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City · 5,276 residents · Cheatham County, Tennessee

Pleasant View , Tennessee

In Pleasant View, a typical home is worth $390,900 and typical rent is $1,802 a month. Compared with all of Cheatham County, typical rent is 34% higher, typical household income is 22% higher, and the share of households that own their home is 9 points higher.

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  • Typical home value

    $390,900

    15% above the county

    36% above Tennessee

    • Pleasant View
    • Cheatham
    • Tennessee

  • Typical rent

    $1,802a month

    34% above the county

    52% above Tennessee

    • Pleasant View
    • Cheatham
    • Tennessee

  • Typical household income

    $109,213a year

    22% above the county

    57% above Tennessee

    • Pleasant View
    • Cheatham
    • Tennessee

  • Households that own their home

    90%

    9 points above the county

    23 points above Tennessee

    • Pleasant View
    • Cheatham
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$416,593
about the same as 12 months ago
Typical rent
$2,350 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Pleasant View is in Cheatham County. The FHA loan limit ($1,029,250 for a one-unit home), the fair market rents and the help on this page are those of all of Cheatham County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Pleasant View apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Springfield, the typical rent is $1,139: 37% less than in Pleasant View ($1,802).

  2. Nearby, in Springfield, the typical home value is $253,600: 35% less than in Pleasant View ($390,900).

  3. Pleasant View has the 6th highest homeownership rate of the 113 cities in Tennessee with more than 5,000 people (90%).

  4. The typical rent in Pleasant View is $1,802 a month, 34% more than in Cheatham County as a whole ($1,345).

  5. The typical household income in Pleasant View is $109,213, 22% more than in Cheatham County as a whole ($89,852).

  6. The typical home in Pleasant View is worth $390,900, 15% more than in Cheatham County as a whole ($338,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Pleasant View

What homes there are in Pleasant View, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Pleasant View: 94% of homes, more than in Cheatham County (80%).

Year built

Here half of the homes date from 2000 or later; in Cheatham County, from 1992 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,748 a month

Cheatham County: $1,683 a month

Without a mortgage

$460 a month

Cheatham County: $485 a month

Owners with a mortgage

62%

Cheatham County: 60%

Owning costs about the same in Pleasant View as in Cheatham County: with a mortgage, $1,748 a month; without one, $460.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Pleasant View rose 91% since 2015–2019, more than in Cheatham County (81%).

The typical rent in Pleasant View rose 51% over the same time; in Cheatham County, it rose 36%.

The typical household income in Pleasant View rose 29%: less than home values (+91%) and rent (+51%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePleasant ViewCheatham CountyTennesseeUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.0%2.2%3.4%
People per household 2.762.552.452.53
Drive alone 73%75%76%69%
Carpool 7%9%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 17%14%13%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

Households in Pleasant View are bigger: 2.76 people on average; in Cheatham County, 2.55.

Many people here do not commute at all: 17% work from home; in Cheatham County, 14%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Pleasant View?

A typical home is tight for the typical income

We start with a typical home in Pleasant View, worth $390,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Pleasant View, which is $109,213 a year. For that payment to be 28% of income, a household would need to earn about $131,967 a year.

The calculator's FHA and conventional loan limits are those of all of Cheatham County.

Your numbers

Local data
$

Starts at the typical home value in Pleasant View. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,682 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,079

at 7.18% · 30 years

Loan amount
$383,819
Total interest
$552,226
Paid off in
November 2056

Includes $6,601 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,548 a month

  • Tight

    $2,548 to $3,276 a month

    Your payment · 34%

  • Hard

    more than $3,276 a month

Compared with the typical household income in Pleasant View ($109,213 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,079
Principal & interest$2,600
Property tax$143
Home insurance$163
FHA mortgage insurance (MIP)$173

You need at least $13,682 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Pleasant View and Cheatham County

Pleasant View is in Cheatham County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Pleasant View's own numbers

Typical home value
$390,900
Typical monthly rent
$1,802
Typical yearly household income
$109,213
Households that own their home
90%
Effective property tax rate
0.44%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Cheatham County

FHA limit, one-unit home
$1,029,250
Conventional limit, one unit
$1,029,250
HUD fair market rent, 2 bedrooms
$1,798
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cheatham County.

Everything about Cheatham County

Buying

Buying a home in Pleasant View

A typical home in Pleasant View is worth $390,900: 15% above the county and 36% above Tennessee. With the typical household income in Pleasant View ($109,213 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Pleasant View 3.6 years
  • Cheatham 3.8 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Cheatham County

According to FHFA’s house price index, home prices in Cheatham County rose 121% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Cheatham County.

Period County Tennessee U.S.
Last year (2025) −0.1% +2.4% +2.9%
5 years (2020–2025) +56% +60% +47%
10 years (2015–2025) +121% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Pleasant View next to Cheatham County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Pleasant View $390,900
  • Cheatham $338,700
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • Pleasant View $1,802
  • Cheatham $1,345
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • Pleasant View $109,213
  • Cheatham $89,852
  • Tennessee $69,595
  • United States $80,734
See the full table
Pleasant View next to Cheatham County and Tennessee
Measure Pleasant View Cheatham County Tennessee U.S.
Typical home value $390,900 $338,700 $286,700 $332,700
Typical monthly rent $1,802 $1,345 $1,189 $1,413
Typical yearly household income $109,213 $89,852 $69,595 $80,734
Households that own their home 90% 82% 67% 65%
Typical yearly property tax $1,713 $1,582 $1,442 $3,119
Effective property tax rate 0.44% 0.47% 0.5% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cheatham County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Pleasant View

For a typical $390,900 home in Pleasant View, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Pleasant View's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,079a month

    Least cash to close
    Down payment
    $13,682
    Cash to close
    $25,409
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $173

  • Conventional, 5% down $3,008a month

    Down payment
    $19,545
    Cash to close
    $31,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $186

  • Conventional, 20% down, no PMI $2,425a month

    Down payment
    $78,180
    Cash to close
    $89,907
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,786a month

    Down payment
    $58,635
    Cash to close
    $70,362
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Pleasant View and for Cheatham County.

Property tax

Effective rate in Pleasant View

0.44%of the home’s value each year

$1,713 a year for the typical owner in Pleasant View.

  • Pleasant View 0.44%
  • Cheatham 0.47%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Cheatham County

FEMA does not publish these numbers by city: they are for all of Cheatham County.

Homes in the high-risk zone
2.7%
441
Of those, with NFIP insurance
37%
County Tennessee U.S.
Homes in the high-risk zone 2.7% 1.6% 3.5%
Of those, with NFIP insurance 37% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Pleasant View

Typical rent in Pleasant View is $1,802 a month: 34% above the county.

HUD publishes a fair market rent for all of Cheatham County, by unit size. To pay the 2-bedroom one ($1,798 a month) without spending more than 30% of your income, you would need to earn $34.58 an hour working full time.

HUD fair market rent for all of Cheatham County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,585 $30.48 $63,400
1 bedroom $1,650 $31.73 $66,000
2 bedrooms $1,798 $34.58 $71,920
3 bedrooms $2,309 $44.40 $92,360
4 bedrooms $2,799 $53.83 $111,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Pleasant View

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Pleasant View is in ZIP code 37146.

For 2 bedrooms it is $1,800: $2 more than the fair market rent for Cheatham County ($1,798).

  • 37146 $1,800$2,310

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Pleasant View when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Pleasant View

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Cheatham County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Pleasant View

No down payment, repair or rent-help program on our list is for Pleasant View or Cheatham County. The ones below are statewide in Tennessee: they work in Pleasant View the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near Pleasant View

The HUD-approved agencies closest to the center of Pleasant View, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • William Franklin Buchanan CDC

    4121 Clarksville Pike, Nashville · 17 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (615) 669-2454

  • Affordable Housing Resources of Nashville, Inc

    1 Vantage Way Ste C130, Nashville · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (615) 251-0025

  • Operation Hope- Nashville Mso Branch

    2013 Jefferson St, Nashville · 20 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (615) 601-2920

All counseling agencies in Tennessee

Help in Spanish near Pleasant View

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Pleasant View

HUD lists no housing authority with an office in Cheatham County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Tennessee Source: HUD

Cities

Other cities in Cheatham County

These cities are also in Cheatham County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Cheatham County Housing in Tennessee

Nearby cities

The cities closest to Pleasant View, with the typical home value.

Neighboring counties

If Cheatham County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Pleasant View.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Pleasant View

Short answers with the numbers for Pleasant View and all of Cheatham County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Pleasant View?

The typical home value in Pleasant View is $390,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cheatham County it is $338,700.

How much does it cost to rent in Pleasant View?

Typical rent in Pleasant View is $1,802 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cheatham County is $1,798.

What is the FHA loan limit in Pleasant View?

Pleasant View uses the FHA limit for all of Cheatham County (2026): $1,029,250 for a one-unit home and $1,979,350 for a four-unit home.

How much property tax do owners pay in Pleasant View?

The typical homeowner in Pleasant View pays $1,713 a year, according to the U.S. Census Bureau. That is 0.44% of the home’s value; in Cheatham County, the rate is 0.47%.

Where can I find free help to buy or rent in Pleasant View?

We found no HUD-approved counseling agencies with an office in Cheatham County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).