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City · 11,172 residents · Berks County, Pennsylvania

Wyomissing , Pennsylvania

In Wyomissing, a typical home is worth $339,900 and typical rent is $1,781 a month. Compared with all of Berks County, typical rent is 51% higher and the typical home value is 32% higher.

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  • Typical home value

    $339,900

    32% above the county

    34% above Pennsylvania

    • Wyomissing
    • Berks
    • Pennsylvania

  • Typical rent

    $1,781a month

    51% above the county

    47% above Pennsylvania

    • Wyomissing
    • Berks
    • Pennsylvania

  • Typical household income

    $93,203a year

    17% above the county

    20% above Pennsylvania

    • Wyomissing
    • Berks
    • Pennsylvania

  • Households that own their home

    68%

    3 points below the county

    1 points below Pennsylvania

    • Wyomissing
    • Berks
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$383,336
1.7% more than 12 months ago
Typical rent
$1,884 a month
1.2% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Wyomissing is in Berks County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Berks County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Wyomissing apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Reading, the typical home value is $121,300: 64% less than in Wyomissing ($339,900).

  2. The typical rent in Wyomissing is $1,781 a month, 51% more than in Berks County as a whole ($1,181).

  3. Nearby, in Reading, the typical rent is $1,067: 40% less than in Wyomissing ($1,781).

  4. The typical home in Wyomissing is worth $339,900, 32% more than in Berks County as a whole ($257,300).

  5. The typical household income in Wyomissing is $93,203, 17% more than in Berks County as a whole ($79,777).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Wyomissing

What homes there are in Wyomissing, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Wyomissing, 5 in 10 homes are single-family detached houses; in Berks County, 6.

Year built

By age, homes in Wyomissing look like those in Berks County: the typical year built is 1971.

Homes in Wyomissing are smaller: 62% have 3 bedrooms or more; in Berks County, 70%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,228 a month

Berks County: $1,800 a month

Without a mortgage

$903 a month

Berks County: $722 a month

Owners with a mortgage

57%

Berks County: 61%

In Wyomissing, 57% of owners have a mortgage, and their typical cost is $2,228 a month, against $1,800 in Berks County. Without one it drops to $903.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Wyomissing gained value more slowly than in Berks County: 38% since 2015–2019, against 44%.

Since 2015–2019, the typical rent in Wyomissing rose 34%, more than in Berks County (26%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWyomissingBerks CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.0%4.9%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.7%1.6%3.4%
People per household 2.162.572.392.53
Drive alone 74%74%68%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 14%12%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Wyomissing are smaller: 2.16 people on average; in Berks County, 2.57.

To get to work, 74% of workers in Wyomissing drive alone; in Berks County, 74%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Wyomissing?

A typical home costs more than the typical income allows

We start with a typical home in Wyomissing, worth $339,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Wyomissing, which is $93,203 a year. For that payment to be 28% of income, a household would need to earn about $129,681 a year.

The calculator's FHA and conventional loan limits are those of all of Berks County.

Your numbers

Local data
$

Starts at the typical home value in Wyomissing. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,897 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,026

at 7.18% · 30 years

Loan amount
$333,743
Total interest
$480,178
Paid off in
November 2056

Includes $5,740 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,175 a month

  • Tight

    $2,175 to $2,796 a month

  • Hard

    more than $2,796 a month

    Your payment · 39%

Compared with the typical household income in Wyomissing ($93,203 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,026
Principal & interest$2,261
Property tax$473
Home insurance$142
FHA mortgage insurance (MIP)$150

You need at least $11,897 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Wyomissing and Berks County

Wyomissing is in Berks County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Wyomissing's own numbers

Typical home value
$339,900
Typical monthly rent
$1,781
Typical yearly household income
$93,203
Households that own their home
68%
Effective property tax rate
1.67%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Berks County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,418
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Berks County.

Everything about Berks County

Buying

Buying a home in Wyomissing

A typical home in Wyomissing is worth $339,900: 32% above the county and 34% above Pennsylvania. With the typical household income in Wyomissing ($93,203 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Wyomissing 3.6 years
  • Berks 3.2 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Berks County

According to FHFA’s house price index, home prices in Berks County rose 90% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Berks County.

Period County Pennsylvania U.S.
Last year (2025) +5.6% +4.7% +2.9%
5 years (2020–2025) +59% +48% +47%
10 years (2015–2025) +90% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Wyomissing next to Berks County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Wyomissing $339,900
  • Berks $257,300
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Wyomissing $1,781
  • Berks $1,181
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Wyomissing $93,203
  • Berks $79,777
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Wyomissing next to Berks County and Pennsylvania
Measure Wyomissing Berks County Pennsylvania U.S.
Typical home value $339,900 $257,300 $254,500 $332,700
Typical monthly rent $1,781 $1,181 $1,209 $1,413
Typical yearly household income $93,203 $79,777 $77,971 $80,734
Households that own their home 68% 71% 69% 65%
Typical yearly property tax $5,672 $4,239 $3,311 $3,119
Effective property tax rate 1.67% 1.65% 1.3% 0.94%
Renters with high rent for their income 47% 52% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Berks County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Wyomissing

For a typical $339,900 home in Wyomissing, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wyomissing's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,026a month

    Least cash to close
    Down payment
    $11,897
    Cash to close
    $22,094
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,964a month

    Down payment
    $16,995
    Cash to close
    $27,192
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,457a month

    Down payment
    $67,980
    Cash to close
    $78,177
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,771a month

    Down payment
    $50,985
    Cash to close
    $61,182
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Wyomissing and for Berks County.

Property tax

Effective rate in Wyomissing

1.67%of the home’s value each year

$5,672 a year for the typical owner in Wyomissing.

  • Wyomissing 1.67%
  • Berks 1.65%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Berks County

FEMA does not publish these numbers by city: they are for all of Berks County.

Homes in the high-risk zone
1%
1,445
Of those, with NFIP insurance
34%
County Pennsylvania U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 34% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Wyomissing

Typical rent in Wyomissing is $1,781 a month: 51% above the county. In Wyomissing, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Berks County, by unit size. To pay the 2-bedroom one ($1,418 a month) without spending more than 30% of your income, you would need to earn $27.27 an hour working full time.

HUD fair market rent for all of Berks County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $978 $18.81 $39,120
1 bedroom $1,114 $21.42 $44,560
2 bedrooms $1,418 $27.27 $56,720
3 bedrooms $1,744 $33.54 $69,760
4 bedrooms $1,877 $36.10 $75,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Wyomissing

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wyomissing is in ZIP code 19610.

For 2 bedrooms it is $1,960: $542 more than the fair market rent for Berks County ($1,418).

  • 19610 $1,960$2,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wyomissing when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Wyomissing

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Berks County; 2 say they serve in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Wyomissing

No down payment, repair or rent-help program on our list is for Wyomissing or Berks County. The ones below are statewide in Pennsylvania: they work in Wyomissing the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Wyomissing

The HUD-approved agencies closest to the center of Wyomissing, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services of Greater Berks, Inc.

    210 N 5th St, Reading · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (610) 372-8433

  • Berks Community Action Program, Inc.

    645 Penn St, Reading · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Homelessness services
    • and 1 more
    (610) 375-7866

  • Housing Partnership of Chester County

    41 W Lancaster Ave, Downingtown · 27 miles away · Spanish

    • Budget and financial counseling
    • Predatory lending workshops
    • and 2 more
    (610) 518-1522

Every agency in Berks County All counseling agencies in Pennsylvania

Help in Spanish near Wyomissing

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Wyomissing

HUD’s record names them for Wyomissing or Berks County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Berks Public housing and Section 8 vouchers (610) 370-0822

One other authority has an office in Berks County: see the list Source: HUD

Cities

Other cities in Berks County

These cities are also in Berks County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Berks County Housing in Pennsylvania

Nearby cities

The cities closest to Wyomissing, with the typical home value.

Neighboring counties

If Berks County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Wyomissing.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about Wyomissing

Short answers with the numbers for Wyomissing and all of Berks County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Wyomissing?

The typical home value in Wyomissing is $339,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Berks County it is $257,300.

How much does it cost to rent in Wyomissing?

Typical rent in Wyomissing is $1,781 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Berks County is $1,418.

What is the FHA loan limit in Wyomissing?

Wyomissing uses the FHA limit for all of Berks County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Wyomissing?

The typical homeowner in Wyomissing pays $5,672 a year, according to the U.S. Census Bureau. That is 1.67% of the home’s value; in Berks County, the rate is 1.65%.

Where can I find free help to buy or rent in Wyomissing?

There are 2 HUD-approved counseling agencies with an office in Berks County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).