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City · 8,294 residents · Williamson County, Tennessee

Thompson's Station , Tennessee

In Thompson's Station, a typical home is worth $700,500 and typical rent is $2,088 a month. Compared with all of Williamson County, the typical home value is 7% lower and typical rent is 6% higher.

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  • Typical home value

    $700,500

    7% below the county

    144% above Tennessee

    • Thompson's Station
    • Williamson
    • Tennessee

  • Typical rent

    $2,088a month

    6% above the county

    76% above Tennessee

    • Thompson's Station
    • Williamson
    • Tennessee

  • Typical household income

    $132,647a year

    2% below the county

    91% above Tennessee

    • Thompson's Station
    • Williamson
    • Tennessee

  • Households that own their home

    81%

    3 points above the county

    14 points above Tennessee

    • Thompson's Station
    • Williamson
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$728,431
1.4% more than 12 months ago
Typical rent
$2,214 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Thompson's Station is in Williamson County. The FHA loan limit ($1,029,250 for a one-unit home), the fair market rents and the help on this page are those of all of Williamson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Thompson's Station apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Columbia, the typical home value is $308,700: 56% less than in Thompson's Station ($700,500).

  2. Thompson's Station has the 4th highest typical home value of the 113 cities in Tennessee with more than 5,000 people ($700,500).

  3. Thompson's Station has the 4th highest typical rent of the 109 cities in Tennessee with more than 5,000 people ($2,088).

  4. Nearby, in Columbia, the typical rent is $1,197: 43% less than in Thompson's Station ($2,088).

  5. Thompson's Station has the 8th highest typical household income of the 113 cities in Tennessee with more than 5,000 people ($132,647).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Thompson's Station

What homes there are in Thompson's Station, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Thompson's Station, 7 in 10 homes are single-family detached houses, about the same as in Williamson County.

Year built

Here half of the homes date from 2013 or later; in Williamson County, from 2002 or later.

There is more room for a big family here: 83% of homes have 3 bedrooms or more, against 79% in Williamson County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,645 a month

Williamson County: $2,642 a month

Without a mortgage

$746 a month

Williamson County: $717 a month

Owners with a mortgage

75%

Williamson County: 68%

Owning costs about the same in Thompson's Station as in Williamson County: with a mortgage, $2,645 a month; without one, $746.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Thompson's Station rose 67% since 2015–2019, about the same as in Williamson County (68%).

Rent in Thompson's Station moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureThompson's StationWilliamson CountyTennesseeUnited States
Rental vacancy Unreliable estimate6.7%6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate1.0%2.2%3.4%
People per household 2.852.812.452.53
Drive alone 62%65%76%69%
Carpool Unreliable estimate5%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 34%28%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Thompson's Station look like those in Williamson County: 2.85 people on average.

Working from home is more common in Thompson's Station: 34%, against 28% in Williamson County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Thompson's Station?

A typical home costs more than the typical income allows

We start with a typical home in Thompson's Station, worth $700,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 50% of the typical household income in Thompson's Station, which is $132,647 a year. For that payment to be 28% of income, a household would need to earn about $234,736 a year.

The calculator's FHA and conventional loan limits are those of all of Williamson County.

Your numbers

Local data
$

Starts at the typical home value in Thompson's Station. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $24,518 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$5,477

at 7.18% · 30 years

Loan amount
$687,812
Total interest
$989,600
Paid off in
November 2056

Includes $11,830 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $3,095 a month

  • Tight

    $3,095 to $3,979 a month

  • Hard

    more than $3,979 a month

    Your payment · 50%

Compared with the typical household income in Thompson's Station ($132,647 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$5,477
Principal & interest$4,659
Property tax$216
Home insurance$292
FHA mortgage insurance (MIP)$310

You need at least $24,518 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Thompson's Station and Williamson County

Thompson's Station is in Williamson County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Thompson's Station's own numbers

Typical home value
$700,500
Typical monthly rent
$2,088
Typical yearly household income
$132,647
Households that own their home
81%
Effective property tax rate
0.37%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Williamson County

FHA limit, one-unit home
$1,029,250
Conventional limit, one unit
$1,029,250
HUD fair market rent, 2 bedrooms
$1,798
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Williamson County.

Everything about Williamson County

Buying

Buying a home in Thompson's Station

A typical home in Thompson's Station is worth $700,500: 7% below the county and 144% above Tennessee. With the typical household income in Thompson's Station ($132,647 a year), a typical home costs 5.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Thompson's Station 5.3 years
  • Williamson 5.5 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Williamson County

According to FHFA’s house price index, home prices in Williamson County rose 128% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Williamson County.

Period County Tennessee U.S.
Last year (2025) +2.8% +2.4% +2.9%
5 years (2020–2025) +69% +60% +47%
10 years (2015–2025) +128% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Thompson's Station next to Williamson County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Thompson's Station $700,500
  • Williamson $751,900
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • Thompson's Station $2,088
  • Williamson $1,969
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • Thompson's Station $132,647
  • Williamson $135,594
  • Tennessee $69,595
  • United States $80,734
See the full table
Thompson's Station next to Williamson County and Tennessee
Measure Thompson's Station Williamson County Tennessee U.S.
Typical home value $700,500 $751,900 $286,700 $332,700
Typical monthly rent $2,088 $1,969 $1,189 $1,413
Typical yearly household income $132,647 $135,594 $69,595 $80,734
Households that own their home 81% 79% 67% 65%
Typical yearly property tax $2,592 $3,004 $1,442 $3,119
Effective property tax rate 0.37% 0.4% 0.5% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Williamson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Thompson's Station

For a typical $700,500 home in Thompson's Station, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Thompson's Station's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $5,477a month

    Least cash to close
    Down payment
    $24,518
    Cash to close
    $45,533
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $310

  • Conventional, 5% down $5,349a month

    Down payment
    $35,025
    Cash to close
    $56,040
    Rate
    7.18%
    Mortgage insurance
    PMI · $333

  • Conventional, 20% down, no PMI $4,304a month

    Down payment
    $140,100
    Cash to close
    $161,115
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $4,952a month

    Down payment
    $105,075
    Cash to close
    $126,090
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Thompson's Station and for Williamson County.

Property tax

Effective rate in Thompson's Station

0.37%of the home’s value each year

$2,592 a year for the typical owner in Thompson's Station.

  • Thompson's Station 0.37%
  • Williamson 0.4%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Williamson County

FEMA does not publish these numbers by city: they are for all of Williamson County.

Homes in the high-risk zone
1.5%
796
Of those, with NFIP insurance
86%
County Tennessee U.S.
Homes in the high-risk zone 1.5% 1.6% 3.5%
Of those, with NFIP insurance 86% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Thompson's Station

Typical rent in Thompson's Station is $2,088 a month: 6% above the county.

HUD publishes a fair market rent for all of Williamson County, by unit size. To pay the 2-bedroom one ($1,798 a month) without spending more than 30% of your income, you would need to earn $34.58 an hour working full time.

HUD fair market rent for all of Williamson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,585 $30.48 $63,400
1 bedroom $1,650 $31.73 $66,000
2 bedrooms $1,798 $34.58 $71,920
3 bedrooms $2,309 $44.40 $92,360
4 bedrooms $2,799 $53.83 $111,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Thompson's Station

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Thompson's Station has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,230 in 37064 to $2,440 in 37179.

2 of the 2 are above the fair market rent for Williamson County ($1,798).

  • 37064 $2,230$2,860
  • 37179 $2,440$3,130

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Thompson's Station when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Thompson's Station

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Williamson County; 1 says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Thompson's Station

No down payment, repair or rent-help program on our list is for Thompson's Station or Williamson County. The ones below are statewide in Tennessee: they work in Thompson's Station the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near Thompson's Station

The HUD-approved agencies closest to the center of Thompson's Station, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Good Neighbor Foundation

    129 W Fowlkes St, Franklin · 8 miles away · Spanish

    Also serves in Arabic.

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (615) 610-4912

  • Life of Victory International Christian Ministries

    144 Bain Dr Ste 200, La Vergne · 22 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (615) 213-1468

  • Operation Hope- Nashville Branch - First Bank

    1817 W End Ave, Nashville · 24 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (615) 768-9059

Every agency in Williamson County All counseling agencies in Tennessee

Help in Spanish near Thompson's Station

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Thompson's Station

In HUD’s record, no housing authority with an office in Williamson County is named for Thompson's Station or Williamson County.

One other authority has an office in Williamson County: see the list Source: HUD

Cities

Other cities in Williamson County

These cities are also in Williamson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Williamson County Housing in Tennessee

Nearby cities

The cities closest to Thompson's Station, with the typical home value.

Neighboring counties

If Williamson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Thompson's Station.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Thompson's Station

Short answers with the numbers for Thompson's Station and all of Williamson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Thompson's Station?

The typical home value in Thompson's Station is $700,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Williamson County it is $751,900.

How much does it cost to rent in Thompson's Station?

Typical rent in Thompson's Station is $2,088 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Williamson County is $1,798.

What is the FHA loan limit in Thompson's Station?

Thompson's Station uses the FHA limit for all of Williamson County (2026): $1,029,250 for a one-unit home and $1,979,350 for a four-unit home.

How much property tax do owners pay in Thompson's Station?

The typical homeowner in Thompson's Station pays $2,592 a year, according to the U.S. Census Bureau. That is 0.37% of the home’s value; in Williamson County, the rate is 0.4%.

Where can I find free help to buy or rent in Thompson's Station?

There is 1 HUD-approved counseling agency with an office in Williamson County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).