Español

Este sitio también está en español. Leer en español

City · 14,631 residents · Robertson County, Tennessee

White House , Tennessee

In White House, a typical home is worth $344,800 and typical rent is $1,426 a month. Compared with all of Robertson County, typical rent is 19% higher and typical household income is 8% higher.

WhatsApp

  • Typical home value

    $344,800

    3% above the county

    20% above Tennessee

    • White House
    • Robertson
    • Tennessee

  • Typical rent

    $1,426a month

    19% above the county

    20% above Tennessee

    • White House
    • Robertson
    • Tennessee

  • Typical household income

    $90,019a year

    8% above the county

    29% above Tennessee

    • White House
    • Robertson
    • Tennessee

  • Households that own their home

    76%

    2 points below the county

    9 points above Tennessee

    • White House
    • Robertson
    • Tennessee

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$386,892
about the same as 12 months ago
Typical rent
$1,914 a month
1.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

White House is in Robertson County. The FHA loan limit ($1,029,250 for a one-unit home), the fair market rents and the help on this page are those of all of Robertson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets White House apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Springfield, the typical home value is $253,600: 26% less than in White House ($344,800).

  2. Nearby, in Springfield, the typical rent is $1,139: 20% less than in White House ($1,426).

  3. The typical rent in White House is $1,426 a month, 19% more than in Robertson County as a whole ($1,199).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in White House

What homes there are in White House, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in White House, but it weighs less than in Robertson County: 79% against 83%.

Year built

Homes in White House are newer: the typical year built is 2003; in Robertson County, 1994.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,734 a month

Robertson County: $1,656 a month

Without a mortgage

$504 a month

Robertson County: $507 a month

Owners with a mortgage

75%

Robertson County: 66%

The typical cost for an owner with a mortgage in White House is $1,734 a month, near the figure in Robertson County ($1,656).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in White House rose 60% since 2015–2019, less than in Robertson County (72%).

The typical rent in White House rose 38% over the same time; in Robertson County, it rose 34%.

Housing prices ran ahead of income in White House: typical income rose 15%, against +60% for home values and +38% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWhite HouseRobertson CountyTennesseeUnited States
Rental vacancy Unreliable estimate4.5%6.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.4%2.2%3.4%
People per household 2.612.652.452.53
Drive alone 73%79%76%69%
Carpool 10%7%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimateUnreliable estimate1%3%
Work from home 15%12%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 30 to 39 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

A household in White House has 2.61 people on average, about the same as in Robertson County (2.65).

Carpooling is common in White House: 10% of workers get to work that way, against 7% in Robertson County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in White House?

A typical home costs more than the typical income allows

We start with a typical home in White House, worth $344,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in White House, which is $90,019 a year. For that payment to be 28% of income, a household would need to earn about $117,512 a year.

The calculator's FHA and conventional loan limits are those of all of Robertson County.

Your numbers

Local data
$

Starts at the typical home value in White House. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,068 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,742

at 7.18% · 30 years

Loan amount
$338,555
Total interest
$487,101
Paid off in
November 2056

Includes $5,823 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,100 a month

  • Tight

    $2,100 to $2,701 a month

  • Hard

    more than $2,701 a month

    Your payment · 37%

Compared with the typical household income in White House ($90,019 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,742
Principal & interest$2,293
Property tax$152
Home insurance$144
FHA mortgage insurance (MIP)$153

You need at least $12,068 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

White House and Robertson County

White House is in Robertson County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

White House's own numbers

Typical home value
$344,800
Typical monthly rent
$1,426
Typical yearly household income
$90,019
Households that own their home
76%
Effective property tax rate
0.53%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Robertson County

FHA limit, one-unit home
$1,029,250
Conventional limit, one unit
$1,029,250
HUD fair market rent, 2 bedrooms
$1,798
Price change over 5 years (FHFA)
+57%
Homes in a high flood-risk zone
0.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Robertson County.

Everything about Robertson County

Buying

Buying a home in White House

A typical home in White House is worth $344,800: 3% above the county and 20% above Tennessee. With the typical household income in White House ($90,019 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • White House 3.8 years
  • Robertson 4.0 years
  • Tennessee 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Robertson County

According to FHFA’s house price index, home prices in Robertson County rose 121% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Robertson County.

Period County Tennessee U.S.
Last year (2025) +2.1% +2.4% +2.9%
5 years (2020–2025) +57% +60% +47%
10 years (2015–2025) +121% +114% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

White House next to Robertson County, Tennessee and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • White House $344,800
  • Robertson $335,000
  • Tennessee $286,700
  • United States $332,700
Typical monthly rent
  • White House $1,426
  • Robertson $1,199
  • Tennessee $1,189
  • United States $1,413
Typical yearly household income
  • White House $90,019
  • Robertson $83,047
  • Tennessee $69,595
  • United States $80,734
See the full table
White House next to Robertson County and Tennessee
Measure White House Robertson County Tennessee U.S.
Typical home value $344,800 $335,000 $286,700 $332,700
Typical monthly rent $1,426 $1,199 $1,189 $1,413
Typical yearly household income $90,019 $83,047 $69,595 $80,734
Households that own their home 76% 78% 67% 65%
Typical yearly property tax $1,839 $1,577 $1,442 $3,119
Effective property tax rate 0.53% 0.47% 0.5% 0.94%
Renters with high rent for their income 51% 48% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Robertson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in White House

For a typical $344,800 home in White House, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, White House's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,742a month

    Least cash to close
    Down payment
    $12,068
    Cash to close
    $22,412
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $153

  • Conventional, 5% down $2,679a month

    Down payment
    $17,240
    Cash to close
    $27,584
    Rate
    7.18%
    Mortgage insurance
    PMI · $164

  • Conventional, 20% down, no PMI $2,165a month

    Down payment
    $68,960
    Cash to close
    $79,304
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,483a month

    Down payment
    $51,720
    Cash to close
    $62,064
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for White House and for Robertson County.

Property tax

Effective rate in White House

0.53%of the home’s value each year

$1,839 a year for the typical owner in White House.

  • White House 0.53%
  • Robertson 0.47%
  • Tennessee 0.5%

What Tennessee publishes Property tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)

Exemptions and deadlines in Tennessee

Flood risk in Robertson County

FEMA does not publish these numbers by city: they are for all of Robertson County.

Homes in the high-risk zone
0.5%
129
Of those, with NFIP insurance
18%
County Tennessee U.S.
Homes in the high-risk zone 0.5% 1.6% 3.5%
Of those, with NFIP insurance 18% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in White House

Typical rent in White House is $1,426 a month: 19% above the county. In White House, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Robertson County, by unit size. To pay the 2-bedroom one ($1,798 a month) without spending more than 30% of your income, you would need to earn $34.58 an hour working full time.

HUD fair market rent for all of Robertson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,585 $30.48 $63,400
1 bedroom $1,650 $31.73 $66,000
2 bedrooms $1,798 $34.58 $71,920
3 bedrooms $2,309 $44.40 $92,360
4 bedrooms $2,799 $53.83 $111,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in White House

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). White House is in ZIP code 37188.

For 2 bedrooms it is $1,700: $98 less than the fair market rent for Robertson County ($1,798).

  • 37188 $1,700$2,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for White House when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in White House

HUD lists 2 buildings with rents for lower incomes in White House. These are the largest.

  • White House Landing Maiden LN, White House 37188 72 homes
  • The Grove at Kendal 413 Wilkinson Ln, White House 37188 48 homes

See all 8 buildings in Robertson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in White House

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Robertson County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in White House

No down payment, repair or rent-help program on our list is for White House or Robertson County. The ones below are statewide in Tennessee: they work in White House the same as in the rest of the state.

Which programs do I qualify for? All programs in Tennessee

  • Great Choice Plus

    Statewide in Tennessee

    Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage. Offered by Tennessee Housing Development Agency (THDA).

    ForgivableRepayable

    See the program Official page

Housing counselors near White House

The HUD-approved agencies closest to the center of White House, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Unlimited Potential CDC

    260 E Winchester St, Gallatin · 14 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more
    (615) 230-5906

  • William Franklin Buchanan CDC

    4121 Clarksville Pike, Nashville · 20 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (615) 669-2454

  • Aaa Residential Resources, Inc.

    604 Gallatin Ave Ste 103, Nashville · 20 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (615) 650-9779

All counseling agencies in Tennessee

Help in Spanish near White House

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of White House

In HUD’s record, no housing authority with an office in Robertson County is named for White House or Robertson County.

One other authority has an office in Robertson County: see the list Source: HUD

Cities

Other cities in Robertson County

These cities are also in Robertson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Robertson County Housing in Tennessee

Nearby cities

The cities closest to White House, with the typical home value.

Neighboring counties

If Robertson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in White House.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about White House

Short answers with the numbers for White House and all of Robertson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in White House?

The typical home value in White House is $344,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Robertson County it is $335,000.

How much does it cost to rent in White House?

Typical rent in White House is $1,426 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Robertson County is $1,798.

What is the FHA loan limit in White House?

White House uses the FHA limit for all of Robertson County (2026): $1,029,250 for a one-unit home and $1,979,350 for a four-unit home.

How much property tax do owners pay in White House?

The typical homeowner in White House pays $1,839 a year, according to the U.S. Census Bureau. That is 0.53% of the home’s value; in Robertson County, the rate is 0.47%.

Where can I find free help to buy or rent in White House?

We found no HUD-approved counseling agencies with an office in Robertson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).