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City · 9,388 residents · York County, Pennsylvania

East York , Pennsylvania

In East York, a typical home is worth $232,700 and typical rent is $1,356 a month. Compared with all of York County, typical rent is 14% higher and the typical home value is 6% lower.

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  • Typical home value

    $232,700

    6% below the county

    9% below Pennsylvania

    • East York
    • York
    • Pennsylvania

  • Typical rent

    $1,356a month

    14% above the county

    12% above Pennsylvania

    • East York
    • York
    • Pennsylvania

  • Typical household income

    $88,021a year

    4% above the county

    13% above Pennsylvania

    • East York
    • York
    • Pennsylvania

  • Households that own their home

    74%

    3 points below the county

    4 points above Pennsylvania

    • East York
    • York
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

East York is in York County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of York County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets East York apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in York, the typical home value is $119,700: 49% less than in East York ($232,700).

  2. Nearby, in Red Lion, the typical rent is $884: 35% less than in East York ($1,356).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in East York

What homes there are in East York, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in East York: 69% of homes, more than in York County (64%).

Year built

The typical home in East York was built in 1962, 14 years before the typical one in York County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,659 a month

York County: $1,765 a month

Without a mortgage

$734 a month

York County: $697 a month

Owners with a mortgage

68%

York County: 64%

Owning costs less in East York: with a mortgage, the typical cost is $1,659 a month; in York County, $1,765. Without one, $734.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in East York rose 42% since 2015–2019, about the same as in York County (40%).

Rents in East York rose at about the same pace as in York County: 26% since 2015–2019, against 25%.

While home values in East York changed +42% and rent +26%, the typical household income rose 39%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEast YorkYork CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.3%4.9%5.5%
Homeowner vacancy Unreliable estimate0.5%0.8%0.9%
More than one person per room Unreliable estimate1.3%1.6%3.4%
People per household 2.442.512.392.53
Drive alone 79%77%68%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate1%4%3%
Walk or bike Unreliable estimate2%4%3%
Work from home 13%12%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in East York look like those in York County: 2.44 people on average.

To get to work, 79% of workers in East York drive alone; in York County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in East York?

A typical home is tight for the typical income

We start with a typical home in East York, worth $232,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in East York, which is $88,021 a year. For that payment to be 28% of income, a household would need to earn about $88,033 a year.

The calculator's FHA and conventional loan limits are those of all of York County.

Your numbers

Local data
$

Starts at the typical home value in East York. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,145 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,054

at 7.18% · 30 years

Loan amount
$228,485
Total interest
$328,736
Paid off in
November 2056

Includes $3,930 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,054 a month

  • Tight

    $2,054 to $2,641 a month

    Your payment · 28%

  • Hard

    more than $2,641 a month

Compared with the typical household income in East York ($88,021 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,054
Principal & interest$1,548
Property tax$306
Home insurance$97
FHA mortgage insurance (MIP)$103

You need at least $8,145 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

East York and York County

East York is in York County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

East York's own numbers

Typical home value
$232,700
Typical monthly rent
$1,356
Typical yearly household income
$88,021
Households that own their home
74%
Effective property tax rate
1.58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of York County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,327
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of York County.

Everything about York County

Buying

Buying a home in East York

A typical home in East York is worth $232,700: 6% below the county and 9% below Pennsylvania. With the typical household income in East York ($88,021 a year), a typical home costs 2.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • East York 2.6 years
  • York 2.9 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in York County

According to FHFA’s house price index, home prices in York County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of York County.

Period County Pennsylvania U.S.
Last year (2025) +5.7% +4.7% +2.9%
5 years (2020–2025) +54% +48% +47%
10 years (2015–2025) +82% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

East York next to York County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • East York $232,700
  • York $248,600
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • East York $1,356
  • York $1,193
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • East York $88,021
  • York $84,829
  • Pennsylvania $77,971
  • United States $80,734
See the full table
East York next to York County and Pennsylvania
Measure East York York County Pennsylvania U.S.
Typical home value $232,700 $248,600 $254,500 $332,700
Typical monthly rent $1,356 $1,193 $1,209 $1,413
Typical yearly household income $88,021 $84,829 $77,971 $80,734
Households that own their home 74% 76% 69% 65%
Typical yearly property tax $3,681 $4,006 $3,311 $3,119
Effective property tax rate 1.58% 1.61% 1.3% 0.94%
Renters with high rent for their income 46% 48% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below York County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in East York

For a typical $232,700 home in East York, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East York's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,054a month

    Least cash to close
    Down payment
    $8,145
    Cash to close
    $15,126
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $103

  • Conventional, 5% down $2,011a month

    Down payment
    $11,635
    Cash to close
    $18,616
    Rate
    7.18%
    Mortgage insurance
    PMI · $111

  • Conventional, 20% down, no PMI $1,664a month

    Down payment
    $46,540
    Cash to close
    $53,521
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,880a month

    Down payment
    $34,905
    Cash to close
    $41,886
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for East York and for York County.

Property tax

Effective rate in East York

1.58%of the home’s value each year

$3,681 a year for the typical owner in East York.

  • East York 1.58%
  • York 1.61%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in York County

FEMA does not publish these numbers by city: they are for all of York County.

Homes in the high-risk zone
1%
1,506
Of those, with NFIP insurance
30%
County Pennsylvania U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 30% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in East York

Typical rent in East York is $1,356 a month: 14% above the county. In East York, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of York County, by unit size. To pay the 2-bedroom one ($1,327 a month) without spending more than 30% of your income, you would need to earn $25.52 an hour working full time.

HUD fair market rent for all of York County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $951 $18.29 $38,040
1 bedroom $1,042 $20.04 $41,680
2 bedrooms $1,327 $25.52 $53,080
3 bedrooms $1,757 $33.79 $70,280
4 bedrooms $1,846 $35.50 $73,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in East York

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East York is in ZIP code 17402.

For 2 bedrooms it is $1,490: $163 more than the fair market rent for York County ($1,327).

  • 17402 $1,490$1,970

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for East York when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in East York

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in York County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in East York

No down payment, repair or rent-help program on our list is for East York or York County. The ones below are statewide in Pennsylvania: they work in East York the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near East York

The HUD-approved agencies closest to the center of East York, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Progress Council, Inc.

    226 E College Ave, York · 2 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (717) 846-4600

  • Base,inc.

    447 S Prince St, Lancaster · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (717) 392-5467

  • Tenfold

    308 E King St, Lancaster · 21 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (717) 397-5182

Every agency in York County All counseling agencies in Pennsylvania

Help in Spanish near East York

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of East York

In HUD’s record, no housing authority with an office in York County is named for East York or York County.

One other authority has an office in York County: see the list Source: HUD

Cities

Other cities in York County

These cities are also in York County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about York County Housing in Pennsylvania

Nearby cities

The cities closest to East York, with the typical home value.

Neighboring counties

If York County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in East York.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about East York

Short answers with the numbers for East York and all of York County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in East York?

The typical home value in East York is $232,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in York County it is $248,600.

How much does it cost to rent in East York?

Typical rent in East York is $1,356 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in York County is $1,327.

What is the FHA loan limit in East York?

East York uses the FHA limit for all of York County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in East York?

The typical homeowner in East York pays $3,681 a year, according to the U.S. Census Bureau. That is 1.58% of the home’s value; in York County, the rate is 1.61%.

Where can I find free help to buy or rent in East York?

There is 1 HUD-approved counseling agency with an office in York County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).