Renting · Section 8
Data from November 2026
Renting in Bowie County, Texas
Bowie County has a HUD fair market rent of $1,118 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $988 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $21.50 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,118
- a month, HUD, Fiscal year 2027
- 25% less than in Texas
- Typical rent
- $988
- a month, Census, Average 2020–2024
- 30% less than in Texas
- Wage needed
- $21.50
- an hour, 2 bedrooms
- Or $44,720 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 51%
- spend 30% or more of income on rent
- 1% less than in Texas
Only here
Renting in Bowie County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Nearby, in Camp County, the typical rent is $801: 19% less than in Bowie County ($988).
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14% of households in Bowie County have no internet at home, against 6% in Texas.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Bowie County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Bowie County was $1,314 a month in September 2026: 0.6% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $839 | $16.13 | $33,560 |
| 1 bedroom | $874 | $16.81 | $34,960 |
| 2 bedrooms | $1,118 | $21.50 | $44,720 |
| 3 bedrooms | $1,403 | $26.98 | $56,120 |
| 4 bedrooms | $1,683 | $32.37 | $67,320 |
HUD area: Texarkana, TX-Texarkana, AR HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 11 ZIP codes in Bowie County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 75559 to $1,340 in 75503. 3 ZIP codes are above the county's fair market rent ($1,118).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 75501 | Cass County, TX | $830 | $860 | $1,100 | $1,380 | $1,660 |
|---|---|---|---|---|---|---|
| 75501 | Texarkana, TX-Texarkana, AR | $830 | $860 | $1,100 | $1,380 | $1,660 |
| 75503 | Texarkana, TX-Texarkana, AR | $1,010 | $1,050 | $1,340 | $1,680 | $2,020 |
| 75559 | Red River County, TX | $780 | $790 | $1,010 | $1,280 | $1,540 |
| 75559 | Texarkana, TX-Texarkana, AR | $780 | $790 | $1,010 | $1,280 | $1,540 |
| 75561 | Texarkana, TX-Texarkana, AR | $860 | $900 | $1,150 | $1,440 | $1,730 |
| 75567 | Texarkana, TX-Texarkana, AR | $780 | $790 | $1,010 | $1,280 | $1,540 |
| 75569 | Texarkana, TX-Texarkana, AR | $800 | $830 | $1,060 | $1,330 | $1,600 |
| 75570 | Texarkana, TX-Texarkana, AR | $780 | $790 | $1,010 | $1,280 | $1,540 |
| 75573 | Texarkana, TX-Texarkana, AR | $860 | $890 | $1,140 | $1,430 | $1,720 |
| 75574 | Texarkana, TX-Texarkana, AR | $780 | $800 | $1,030 | $1,320 | $1,590 |
- 75501 · Cass County, TX $1,100$1,380
- 75501 · Texarkana, TX-Texarkana, AR $1,100$1,380
- 75503 · Texarkana, TX-Texarkana, AR $1,340$1,680
- 75559 · Red River County, TX $1,010$1,280
- 75559 · Texarkana, TX-Texarkana, AR $1,010$1,280
- 75561 · Texarkana, TX-Texarkana, AR $1,150$1,440
- 75567 · Texarkana, TX-Texarkana, AR $1,010$1,280
- 75569 · Texarkana, TX-Texarkana, AR $1,060$1,330
- 75570 · Texarkana, TX-Texarkana, AR $1,010$1,280
- 75573 · Texarkana, TX-Texarkana, AR $1,140$1,430
- 75574 · Texarkana, TX-Texarkana, AR $1,030$1,320
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Bowie County, 51% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
51%
of renter households spend 30% or more of their income on rent.
12,820 households rent in Bowie County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 29%
- Spend less than 30% 49%
Compared with the state and the country
- Bowie 51%
- Texas 52%
- United States 51%
Low-income apartments
Low-income apartments in Bowie County
HUD lists 21 properties with homes for low-income households in Bowie County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 17
- HUD-assisted
- 3
- public housing
- 2
1,752 homes in all; 1,232 of them low-income, according to HUD.
- Sunset Apartments HUD-assisted 1601 Allen Ln, Texarkana 75501 150 low-income homes · For families · (903) 793-0440
- Robison Terrace Tax credit (LIHTC) 1010 Dan Haskins Way, Texarkana 75501 130 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
- Pecan Ridge Tax credit (LIHTC) 2210 W 15th St, Texarkana 75501 124 low-income homes · In service since 2011
- Rosehill Ridge Tax credit (LIHTC) 1201 Stuckey St, Texarkana 75501 122 low-income homes · In service since 2013
- Lakeridge Townhomes Tax credit (LIHTC) 3708 S Lake Dr, Texarkana 75501 112 low-income homes · In service since 2004
- Town North Apts Tax credit (LIHTC) · HUD-assisted 4624 Elizabeth St, Texarkana 75503 100 low-income homes · In service since 2003 · For families · (903) 793-5752
- Grim Hotel Apartments Tax credit (LIHTC) 301 N State Line Ave, Texarkana 75501 93 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
- Nash Senior Village Tax credit (LIHTC) South Side New Boston RD B/T Clark LN & Collins RD, Nash 75569 100 homes, 78 low-income
- Unnamed Public housing 41 Cooper Cir, De Kalb 75559 55 homes, 54 low-income · Run by Housing Authority of De Kalb · Average payment: $295 a month · Average wait: 374 months · (903) 667-2818
- Williams Homes Tax credit (LIHTC) 1001 Dan Haskins Way, Texarkana 75501 52 low-income homes · 1 bd: 52 · For older adults, people with disabilities, families, people experiencing homelessness
- Hampton Homes Tax credit (LIHTC) 3301 W. 15th ST and 1400 Jenkins ST, Texarkana 75501 50 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
- Hatt Scattered Sites Tax credit (LIHTC) 115 Akins Rd, Texarkana 75501 42 low-income homes · 1 bd: 42 · For older adults, people with disabilities, families, people experiencing homelessness
- New Boston Housing Authority HUD-assisted 303 Rice St, New Boston 75570 40 low-income homes · For families · (903) 628-2951
- Unnamed Public housing 305 Main St, Maud 75567 26 low-income homes · Run by Maud Housing Authority · Average payment: $450 a month · Average wait: 50 months · (903) 628-2951
- Dekalb Seniors Apts Tax credit (LIHTC) 400 Oakhill Pl, De Kalb 75559 24 low-income homes · 1 bd: 24 · In service since 1993
- Bright Street Tax credit (LIHTC) 3101-3139 and 3201 Bright Street, Texarkana 75501 20 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
- Riverplace Apts Tax credit (LIHTC) 1304 W Avenue A, Hooks 75561 40 homes, 15 low-income · 1 bd: 12 · 2 bd: 24 · 3 bd: 4 · In service since 2010
- Winfield Estates Tax credit (LIHTC) 3535 S Lake Dr, Texarkana 75501 154 homes
- The Oaks Tax credit (LIHTC) 2100 W 12th St, Texarkana 75501 126 homes
- Renaissance Plaza Tax credit (LIHTC) 1100 Dan Haskins Way, Texarkana 75501 120 homes
- Abbington Glen of Nash Tax credit (LIHTC) 245 E New Boston Rd, Nash 75569 72 homes · In service since 2016
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Bowie County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 6 agencies serve in Bowie County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $17,600 | $29,300 | $46,900 |
| 2 people | $21,640 | $33,500 | $53,600 |
| 3 people | $27,320 | $37,700 | $60,300 |
| 4 people | $33,000 | $41,850 | $66,950 |
| 5 people | $38,680 | $45,200 | $72,350 |
| 6 people | $44,360 | $48,550 | $77,700 |
| 7 people | $50,040 | $51,900 | $83,050 |
| 8 people | $55,250 | $55,250 | $88,400 |
Area median income: $78,300. HUD income limits by family size, Fiscal year 2026. Area: Texarkana, TX-Texarkana, AR HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $755 – $923
- 1 bedroom $787 – $961
- 2 bedrooms $1,006 – $1,230
- 3 bedrooms $1,263 – $1,543
- 4 bedrooms $1,515 – $1,851
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Ark-Tex Council of Governments Housing Authority Section 8 vouchers · 1,948 vouchers (903) 832-8636 Ark-Tex Council of Governments Housing Authority: mrudel@atcog.org
- Housing Authority of Texarkana Public housing and Section 8 vouchers · 1,066 vouchers (903) 838-8548 Housing Authority of Texarkana: adowning@vcoftt.org
- Housing Authority of De Kalb Public housing and Section 8 vouchers · 66 vouchers · 54 public housing units (903) 667-2818 Housing Authority of De Kalb: dphaoffice@valornet.com
- Maud Housing Authority Public housing · 26 public housing units (903) 628-2951 Maud Housing Authority: cal.davis@nbhatx.org
- New Boston Property Management Public housing (903) 628-2951 New Boston Property Management: cal.davis@nbhatx.org
- Bowie County Housing Authority Public housing (903) 628-2951 Bowie County Housing Authority: cal.davis@nbhatx.org
Housing agencies in Texas Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Texas
What Texas law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Tex. Prop. Code §92.103(a)
- If I fall behind on rent, what notice must I get?
- 3 days
- Tex. Prop. Code §24.005(a)
- Only a court order can remove youTex. Prop. Code §92.0081(b)
- Protection from retaliationTex. Prop. Code §92.331
- Repair and deduct from the rentTex. Prop. Code §92.0561(a)-(b)
Help
Where to get help with rent in Bowie County
HUD lists no counseling agencies near in Bowie County. Free legal aid and your housing agency can guide you.
Rental assistance programs
The ones that serve in Bowie County or the whole state, with what each page says about being open.
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Comprehensive Energy Assistance Program (CEAP)
Run by Texas Department of Housing and Community Affairs (TDHCA)
Texas program, funded by LIHEAP, that helps low-income households pay for electricity and gas, through local agencies in each county
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Bowie County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Texas, the average home bill was $164 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,236
What you need before you get the keys.
What adds up
- First month
- $1,118
- Security deposit
- $1,118
- Total
- $2,236
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Bowie County?
According to HUD (Fiscal year 2027): Studio: $839; 1 bedroom: $874; 2 bedrooms: $1,118; 3 bedrooms: $1,403; 4 bedrooms: $1,683. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Bowie County?
Paying the 2-bedroom fair market rent ($1,118) without spending more than 30% of income takes $21.50 an hour full time, or $44,720 a year.
Who qualifies for Section 8 in Bowie County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $41,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Bowie County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,006 and $1,230 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Bowie County?
For 2 bedrooms they run from $1,010 in 75559 to $1,340 in 75503. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Bowie County?
HUD lists 21 properties with homes for low-income households in Bowie County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Bowie County?
HUD counts rent as a burden when it reaches 30% of income or more. In Bowie County, 51% of renter households are in that position; in Texas, 52%, and nationwide, 51% (Average 2020–2024, Census).