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City · 26,536 residents · Lebanon County, Pennsylvania

Lebanon , Pennsylvania

In Lebanon, a typical home is worth $156,500 and typical rent is $992 a month. Compared with all of Lebanon County, typical household income is 38% lower, the typical home value is 35% lower, and the share of households that own their home is 25 points lower.

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  • Typical home value

    $156,500

    35% below the county

    39% below Pennsylvania

    • Lebanon
    • County
    • Pennsylvania

  • Typical rent

    $992a month

    11% below the county

    18% below Pennsylvania

    • Lebanon
    • County
    • Pennsylvania

  • Typical household income

    $48,456a year

    38% below the county

    38% below Pennsylvania

    • Lebanon
    • County
    • Pennsylvania

  • Households that own their home

    47%

    25 points below the county

    23 points below Pennsylvania

    • Lebanon
    • County
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$290,034
5% more than 12 months ago
Typical rent
$1,453 a month
0.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lebanon is in Lebanon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lebanon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lebanon apart

What this place has that others do not, from public data, most unusual first.

  1. 47% of households in Lebanon own their home, against 71% in Lebanon County.

  2. The typical household income in Lebanon is $48,456, 38% less than in Lebanon County as a whole ($78,425).

  3. The typical home in Lebanon is worth $156,500, 35% less than in Lebanon County as a whole ($242,000).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lebanon

What homes there are in Lebanon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lebanon there is a bit of everything: no kind of home reaches half. The most common are attached houses (townhouses) (34%), more than in Lebanon County (18%).

Year built

The typical home in Lebanon was built in 1947, 25 years before the typical one in Lebanon County.

There are fewer big homes in Lebanon than in Lebanon County: 51% have 3 bedrooms or more, against 68%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

By rent, most homes in Lebanon cost less than HUD's 2-bedroom fair market rent ($1,353): about 78%.

With a mortgage

$1,296 a month

Lebanon County: $1,630 a month

Without a mortgage

$494 a month

Lebanon County: $627 a month

Owners with a mortgage

59%

Lebanon County: 58%

The typical cost for an owner with a mortgage in Lebanon is $1,296 a month, less than in Lebanon County ($1,630); without one, $494.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Lebanon rose 63%; in Lebanon County, it rose 41%.

Rents in Lebanon rose more slowly than in Lebanon County: 23% since 2015–2019, against 27%.

While home values in Lebanon changed +63% and rent +23%, the typical household income rose 23%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLebanonLebanon CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.5%4.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.7%1.6%3.4%
People per household 2.442.472.392.53
Drive alone 70%74%68%69%
Carpool 13%9%8%9%
Public transit 3%1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 6%12%16%15%
Other means Unreliable estimate2%1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

A household in Lebanon has 2.44 people on average, about the same as in Lebanon County (2.47).

More people carpool to work in Lebanon than in Lebanon County: 13% against 9%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lebanon?

A typical home is tight for the typical income

We start with a typical home in Lebanon, worth $156,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Lebanon, which is $48,456 a year. For that payment to be 28% of income, a household would need to earn about $58,815 a year.

The calculator's FHA and conventional loan limits are those of all of Lebanon County.

Your numbers

Local data
$

Starts at the typical home value in Lebanon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,478 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,372

at 7.18% · 30 years

Loan amount
$153,665
Total interest
$221,088
Paid off in
November 2056

Includes $2,643 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,131 a month

  • Tight

    $1,131 to $1,454 a month

    Your payment · 34%

  • Hard

    more than $1,454 a month

Compared with the typical household income in Lebanon ($48,456 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,372
Principal & interest$1,041
Property tax$197
Home insurance$65
FHA mortgage insurance (MIP)$69

You need at least $5,478 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lebanon and Lebanon County

Lebanon is in Lebanon County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lebanon's own numbers

Typical home value
$156,500
Typical monthly rent
$992
Typical yearly household income
$48,456
Households that own their home
47%
Effective property tax rate
1.51%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Lebanon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,353
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lebanon County.

Everything about Lebanon County

Buying

Buying a home in Lebanon

A typical home in Lebanon is worth $156,500: 35% below the county and 39% below Pennsylvania. With the typical household income in Lebanon ($48,456 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lebanon 3.2 years
  • County 3.1 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Lebanon County

According to FHFA’s house price index, home prices in Lebanon County rose 90% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Lebanon County.

Period County Pennsylvania U.S.
Last year (2025) +7.4% +4.7% +2.9%
5 years (2020–2025) +60% +48% +47%
10 years (2015–2025) +90% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lebanon next to Lebanon County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lebanon $156,500
  • County $242,000
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Lebanon $992
  • County $1,110
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Lebanon $48,456
  • County $78,425
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Lebanon next to Lebanon County and Pennsylvania
Measure Lebanon Lebanon County Pennsylvania U.S.
Typical home value $156,500 $242,000 $254,500 $332,700
Typical monthly rent $992 $1,110 $1,209 $1,413
Typical yearly household income $48,456 $78,425 $77,971 $80,734
Households that own their home 47% 71% 69% 65%
Typical yearly property tax $2,365 $3,310 $3,311 $3,119
Effective property tax rate 1.51% 1.37% 1.3% 0.94%
Renters with high rent for their income 44% 47% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lebanon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lebanon

For a typical $156,500 home in Lebanon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lebanon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,372a month

    Least cash to close
    Down payment
    $5,478
    Cash to close
    $10,173
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $69

  • Conventional, 5% down $1,344a month

    Down payment
    $7,825
    Cash to close
    $12,520
    Rate
    7.18%
    Mortgage insurance
    PMI · $74

  • Conventional, 20% down, no PMI $1,110a month

    Down payment
    $31,300
    Cash to close
    $35,995
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,255a month

    Down payment
    $23,475
    Cash to close
    $28,170
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lebanon and for Lebanon County.

Property tax

Effective rate in Lebanon

1.51%of the home’s value each year

$2,365 a year for the typical owner in Lebanon.

  • Lebanon 1.51%
  • County 1.37%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Lebanon County

FEMA does not publish these numbers by city: they are for all of Lebanon County.

Homes in the high-risk zone
0.9%
477
Of those, with NFIP insurance
29%
County Pennsylvania U.S.
Homes in the high-risk zone 0.9% 2% 3.5%
Of those, with NFIP insurance 29% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lebanon

Typical rent in Lebanon is $992 a month: 11% below the county. In Lebanon, 44% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Lebanon County, by unit size. To pay the 2-bedroom one ($1,353 a month) without spending more than 30% of your income, you would need to earn $26.02 an hour working full time.

HUD fair market rent for all of Lebanon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $991 $19.06 $39,640
1 bedroom $1,071 $20.60 $42,840
2 bedrooms $1,353 $26.02 $54,120
3 bedrooms $1,742 $33.50 $69,680
4 bedrooms $1,894 $36.42 $75,760

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lebanon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lebanon has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,290 in 17046 to $1,370 in 17042.

1 of the 2 is above the fair market rent for Lebanon County ($1,353).

  • 17042 $1,370$1,760
  • 17046 $1,290$1,660

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lebanon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lebanon

HUD lists 16 buildings with rents for lower incomes in Lebanon. These are the largest.

  • Lebanon Village Apts 201 Lebanon Vlg, Lebanon 17046 200 homes, 199 low-income · Studio: 1 · 1 bd: 40 · 2 bd: 80 · 3 bd: 79 · In service since 2013 · For families (717) 272-9589
  • Lebanon Senior Communities 930 Willow St, Lebanon 17046 160 homes, 138 low-income · Run by Housing Authority of the County of Lebanon · Average payment: $398 a month · Average wait: 51 months · Homes at several sites (717) 274-1401
  • Parkview Properties 1013 Meily St, Lebanon 17046 135 low-income homes · Run by Housing Authority of the County of Lebanon · Average payment: $651 a month · Average wait: 57 months · Homes at several sites (717) 274-1401
  • Southside Property Management 1320 Lafayette St, Lebanon 17042 130 low-income homes · Run by Housing Authority of the County of Lebanon · Average payment: $642 a month · Average wait: 69 months · Homes at several sites (717) 274-1401
  • Brookside Gardens 1111 Reinoehl St, Lebanon 17046 100 low-income homes · For families (717) 273-4566

See all 21 buildings in Lebanon County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lebanon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Lebanon County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Lebanon

No down payment, repair or rent-help program on our list is for Lebanon or Lebanon County. The ones below are statewide in Pennsylvania: they work in Lebanon the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Lebanon

The HUD-approved agencies closest to the center of Lebanon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tenfold

    308 E King St, Lancaster · 22 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (717) 397-5182

  • Base,inc.

    447 S Prince St, Lancaster · 22 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (717) 392-5467

  • Tri-County HDC LTD

    201 N Front St, Harrisburg · 25 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 231-3604

All counseling agencies in Pennsylvania

Help in Spanish near Lebanon

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lebanon

HUD’s record names them for Lebanon or Lebanon County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Lebanon Public housing and Section 8 vouchers (717) 274-1401

All housing agencies in Pennsylvania Source: HUD

Cities

Other cities in Lebanon County

These cities are also in Lebanon County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Lebanon County Housing in Pennsylvania

Nearby cities

The cities closest to Lebanon, with the typical home value.

Neighboring counties

If Lebanon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lebanon.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Lebanon

Short answers with the numbers for Lebanon and all of Lebanon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lebanon?

The typical home value in Lebanon is $156,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lebanon County it is $242,000.

How much does it cost to rent in Lebanon?

Typical rent in Lebanon is $992 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lebanon County is $1,353.

What is the FHA loan limit in Lebanon?

Lebanon uses the FHA limit for all of Lebanon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lebanon?

The typical homeowner in Lebanon pays $2,365 a year, according to the U.S. Census Bureau. That is 1.51% of the home’s value; in Lebanon County, the rate is 1.37%.

Where can I find free help to buy or rent in Lebanon?

We found no HUD-approved counseling agencies with an office in Lebanon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).