cameron Park ($36,089 a year), a typical home costs 2.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Cameron Park2.1 years
Cameron2.6 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cameron County
According to FHFA’s house price index, home prices in Cameron County rose 81% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cameron County.
Yearly change in FHFA’s price index in Cameron County, 2016 to 2025
2016: +0.6% +0.6% 2016
2017: +3.6% +3.6% 2017
2018: +2.2% +2.2% 2018
2019: +4.8% +4.8% 2019
2020: +4.7% +4.7% 2020
2021: +12.0% +12.0% 2021
2022: +18.5% +18.5% 2022
2023: +11.8% +11.8% 2023
2024: +4.4% +4.4% 2024
2025: +0.1% +0.1% 2025
Change in FHFA’s price index in Cameron County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.1%
+0.8%
+2.9%
5 years (2020–2025)
+55%
+44%
+47%
10 years (2015–2025)
+81%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Cameron Park next to Cameron County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Cameron Park$74,800
Cameron$136,500
Texas$283,800
United States$332,700
Typical monthly rent
Cameron Park$760
Cameron$912
Texas$1,403
United States$1,413
Typical yearly household income
Cameron Park$36,089
Cameron$52,601
Texas$78,476
United States$80,734
See the full table
Cameron Park next to Cameron County and Texas
Measure
Cameron Park
Cameron County
Texas
U.S.
Typical home value
$74,800 ▼45% below the county
$136,500
$283,800
$332,700
Typical monthly rent
$760 ▼17% below the county
$912
$1,403
$1,413
Typical yearly household income
$36,089 ▼31% below the county
$52,601
$78,476
$80,734
Households that own their home
59% ▼6 points below the county
65%
63%
65%
Typical yearly property tax
$796 ▼61% below the county
$2,042
$4,232
$3,119
Effective property tax rate
1.06% ▼0.44 points below the county
1.5%
1.49%
0.94%
Renters with high rent for their income
40% ▼10 points below the county
50%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cameron County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Cameron Park
For a typical $74,800 home in Cameron Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Cameron Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$628a month
Least cash to close
Down payment
$2,618
Cash to close
$4,862
Rate
7.18%
Mortgage insurance
FHA MIP · $33
Conventional, 5% down$614a month
Down payment
$3,740
Cash to close
$5,984
Rate
7.18%
Mortgage insurance
PMI · $36
Conventional, 20% down, no PMI$503a month
Down payment
$14,960
Cash to close
$17,204
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$572a month
Down payment
$11,220
Cash to close
$13,464
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Cameron Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$628
$2,618
$73,445
7.18%
FHA MIP · $33
$4,862
580
Conventional, 5% down
$614
$3,740
$71,060
7.18%
PMI · $36
$5,984
620*
Conventional, 20% down, no PMI
$503
$14,960
$59,840
7.18%
None
$17,204
620*
ITIN, 15% down (example)
$572
$11,220
$63,580
8.18%
None
$13,464
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Cameron Park is $760 a month: 17% below the county. In Cameron Park, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cameron County, by unit size. To pay the 2-bedroom one ($1,042 a month) without spending more than 30% of your income, you would need to earn $20.04 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cameron County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$827
$15.90
$33,080
1 bedroom
$884
$17.00
$35,360
2 bedrooms
$1,042
$20.04
$41,680
3 bedrooms
$1,393
$26.79
$55,720
4 bedrooms
$1,496
$28.77
$59,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Cameron Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Cameron Park is in ZIP code 78526.
For 2 bedrooms it is $1,230: $188 more than the fair market rent for Cameron County ($1,042).
Fair market rent by ZIP code and size in Cameron Park, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78526
$980
$1,040
$1,230
$1,640
$1,770
ZIP code2 bd3 bd
78526 $1,230$1,640
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Cameron Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Cameron County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Cameron Park or Cameron County. The ones below are statewide in Texas: they work in Cameron Park the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Cameron Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
CD
cdcb-come dream.come build.
901 E Levee St, Brownsville · 5 miles away · Spanish
No legal help resource on our list is for Cameron Park or Cameron County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Cameron Park and all of Cameron County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Cameron Park?
The typical home value in Cameron Park is $74,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cameron County it is $136,500.
How much does it cost to rent in Cameron Park?
Typical rent in Cameron Park is $760 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cameron County is $1,042.
What is the FHA loan limit in Cameron Park?
Cameron Park uses the FHA limit for all of Cameron County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Cameron Park?
The typical homeowner in Cameron Park pays $796 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in Cameron County, the rate is 1.5%.
Where can I find free help to buy or rent in Cameron Park?
There is 1 HUD-approved counseling agency with an office in Cameron County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
