City · 17,597 residents · Sumner County, Tennessee
Goodlettsville, Tennessee
In Goodlettsville, a typical home is worth $381,900 and typical rent is $1,385 a month. Compared with all of Sumner County, typical household income is 22% lower and the share of households that own their home is 11 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $326,403 to $385,179.
Typical rent
$1,674a month
= about the same as 12 months ago
Typical rent from Zillow, December 2023 to September 2026: from $1,579 to $1,674.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Goodlettsville is in Sumner County. The FHA loan limit ($1,029,250 for a one-unit home), the fair market rents and the help on this page are those of all of Sumner County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Millersville, the typical home value is $309,900: 19% less than in Goodlettsville ($381,900).
2
The typical household income in Goodlettsville is $70,758,22% less than in Sumner County as a whole ($90,301).
3
61% of households in Goodlettsville own their home, against 72% in Sumner County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Goodlettsville
What homes there are in Goodlettsville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Goodlettsville
Sumner County
Tennessee
United States
Kind of home: Goodlettsville and its comparisons
Measure
Goodlettsville
Sumner County
Tennessee
United States
Detached house
55%
73%
68%
61%
Attached house
10%
4%
4%
6%
Building of 2 to 4
6%
4%
6%
8%
Apartments (5 or more)
27%
13%
14%
19%
Mobile home
Unreliable estimate
5%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Goodlettsville (55%), but less so than in Sumner County (73%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Goodlettsville
Sumner County
Tennessee
United States
Year built: Goodlettsville and its comparisons
Measure
Goodlettsville
Sumner County
Tennessee
United States
Before 1960
10%
7%
18%
26%
1960–1979
25%
24%
23%
24%
1980–1999
31%
26%
29%
25%
2000–2009
20%
18%
16%
14%
2010 or later
14%
25%
15%
11%
Homes in Goodlettsville are older: the typical year built is 1990; in Sumner County, 1995.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K19%
$300K–$500K53%
$500K–$750K18%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Goodlettsville and its comparisons
Measure
Goodlettsville
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
19%
$300K–$500K
53%
$500K–$750K
18%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49953%
$1,500–$1,99923%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Goodlettsville and its comparisons
Measure
Goodlettsville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
53%
$1,500–$1,999
23%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,709 a month
Sumner County: $1,831 a month
Without a mortgage
$660 a month
Sumner County: $560 a month
Owners with a mortgage
68%
Sumner County: 67%
Owning costs less in Goodlettsville: with a mortgage, the typical cost is $1,709 a month; in Sumner County, $1,831. Without one, $660.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Goodlettsville+75%
Sumner County+68%
Tennessee+72%
United States+53%
Typical rent
Goodlettsville+27%
Sumner County+39%
Tennessee+37%
United States+33%
Typical household income
Goodlettsville+17%
Sumner County+34%
Tennessee+31%
United States+29%
Change since 2015–2019: Goodlettsville and its comparisons
Measure
Goodlettsville
Sumner County
Tennessee
United States
Typical home value
+75%
+68%
+72%
+53%
Typical rent
+27%
+39%
+37%
+33%
Typical household income
+17%
+34%
+31%
+29%
From 2015–2019 to 2020–2024, the typical home value in Goodlettsville rose 75%; in Sumner County, it rose 68%.
Rents in Goodlettsville rose more slowly than in Sumner County: 27% since 2015–2019, against 39%.
The typical household income in Goodlettsville rose 17%: less than home values (+75%) and rent (+27%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Goodlettsville and its comparisons
Measure
Goodlettsville
Sumner County
Tennessee
United States
Rental vacancy
Unreliable estimate
5.6%
6.1%
5.5%
Homeowner vacancy
Unreliable estimate
1.3%
0.9%
0.9%
More than one person per room
Unreliable estimate
1.9%
2.2%
3.4%
People per household
2.18
2.58
2.45
2.53
Drive alone
71%
74%
76%
69%
Carpool
8%
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
1%
1%
3%
Work from home
19%
16%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.18 on average, against 2.58 in Sumner County.
To get to work, 71% of workers in Goodlettsville drive alone; in Sumner County, 74%.
Do the math
What would you pay each month for a home in Goodlettsville?
A typical home costs more than the typical income allows
We start with a typical home in Goodlettsville, worth $381,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 52% of the typical household income in Goodlettsville, which is $70,758 a year. For that payment to be 28% of income, a household would need to earn about $130,429 a year.
The calculator's FHA and conventional loan limits are those of all of Sumner County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Goodlettsville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,367 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,043
at 7.18% · 30 years
Loan amount
$374,982
Total interest
$539,512
Paid off in
November 2056
Includes $6,449 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,651 a month
Tight
$1,651 to $2,123 a month
Hard
more than $2,123 a month
Your payment · 52%
Compared with the typical household income in Goodlettsville ($70,758 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,540
Property tax
$175
Home insurance
$159
FHA mortgage insurance (MIP)
$169
You need at least $13,367 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,043; principal and interest $2,540.
The city and its county
Goodlettsville and Sumner County
Goodlettsville is in Sumner County, Tennessee. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Goodlettsville
Map of Sumner County, Tennessee, with Goodlettsville marked. Around it, the neighboring counties.
Goodlettsville
Sumner County
Other cities with a page
Goodlettsville's own numbers
Typical home value
$381,900
Typical monthly rent
$1,385
Typical yearly household income
$70,758
Households that own their home
61%
Effective property tax rate
0.55%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Sumner County
FHA limit, one-unit home
$1,029,250
Conventional limit, one unit
$1,029,250
HUD fair market rent, 2 bedrooms
$1,798
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
1.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sumner County.
A typical home in Goodlettsville is worth $381,900: 3% below the county and 33% above Tennessee. With the typical household income in Goodlettsville ($70,758 a year), a typical home costs 5.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Goodlettsville5.4 years
Sumner4.4 years
Tennessee4.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Sumner County
According to FHFA’s house price index, home prices in Sumner County rose 125% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Sumner County.
Yearly change in FHFA’s price index in Sumner County, 2016 to 2025
2016: +8.0% +8.0% 2016
2017: +7.7% +7.7% 2017
2018: +9.2% +9.2% 2018
2019: +6.7% +6.7% 2019
2020: +3.5% +3.5% 2020
2021: +15.7% +15.7% 2021
2022: +23.1% +23.1% 2022
2023: +4.9% +4.9% 2023
2024: +5.3% +5.3% 2024
2025: +1.8% +1.8% 2025
Change in FHFA’s price index in Sumner County, Tennessee and the United States
Period
County
Tennessee
U.S.
Last year (2025)
+1.8%
+2.4%
+2.9%
5 years (2020–2025)
+60%
+60%
+47%
10 years (2015–2025)
+125%
+114%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Goodlettsville next to Sumner County, Tennessee and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Goodlettsville$381,900
Sumner$393,100
Tennessee$286,700
United States$332,700
Typical monthly rent
Goodlettsville$1,385
Sumner$1,424
Tennessee$1,189
United States$1,413
Typical yearly household income
Goodlettsville$70,758
Sumner$90,301
Tennessee$69,595
United States$80,734
See the full table
Goodlettsville next to Sumner County and Tennessee
Measure
Goodlettsville
Sumner County
Tennessee
U.S.
Typical home value
$381,900 ▼3% below the county
$393,100
$286,700
$332,700
Typical monthly rent
$1,385 ▼3% below the county
$1,424
$1,189
$1,413
Typical yearly household income
$70,758 ▼22% below the county
$90,301
$69,595
$80,734
Households that own their home
61% ▼11 points below the county
72%
67%
65%
Typical yearly property tax
$2,117 ▲7% above the county
$1,987
$1,442
$3,119
Effective property tax rate
0.55% ▲0.04 points above the county
0.51%
0.5%
0.94%
Renters with high rent for their income
54% ▲6 points above the county
49%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sumner County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Goodlettsville
For a typical $381,900 home in Goodlettsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Goodlettsville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,043a month
Least cash to close
Down payment
$13,367
Cash to close
$24,824
Rate
7.18%
Mortgage insurance
FHA MIP · $169
Conventional, 5% down$2,973a month
Down payment
$19,095
Cash to close
$30,552
Rate
7.18%
Mortgage insurance
PMI · $181
Conventional, 20% down, no PMI$2,404a month
Down payment
$76,380
Cash to close
$87,837
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,757a month
Down payment
$57,285
Cash to close
$68,742
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Goodlettsville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,043
$13,367
$374,983
7.18%
FHA MIP · $169
$24,824
580
Conventional, 5% down
$2,973
$19,095
$362,805
7.18%
PMI · $181
$30,552
620*
Conventional, 20% down, no PMI
$2,404
$76,380
$305,520
7.18%
None
$87,837
620*
ITIN, 15% down (example)
$2,757
$57,285
$324,615
8.18%
None
$68,742
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Goodlettsville and for Sumner County.
Property tax
Effective rate in Goodlettsville
0.55%of the home’s value each year
$2,117 a year for the typical owner in Goodlettsville.
Goodlettsville0.55%
Sumner0.51%
Tennessee0.5%
What Tennessee publishesProperty tax relief for older, disabled and disabled-veteran homeowners (Tennessee Comptroller of the Treasury, 2026 Property Tax Relief Program brochure)
Typical rent in Goodlettsville is $1,385 a month: 3% below the county. In Goodlettsville, 54% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Sumner County, by unit size. To pay the 2-bedroom one ($1,798 a month) without spending more than 30% of your income, you would need to earn $34.58 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Sumner County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,585
$30.48
$63,400
1 bedroom
$1,650
$31.73
$66,000
2 bedrooms
$1,798
$34.58
$71,920
3 bedrooms
$2,309
$44.40
$92,360
4 bedrooms
$2,799
$53.83
$111,960
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Goodlettsville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Goodlettsville is in ZIP code 37072.
For 2 bedrooms it is $1,660: $138 less than the fair market rent for Sumner County ($1,798).
Fair market rent by ZIP code and size in Goodlettsville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
37072
$1,460
$1,520
$1,660
$2,130
$2,580
ZIP code2 bd3 bd
37072 $1,660$2,130
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Goodlettsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Sumner County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Goodlettsville or Sumner County. The ones below are statewide in Tennessee: they work in Goodlettsville the same as in the rest of the state.
Tennessee state agency help with the down payment and closing costs alongside the Great Choice mortgage: $6,000 or $10,000 forgivable over 10 years with no payments, or up to 5% of the price (maximum $15,000) as a 30-year second mortgage.Offered by Tennessee Housing Development Agency (THDA).
The HUD-approved agencies closest to the center of Goodlettsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
AR
Aaa Residential Resources, Inc.
604 Gallatin Ave Ste 103, Nashville · 11 miles away
No legal help resource on our list is for Goodlettsville or Sumner County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Goodlettsville and all of Sumner County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Goodlettsville?
The typical home value in Goodlettsville is $381,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sumner County it is $393,100.
How much does it cost to rent in Goodlettsville?
Typical rent in Goodlettsville is $1,385 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sumner County is $1,798.
What is the FHA loan limit in Goodlettsville?
Goodlettsville uses the FHA limit for all of Sumner County (2026): $1,029,250 for a one-unit home and $1,979,350 for a four-unit home.
How much property tax do owners pay in Goodlettsville?
The typical homeowner in Goodlettsville pays $2,117 a year, according to the U.S. Census Bureau. That is 0.55% of the home’s value; in Sumner County, the rate is 0.51%.
Where can I find free help to buy or rent in Goodlettsville?
There is 1 HUD-approved counseling agency with an office in Sumner County. They can help you get ready to buy, with your credit, or with rent.
