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City · 45,556 residents · Williamson County, Tennessee

Brentwood , Tennessee

In Brentwood, a typical home is worth $1,031,300 and typical rent is $2,825 a month. Compared with all of Williamson County, typical rent is 43% higher, the typical home value is 37% higher, and the share of households that own their home is 12 points higher.

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  • Typical home value

    $1,031,300

    37% above the county

    260% above Tennessee

    • Brentwood
    • Williamson
    • Tennessee

  • Typical rent

    $2,825a month

    43% above the county

    138% above Tennessee

    • Brentwood
    • Williamson
    • Tennessee

  • Typical household income

    $182,088a year

    34% above the county

    162% above Tennessee

    • Brentwood
    • Williamson
    • Tennessee

  • Households that own their home

    90%

    12 points above the county

    24 points above Tennessee

    • Brentwood
    • Williamson
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,388,985
4.1% more than 12 months ago
Typical rent
$1,960 a month
about the same as 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brentwood is in Williamson County. The FHA loan limit ($1,029,250 for a one-unit home), the fair market rents and the help on this page are those of all of Williamson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brentwood apart

What this place has that others do not, from public data, most unusual first.

  1. Brentwood has the highest typical rent of the 109 cities in Tennessee with more than 5,000 people: $2,825.

  2. Brentwood has the highest typical household income of the 113 cities in Tennessee with more than 5,000 people: $182,088.

  3. Brentwood has the highest typical home value of the 113 cities in Tennessee with more than 5,000 people: $1,031,300.

  4. Nearby, in La Vergne, the typical home value is $309,900: 70% less than in Brentwood ($1,031,300).

  5. Nearby, in Smyrna, the typical rent is $1,461: 48% less than in Brentwood ($2,825).

  6. Brentwood has the 5th highest homeownership rate of the 113 cities in Tennessee with more than 5,000 people (90%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brentwood

What homes there are in Brentwood, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 88% of homes here, against 78% in Williamson County.

Year built

In Brentwood, half of the homes were built before 1996; in Williamson County, before 2002.

In Brentwood, 90% of homes have 3 bedrooms or more, more than in Williamson County (79%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$3,406 a month

Williamson County: $2,642 a month

Without a mortgage

$895 a month

Williamson County: $717 a month

Owners with a mortgage

64%

Williamson County: 68%

The typical cost for an owner with a mortgage in Brentwood is $3,406 a month, more than in Williamson County ($2,642); without one, $895.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Brentwood gained value more slowly than in Williamson County: 57% since 2015–2019, against 68%.

The typical rent in Brentwood rose 36% over the same time; in Williamson County, it rose 31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrentwoodWilliamson CountyTennesseeUnited States
Rental vacancy 15.2%6.7%6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate1.0%2.2%3.4%
People per household 3.062.812.452.53
Drive alone 67%65%76%69%
Carpool 3%5%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 28%28%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Brentwood, the rental vacancy rate is 15.2%; in Williamson County, 6.7%.

On average, a household in Brentwood has 3.06 people, more than in Williamson County (2.81).

The car rules in Brentwood: 67% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brentwood?

A typical home costs more than the typical income allows

We start with a typical home in Brentwood, worth $1,031,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Brentwood, which is $182,088 a year. For that payment to be 28% of income, a household would need to earn about $354,168 a year.

The calculator's FHA and conventional loan limits are those of all of Williamson County.

Your numbers

Local data
$

Starts at the typical home value in Brentwood. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $36,096 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$8,264

at 7.18% · 30 years

Loan amount
$1,012,620
Total interest
$1,456,923
Paid off in
November 2056

Includes $17,416 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,249 a month

  • Tight

    $4,249 to $5,463 a month

  • Hard

    more than $5,463 a month

    Your payment · 54%

Compared with the typical household income in Brentwood ($182,088 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$8,264
Principal & interest$6,860
Property tax$352
Home insurance$430
FHA mortgage insurance (MIP)$622

You need at least $36,096 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brentwood and Williamson County

Brentwood is in Williamson County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brentwood's own numbers

Typical home value
$1,031,300
Typical monthly rent
$2,825
Typical yearly household income
$182,088
Households that own their home
90%
Effective property tax rate
0.41%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Williamson County

FHA limit, one-unit home
$1,029,250
Conventional limit, one unit
$1,029,250
HUD fair market rent, 2 bedrooms
$1,798
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Williamson County.

Everything about Williamson County

Buying

Buying a home in Brentwood

A typical home in Brentwood is worth $1,031,300: 37% above the county and 260% above Tennessee. With the typical household income in Brentwood ($182,088 a year), a typical home costs 5.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brentwood 5.7 years
  • Williamson 5.5 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Williamson County

According to FHFA’s house price index, home prices in Williamson County rose 128% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Williamson County.

Period County Tennessee U.S.
Last year (2025) +2.8% +2.4% +2.9%
5 years (2020–2025) +69% +60% +47%
10 years (2015–2025) +128% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brentwood next to Williamson County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brentwood $1,031,300
  • Williamson $751,900
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • Brentwood $2,825
  • Williamson $1,969
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • Brentwood $182,088
  • Williamson $135,594
  • Tennessee $69,595
  • United States $80,734
See the full table
Brentwood next to Williamson County and Tennessee
Measure Brentwood Williamson County Tennessee U.S.
Typical home value $1,031,300 $751,900 $286,700 $332,700
Typical monthly rent $2,825 $1,969 $1,189 $1,413
Typical yearly household income $182,088 $135,594 $69,595 $80,734
Households that own their home 90% 79% 67% 65%
Typical yearly property tax $4,192 $3,004 $1,442 $3,119
Effective property tax rate 0.41% 0.4% 0.5% 0.94%
Renters with high rent for their income 52% 49% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Williamson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brentwood

For a typical $1,031,300 home in Brentwood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brentwood's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $8,264a month

    Least cash to close
    Down payment
    $36,096
    Cash to close
    $67,035
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $622

  • Conventional, 5% down $7,909a month

    Down payment
    $51,565
    Cash to close
    $82,504
    Rate
    7.18%
    Mortgage insurance
    PMI · $490

  • Conventional, 20% down, no PMI $6,371a month

    Down payment
    $206,260
    Cash to close
    $237,199
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $7,325a month

    Down payment
    $154,695
    Cash to close
    $185,634
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brentwood and for Williamson County.

Property tax

Effective rate in Brentwood

0.41%of the home’s value each year

$4,192 a year for the typical owner in Brentwood.

  • Brentwood 0.41%
  • Williamson 0.4%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Williamson County

FEMA does not publish these numbers by city: they are for all of Williamson County.

Homes in the high-risk zone
1.5%
796
Of those, with NFIP insurance
86%
County Tennessee U.S.
Homes in the high-risk zone 1.5% 1.6% 3.5%
Of those, with NFIP insurance 86% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brentwood

Typical rent in Brentwood is $2,825 a month: 43% above the county. In Brentwood, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Williamson County, by unit size. To pay the 2-bedroom one ($1,798 a month) without spending more than 30% of your income, you would need to earn $34.58 an hour working full time.

HUD fair market rent for all of Williamson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,585 $30.48 $63,400
1 bedroom $1,650 $31.73 $66,000
2 bedrooms $1,798 $34.58 $71,920
3 bedrooms $2,309 $44.40 $92,360
4 bedrooms $2,799 $53.83 $111,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brentwood

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brentwood is in ZIP code 37027.

For 2 bedrooms it is $2,500: $702 more than the fair market rent for Williamson County ($1,798).

  • 37027 $2,500$3,210

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brentwood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Brentwood

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Williamson County; 1 says it serves in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Brentwood

No down payment, repair or rent-help program on our list is for Brentwood or Williamson County. The ones below are statewide in Tennessee: they work in Brentwood the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near Brentwood

The HUD-approved agencies closest to the center of Brentwood, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Good Neighbor Foundation

    129 W Fowlkes St, Franklin · 8 miles away · Spanish

    Also serves in Arabic.

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (615) 610-4912

  • Life of Victory International Christian Ministries

    144 Bain Dr Ste 200, La Vergne · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (615) 213-1468

  • Woodbine Community Organization

    643 Spence Ln, Nashville · 10 miles away

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 3 more
    (615) 850-3447

Every agency in Williamson County All counseling agencies in Tennessee

Help in Spanish near Brentwood

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brentwood

In HUD’s record, no housing authority with an office in Williamson County is named for Brentwood or Williamson County.

One other authority has an office in Williamson County: see the list Source: HUD

Cities

Other cities in Williamson County

These cities are also in Williamson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Williamson County Housing in Tennessee

Nearby cities

The cities closest to Brentwood, with the typical home value.

Neighboring counties

If Williamson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brentwood.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Brentwood

Short answers with the numbers for Brentwood and all of Williamson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brentwood?

The typical home value in Brentwood is $1,031,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Williamson County it is $751,900.

How much does it cost to rent in Brentwood?

Typical rent in Brentwood is $2,825 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Williamson County is $1,798.

What is the FHA loan limit in Brentwood?

Brentwood uses the FHA limit for all of Williamson County (2026): $1,029,250 for a one-unit home and $1,979,350 for a four-unit home.

How much property tax do owners pay in Brentwood?

The typical homeowner in Brentwood pays $4,192 a year, according to the U.S. Census Bureau. That is 0.41% of the home’s value; in Williamson County, the rate is 0.4%.

Where can I find free help to buy or rent in Brentwood?

There is 1 HUD-approved counseling agency with an office in Williamson County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).