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City · 8,128 residents · York County, Pennsylvania

Parkville , Pennsylvania

In Parkville, a typical home is worth $222,400 and typical rent is $1,340 a month. Compared with all of York County, typical rent is 12% higher and the typical home value is 11% lower.

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  • Typical home value

    $222,400

    11% below the county

    13% below Pennsylvania

    • Parkville
    • York
    • Pennsylvania

  • Typical rent

    $1,340a month

    12% above the county

    11% above Pennsylvania

    • Parkville
    • York
    • Pennsylvania

  • Typical household income

    $77,352a year

    9% below the county

    About the same as Pennsylvania

    • Parkville
    • York
    • Pennsylvania

  • Households that own their home

    75%

    1 points below the county

    6 points above Pennsylvania

    • Parkville
    • York
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Parkville is in York County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of York County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Parkville apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in West York, the typical home value is $123,600: 44% less than in Parkville ($222,400).

  2. Nearby, in West York, the typical rent is $971: 28% less than in Parkville ($1,340).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Parkville

What homes there are in Parkville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Parkville, but it weighs less than in York County: 54% against 64%.

Year built

Homes in Parkville are newer: the typical year built is 1981; in York County, 1976.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,557 a month

York County: $1,765 a month

Without a mortgage

$705 a month

York County: $697 a month

Owners with a mortgage

75%

York County: 64%

Owning costs less in Parkville: with a mortgage, the typical cost is $1,557 a month; in York County, $1,765. Without one, $705.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Parkville rose at about the same pace as in York County: 43% against 40%.

Since 2015–2019, the typical rent in Parkville did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureParkvilleYork CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.3%4.9%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.532.512.392.53
Drive alone 86%77%68%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 8%12%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Parkville look like those in York County: 2.53 people on average.

To get to work, 86% of workers in Parkville drive alone; in York County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Parkville?

A typical home is tight for the typical income

We start with a typical home in Parkville, worth $222,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Parkville, which is $77,352 a year. For that payment to be 28% of income, a household would need to earn about $84,057 a year.

The calculator's FHA and conventional loan limits are those of all of York County.

Your numbers

Local data
$

Starts at the typical home value in Parkville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,784 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,961

at 7.18% · 30 years

Loan amount
$218,372
Total interest
$314,186
Paid off in
November 2056

Includes $3,756 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,805 a month

  • Tight

    $1,805 to $2,321 a month

    Your payment · 30%

  • Hard

    more than $2,321 a month

Compared with the typical household income in Parkville ($77,352 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,961
Principal & interest$1,479
Property tax$291
Home insurance$93
FHA mortgage insurance (MIP)$98

You need at least $7,784 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Parkville and York County

Parkville is in York County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Parkville's own numbers

Typical home value
$222,400
Typical monthly rent
$1,340
Typical yearly household income
$77,352
Households that own their home
75%
Effective property tax rate
1.57%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of York County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,327
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of York County.

Everything about York County

Buying

Buying a home in Parkville

A typical home in Parkville is worth $222,400: 11% below the county and 13% below Pennsylvania. With the typical household income in Parkville ($77,352 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Parkville 2.9 years
  • York 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in York County

According to FHFA’s house price index, home prices in York County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of York County.

Period County Pennsylvania U.S.
Last year (2025) +5.7% +4.7% +2.9%
5 years (2020–2025) +54% +48% +47%
10 years (2015–2025) +82% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Parkville next to York County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Parkville $222,400
  • York $248,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Parkville $1,340
  • York $1,193
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Parkville $77,352
  • York $84,829
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Parkville next to York County and Pennsylvania
Measure Parkville York County Pennsylvania U.S.
Typical home value $222,400 $248,600 $254,500 $332,700
Typical monthly rent $1,340 $1,193 $1,209 $1,413
Typical yearly household income $77,352 $84,829 $77,971 $80,734
Households that own their home 75% 76% 69% 65%
Typical yearly property tax $3,487 $4,006 $3,311 $3,119
Effective property tax rate 1.57% 1.61% 1.3% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below York County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Parkville

For a typical $222,400 home in Parkville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Parkville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,961a month

    Least cash to close
    Down payment
    $7,784
    Cash to close
    $14,456
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $98

  • Conventional, 5% down $1,921a month

    Down payment
    $11,120
    Cash to close
    $17,792
    Rate
    7.18%
    Mortgage insurance
    PMI · $106

  • Conventional, 20% down, no PMI $1,589a month

    Down payment
    $44,480
    Cash to close
    $51,152
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,795a month

    Down payment
    $33,360
    Cash to close
    $40,032
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Parkville and for York County.

Property tax

Effective rate in Parkville

1.57%of the home’s value each year

$3,487 a year for the typical owner in Parkville.

  • Parkville 1.57%
  • York 1.61%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in York County

FEMA does not publish these numbers by city: they are for all of York County.

Homes in the high-risk zone
1%
1,506
Of those, with NFIP insurance
30%
County Pennsylvania U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 30% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Parkville

Typical rent in Parkville is $1,340 a month: 12% above the county.

HUD publishes a fair market rent for all of York County, by unit size. To pay the 2-bedroom one ($1,327 a month) without spending more than 30% of your income, you would need to earn $25.52 an hour working full time.

HUD fair market rent for all of York County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $951 $18.29 $38,040
1 bedroom $1,042 $20.04 $41,680
2 bedrooms $1,327 $25.52 $53,080
3 bedrooms $1,757 $33.79 $70,280
4 bedrooms $1,846 $35.50 $73,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Parkville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Parkville is in ZIP code 17331.

For 2 bedrooms it is $1,370: $43 more than the fair market rent for York County ($1,327).

  • 17331 $1,370$1,830

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Parkville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Parkville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in York County; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Parkville

No down payment, repair or rent-help program on our list is for Parkville or York County. The ones below are statewide in Pennsylvania: they work in Parkville the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Parkville

The HUD-approved agencies closest to the center of Parkville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Progress Council, Inc.

    226 E College Ave, York · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (717) 846-4600

  • Cumberland County Housing and Redevelopment Authorities

    114 N Hanover St, Carlisle · 31 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (717) 249-0789

  • Tri-County HDC LTD

    201 N Front St, Harrisburg · 33 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 231-3604

Every agency in York County All counseling agencies in Pennsylvania

Help in Spanish near Parkville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Parkville

In HUD’s record, no housing authority with an office in York County is named for Parkville or York County.

One other authority has an office in York County: see the list Source: HUD

Cities

Other cities in York County

These cities are also in York County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about York County Housing in Pennsylvania

Nearby cities

The cities closest to Parkville, with the typical home value.

Neighboring counties

If York County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Parkville.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Parkville

Short answers with the numbers for Parkville and all of York County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Parkville?

The typical home value in Parkville is $222,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in York County it is $248,600.

How much does it cost to rent in Parkville?

Typical rent in Parkville is $1,340 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in York County is $1,327.

What is the FHA loan limit in Parkville?

Parkville uses the FHA limit for all of York County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Parkville?

The typical homeowner in Parkville pays $3,487 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in York County, the rate is 1.61%.

Where can I find free help to buy or rent in Parkville?

There is 1 HUD-approved counseling agency with an office in York County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).