In Raymondville, a typical home is worth $52,200 and typical rent is $881 a month. Compared with all of Willacy County, the typical home value is 29% lower, typical rent is 9% higher, and the share of households that own their home is 5 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $139,711 to $116,734.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Raymondville is in Willacy County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Willacy County. See the county
What this place has that others do not, from public data, most unusual first.
1
Raymondville has the lowest typical home value of the 422 cities in Texas with more than 5,000 people: $52,200.
2
According to Zillow, in the 12 months to September 2026 the typical home value in Raymondville rose 6.7%; in Texas, it fell 1.4%.
3
Nearby, in Mila Doce, the typical rent is $640: 27% less than in Raymondville ($881).
4
70% of households in Raymondville own their home, against 75% in Willacy County.
5
Raymondville has the 38th lowest typical rent of the 413 cities in Texas with more than 5,000 people ($881).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Raymondville
What homes there are in Raymondville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Raymondville
Willacy County
Texas
United States
Kind of home: Raymondville and its comparisons
Measure
Raymondville
Willacy County
Texas
United States
Detached house
72%
75%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
19%
13%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is the most common home in Raymondville: 72% of homes, near the figure in Willacy County (75%).
There are more mobile homes here than in Willacy County: 19% of homes, against 13%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Raymondville
Willacy County
Texas
United States
Year built: Raymondville and its comparisons
Measure
Raymondville
Willacy County
Texas
United States
Before 1960
25%
18%
12%
26%
1960–1979
24%
25%
21%
24%
1980–1999
29%
31%
28%
25%
2000–2009
9%
11%
18%
14%
2010 or later
13%
15%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K76%
$100K–$200K15%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Raymondville and its comparisons
Measure
Raymondville
Under $100K
76%
$100K–$200K
15%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99974%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Raymondville and its comparisons
Measure
Raymondville
Under $500
Unreliable estimate
$500–$999
74%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,454 a month
Willacy County: $1,464 a month
Without a mortgage
$400 a month
Willacy County: $394 a month
Owners with a mortgage
21%
Willacy County: 29%
The typical cost for an owner with a mortgage in Raymondville is $1,454 a month, near the figure in Willacy County ($1,464).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
RaymondvilleNo clear change
Willacy County+33%
Texas+65%
United States+53%
Typical rent
Raymondville+31%
Willacy County+22%
Texas+34%
United States+33%
Typical household income
Raymondville+73%
Willacy County+53%
Texas+27%
United States+29%
Change since 2015–2019: Raymondville and its comparisons
Measure
Raymondville
Willacy County
Texas
United States
Typical home value
No clear change
+33%
+65%
+53%
Typical rent
+31%
+22%
+34%
+33%
Typical household income
+73%
+53%
+27%
+29%
Since 2015–2019, home values in Raymondville moved so little that the Census cannot say whether they rose or fell.
Rents in Raymondville rose faster than in Willacy County: 31% since 2015–2019, against 22%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Raymondville and its comparisons
Measure
Raymondville
Willacy County
Texas
United States
Rental vacancy
Unreliable estimate
10.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
7.8%
4.8%
3.4%
People per household
3.34
3.25
2.69
2.53
Drive alone
87%
83%
71%
69%
Carpool
Unreliable estimate
6%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
10%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Raymondville look like those in Willacy County: 3.34 people on average.
In Raymondville, 87% of workers drive alone to work; in Willacy County, 83%.
Do the math
What would you pay each month for a home in Raymondville?
A typical home is within reach of the typical income
We start with a typical home in Raymondville, worth $52,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 11% of the typical household income in Raymondville, which is $51,442 a year.
The calculator's FHA and conventional loan limits are those of all of Willacy County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Raymondville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $1,827 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$488
at 7.18% · 30 years
Loan amount
$51,255
Total interest
$73,743
Paid off in
November 2056
Includes $882 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,200 a month
Your payment · 11%
Tight
$1,200 to $1,543 a month
Hard
more than $1,543 a month
Compared with the typical household income in Raymondville ($51,442 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$347
Property tax
$96
Home insurance
$22
FHA mortgage insurance (MIP)
$23
You need at least $1,827 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $488; principal and interest $347.
The city and its county
Raymondville and Willacy County
Raymondville is in Willacy County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Raymondville
Map of Willacy County, Texas, with Raymondville marked. Around it, the neighboring counties.
Raymondville
Willacy County
Other cities with a page
Raymondville's own numbers
Typical home value
$52,200
Typical monthly rent
$881
Typical yearly household income
$51,442
Households that own their home
70%
Effective property tax rate
2.21%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Willacy County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Homes in a high flood-risk zone
47%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Willacy County.
A typical home in Raymondville is worth $52,200: 29% below the county and 82% below Texas. With the typical household income in Raymondville ($51,442 a year), a typical home costs 1.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Raymondville1.0 years
Willacy1.4 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Texas
According to FHFA’s house price index, home prices in Texas rose 88% in the 10 years through 2025.
Yearly change in FHFA’s price index in Texas, 2016 to 2025
2016: +7.0% +7.0% 2016
2017: +7.0% +7.0% 2017
2018: +6.1% +6.1% 2018
2019: +4.6% +4.6% 2019
2020: +3.3% +3.3% 2020
2021: +12.6% +12.6% 2021
2022: +18.4% +18.4% 2022
2023: +4.4% +4.4% 2023
2024: +2.3% +2.3% 2024
2025: +0.8% +0.8% 2025
Change in FHFA’s price index in Texas, Texas and the United States
Period
Texas
U.S.
Last year (2025)
+0.8%
+2.9%
5 years (2020–2025)
+44%
+47%
10 years (2015–2025)
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Raymondville next to Willacy County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Raymondville$52,200
Willacy$73,600
Texas$283,800
United States$332,700
Typical monthly rent
Raymondville$881
Willacy$809
Texas$1,403
United States$1,413
Typical yearly household income
Raymondville$51,442
Willacy$54,180
Texas$78,476
United States$80,734
See the full table
Raymondville next to Willacy County and Texas
Measure
Raymondville
Willacy County
Texas
U.S.
Typical home value
$52,200 ▼29% below the county
$73,600
$283,800
$332,700
Typical monthly rent
$881 ▲9% above the county
$809
$1,403
$1,413
Typical yearly household income
$51,442 ▼5% below the county
$54,180
$78,476
$80,734
Households that own their home
70% ▼5 points below the county
75%
63%
65%
Typical yearly property tax
$1,152 ▼7% below the county
$1,240
$4,232
$3,119
Effective property tax rate
2.21% ▲0.53 points above the county
1.68%
1.49%
0.94%
Renters with high rent for their income
49% ▼7 points below the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Willacy County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Raymondville
For a typical $52,200 home in Raymondville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Raymondville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$488a month
Least cash to close
Down payment
$1,827
Cash to close
$3,393
Rate
7.18%
Mortgage insurance
FHA MIP · $23
Conventional, 5% down$479a month
Down payment
$2,610
Cash to close
$4,176
Rate
7.18%
Mortgage insurance
PMI · $25
Conventional, 20% down, no PMI$401a month
Down payment
$10,440
Cash to close
$12,006
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$449a month
Down payment
$7,830
Cash to close
$9,396
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Raymondville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$488
$1,827
$51,255
7.18%
FHA MIP · $23
$3,393
580
Conventional, 5% down
$479
$2,610
$49,590
7.18%
PMI · $25
$4,176
620*
Conventional, 20% down, no PMI
$401
$10,440
$41,760
7.18%
None
$12,006
620*
ITIN, 15% down (example)
$449
$7,830
$44,370
8.18%
None
$9,396
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Raymondville is $881 a month: 9% above the county. In Raymondville, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Willacy County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Willacy County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$771
$14.83
$30,840
1 bedroom
$775
$14.90
$31,000
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,398
$26.88
$55,920
4 bedrooms
$1,461
$28.10
$58,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Raymondville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Raymondville is in ZIP code 78580.
For 2 bedrooms it is $1,050: $36 more than the fair market rent for Willacy County ($1,014).
Fair market rent by ZIP code and size in Raymondville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
78580
$800
$800
$1,050
$1,450
$1,510
ZIP code2 bd3 bd
78580 $1,050$1,450
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Raymondville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Willacy County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Raymondville or Willacy County. The ones below are statewide in Texas: they work in Raymondville the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Raymondville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Raymondville or Willacy County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Raymondville and all of Willacy County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Raymondville?
The typical home value in Raymondville is $52,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Willacy County it is $73,600.
How much does it cost to rent in Raymondville?
Typical rent in Raymondville is $881 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Willacy County is $1,014.
What is the FHA loan limit in Raymondville?
Raymondville uses the FHA limit for all of Willacy County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Raymondville?
The typical homeowner in Raymondville pays $1,152 a year, according to the U.S. Census Bureau. That is 2.21% of the home’s value; in Willacy County, the rate is 1.68%.
Where can I find free help to buy or rent in Raymondville?
We found no HUD-approved counseling agencies with an office in Willacy County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
