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City · 5,253 residents · Schuylkill County, Pennsylvania

Schuylkill Haven , Pennsylvania

In Schuylkill Haven, a typical home is worth $132,400 and typical rent is $904 a month. Compared with all of Schuylkill County, typical household income is 21% lower, the typical home value is 13% lower, and the share of households that own their home is 10 points lower.

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  • Typical home value

    $132,400

    13% below the county

    48% below Pennsylvania

    • Schuylkill Haven
    • Schuylkill
    • Pennsylvania

  • Typical rent

    $904a month

    3% above the county

    25% below Pennsylvania

    • Schuylkill Haven
    • Schuylkill
    • Pennsylvania

  • Typical household income

    $54,167a year

    21% below the county

    31% below Pennsylvania

    • Schuylkill Haven
    • Schuylkill
    • Pennsylvania

  • Households that own their home

    67%

    10 points below the county

    3 points below Pennsylvania

    • Schuylkill Haven
    • Schuylkill
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$249,578
5.7% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Schuylkill Haven is in Schuylkill County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Schuylkill County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Schuylkill Haven apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Mount Carmel, the typical home value is $81,800: 38% less than in Schuylkill Haven ($132,400).

  2. Nearby, in Mount Carmel, the typical rent is $742: 18% less than in Schuylkill Haven ($904).

  3. According to Zillow, in the 12 months to September 2026 the typical home value in Schuylkill Haven rose 5.7%; in Pennsylvania, it rose 2.2%.

  4. The typical household income in Schuylkill Haven is $54,167, 21% less than in Schuylkill County as a whole ($68,313).

  5. 67% of households in Schuylkill Haven own their home, against 76% in Schuylkill County.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Schuylkill Haven

What homes there are in Schuylkill Haven, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

As in Schuylkill County, most homes in Schuylkill Haven are detached houses (56%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,184 a month

Schuylkill County: $1,361 a month

Without a mortgage

$545 a month

Schuylkill County: $566 a month

Owners with a mortgage

54%

Schuylkill County: 48%

The typical cost for an owner with a mortgage in Schuylkill Haven is $1,184 a month, less than in Schuylkill County ($1,361); without one, $545.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Schuylkill Haven gained value more slowly than in Schuylkill County: 42% since 2015–2019, against 50%.

Rents in Schuylkill Haven rose faster than in Schuylkill County: 43% since 2015–2019, against 25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSchuylkill HavenSchuylkill CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.7%4.9%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.112.352.392.53
Drive alone 73%78%68%69%
Carpool Unreliable estimate10%8%9%
Public transit Unreliable estimate0%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home Unreliable estimate7%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Schuylkill Haven are smaller: 2.11 people on average; in Schuylkill County, 2.35.

To get to work, 73% of workers in Schuylkill Haven drive alone; in Schuylkill County, 78%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Schuylkill Haven?

A typical home is within reach of the typical income

We start with a typical home in Schuylkill Haven, worth $132,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Schuylkill Haven, which is $54,167 a year.

The calculator's FHA and conventional loan limits are those of all of Schuylkill County.

Your numbers

Local data
$

Starts at the typical home value in Schuylkill Haven. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,634 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,141

at 7.18% · 30 years

Loan amount
$130,002
Total interest
$187,042
Paid off in
November 2056

Includes $2,236 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,264 a month

    Your payment · 25%

  • Tight

    $1,264 to $1,625 a month

  • Hard

    more than $1,625 a month

Compared with the typical household income in Schuylkill Haven ($54,167 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,141
Principal & interest$881
Property tax$147
Home insurance$55
FHA mortgage insurance (MIP)$59

You need at least $4,634 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Schuylkill Haven and Schuylkill County

Schuylkill Haven is in Schuylkill County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Schuylkill Haven's own numbers

Typical home value
$132,400
Typical monthly rent
$904
Typical yearly household income
$54,167
Households that own their home
67%
Effective property tax rate
1.33%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Schuylkill County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,068
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
5.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Schuylkill County.

Everything about Schuylkill County

Buying

Buying a home in Schuylkill Haven

A typical home in Schuylkill Haven is worth $132,400: 13% below the county and 48% below Pennsylvania. With the typical household income in Schuylkill Haven ($54,167 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Schuylkill Haven 2.4 years
  • Schuylkill 2.2 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Schuylkill County

According to FHFA’s house price index, home prices in Schuylkill County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Schuylkill County.

Period County Pennsylvania U.S.
Last year (2025) +5.8% +4.7% +2.9%
5 years (2020–2025) +64% +48% +47%
10 years (2015–2025) +92% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Schuylkill Haven next to Schuylkill County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Schuylkill Haven $132,400
  • Schuylkill $153,000
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Schuylkill Haven $904
  • Schuylkill $876
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Schuylkill Haven $54,167
  • Schuylkill $68,313
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Schuylkill Haven next to Schuylkill County and Pennsylvania
Measure Schuylkill Haven Schuylkill County Pennsylvania U.S.
Typical home value $132,400 $153,000 $254,500 $332,700
Typical monthly rent $904 $876 $1,209 $1,413
Typical yearly household income $54,167 $68,313 $77,971 $80,734
Households that own their home 67% 76% 69% 65%
Typical yearly property tax $1,766 $2,140 $3,311 $3,119
Effective property tax rate 1.33% 1.4% 1.3% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Schuylkill County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Schuylkill Haven

For a typical $132,400 home in Schuylkill Haven, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Schuylkill Haven's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,141a month

    Least cash to close
    Down payment
    $4,634
    Cash to close
    $8,606
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $59

  • Conventional, 5% down $1,117a month

    Down payment
    $6,620
    Cash to close
    $10,592
    Rate
    7.18%
    Mortgage insurance
    PMI · $63

  • Conventional, 20% down, no PMI $919a month

    Down payment
    $26,480
    Cash to close
    $30,452
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,042a month

    Down payment
    $19,860
    Cash to close
    $23,832
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Schuylkill Haven and for Schuylkill County.

Property tax

Effective rate in Schuylkill Haven

1.33%of the home’s value each year

$1,766 a year for the typical owner in Schuylkill Haven.

  • Schuylkill Haven 1.33%
  • Schuylkill 1.4%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Schuylkill County

FEMA does not publish these numbers by city: they are for all of Schuylkill County.

Homes in the high-risk zone
5.2%
3,131
Of those, with NFIP insurance
17%
County Pennsylvania U.S.
Homes in the high-risk zone 5.2% 2% 3.5%
Of those, with NFIP insurance 17% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Schuylkill Haven

Typical rent in Schuylkill Haven is $904 a month: 3% above the county.

HUD publishes a fair market rent for all of Schuylkill County, by unit size. To pay the 2-bedroom one ($1,068 a month) without spending more than 30% of your income, you would need to earn $20.54 an hour working full time.

HUD fair market rent for all of Schuylkill County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $744 $14.31 $29,760
1 bedroom $816 $15.69 $32,640
2 bedrooms $1,068 $20.54 $42,720
3 bedrooms $1,392 $26.77 $55,680
4 bedrooms $1,443 $27.75 $57,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Schuylkill Haven

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Schuylkill Haven is in ZIP code 17972.

For 2 bedrooms it is $1,050: $18 less than the fair market rent for Schuylkill County ($1,068).

  • 17972 $1,050$1,370

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Schuylkill Haven when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Schuylkill Haven

HUD lists one building with rents for lower incomes in Schuylkill Haven.

  • Schuylkill Haven High Rise 255 Parkway, Schuylkill Haven 17972 198 low-income homes · Run by Schuylkill County Housing Authority · Average payment: $406 a month · Average wait: 6 months (570) 385-3400

See all 27 buildings in Schuylkill County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Schuylkill Haven

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Schuylkill County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Schuylkill Haven

No down payment, repair or rent-help program on our list is for Schuylkill Haven or Schuylkill County. The ones below are statewide in Pennsylvania: they work in Schuylkill Haven the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Schuylkill Haven

The HUD-approved agencies closest to the center of Schuylkill Haven, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Schuylkill Community Action

    225 N Centre St, Pottsville · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (570) 622-1995

  • Neighborhood Housing Services of Greater Berks, Inc.

    210 N 5th St, Reading · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (610) 372-8433

  • Berks Community Action Program, Inc.

    645 Penn St, Reading · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (610) 375-7866

Every agency in Schuylkill County All counseling agencies in Pennsylvania

Help in Spanish near Schuylkill Haven

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Schuylkill Haven

HUD’s record names them for Schuylkill Haven or Schuylkill County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Schuylkill County Housing Authority Public housing and Section 8 vouchers (570) 385-3400

One other authority has an office in Schuylkill County: see the list Source: HUD

Cities

Other cities in Schuylkill County

These cities are also in Schuylkill County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Schuylkill County Housing in Pennsylvania

Nearby cities

The cities closest to Schuylkill Haven, with the typical home value.

Neighboring counties

If Schuylkill County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Schuylkill Haven.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Schuylkill Haven

Short answers with the numbers for Schuylkill Haven and all of Schuylkill County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Schuylkill Haven?

The typical home value in Schuylkill Haven is $132,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Schuylkill County it is $153,000.

How much does it cost to rent in Schuylkill Haven?

Typical rent in Schuylkill Haven is $904 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Schuylkill County is $1,068.

What is the FHA loan limit in Schuylkill Haven?

Schuylkill Haven uses the FHA limit for all of Schuylkill County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Schuylkill Haven?

The typical homeowner in Schuylkill Haven pays $1,766 a year, according to the U.S. Census Bureau. That is 1.33% of the home’s value; in Schuylkill County, the rate is 1.4%.

Where can I find free help to buy or rent in Schuylkill Haven?

There is 1 HUD-approved counseling agency with an office in Schuylkill County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).