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City · 6,924 residents · Schuylkill County, Pennsylvania

Tamaqua , Pennsylvania

In Tamaqua, a typical home is worth $83,700 and typical rent is $996 a month. Compared with all of Schuylkill County, the typical home value is 45% lower, typical household income is 32% lower, and the share of households that own their home is 26 points lower.

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  • Typical home value

    $83,700

    45% below the county

    67% below Pennsylvania

    • Tamaqua
    • Schuylkill
    • Pennsylvania

  • Typical rent

    $996a month

    14% above the county

    18% below Pennsylvania

    • Tamaqua
    • Schuylkill
    • Pennsylvania

  • Typical household income

    $46,176a year

    32% below the county

    41% below Pennsylvania

    • Tamaqua
    • Schuylkill
    • Pennsylvania

  • Households that own their home

    50%

    26 points below the county

    19 points below Pennsylvania

    • Tamaqua
    • Schuylkill
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$172,852
5.2% more than 12 months ago
Typical rent
$1,062 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Tamaqua is in Schuylkill County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Schuylkill County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tamaqua apart

What this place has that others do not, from public data, most unusual first.

  1. 50% of households in Tamaqua own their home, against 76% in Schuylkill County.

  2. The typical home in Tamaqua is worth $83,700, 45% less than in Schuylkill County as a whole ($153,000).

  3. The typical household income in Tamaqua is $46,176, 32% less than in Schuylkill County as a whole ($68,313).

  4. Nearby, in Pottsville, the typical rent is $822: 17% less than in Tamaqua ($996).

  5. According to Zillow, in the 12 months to September 2026 the typical home value in Tamaqua rose 5.2%; in Pennsylvania, it rose 2.2%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Tamaqua

What homes there are in Tamaqua, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 44% of them, more than in Schuylkill County (26%), and no kind reaches half.

Year built

The typical home in Tamaqua was built before 1940, the oldest group the Census tells apart; 81% of homes date from before 1960.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,124 a month

Schuylkill County: $1,361 a month

Without a mortgage

$561 a month

Schuylkill County: $566 a month

Owners with a mortgage

49%

Schuylkill County: 48%

The typical cost for an owner with a mortgage in Tamaqua is $1,124 a month, less than in Schuylkill County ($1,361); without one, $561.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, home values in Tamaqua moved so little that the Census cannot say whether they rose or fell.

Rents in Tamaqua rose faster than in Schuylkill County: 39% since 2015–2019, against 25%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTamaquaSchuylkill CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.7%4.9%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.452.352.392.53
Drive alone 67%78%68%69%
Carpool 14%10%8%9%
Public transit Unreliable estimate0%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home Unreliable estimate7%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Tamaqua look like those in Schuylkill County: 2.45 people on average.

In Tamaqua, 14% of workers share a car to get to work; in Schuylkill County, 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tamaqua?

A typical home is within reach of the typical income

We start with a typical home in Tamaqua, worth $83,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in Tamaqua, which is $46,176 a year.

The calculator's FHA and conventional loan limits are those of all of Schuylkill County.

Your numbers

Local data
$

Starts at the typical home value in Tamaqua. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $2,930 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$765

at 7.18% · 30 years

Loan amount
$82,183
Total interest
$118,243
Paid off in
November 2056

Includes $1,413 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,077 a month

    Your payment · 20%

  • Tight

    $1,077 to $1,385 a month

  • Hard

    more than $1,385 a month

Compared with the typical household income in Tamaqua ($46,176 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$765
Principal & interest$557
Property tax$137
Home insurance$35
FHA mortgage insurance (MIP)$37

You need at least $2,930 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tamaqua and Schuylkill County

Tamaqua is in Schuylkill County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tamaqua's own numbers

Typical home value
$83,700
Typical monthly rent
$996
Typical yearly household income
$46,176
Households that own their home
50%
Effective property tax rate
1.96%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Schuylkill County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,068
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
5.2%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Schuylkill County.

Everything about Schuylkill County

Buying

Buying a home in Tamaqua

A typical home in Tamaqua is worth $83,700: 45% below the county and 67% below Pennsylvania. With the typical household income in Tamaqua ($46,176 a year), a typical home costs 1.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tamaqua 1.8 years
  • Schuylkill 2.2 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Schuylkill County

According to FHFA’s house price index, home prices in Schuylkill County rose 92% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Schuylkill County.

Period County Pennsylvania U.S.
Last year (2025) +5.8% +4.7% +2.9%
5 years (2020–2025) +64% +48% +47%
10 years (2015–2025) +92% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tamaqua next to Schuylkill County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tamaqua $83,700
  • Schuylkill $153,000
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Tamaqua $996
  • Schuylkill $876
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Tamaqua $46,176
  • Schuylkill $68,313
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Tamaqua next to Schuylkill County and Pennsylvania
Measure Tamaqua Schuylkill County Pennsylvania U.S.
Typical home value $83,700 $153,000 $254,500 $332,700
Typical monthly rent $996 $876 $1,209 $1,413
Typical yearly household income $46,176 $68,313 $77,971 $80,734
Households that own their home 50% 76% 69% 65%
Typical yearly property tax $1,643 $2,140 $3,311 $3,119
Effective property tax rate 1.96% 1.4% 1.3% 0.94%
Renters with high rent for their income 41% 42% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Schuylkill County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tamaqua

For a typical $83,700 home in Tamaqua, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tamaqua's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $765a month

    Least cash to close
    Down payment
    $2,930
    Cash to close
    $5,441
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $37

  • Conventional, 5% down $750a month

    Down payment
    $4,185
    Cash to close
    $6,696
    Rate
    7.18%
    Mortgage insurance
    PMI · $40

  • Conventional, 20% down, no PMI $625a month

    Down payment
    $16,740
    Cash to close
    $19,251
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $703a month

    Down payment
    $12,555
    Cash to close
    $15,066
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tamaqua and for Schuylkill County.

Property tax

Effective rate in Tamaqua

1.96%of the home’s value each year

$1,643 a year for the typical owner in Tamaqua.

  • Tamaqua 1.96%
  • Schuylkill 1.4%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Schuylkill County

FEMA does not publish these numbers by city: they are for all of Schuylkill County.

Homes in the high-risk zone
5.2%
3,131
Of those, with NFIP insurance
17%
County Pennsylvania U.S.
Homes in the high-risk zone 5.2% 2% 3.5%
Of those, with NFIP insurance 17% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tamaqua

Typical rent in Tamaqua is $996 a month: 14% above the county. In Tamaqua, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Schuylkill County, by unit size. To pay the 2-bedroom one ($1,068 a month) without spending more than 30% of your income, you would need to earn $20.54 an hour working full time.

HUD fair market rent for all of Schuylkill County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $744 $14.31 $29,760
1 bedroom $816 $15.69 $32,640
2 bedrooms $1,068 $20.54 $42,720
3 bedrooms $1,392 $26.77 $55,680
4 bedrooms $1,443 $27.75 $57,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tamaqua

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tamaqua has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,480 in 18252 to $1,640 in 18250.

2 of the 2 are above the fair market rent for Schuylkill County ($1,068).

  • 18250 $1,640$2,060
  • 18252 $1,480$1,880

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tamaqua when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Tamaqua

HUD lists 5 buildings with rents for lower incomes in Tamaqua. These are the largest.

  • Majestic House 201 E Broad St, Tamaqua 18252 74 homes, 73 low-income · For older adults (570) 668-6372
  • Laurel Run Commons 406 Pitt St, Tamaqua 18252 24 low-income homes · 1 bd: 24 · In service since 1998 · For older adults
  • 401 Hazle ST 401 Hazle St, Tamaqua 18252 14 low-income homes · 1 bd: 4 · 2 bd: 5 · 3 bd: 5 · In service since 2007 · For families
  • 420 E Broad ST 420 E Broad St, Tamaqua 18252 12 low-income homes · 1 bd: 2 · 2 bd: 4 · 3 bd: 6 · In service since 2012 · For people with disabilities, families
  • Abc Tamaqua Hi-Rise 222 E Broad St, Tamaqua 18252 106 homes

See all 27 buildings in Schuylkill County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Tamaqua

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Schuylkill County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Tamaqua

No down payment, repair or rent-help program on our list is for Tamaqua or Schuylkill County. The ones below are statewide in Pennsylvania: they work in Tamaqua the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Tamaqua

The HUD-approved agencies closest to the center of Tamaqua, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Schuylkill Community Action

    225 N Centre St, Pottsville · 16 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 5 more
    (570) 622-1995

  • Commission on Economic Opportunity of Luzerne County

    165 Amber Ln, Wilkes Barre · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (570) 826-0510

  • Housing Development Corporation of Northeast

    163 Amber Ln, Wilkes Barre · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (570) 824-4803

Every agency in Schuylkill County All counseling agencies in Pennsylvania

Help in Spanish near Tamaqua

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tamaqua

HUD’s record names them for Tamaqua or Schuylkill County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Schuylkill County Housing Authority Public housing and Section 8 vouchers (570) 385-3400

One other authority has an office in Schuylkill County: see the list Source: HUD

Cities

Other cities in Schuylkill County

These cities are also in Schuylkill County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Schuylkill County Housing in Pennsylvania

Nearby cities

The cities closest to Tamaqua, with the typical home value.

Neighboring counties

If Schuylkill County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tamaqua.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Tamaqua

Short answers with the numbers for Tamaqua and all of Schuylkill County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tamaqua?

The typical home value in Tamaqua is $83,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Schuylkill County it is $153,000.

How much does it cost to rent in Tamaqua?

Typical rent in Tamaqua is $996 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Schuylkill County is $1,068.

What is the FHA loan limit in Tamaqua?

Tamaqua uses the FHA limit for all of Schuylkill County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tamaqua?

The typical homeowner in Tamaqua pays $1,643 a year, according to the U.S. Census Bureau. That is 1.96% of the home’s value; in Schuylkill County, the rate is 1.4%.

Where can I find free help to buy or rent in Tamaqua?

There is 1 HUD-approved counseling agency with an office in Schuylkill County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).