Renting · Section 8
Data from November 2026
Renting in Jackson County, Oregon
Jackson County has a HUD fair market rent of $1,539 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,358 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $29.60 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,539
- a month, HUD, Fiscal year 2027
- 9% less than in Oregon
- Typical rent
- $1,358
- a month, Census, Average 2020–2024
- 11% less than in Oregon
- Wage needed
- $29.60
- an hour, 2 bedrooms
- Or $61,560 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 56%
- spend 30% or more of income on rent
- 7% more than in Oregon
Only here
Renting in Jackson County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Jackson County has the highest typical rent in its area: $1,358, more than any of its 6 neighboring counties; next is Lane County ($1,355).
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Jackson County has the 3rd largest share of rent-burdened renters of the 34 counties in Oregon with this figure (56%).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Jackson County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Jackson County was $1,848 a month in September 2026: 3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,076 | $20.69 | $43,040 |
| 1 bedroom | $1,243 | $23.90 | $49,720 |
| 2 bedrooms | $1,539 | $29.60 | $61,560 |
| 3 bedrooms | $2,131 | $40.98 | $85,240 |
| 4 bedrooms | $2,543 | $48.90 | $101,720 |
HUD area: Medford, OR MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 16 ZIP codes in Jackson County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,380 in 97522 to $2,000 in 97530. 6 ZIP codes are above the county's fair market rent ($1,539).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 97501 | Medford, OR | $1,070 | $1,240 | $1,530 | $2,120 | $2,530 |
|---|---|---|---|---|---|---|
| 97502 | Medford, OR | $1,100 | $1,270 | $1,570 | $2,170 | $2,590 |
| 97503 | Medford, OR | $1,050 | $1,210 | $1,500 | $2,080 | $2,480 |
| 97504 | Medford, OR | $1,100 | $1,280 | $1,580 | $2,190 | $2,610 |
| 97520 | Medford, OR | $1,130 | $1,300 | $1,610 | $2,230 | $2,660 |
| 97522 | Medford, OR | $950 | $1,110 | $1,380 | $1,920 | $2,270 |
| 97524 | Medford, OR | $1,010 | $1,170 | $1,450 | $2,010 | $2,400 |
| 97525 | Medford, OR | $990 | $1,140 | $1,410 | $1,950 | $2,330 |
| 97530 | Grants Pass, OR | $1,400 | $1,610 | $2,000 | $2,770 | $3,300 |
| 97530 | Medford, OR | $1,400 | $1,610 | $2,000 | $2,770 | $3,300 |
| 97535 | Medford, OR | $1,000 | $1,150 | $1,430 | $1,980 | $2,360 |
| 97536 | Medford, OR | $950 | $1,110 | $1,380 | $1,920 | $2,270 |
| 97537 | Medford, OR | $1,030 | $1,190 | $1,470 | $2,040 | $2,430 |
| 97539 | Medford, OR | $970 | $1,120 | $1,390 | $1,920 | $2,300 |
| 97540 | Medford, OR | $1,210 | $1,400 | $1,730 | $2,400 | $2,860 |
| 97541 | Medford, OR | $950 | $1,110 | $1,380 | $1,920 | $2,270 |
- 97501 · Medford, OR $1,530$2,120
- 97502 · Medford, OR $1,570$2,170
- 97503 · Medford, OR $1,500$2,080
- 97504 · Medford, OR $1,580$2,190
- 97520 · Medford, OR $1,610$2,230
- 97522 · Medford, OR $1,380$1,920
- 97524 · Medford, OR $1,450$2,010
- 97525 · Medford, OR $1,410$1,950
- 97530 · Grants Pass, OR $2,000$2,770
- 97530 · Medford, OR $2,000$2,770
- 97535 · Medford, OR $1,430$1,980
- 97536 · Medford, OR $1,380$1,920
- 97537 · Medford, OR $1,470$2,040
- 97539 · Medford, OR $1,390$1,920
- 97540 · Medford, OR $1,730$2,400
- 97541 · Medford, OR $1,380$1,920
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 56% of renter households are in that position; in Oregon, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
56%
of renter households spend 30% or more of their income on rent.
31,342 households rent in Jackson County
- Spend half or more of their income 27%
- Spend 30% or more, but less than half 29%
- Spend less than 30% 44%
Compared with the state and the country
- Jackson 56%
- Oregon 52%
- United States 51%
Low-income apartments
Low-income apartments in Jackson County
HUD lists 37 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 25
- HUD-assisted
- 15
1,734 homes in all; 1,653 of them low-income, according to HUD.
- Valley Pines Apts Tax credit (LIHTC) 645 Royal Ave, Medford 97504 120 low-income homes · Studio: 42 · 1 bd: 42 · 2 bd: 30 · 3 bd: 6 · In service since 2000 · For families
- Rogue River Estates Tax credit (LIHTC) · HUD-assisted 1395 Poplar Dr, Medford 97504 94 low-income homes · Studio: 12 · 1 bd: 81 · 2 bd: 1 · In service since 2008 · For older adults, people with disabilities · (541) 779-5785
- Barnett Townhomes Tax credit (LIHTC) 1852 E Barnett Rd, Medford 97504 82 low-income homes · In service since 1996 · For families
- Maple Terrace - Medford Tax credit (LIHTC) 5 Mace Rd, Medford 97501 82 homes, 81 low-income · 1 bd: 22 · 2 bd: 48 · 3 bd: 12 · In service since 2007 · For families
- Brookside Rose Apts Site 1 Tax credit (LIHTC) 933 N Rose St, Phoenix 97535 76 low-income homes · 2 bd: 76 · In service since 2014 · For older adults, people with disabilities
- Medford Hotel Apts Tax credit (LIHTC) 406 W Main St, Medford 97501 74 low-income homes · 1 bd: 74 · In service since 1990
- Willow Glen Tax credit (LIHTC) 1200 Cherry St, Central Point 97502 74 low-income homes · 2 bd: 52 · 3 bd: 22 · In service since 1994
- Living on Track Tax credit (LIHTC) 248 Beatty St, Medford 97501 63 low-income homes · 1 bd: 18 · 2 bd: 41 · 3 bd: 4 · In service since 2006 · For people with disabilities, people experiencing homelessness
- Central Point Retirement Community HUD-assisted 410 Richardson Dr, Central Point 97502 62 low-income homes · For older adults · (541) 664-0345
- Quail Ridge Retirement Center HUD-assisted 1055 Ellendale Dr, Medford 97504 60 low-income homes · For older adults · (541) 857-7887
- Snowberry Brook Tax credit (LIHTC) 350 Clay St, Ashland 97520 60 homes, 59 low-income · 1 bd: 12 · 2 bd: 38 · 3 bd: 10 · In service since 2011 · For families
- Spring Street Apts Tax credit (LIHTC) · HUD-assisted 750 Spring St, Medford 97504 56 low-income homes · 1 bd: 50 · 2 bd: 6 · In service since 2012 · For older adults · (541) 779-7908
- Conifer Gardens Tax credit (LIHTC) · HUD-assisted 700 Royal Ave, Medford 97504 52 low-income homes · Studio: 16 · 1 bd: 36 · In service since 2008 · For older adults · (541) 779-8262
- Ross Knotts Retirement Center HUD-assisted 2874 Creekside Cir, Medford 97504 50 low-income homes · For older adults · (541) 857-7605
- Stevens Place Tax credit (LIHTC) 1105 Stevens St, Medford 97504 50 low-income homes · 1 bd: 16 · 2 bd: 21 · 3 bd: 9 · 4 bd: 3 · In service since 2000 · For people experiencing homelessness
- Cherry Creek I Tax credit (LIHTC) 1002 N Berkeley Way, Medford 97504 50 homes, 49 low-income · 1 bd: 14 · 2 bd: 20 · 3 bd: 16 · In service since 2014 · For families
- Scenic Heights Tax credit (LIHTC) 1825 Scenic Ave, Central Point 97502 48 low-income homes · 1 bd: 10 · 2 bd: 30 · 3 bd: 8 · In service since 2009
- Canterbury Hills Tax credit (LIHTC) 3696 Arrowhead Dr, Medford 97504 48 homes, 47 low-income · Studio: 14 · 1 bd: 7 · 2 bd: 17 · 3 bd: 10 · In service since 2012 · For families
- Glenridge Terrace HUD-assisted 690 Black Oak Dr, Medford 97504 50 homes, 46 low-income · For families · (541) 779-8393
- Shasta Square Apts HUD-assisted 519 S Shasta Ave, Eagle Point 97524 44 low-income homes · For families · (541) 826-3548
- Lilac Meadow Phase II Tax credit (LIHTC) 3013 Cummings Ln, Medford 97501 42 low-income homes · 1 bd: 14 · 2 bd: 22 · 3 bd: 6 · In service since 2004 · For families
- Ashley Garden Apts Tax credit (LIHTC) 245 Tolman Creek Rd, Ashland 97520 40 low-income homes · 1 bd: 8 · 2 bd: 28 · 3 bd: 3 · In service since 1990 · For families
- Donald E. Lewis Retirement Center HUD-assisted 500 YMCA Way, Ashland 97520 40 low-income homes · For older adults · (541) 488-6412
- Larson Creek Retirement Center HUD-assisted 1025 Ellendale Dr, Medford 97504 40 low-income homes · For older adults · (541) 772-0072
- Brookside Rose Apts Site 2 Tax credit (LIHTC) 1108 N Rose St, Phoenix 97535 36 low-income homes · 1 bd: 36 · In service since 2014
- Rogue Terrace HUD-assisted 641 N River Rd, Rogue River 97537 32 low-income homes · For older adults · (541) 299-0452
- Butte Creek Apts Tax credit (LIHTC) 115 Onyx St, Eagle Point 97524 32 homes, 31 low-income · 1 bd: 8 · 2 bd: 20 · 3 bd: 3 · In service since 1990 · For families
- Mulberry Court HUD-assisted 2120 Table Rock Rd, Medford 97501 30 low-income homes · For families · (541) 773-6400
- Quail Run Apts Tax credit (LIHTC) 20 Erickson Ave, Shady Cove 97539 24 low-income homes · 1 bd: 18 · 2 bd: 6 · In service since 2006 · For families
- Catalpa Shade HUD-assisted 2646 Merriman Rd, Medford 97501 22 homes, 21 low-income · For people with disabilities · (541) 779-5550
- Royal Loto Apts HUD-assisted 110 Loto St, Eagle Point 97524 16 low-income homes · For older adults · (541) 826-6930
- Star Thistle Apts HUD-assisted 1971 Siskiyou Blvd, Ashland 97520 12 homes, 11 low-income · For people with disabilities · (541) 476-2373
- Tabby House Site 2 Tax credit (LIHTC) 1122 Tabby Ln, Medford 97504 1 low-income home · 3 bd: 1 · In service since 1991
- Tabby House Site 3 Tax credit (LIHTC) 1132 Tabby Ln, Medford 97504 1 low-income home · 3 bd: 1 · In service since 1991
- Woodrow Lane House Tax credit (LIHTC) 1193 Woodrow Ln, Medford 97504 1 low-income home · Studio: 1 · In service since 1991 · For families
- Stratford Apts - Beaver State Tax credit (LIHTC) 553 Clay St, Ashland 97520 50 homes
- Brookside Senior Apts Tax credit (LIHTC) 306 Cheryl Ln, Phoenix 97535 20 homes · In service since 1991 · For older adults
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Jackson County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Jackson County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $20,650 | $34,350 | $54,950 |
| 2 people | $23,600 | $39,250 | $62,800 |
| 3 people | $27,320 | $44,150 | $70,650 |
| 4 people | $33,000 | $49,050 | $78,500 |
| 5 people | $38,680 | $53,000 | $84,800 |
| 6 people | $44,360 | $56,900 | $91,100 |
| 7 people | $50,040 | $60,850 | $97,350 |
| 8 people | $55,720 | $64,750 | $103,650 |
Area median income: $98,100. HUD income limits by family size, Fiscal year 2026. Area: Medford, OR MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $968 – $1,184
- 1 bedroom $1,119 – $1,367
- 2 bedrooms $1,385 – $1,693
- 3 bedrooms $1,918 – $2,344
- 4 bedrooms $2,289 – $2,797
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of Jackson County Section 8 vouchers · 2,501 vouchers (541) 779-5785 Housing Authority of Jackson County: hcvdirector@hajc.net
Housing agencies in Oregon Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oregon
What Oregon law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 31 days
- ORS 90.300(13)
- If I fall behind on rent, what notice must I get?
- 10 days
- ORS 90.394(2)
- How much notice ends a month-to-month rental?
- 30 days
- ORS 90.427(3)
- How much notice before a rent increase?
- 7 or 90 days, depending on the case
- ORS 90.323(1)-(2)
- Only a court order can remove youORS 90.375
- Protection from retaliationORS 90.385(1)
- Protection related to immigration statusORS 90.306
Help
Where to get help with rent in Jackson County
This HUD-approved agency has an office in Jackson County. They counsel for free or at low cost.
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Access
3630 Aviation Way, Medford · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Jackson County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oregon, the average home bill was $130 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,078
What you need before you get the keys.
What adds up
- First month
- $1,539
- Security deposit
- $1,539
- Total
- $3,078
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Jackson County?
According to HUD (Fiscal year 2027): Studio: $1,076; 1 bedroom: $1,243; 2 bedrooms: $1,539; 3 bedrooms: $2,131; 4 bedrooms: $2,543. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Jackson County?
Paying the 2-bedroom fair market rent ($1,539) without spending more than 30% of income takes $29.60 an hour full time, or $61,560 a year.
Who qualifies for Section 8 in Jackson County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $49,050 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Jackson County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,385 and $1,693 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Jackson County?
For 2 bedrooms they run from $1,380 in 97522 to $2,000 in 97530. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Jackson County?
HUD lists 37 properties with homes for low-income households in Jackson County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Jackson County?
HUD counts rent as a burden when it reaches 30% of income or more. In Jackson County, 56% of renter households are in that position; in Oregon, 52%, and nationwide, 51% (Average 2020–2024, Census).