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City · 6,296 residents · Dauphin County, Pennsylvania

Steelton , Pennsylvania

In Steelton, a typical home is worth $134,800 and typical rent is $1,289 a month. Compared with all of Dauphin County, the typical home value is 43% lower, typical household income is 24% lower, and the share of households that own their home is 15 points lower.

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  • Typical home value

    $134,800

    43% below the county

    47% below Pennsylvania

    • Steelton
    • Dauphin
    • Pennsylvania

  • Typical rent

    $1,289a month

    6% above the county

    7% above Pennsylvania

    • Steelton
    • Dauphin
    • Pennsylvania

  • Typical household income

    $58,194a year

    24% below the county

    25% below Pennsylvania

    • Steelton
    • Dauphin
    • Pennsylvania

  • Households that own their home

    48%

    15 points below the county

    21 points below Pennsylvania

    • Steelton
    • Dauphin
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Steelton is in Dauphin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dauphin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Steelton apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Steelton is worth $134,800, 43% less than in Dauphin County as a whole ($236,400).

  2. 48% of households in Steelton own their home, against 63% in Dauphin County.

  3. Nearby, in New Cumberland, the typical rent is $980: 24% less than in Steelton ($1,289).

  4. The typical household income in Steelton is $58,194, 24% less than in Dauphin County as a whole ($76,242).

  5. Steelton has the 18th smallest share of rent-burdened renters of the 232 cities in Pennsylvania with more than 5,000 people (33%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Steelton

What homes there are in Steelton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Steelton there is a bit of everything: no kind of home reaches half. The most common are attached houses (townhouses) (55%), more than in Dauphin County (22%).

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,284 a month

Dauphin County: $1,660 a month

Without a mortgage

$598 a month

Dauphin County: $664 a month

Owners with a mortgage

49%

Dauphin County: 62%

Owning costs less in Steelton: with a mortgage, the typical cost is $1,284 a month; in Dauphin County, $1,660. Without one, $598.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Steelton rose 52% since 2015–2019, more than in Dauphin County (41%).

Rents in Steelton rose faster than in Dauphin County: 48% since 2015–2019, against 28%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSteeltonDauphin CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.2%4.9%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate1.7%1.6%3.4%
People per household 2.572.332.392.53
Drive alone 69%69%68%69%
Carpool Unreliable estimate8%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home Unreliable estimate17%16%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Steelton are bigger: 2.57 people on average; in Dauphin County, 2.33.

To get to work, 69% of workers in Steelton drive alone; in Dauphin County, 69%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Steelton?

A typical home is within reach of the typical income

We start with a typical home in Steelton, worth $134,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 25% of the typical household income in Steelton, which is $58,194 a year.

The calculator's FHA and conventional loan limits are those of all of Dauphin County.

Your numbers

Local data
$

Starts at the typical home value in Steelton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,718 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,221

at 7.18% · 30 years

Loan amount
$132,358
Total interest
$190,433
Paid off in
November 2056

Includes $2,276 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,358 a month

    Your payment · 25%

  • Tight

    $1,358 to $1,746 a month

  • Hard

    more than $1,746 a month

Compared with the typical household income in Steelton ($58,194 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,221
Principal & interest$897
Property tax$209
Home insurance$56
FHA mortgage insurance (MIP)$60

You need at least $4,718 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Steelton and Dauphin County

Steelton is in Dauphin County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Steelton's own numbers

Typical home value
$134,800
Typical monthly rent
$1,289
Typical yearly household income
$58,194
Households that own their home
48%
Effective property tax rate
1.86%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dauphin County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,598
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dauphin County.

Everything about Dauphin County

Buying

Buying a home in Steelton

A typical home in Steelton is worth $134,800: 43% below the county and 47% below Pennsylvania. With the typical household income in Steelton ($58,194 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Steelton 2.3 years
  • Dauphin 3.1 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dauphin County

According to FHFA’s house price index, home prices in Dauphin County rose 79% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dauphin County.

Period County Pennsylvania U.S.
Last year (2025) +5.2% +4.7% +2.9%
5 years (2020–2025) +54% +48% +47%
10 years (2015–2025) +79% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Steelton next to Dauphin County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Steelton $134,800
  • Dauphin $236,400
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Steelton $1,289
  • Dauphin $1,217
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Steelton $58,194
  • Dauphin $76,242
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Steelton next to Dauphin County and Pennsylvania
Measure Steelton Dauphin County Pennsylvania U.S.
Typical home value $134,800 $236,400 $254,500 $332,700
Typical monthly rent $1,289 $1,217 $1,209 $1,413
Typical yearly household income $58,194 $76,242 $77,971 $80,734
Households that own their home 48% 63% 69% 65%
Typical yearly property tax $2,502 $3,198 $3,311 $3,119
Effective property tax rate 1.86% 1.35% 1.3% 0.94%
Renters with high rent for their income 33% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dauphin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Steelton

For a typical $134,800 home in Steelton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Steelton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,221a month

    Least cash to close
    Down payment
    $4,718
    Cash to close
    $8,762
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $60

  • Conventional, 5% down $1,197a month

    Down payment
    $6,740
    Cash to close
    $10,784
    Rate
    7.18%
    Mortgage insurance
    PMI · $64

  • Conventional, 20% down, no PMI $996a month

    Down payment
    $26,960
    Cash to close
    $31,004
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,120a month

    Down payment
    $20,220
    Cash to close
    $24,264
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Steelton and for Dauphin County.

Property tax

Effective rate in Steelton

1.86%of the home’s value each year

$2,502 a year for the typical owner in Steelton.

  • Steelton 1.86%
  • Dauphin 1.35%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Dauphin County

FEMA does not publish these numbers by city: they are for all of Dauphin County.

Homes in the high-risk zone
3.5%
3,368
Of those, with NFIP insurance
26%
County Pennsylvania U.S.
Homes in the high-risk zone 3.5% 2% 3.5%
Of those, with NFIP insurance 26% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Steelton

Typical rent in Steelton is $1,289 a month: 6% above the county. In Steelton, 33% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dauphin County, by unit size. To pay the 2-bedroom one ($1,598 a month) without spending more than 30% of your income, you would need to earn $30.73 an hour working full time.

HUD fair market rent for all of Dauphin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,166 $22.42 $46,640
1 bedroom $1,285 $24.71 $51,400
2 bedrooms $1,598 $30.73 $63,920
3 bedrooms $2,055 $39.52 $82,200
4 bedrooms $2,100 $40.38 $84,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Steelton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Steelton is in ZIP code 17113.

For 2 bedrooms it is $1,590: $8 less than the fair market rent for Dauphin County ($1,598).

  • 17113 $1,590$2,040

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Steelton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Steelton

HUD lists 7 buildings with rents for lower incomes in Steelton. These are the largest.

  • Cole Crest 901 Wood St, Steelton 17113 100 low-income homes · Run by Housing Authority of the County of Dauphin · Average payment: $435 a month · Average wait: 49 months (717) 939-9301
  • Hoy Towers 301 Mohn St, Steelton 17113 100 low-income homes · Run by Housing Authority of the County of Dauphin · Average payment: $364 a month · Average wait: 60 months (717) 939-9301
  • Latsha Towers 501 Mohn St, Steelton 17113 100 homes, 75 low-income · Run by Housing Authority of the County of Dauphin · Average payment: $376 a month · Average wait: 138 months (717) 939-9301
  • Lang Manor 218 S 2nd St, Steelton 17113 59 low-income homes · Run by Housing Authority of the County of Dauphin · Average payment: $481 a month · Average wait: 102 months (717) 939-9301
  • Griffith House 800 Wood St, Steelton 17113 40 low-income homes · Run by Housing Authority of the County of Dauphin · Average payment: $299 a month · Average wait: 38 months (717) 939-9301

See all 65 buildings in Dauphin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Steelton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Dauphin County; 1 says it serves in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Steelton

No down payment, repair or rent-help program on our list is for Steelton or Dauphin County. The ones below are statewide in Pennsylvania: they work in Steelton the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Steelton

The HUD-approved agencies closest to the center of Steelton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Tri-County HDC LTD

    201 N Front St, Harrisburg · 4 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 231-3604

  • Pennsylvania Housing Finance Agency

    211 North Front Street, Harrisburg · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (800) 342-2397

  • The Fair Housing Council of the Capital Region, Inc

    2100 N 6th St, Harrisburg · 5 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 238-9540

Every agency in Dauphin County All counseling agencies in Pennsylvania

Help in Spanish near Steelton

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Steelton

HUD’s record names them for Steelton or Dauphin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dauphin Public housing and Section 8 vouchers (717) 939-9301

One other authority has an office in Dauphin County: see the list Source: HUD

Cities

Other cities in Dauphin County

These cities are also in Dauphin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Dauphin County Housing in Pennsylvania

Nearby cities

The cities closest to Steelton, with the typical home value.

Neighboring counties

If Dauphin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Steelton.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Steelton

Short answers with the numbers for Steelton and all of Dauphin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Steelton?

The typical home value in Steelton is $134,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dauphin County it is $236,400.

How much does it cost to rent in Steelton?

Typical rent in Steelton is $1,289 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dauphin County is $1,598.

What is the FHA loan limit in Steelton?

Steelton uses the FHA limit for all of Dauphin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Steelton?

The typical homeowner in Steelton pays $2,502 a year, according to the U.S. Census Bureau. That is 1.86% of the home’s value; in Dauphin County, the rate is 1.35%.

Where can I find free help to buy or rent in Steelton?

There are 3 HUD-approved counseling agencies with an office in Dauphin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).