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City · 6,891 residents · Cameron County, Texas

La Feria , Texas

In La Feria, a typical home is worth $106,900 and typical rent is $1,037 a month. Compared with all of Cameron County, the typical home value is 22% lower, typical household income is 14% lower, and the share of households that own their home is 6 points higher.

La Feria in numbers

  • Typical home value

    $106,900

    22% below the county

    62% below Texas

    • La Feria
    • Cameron
    • Texas
  • Typical rent

    $1,037a month

    14% above the county

    26% below Texas

    • La Feria
    • Cameron
    • Texas
  • Typical household income

    $45,081a year

    14% below the county

    43% below Texas

    • La Feria
    • Cameron
    • Texas
  • Households that own their home

    71%

    6 points above the county

    8 points above Texas

    • La Feria
    • Cameron
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$178,963
0.6% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $150,093 to $178,963.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

La Feria is in Cameron County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cameron County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets La Feria apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Mila Doce, the typical rent is $640: 38% less than in La Feria ($1,037).

  2. Nearby, in Mila Doce, the typical home value is $67,700: 37% less than in La Feria ($106,900).

  3. The typical home in La Feria is worth $106,900, 22% less than in Cameron County as a whole ($136,500).

  4. 24% of households in La Feria have no internet at home (12% in Cameron County).

  5. La Feria has the 28th lowest typical household income of the 424 cities in Texas with more than 5,000 people ($45,081).

  6. La Feria has the 29th largest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (65%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in La Feria

What homes there are in La Feria, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: La Feria and its comparisons
MeasureLa FeriaCameron CountyTexasUnited States
Detached house 55%65%64%61%
Attached house Unreliable estimate3%3%6%
Building of 2 to 4 Unreliable estimate8%5%8%
Apartments (5 or more) Unreliable estimate14%21%19%
Mobile home 27%11%6%6%
Boat, RV and other Unreliable estimate0%0%0%

In La Feria, 6 in 10 homes are single-family detached houses; in Cameron County, 6.

Mobile homes are 27% of homes in La Feria, more than in Cameron County (11%).

Year built
Year built: La Feria and its comparisons
MeasureLa FeriaCameron CountyTexasUnited States
Before 1960 9%10%12%26%
1960–1979 19%20%21%24%
1980–1999 41%32%28%25%
2000–2009 17%21%18%14%
2010 or later 14%16%21%11%

By age, homes in La Feria look like those in Cameron County: the typical year built is 1989.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: La Feria and its comparisons
MeasureLa Feria
Under $100K 46%
$100K–$200K 34%
$200K–$300K Unreliable estimate
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable
Monthly rent with utilities
Monthly rent with utilities: La Feria and its comparisons
MeasureLa Feria
Under $500 Unreliable estimate
$500–$999 30%
$1,000–$1,499 40%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable

With a mortgage

$1,431 a month

Cameron County: $1,449 a month

Without a mortgage

$458 a month

Cameron County: $481 a month

Owners with a mortgage

35%

Cameron County: 39%

In La Feria, 35% of owners have a mortgage; their typical cost is $1,431 a month, about the same as in Cameron County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: La Feria and its comparisons
MeasureLa FeriaCameron CountyTexasUnited States
Typical home value +92%+59%+65%+53%
Typical rent +47%+24%+34%+33%
Typical household income +41%+36%+27%+29%

Since 2015–2019, homes in La Feria gained value faster than in Cameron County: 92% against 59%.

Since 2015–2019, the typical rent in La Feria rose 47%, more than in Cameron County (24%).

The typical household income in La Feria rose 41%: less than home values (+92%) and rent (+47%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: La Feria and its comparisons
MeasureLa FeriaCameron CountyTexasUnited States
Rental vacancy Unreliable estimate5.5%7.7%5.5%
Homeowner vacancy Unreliable estimate1.4%1.1%0.9%
More than one person per room Unreliable estimate9.9%4.8%3.4%
People per household 2.623.052.692.53
Drive alone 84%76%71%69%
Carpool Unreliable estimate12%10%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate9%14%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in La Feria are smaller: 2.62 people on average; in Cameron County, 3.05.

In La Feria, 84% of workers drive alone to work; in Cameron County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in La Feria?

A typical home is within reach of the typical income

We start with a typical home in La Feria, worth $106,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in La Feria, which is $45,081 a year.

The calculator's FHA and conventional loan limits are those of all of Cameron County.

Your numbers

Local data
$

Starts at the typical home value in La Feria. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,742 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$905

at 7.18% · 30 years

Loan amount
$104,963
Total interest
$151,018
Paid off in
November 2056

Includes $1,805 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,052 a month

    Your payment · 24%

  • Tight

    $1,052 to $1,352 a month

  • Hard

    more than $1,352 a month

Compared with the typical household income in La Feria ($45,081 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$905
Monthly payment breakdown
Principal & interest$711
Property tax$102
Home insurance$45
FHA mortgage insurance (MIP)$47

You need at least $3,742 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $905; principal and interest $711.

The city and its county

La Feria and Cameron County

La Feria is in Cameron County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Cameron County, Texas, with La Feria marked. Around it, the neighboring counties.

La Feria's own numbers

Typical home value
$106,900
Typical monthly rent
$1,037
Typical yearly household income
$45,081
Households that own their home
71%
Effective property tax rate
1.14%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cameron County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,042
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
9.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cameron County.

Everything about Cameron County

Buying

Buying a home in La Feria

A typical home in La Feria is worth $106,900: 22% below the county and 62% below Texas. With the typical household income in La Feria ($45,081 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • La Feria 2.4 years
  • Cameron 2.6 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cameron County

According to FHFA’s house price index, home prices in Cameron County rose 81% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cameron County.

Yearly change in FHFA’s price index in Cameron County, 2016 to 2025
  1. 2020: +4.7%
  2. 2021: +12.0%
  3. 2022: +18.5%
  4. 2023: +11.8%
  5. 2024: +4.4%
  6. 2025: +0.1%
Change in FHFA’s price index in Cameron County, Texas and the United States
Period County Texas U.S.
Last year (2025) +0.1% +0.8% +2.9%
5 years (2020–2025) +55% +44% +47%
10 years (2015–2025) +81% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

La Feria next to Cameron County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • La Feria $106,900
  • Cameron $136,500
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • La Feria $1,037
  • Cameron $912
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • La Feria $45,081
  • Cameron $52,601
  • Texas $78,476
  • United States $80,734
See the full table
La Feria next to Cameron County and Texas
Measure La Feria Cameron County Texas U.S.
Typical home value $106,900 22% below the county $136,500 $283,800 $332,700
Typical monthly rent $1,037 14% above the county $912 $1,403 $1,413
Typical yearly household income $45,081 14% below the county $52,601 $78,476 $80,734
Households that own their home 71% 6 points above the county 65% 63% 65%
Typical yearly property tax $1,215 40% below the county $2,042 $4,232 $3,119
Effective property tax rate 1.14% 0.36 points below the county 1.5% 1.49% 0.94%
Renters with high rent for their income 65% 15 points above the county 50% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cameron County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in La Feria

For a typical $106,900 home in La Feria, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, La Feria's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $904a month

    Least cash to close
    Down payment
    $3,742
    Cash to close
    $6,949
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $47
  • Conventional, 5% down $885a month

    Down payment
    $5,345
    Cash to close
    $8,552
    Rate
    7.18%
    Mortgage insurance
    PMI · $51
  • Conventional, 20% down, no PMI $725a month

    Down payment
    $21,380
    Cash to close
    $24,587
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $824a month

    Down payment
    $16,035
    Cash to close
    $19,242
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for La Feria and for Cameron County.

Property tax

Effective rate in La Feria

1.14%of the home’s value each year

$1,215 a year for the typical owner in La Feria.

  • La Feria 1.14%
  • Cameron 1.5%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Cameron County

FEMA does not publish these numbers by city: they are for all of Cameron County.

Homes in the high-risk zone
9.5%
11,871
Of those, with NFIP insurance
37%
Homes in the high-risk zone and with NFIP insurance: Cameron County, Texas and the U.S.
Measure County Texas U.S.
Homes in the high-risk zone 9.5% 4.1% 3.5%
Of those, with NFIP insurance 37% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in La Feria

Typical rent in La Feria is $1,037 a month: 14% above the county. In La Feria, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Cameron County, by unit size. To pay the 2-bedroom one ($1,042 a month) without spending more than 30% of your income, you would need to earn $20.04 an hour working full time.

HUD fair market rent for all of Cameron County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Cameron County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $827 $15.90 $33,080
1 bedroom $884 $17.00 $35,360
2 bedrooms $1,042 $20.04 $41,680
3 bedrooms $1,393 $26.79 $55,720
4 bedrooms $1,496 $28.77 $59,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in La Feria

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). La Feria is in ZIP code 78559.

For 2 bedrooms it is $1,140: $98 more than the fair market rent for Cameron County ($1,042).

  • 78559 $1,140$1,520

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for La Feria when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in La Feria

HUD lists 4 buildings with rents for lower incomes in La Feria. These are the largest.

  • Leon Gardens 127 E Primrose Ave, La Feria 78559 320 low-income homes · Run by Cameron County Housing Authority · Average payment: $469 a month · Average wait: 6 months (956) 541-4983
  • Sunflower Estates 404 Lions Villa Ave, La Feria 78559 80 low-income homes · In service since 2012
  • Las Palmas Apartments 27745 S Kansas City Rd, La Feria 78559 36 low-income homes · 1 bd: 32 · 2 bd: 4 · In service since 1999 · For older adults, people with disabilities, families, people experiencing homelessness
  • Sunrise Terrace 2400 N Solis Rd, La Feria 78559 63 homes, 7 low-income (956) 797-6077

See all 80 buildings in Cameron County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in La Feria

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Cameron County; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in La Feria

No down payment, repair or rent-help program on our list is for La Feria or Cameron County. The ones below are statewide in Texas: they work in La Feria the same as in the rest of the state.

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

Housing counselors near La Feria

The HUD-approved agencies closest to the center of La Feria, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Affordable Homes of South Texas, Inc.

    1420 Erie Ave, McAllen · 26 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • cdcb-come dream.come build.

    901 E Levee St, Brownsville · 27 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
  • Laredo-Webb Neighborhood Housing Services

    216 Bob Bullock Loop, Laredo · 137 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more

Every agency in Cameron County All counseling agencies in Texas

Help in Spanish near La Feria

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of La Feria

HUD’s record names them for La Feria or Cameron County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Cameron County Housing Authority Public housing and Section 8 vouchers (956) 541-4983

5 other authorities have an office in Cameron County: see the list Source: HUD

Cities

Other cities in Cameron County

These cities are also in Cameron County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about La Feria

Short answers with the numbers for La Feria and all of Cameron County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in La Feria?

The typical home value in La Feria is $106,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cameron County it is $136,500.

How much does it cost to rent in La Feria?

Typical rent in La Feria is $1,037 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cameron County is $1,042.

What is the FHA loan limit in La Feria?

La Feria uses the FHA limit for all of Cameron County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in La Feria?

The typical homeowner in La Feria pays $1,215 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Cameron County, the rate is 1.5%.

Where can I find free help to buy or rent in La Feria?

There is 1 HUD-approved counseling agency with an office in Cameron County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).