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City · 30,111 residents · Luzerne County, Pennsylvania

Hazleton , Pennsylvania

In Hazleton, a typical home is worth $151,600 and typical rent is $1,089 a month. Compared with all of Luzerne County, typical household income is 27% lower, the typical home value is 13% lower, and the share of households that own their home is 17 points lower.

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  • Typical home value

    $151,600

    13% below the county

    40% below Pennsylvania

    • Hazleton
    • Luzerne
    • Pennsylvania

  • Typical rent

    $1,089a month

    8% above the county

    10% below Pennsylvania

    • Hazleton
    • Luzerne
    • Pennsylvania

  • Typical household income

    $46,177a year

    27% below the county

    41% below Pennsylvania

    • Hazleton
    • Luzerne
    • Pennsylvania

  • Households that own their home

    51%

    17 points below the county

    18 points below Pennsylvania

    • Hazleton
    • Luzerne
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$224,928
2.8% more than 12 months ago
Typical rent
$1,259 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hazleton is in Luzerne County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Luzerne County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hazleton apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Tamaqua, the typical home value is $83,700: 45% less than in Hazleton ($151,600).

  2. 51% of households in Hazleton own their home, against 68% in Luzerne County.

  3. Nearby, in Berwick, the typical rent is $797: 27% less than in Hazleton ($1,089).

  4. The typical household income in Hazleton is $46,177, 27% less than in Luzerne County as a whole ($63,691).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hazleton

What homes there are in Hazleton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Hazleton; the largest group, detached houses, adds up to 41%, less than in Luzerne County (64%).

Year built

In Hazleton, half of the homes were built before 1952; in Luzerne County, before 1960.

In Hazleton, 14% of homes have 1 bedroom or none (studios); 57% have 3 bedrooms or more, against 66% in Luzerne County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Hazleton are worth less than $500,000, below the FHA loan limit for Luzerne County ($541,287).

Monthly rent with utilities

By rent, most homes in Hazleton cost less than HUD's 2-bedroom fair market rent ($1,363): about 73%.

With a mortgage

$1,328 a month

Luzerne County: $1,475 a month

Without a mortgage

$544 a month

Luzerne County: $623 a month

Owners with a mortgage

46%

Luzerne County: 54%

Owning costs less in Hazleton: with a mortgage, the typical cost is $1,328 a month; in Luzerne County, $1,475. Without one, $544.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Hazleton rose 55% since 2015–2019, more than in Luzerne County (37%).

The typical rent in Hazleton rose 34% over the same time; in Luzerne County, it rose 28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHazletonLuzerne CountyPennsylvaniaUnited States
Rental vacancy 10.6%4.7%4.9%5.5%
Homeowner vacancy Unreliable estimate1.0%0.8%0.9%
More than one person per room 5.0%1.6%1.6%3.4%
People per household 2.572.352.392.53
Drive alone 69%75%68%69%
Carpool 22%10%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home Unreliable estimate11%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

The rental vacancy rate in Hazleton is 10.6%, higher than in Luzerne County (4.7%).

In Hazleton, 5.0% of households live with more than one person per room, against 1.6% in Luzerne County.

Households in Hazleton are bigger: 2.57 people on average; in Luzerne County, 2.35.

In Hazleton, 22% of workers share a car to get to work; in Luzerne County, 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hazleton?

A typical home is tight for the typical income

We start with a typical home in Hazleton, worth $151,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Hazleton, which is $46,177 a year. For that payment to be 28% of income, a household would need to earn about $55,565 a year.

The calculator's FHA and conventional loan limits are those of all of Luzerne County.

Your numbers

Local data
$

Starts at the typical home value in Hazleton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,306 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,297

at 7.18% · 30 years

Loan amount
$148,854
Total interest
$214,166
Paid off in
November 2056

Includes $2,560 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,077 a month

  • Tight

    $1,077 to $1,385 a month

    Your payment · 34%

  • Hard

    more than $1,385 a month

Compared with the typical household income in Hazleton ($46,177 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,297
Principal & interest$1,008
Property tax$158
Home insurance$63
FHA mortgage insurance (MIP)$67

You need at least $5,306 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hazleton and Luzerne County

Hazleton is in Luzerne County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hazleton's own numbers

Typical home value
$151,600
Typical monthly rent
$1,089
Typical yearly household income
$46,177
Households that own their home
51%
Effective property tax rate
1.25%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Luzerne County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,363
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
2.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Luzerne County.

Everything about Luzerne County

Buying

Buying a home in Hazleton

A typical home in Hazleton is worth $151,600: 13% below the county and 40% below Pennsylvania. With the typical household income in Hazleton ($46,177 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hazleton 3.3 years
  • Luzerne 2.7 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Luzerne County

According to FHFA’s house price index, home prices in Luzerne County rose 81% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Luzerne County.

Period County Pennsylvania U.S.
Last year (2025) +5.5% +4.7% +2.9%
5 years (2020–2025) +61% +48% +47%
10 years (2015–2025) +81% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hazleton next to Luzerne County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hazleton $151,600
  • Luzerne $174,100
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Hazleton $1,089
  • Luzerne $1,004
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Hazleton $46,177
  • Luzerne $63,691
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Hazleton next to Luzerne County and Pennsylvania
Measure Hazleton Luzerne County Pennsylvania U.S.
Typical home value $151,600 $174,100 $254,500 $332,700
Typical monthly rent $1,089 $1,004 $1,209 $1,413
Typical yearly household income $46,177 $63,691 $77,971 $80,734
Households that own their home 51% 68% 69% 65%
Typical yearly property tax $1,899 $2,530 $3,311 $3,119
Effective property tax rate 1.25% 1.45% 1.3% 0.94%
Renters with high rent for their income 60% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Luzerne County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hazleton

For a typical $151,600 home in Hazleton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hazleton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,297a month

    Least cash to close
    Down payment
    $5,306
    Cash to close
    $9,854
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $67

  • Conventional, 5% down $1,269a month

    Down payment
    $7,580
    Cash to close
    $12,128
    Rate
    7.18%
    Mortgage insurance
    PMI · $72

  • Conventional, 20% down, no PMI $1,043a month

    Down payment
    $30,320
    Cash to close
    $34,868
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,183a month

    Down payment
    $22,740
    Cash to close
    $27,288
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hazleton and for Luzerne County.

Property tax

Effective rate in Hazleton

1.25%of the home’s value each year

$1,899 a year for the typical owner in Hazleton.

  • Hazleton 1.25%
  • Luzerne 1.45%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Luzerne County

FEMA does not publish these numbers by city: they are for all of Luzerne County.

Homes in the high-risk zone
2.3%
2,670
Of those, with NFIP insurance
53%
County Pennsylvania U.S.
Homes in the high-risk zone 2.3% 2% 3.5%
Of those, with NFIP insurance 53% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hazleton

Typical rent in Hazleton is $1,089 a month: 8% above the county. In Hazleton, 60% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Luzerne County, by unit size. To pay the 2-bedroom one ($1,363 a month) without spending more than 30% of your income, you would need to earn $26.21 an hour working full time.

HUD fair market rent for all of Luzerne County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $949 $18.25 $37,960
1 bedroom $1,106 $21.27 $44,240
2 bedrooms $1,363 $26.21 $54,520
3 bedrooms $1,786 $34.35 $71,440
4 bedrooms $1,962 $37.73 $78,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hazleton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hazleton is in ZIP code 18201.

For 2 bedrooms it is $1,480: $117 more than the fair market rent for Luzerne County ($1,363).

  • 18201 $1,480$1,880

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hazleton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hazleton

HUD lists 9 buildings with rents for lower incomes in Hazleton. These are the largest.

  • Hazleton Apartments 701 W 24th ST, Hazleton 18202 236 low-income homes · For families (570) 454-8423
  • Center City Apartments 70 S Pine St, Hazleton 18201 176 homes, 175 low-income · For older adults (570) 454-0833
  • Hazle Twin Apts 50 E Juniper St, Hazleton 18201 100 low-income homes · Run by The Housing Authority of the City of Hazleton · Average payment: $346 a month · Average wait: 29 months (570) 455-9503
  • Vine West 128 S Filmore Ct, Hazleton 18201 100 low-income homes · Run by The Housing Authority of the City of Hazleton · Average payment: $578 a month · Average wait: 19 months (570) 455-9503
  • Vine Manor 320 W Mine St, Hazleton 18201 100 homes, 99 low-income · Run by The Housing Authority of the City of Hazleton · Average payment: $312 a month · Average wait: 22 months (570) 455-9503

See all 52 buildings in Luzerne County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hazleton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Luzerne County; 2 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Hazleton

No down payment, repair or rent-help program on our list is for Hazleton or Luzerne County. The ones below are statewide in Pennsylvania: they work in Hazleton the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Hazleton

The HUD-approved agencies closest to the center of Hazleton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Commission on Economic Opportunity of Luzerne County

    165 Amber Ln, Wilkes Barre · 21 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (570) 826-0510

  • Housing Development Corporation of Northeast

    163 Amber Ln, Wilkes Barre · 21 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (570) 824-4803

  • Schuylkill Community Action

    225 N Centre St, Pottsville · 22 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (570) 622-1995

Every agency in Luzerne County All counseling agencies in Pennsylvania

Help in Spanish near Hazleton

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hazleton

HUD’s record names them for Hazleton or Luzerne County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • The Housing Authority of the City of Hazleton Public housing and Section 8 vouchers (570) 455-9503
  • Housing Authority of the County of Luzerne Public housing and Section 8 vouchers (570) 287-9661

3 other authorities have an office in Luzerne County: see the list Source: HUD

Cities

Other cities in Luzerne County

These cities are also in Luzerne County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Luzerne County Housing in Pennsylvania

Nearby cities

The cities closest to Hazleton, with the typical home value.

Neighboring counties

If Luzerne County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hazleton.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Hazleton

Short answers with the numbers for Hazleton and all of Luzerne County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hazleton?

The typical home value in Hazleton is $151,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Luzerne County it is $174,100.

How much does it cost to rent in Hazleton?

Typical rent in Hazleton is $1,089 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Luzerne County is $1,363.

What is the FHA loan limit in Hazleton?

Hazleton uses the FHA limit for all of Luzerne County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hazleton?

The typical homeowner in Hazleton pays $1,899 a year, according to the U.S. Census Bureau. That is 1.25% of the home’s value; in Luzerne County, the rate is 1.45%.

Where can I find free help to buy or rent in Hazleton?

There are 2 HUD-approved counseling agencies with an office in Luzerne County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).