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City · 12,861 residents · Marshall County, Tennessee

Lewisburg , Tennessee

In Lewisburg, a typical home is worth $225,700 and typical rent is $872 a month. Compared with all of Marshall County, typical household income is 32% lower, the typical home value is 19% lower, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $225,700

    19% below the county

    21% below Tennessee

    • Lewisburg
    • Marshall
    • Tennessee

  • Typical rent

    $872a month

    8% below the county

    27% below Tennessee

    • Lewisburg
    • Marshall
    • Tennessee

  • Typical household income

    $48,341a year

    32% below the county

    31% below Tennessee

    • Lewisburg
    • Marshall
    • Tennessee

  • Households that own their home

    59%

    17 points below the county

    8 points below Tennessee

    • Lewisburg
    • Marshall
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$289,657
2.7% more than 12 months ago
Typical rent
$1,325 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lewisburg is in Marshall County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Marshall County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lewisburg apart

What this place has that others do not, from public data, most unusual first.

  1. 59% of households in Lewisburg own their home, against 77% in Marshall County.

  2. The typical household income in Lewisburg is $48,341, 32% less than in Marshall County as a whole ($71,049).

  3. The typical home in Lewisburg is worth $225,700, 19% less than in Marshall County as a whole ($279,800).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lewisburg

What homes there are in Lewisburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lewisburg, 8 in 10 homes are single-family detached houses; in Marshall County, 8.

Year built

The typical home in Lewisburg was built in 1978, 13 years before the typical one in Marshall County.

There are fewer big homes in Lewisburg than in Marshall County: 62% have 3 bedrooms or more, against 76%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Lewisburg are worth less than $500,000, below the FHA loan limit for Marshall County ($541,287).

Monthly rent with utilities

With a HUD fair market rent of $1,106 for 2 bedrooms, at least 66% of rented homes in Lewisburg sit below it.

With a mortgage

$1,280 a month

Marshall County: $1,444 a month

Without a mortgage

$402 a month

Marshall County: $457 a month

Owners with a mortgage

63%

Marshall County: 59%

In Lewisburg, 63% of owners have a mortgage, and their typical cost is $1,280 a month, against $1,444 in Marshall County. Without one it drops to $402.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Lewisburg rose 133%; in Marshall County, it rose 105%.

The typical rent in Lewisburg rose 20% over the same time; in Marshall County, it rose 24%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLewisburgMarshall CountyTennesseeUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimateUnreliable estimate2.2%3.4%
People per household 2.422.622.452.53
Drive alone 81%78%76%69%
Carpool 7%7%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 11%14%13%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.42 on average, against 2.62 in Marshall County.

In Lewisburg, 81% of workers drive alone to work; in Marshall County, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lewisburg?

A typical home costs more than the typical income allows

We start with a typical home in Lewisburg, worth $225,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Lewisburg, which is $48,341 a year. For that payment to be 28% of income, a household would need to earn about $77,405 a year.

The calculator's FHA and conventional loan limits are those of all of Marshall County.

Your numbers

Local data
$

Starts at the typical home value in Lewisburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,900 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,806

at 7.18% · 30 years

Loan amount
$221,612
Total interest
$318,847
Paid off in
November 2056

Includes $3,812 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,128 a month

  • Tight

    $1,128 to $1,450 a month

  • Hard

    more than $1,450 a month

    Your payment · 45%

Compared with the typical household income in Lewisburg ($48,341 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,806
Principal & interest$1,501
Property tax$111
Home insurance$94
FHA mortgage insurance (MIP)$100

You need at least $7,900 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lewisburg and Marshall County

Lewisburg is in Marshall County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lewisburg's own numbers

Typical home value
$225,700
Typical monthly rent
$872
Typical yearly household income
$48,341
Households that own their home
59%
Effective property tax rate
0.59%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Marshall County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,106
Price change over 5 years (FHFA)
+70%
Homes in a high flood-risk zone
3.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Marshall County.

Everything about Marshall County

Buying

Buying a home in Lewisburg

A typical home in Lewisburg is worth $225,700: 19% below the county and 21% below Tennessee. With the typical household income in Lewisburg ($48,341 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lewisburg 4.7 years
  • Marshall 3.9 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Marshall County

According to FHFA’s house price index, home prices in Marshall County rose 161% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Marshall County.

Period County Tennessee U.S.
Last year (2025) +5.6% +2.4% +2.9%
5 years (2020–2025) +70% +60% +47%
10 years (2015–2025) +161% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lewisburg next to Marshall County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lewisburg $225,700
  • Marshall $279,800
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • Lewisburg $872
  • Marshall $946
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • Lewisburg $48,341
  • Marshall $71,049
  • Tennessee $69,595
  • United States $80,734
See the full table
Lewisburg next to Marshall County and Tennessee
Measure Lewisburg Marshall County Tennessee U.S.
Typical home value $225,700 $279,800 $286,700 $332,700
Typical monthly rent $872 $946 $1,189 $1,413
Typical yearly household income $48,341 $71,049 $69,595 $80,734
Households that own their home 59% 77% 67% 65%
Typical yearly property tax $1,329 $1,346 $1,442 $3,119
Effective property tax rate 0.59% 0.48% 0.5% 0.94%
Renters with high rent for their income 38% 40% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Marshall County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lewisburg

For a typical $225,700 home in Lewisburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lewisburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,806a month

    Least cash to close
    Down payment
    $7,900
    Cash to close
    $14,671
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $100

  • Conventional, 5% down $1,765a month

    Down payment
    $11,285
    Cash to close
    $18,056
    Rate
    7.18%
    Mortgage insurance
    PMI · $107

  • Conventional, 20% down, no PMI $1,428a month

    Down payment
    $45,140
    Cash to close
    $51,911
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,637a month

    Down payment
    $33,855
    Cash to close
    $40,626
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lewisburg and for Marshall County.

Property tax

Effective rate in Lewisburg

0.59%of the home’s value each year

$1,329 a year for the typical owner in Lewisburg.

  • Lewisburg 0.59%
  • Marshall 0.48%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Marshall County

FEMA does not publish these numbers by city: they are for all of Marshall County.

Homes in the high-risk zone
3.3%
480
Of those, with NFIP insurance
18%
County Tennessee U.S.
Homes in the high-risk zone 3.3% 1.6% 3.5%
Of those, with NFIP insurance 18% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lewisburg

Typical rent in Lewisburg is $872 a month: 8% below the county. In Lewisburg, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Marshall County, by unit size. To pay the 2-bedroom one ($1,106 a month) without spending more than 30% of your income, you would need to earn $21.27 an hour working full time.

HUD fair market rent for all of Marshall County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $840 $16.15 $33,600
1 bedroom $845 $16.25 $33,800
2 bedrooms $1,106 $21.27 $44,240
3 bedrooms $1,467 $28.21 $58,680
4 bedrooms $1,473 $28.33 $58,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lewisburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lewisburg is in ZIP code 37091.

For 2 bedrooms it is $1,220: $114 more than the fair market rent for Marshall County ($1,106).

  • 37091 $1,220$1,540

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lewisburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lewisburg

HUD lists 8 buildings with rents for lower incomes in Lewisburg. These are the largest.

  • James K. Polk Court 250 Cummings Cir, Lewisburg 37091 220 homes, 216 low-income · Run by Lewisburg Housing Authority · Average payment: $453 a month · Average wait: 13 months (931) 359-4517
  • Lewisburg Summit Apartments 730 Franklin Ave, Lewisburg 37091 130 low-income homes · For older adults (931) 359-4781
  • Saddlewood Apts 951 W Ellington Pkwy, Lewisburg 37091 58 low-income homes · 2 bd: 30 · 3 bd: 28 · In service since 2002 · For people with disabilities
  • Oxford Square Apts 1431 New Columbia Hwy, Lewisburg 37091 52 low-income homes · 1 bd: 12 · 2 bd: 21 · 3 bd: 19 · In service since 2013 · For people with disabilities, families
  • Acorn Hills 1271 Pine Cone Dr, Lewisburg 37091 44 low-income homes · 4 bd: 44 · In service since 1997 · For people with disabilities

See all 8 buildings in Marshall County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lewisburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Marshall County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Lewisburg

No down payment, repair or rent-help program on our list is for Lewisburg or Marshall County. The ones below are statewide in Tennessee: they work in Lewisburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near Lewisburg

The HUD-approved agencies closest to the center of Lewisburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Good Neighbor Foundation

    129 W Fowlkes St, Franklin · 33 miles away · Spanish

    Also serves in Arabic.

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (615) 610-4912

  • Life of Victory International Christian Ministries

    144 Bain Dr Ste 200, La Vergne · 40 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (615) 213-1468

  • Dominion Financial Management

    661 Fitzhugh Blvd, Smyrna · 42 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 6 more
    615-220-5858x111

All counseling agencies in Tennessee

Help in Spanish near Lewisburg

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lewisburg

HUD’s record names them for Lewisburg or Marshall County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Tennessee Source: HUD

Cities

Nearby cities

The cities closest to Lewisburg, with the typical home value.

Everything about Marshall County Housing in Tennessee

Neighboring counties

If Marshall County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lewisburg.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Lewisburg

Short answers with the numbers for Lewisburg and all of Marshall County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lewisburg?

The typical home value in Lewisburg is $225,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Marshall County it is $279,800.

How much does it cost to rent in Lewisburg?

Typical rent in Lewisburg is $872 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Marshall County is $1,106.

What is the FHA loan limit in Lewisburg?

Lewisburg uses the FHA limit for all of Marshall County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lewisburg?

The typical homeowner in Lewisburg pays $1,329 a year, according to the U.S. Census Bureau. That is 0.59% of the home’s value; in Marshall County, the rate is 0.48%.

Where can I find free help to buy or rent in Lewisburg?

We found no HUD-approved counseling agencies with an office in Marshall County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).