Renting · Section 8
Data from November 2026
Renting in Caguas Municipio, Puerto Rico
Caguas Municipio has a HUD fair market rent of $617 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $659 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $11.87 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $617
- a month, HUD, Fiscal year 2027
- 4% less than in Puerto Rico
- Typical rent
- $659
- a month, Census, Average 2020–2024
- 14% more than in Puerto Rico
- Wage needed
- $11.87
- an hour, 2 bedrooms
- Or $24,680 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 55%
- spend 30% or more of income on rent
- 9% more than in Puerto Rico
Only here
Renting in Caguas Municipio: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Nearby, in Aguas Buenas Municipio, the typical rent is $468: 29% less than in Caguas Municipio ($659).
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At $31,379, Caguas Municipio ranks 8th among the 78 municipios in Puerto Rico for the highest typical household income.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Caguas Municipio. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $482 | $9.27 | $19,280 |
| 1 bedroom | $502 | $9.65 | $20,080 |
| 2 bedrooms | $617 | $11.87 | $24,680 |
| 3 bedrooms | $854 | $16.42 | $34,160 |
| 4 bedrooms | $1,031 | $19.83 | $41,240 |
HUD area: Caguas, PR HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 3 ZIP codes in Caguas Municipio (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $660 in 00725 to $760 in 00727. 3 ZIP codes are above the county's fair market rent ($617).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 00725 | Caguas, PR | $520 | $540 | $660 | $910 | $1,100 |
|---|---|---|---|---|---|---|
| 00725 | San Juan-Guaynabo, PR | $520 | $540 | $660 | $910 | $1,100 |
| 00727 | Caguas, PR | $590 | $620 | $760 | $1,050 | $1,270 |
- 00725 · Caguas, PR $660$910
- 00725 · San Juan-Guaynabo, PR $660$910
- 00727 · Caguas, PR $760$1,050
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Caguas Municipio, 55% of renter households are in that position; in Puerto Rico, 51%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
55%
of renter households spend 30% or more of their income on rent.
16,818 households rent in Caguas Municipio
- Spend half or more of their income 28%
- Spend 30% or more, but less than half 27%
- Spend less than 30% 45%
Compared with the state and the country
- Caguas 55%
- Puerto Rico 51%
- United States 51%
Low-income apartments
Low-income apartments in Caguas Municipio
HUD lists 27 properties with homes for low-income households in Caguas Municipio: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 2
- HUD-assisted
- 11
- public housing
- 14
3,270 homes in all; 2,982 of them low-income, according to HUD.
- Jardines de Condado Moderno Apartments HUD-assisted 18 MUNOZ MARIN and RAFAEL CORDERO Avenues, Caguas 00725 304 homes, 274 low-income · For families · (787) 744-8555
- Juan Jimenez Garcia Public housing 130 Ave Jose Villares, Caguas 00725 256 homes, 255 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $128 a month · Average wait: 12 months · (787) 759-9407
- Turabo Heights Public housing 21 Res Turabo Hts, Caguas 00727 254 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $107 a month · Average wait: 5 months · (787) 759-9407
- Raul Castellon Public housing 52 Calle Troche, Caguas 00725 200 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $169 a month · Average wait: 13 months · (787) 759-9407
- Santa Juana Apts. HUD-assisted 1 Ave Luis Munoz Marin, Caguas 00725 198 low-income homes · For families · (787) 625-7572
- Brisas del Turabo Public housing 33 Calle M Berrios, Caguas 00725 178 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $144 a month · Average wait: 13 months · (787) 759-9407
- Los Flamboyanes Apartments HUD-assisted Calle San Pablo, Caguas 00725 174 low-income homes · For families · (787) 746-4930
- Plaza Elena HUD-assisted PO Box 110, Caguas 00726 127 low-income homes · For families · (787) 743-0117
- Brisas del Turabo II Public housing 33 Calle M Berrios, Caguas 00725 122 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $124 a month · Average wait: 9 months · (787) 759-9407
- Egida del Buen Samaritano HUD-assisted 66 Calle Federico, Caguas 00727 100 low-income homes · For older adults · (787) 746-7755
- Villa Blanca Apartments HUD-assisted Luis Marin Ave, Caguas 00725 100 low-income homes · For families · (787) 746-6513
- Bonneville Heights Public housing 4 Res Bonneville Hts, Caguas 00727 100 homes, 99 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $180 a month · Average wait: 29 months · (787) 759-9407
- Villa de Rey Public housing 17 Calle Bonaparte, Caguas 00725 100 homes, 99 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $133 a month · Average wait: 7 months · (787) 759-9407
- Vistas del Turabo HUD-assisted State RD 172 ,Int 184 V. CERTENEJAS, Caguas 00725 96 low-income homes · For families · (787) 625-7555
- Caguas Courtard Community Housing Tax credit (LIHTC) 72 Calle Georgetti, Caguas 94 low-income homes · 1 bd: 3 · 2 bd: 72 · 3 bd: 19 · In service since 2012 · For older adults, people with disabilities, families
- Senior Residence at Emerald Vista Public housing 100 Calle Guayama, Caguas 00725 200 homes, 89 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $203 a month · Average wait: 18 months · (787) 759-9407
- Jardines de San Carlos Public housing 4 Res San Carlos, Caguas 00725 86 homes, 85 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $160 a month · Average wait: 2 months · (787) 759-9407
- Brisas de San Alfonso HUD-assisted Calle # 26, Caguas 00725 80 low-income homes · For families · (787) 745-9165
- Hogar Cristo Rey HUD-assisted 4 Ave Degetau, Caguas 00727 72 low-income homes · For older adults · (787) 746-3202
- Bonneville Apartments HUD-assisted End Cipres ST., Caguas 00725 64 low-income homes · For families · (787) 746-3438
- Villas at Emerald Vista Public housing Caguas 00725 134 homes, 53 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $212 a month · Average wait: 47 months · (787) 759-9407
- Lucero del Alba Tax credit (LIHTC) Intersection PR-183 KM. 5, Caguas 00725 50 low-income homes · 1 bd: 50 · In service since 2015 · For older adults, people experiencing homelessness
- El Mirador Apartment Public housing C16 Calle De Los Palacios, Caguas 00725 48 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $210 a month · (787) 759-9407
- Villas at Emerald Vista Public housing 100 Calle Guayama, Caguas 00725 77 homes, 29 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $166 a month · Homes at several sites · (787) 759-9407
- Remanso de Esperanza HUD-assisted Rafael Cordero ST, Caguas 00725 26 low-income homes · For people with disabilities · (787) 744-1818
- Villas at Emerald Vista Public housing Caguas 00725 27 homes, 13 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $215 a month · Average wait: 49 months · (787) 759-9407
- Caguax Public housing 11 Calle 22, Caguas 00725 3 low-income homes · Run by Puerto Rico Public Housing Administration · (787) 759-9407
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Caguas Municipio
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Caguas Municipio. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $13,600 | $13,600 | $21,800 |
| 2 people | $15,600 | $15,600 | $24,900 |
| 3 people | $17,500 | $17,500 | $28,000 |
| 4 people | $19,450 | $19,450 | $31,100 |
| 5 people | $21,050 | $21,050 | $33,600 |
| 6 people | $22,600 | $22,600 | $36,100 |
| 7 people | $24,100 | $24,100 | $38,600 |
| 8 people | $25,700 | $25,700 | $41,100 |
Area median income: $41,400. HUD income limits by family size, Fiscal year 2026. Area: Caguas, PR HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $434 – $530
- 1 bedroom $452 – $552
- 2 bedrooms $555 – $679
- 3 bedrooms $769 – $939
- 4 bedrooms $928 – $1,134
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Municipality of Caguas Section 8 vouchers · 1,405 vouchers (787) 653-8833 Municipality of Caguas: lserrano@caguas.gov.pr
Housing agencies in Puerto Rico Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Puerto Rico
What Puerto Rico law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- Only a court order can remove youCód. Enj. Civ. P.R. arts. 620-633 (32 L.P.R.A. §§2821-2837); Ley Núm. 35 de 21 de noviembre de 1941, art. 1 (33 L.P.R.A. §1881)
Help
Where to get help with rent in Caguas Municipio
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
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One Stop Career Center of Puerto Rico
839 Calle Anasco Ste 5, San Juan · 13 miles away · Spanish
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 11 more
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CCCS of Puerto Rico
1607 Avenue Ponce de Leon, Santurce · 16 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 5 more
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Greenpath Financial Wellness - San Juan Branch
1607 Ave Ponce De Leon, San Juan · 16 miles away · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Caguas Municipio. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,234
What you need before you get the keys.
What adds up
- First month
- $617
- Security deposit
- $617
- Total
- $1,234
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Caguas Municipio?
According to HUD (Fiscal year 2027): Studio: $482; 1 bedroom: $502; 2 bedrooms: $617; 3 bedrooms: $854; 4 bedrooms: $1,031. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Caguas Municipio?
Paying the 2-bedroom fair market rent ($617) without spending more than 30% of income takes $11.87 an hour full time, or $24,680 a year.
Who qualifies for Section 8 in Caguas Municipio?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $19,450 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Caguas Municipio?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $555 and $679 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Caguas Municipio?
For 2 bedrooms they run from $660 in 00725 to $760 in 00727. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Caguas Municipio?
HUD lists 27 properties with homes for low-income households in Caguas Municipio: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Caguas Municipio?
HUD counts rent as a burden when it reaches 30% of income or more. In Caguas Municipio, 55% of renter households are in that position; in Puerto Rico, 51%, and nationwide, 51% (Average 2020–2024, Census).