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City · 18,032 residents · Dauphin County, Pennsylvania

Colonial Park , Pennsylvania

In Colonial Park, a typical home is worth $231,100 and typical rent is $1,392 a month. Compared with all of Dauphin County, typical rent is 14% higher and the share of households that own their home is 16 points lower.

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  • Typical home value

    $231,100

    2% below the county

    9% below Pennsylvania

    • Colonial Park
    • Dauphin
    • Pennsylvania

  • Typical rent

    $1,392a month

    14% above the county

    15% above Pennsylvania

    • Colonial Park
    • Dauphin
    • Pennsylvania

  • Typical household income

    $73,105a year

    4% below the county

    6% below Pennsylvania

    • Colonial Park
    • Dauphin
    • Pennsylvania

  • Households that own their home

    47%

    16 points below the county

    23 points below Pennsylvania

    • Colonial Park
    • Dauphin
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Colonial Park is in Dauphin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Dauphin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Colonial Park apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Harrisburg, the typical home value is $124,200: 46% less than in Colonial Park ($231,100).

  2. 47% of households in Colonial Park own their home, against 63% in Dauphin County.

  3. Nearby, in Harrisburg, the typical rent is $1,062: 24% less than in Colonial Park ($1,392).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Colonial Park

What homes there are in Colonial Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Colonial Park are varied: detached houses are the largest group, at 45%, against 50% in Dauphin County.

Year built

The typical year built in Colonial Park is 1969, about the same as in Dauphin County (1972).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,519 a month

Dauphin County: $1,660 a month

Without a mortgage

$625 a month

Dauphin County: $664 a month

Owners with a mortgage

58%

Dauphin County: 62%

The typical cost for an owner with a mortgage in Colonial Park is $1,519 a month, less than in Dauphin County ($1,660); without one, $625.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Colonial Park with 2015–2019 because its boundaries changed. In Dauphin County, over that time, the typical home value rose 41%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureColonial ParkDauphin CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate4.2%4.9%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room 6.5%1.7%1.6%3.4%
People per household 2.522.332.392.53
Drive alone 68%69%68%69%
Carpool 12%8%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate3%4%3%
Work from home 15%17%16%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

In Colonial Park, 6.5% of households live with more than one person per room, against 1.7% in Dauphin County.

More people live in each home here: 2.52 on average, against 2.33 in Dauphin County.

In Colonial Park, 12% of workers share a car to get to work; in Dauphin County, 8%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Colonial Park?

A typical home is tight for the typical income

We start with a typical home in Colonial Park, worth $231,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 32% of the typical household income in Colonial Park, which is $73,105 a year. For that payment to be 28% of income, a household would need to earn about $83,136 a year.

The calculator's FHA and conventional loan limits are those of all of Dauphin County.

Your numbers

Local data
$

Starts at the typical home value in Colonial Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,089 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,940

at 7.18% · 30 years

Loan amount
$226,914
Total interest
$326,476
Paid off in
November 2056

Includes $3,903 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,706 a month

  • Tight

    $1,706 to $2,193 a month

    Your payment · 32%

  • Hard

    more than $2,193 a month

Compared with the typical household income in Colonial Park ($73,105 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,940
Principal & interest$1,537
Property tax$204
Home insurance$96
FHA mortgage insurance (MIP)$102

You need at least $8,089 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Colonial Park and Dauphin County

Colonial Park is in Dauphin County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Colonial Park's own numbers

Typical home value
$231,100
Typical monthly rent
$1,392
Typical yearly household income
$73,105
Households that own their home
47%
Effective property tax rate
1.06%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dauphin County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,598
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
3.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dauphin County.

Everything about Dauphin County

Buying

Buying a home in Colonial Park

A typical home in Colonial Park is worth $231,100: 2% below the county and 9% below Pennsylvania. With the typical household income in Colonial Park ($73,105 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Colonial Park 3.2 years
  • Dauphin 3.1 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dauphin County

According to FHFA’s house price index, home prices in Dauphin County rose 79% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dauphin County.

Period County Pennsylvania U.S.
Last year (2025) +5.2% +4.7% +2.9%
5 years (2020–2025) +54% +48% +47%
10 years (2015–2025) +79% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Colonial Park next to Dauphin County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Colonial Park $231,100
  • Dauphin $236,400
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Colonial Park $1,392
  • Dauphin $1,217
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Colonial Park $73,105
  • Dauphin $76,242
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Colonial Park next to Dauphin County and Pennsylvania
Measure Colonial Park Dauphin County Pennsylvania U.S.
Typical home value $231,100 $236,400 $254,500 $332,700
Typical monthly rent $1,392 $1,217 $1,209 $1,413
Typical yearly household income $73,105 $76,242 $77,971 $80,734
Households that own their home 47% 63% 69% 65%
Typical yearly property tax $2,448 $3,198 $3,311 $3,119
Effective property tax rate 1.06% 1.35% 1.3% 0.94%
Renters with high rent for their income 48% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dauphin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Colonial Park

For a typical $231,100 home in Colonial Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Colonial Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,940a month

    Least cash to close
    Down payment
    $8,089
    Cash to close
    $15,022
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $102

  • Conventional, 5% down $1,897a month

    Down payment
    $11,555
    Cash to close
    $18,488
    Rate
    7.18%
    Mortgage insurance
    PMI · $110

  • Conventional, 20% down, no PMI $1,553a month

    Down payment
    $46,220
    Cash to close
    $53,153
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,767a month

    Down payment
    $34,665
    Cash to close
    $41,598
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Colonial Park and for Dauphin County.

Property tax

Effective rate in Colonial Park

1.06%of the home’s value each year

$2,448 a year for the typical owner in Colonial Park.

  • Colonial Park 1.06%
  • Dauphin 1.35%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Dauphin County

FEMA does not publish these numbers by city: they are for all of Dauphin County.

Homes in the high-risk zone
3.5%
3,368
Of those, with NFIP insurance
26%
County Pennsylvania U.S.
Homes in the high-risk zone 3.5% 2% 3.5%
Of those, with NFIP insurance 26% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Colonial Park

Typical rent in Colonial Park is $1,392 a month: 14% above the county. In Colonial Park, 48% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dauphin County, by unit size. To pay the 2-bedroom one ($1,598 a month) without spending more than 30% of your income, you would need to earn $30.73 an hour working full time.

HUD fair market rent for all of Dauphin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,166 $22.42 $46,640
1 bedroom $1,285 $24.71 $51,400
2 bedrooms $1,598 $30.73 $63,920
3 bedrooms $2,055 $39.52 $82,200
4 bedrooms $2,100 $40.38 $84,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Colonial Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Colonial Park has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,680 in 17109 to $1,880 in 17112.

2 of the 2 are above the fair market rent for Dauphin County ($1,598).

  • 17109 $1,680$2,160
  • 17112 $1,880$2,420

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Colonial Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Colonial Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Dauphin County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Colonial Park

No down payment, repair or rent-help program on our list is for Colonial Park or Dauphin County. The ones below are statewide in Pennsylvania: they work in Colonial Park the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Colonial Park

The HUD-approved agencies closest to the center of Colonial Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Fair Housing Council of the Capital Region, Inc

    2100 N 6th St, Harrisburg · 5 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 238-9540

  • Tri-County HDC LTD

    201 N Front St, Harrisburg · 5 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 231-3604

  • Pennsylvania Housing Finance Agency

    211 North Front Street, Harrisburg · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (800) 342-2397

Every agency in Dauphin County All counseling agencies in Pennsylvania

Help in Spanish near Colonial Park

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Colonial Park

HUD’s record names them for Colonial Park or Dauphin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Dauphin Public housing and Section 8 vouchers (717) 939-9301

One other authority has an office in Dauphin County: see the list Source: HUD

Cities

Other cities in Dauphin County

These cities are also in Dauphin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Dauphin County Housing in Pennsylvania

Nearby cities

The cities closest to Colonial Park, with the typical home value.

Neighboring counties

If Dauphin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Colonial Park.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Colonial Park

Short answers with the numbers for Colonial Park and all of Dauphin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Colonial Park?

The typical home value in Colonial Park is $231,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dauphin County it is $236,400.

How much does it cost to rent in Colonial Park?

Typical rent in Colonial Park is $1,392 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dauphin County is $1,598.

What is the FHA loan limit in Colonial Park?

Colonial Park uses the FHA limit for all of Dauphin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Colonial Park?

The typical homeowner in Colonial Park pays $2,448 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in Dauphin County, the rate is 1.35%.

Where can I find free help to buy or rent in Colonial Park?

There are 3 HUD-approved counseling agencies with an office in Dauphin County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).