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City · 12,004 residents · Custer County, Oklahoma

Weatherford , Oklahoma

In Weatherford, a typical home is worth $232,600 and typical rent is $804 a month. Compared with all of Custer County, the typical home value is 28% higher, typical household income is 8% lower, and the share of households that own their home is 18 points lower.

Weatherford in numbers

  • Typical home value

    $232,600

    28% above the county

    16% above Oklahoma

    • Weatherford
    • Custer
    • Oklahoma
  • Typical rent

    $804a month

    2% below the county

    21% below Oklahoma

    • Weatherford
    • Custer
    • Oklahoma
  • Typical household income

    $54,704a year

    8% below the county

    16% below Oklahoma

    • Weatherford
    • Custer
    • Oklahoma
  • Households that own their home

    42%

    18 points below the county

    24 points below Oklahoma

    • Weatherford
    • Custer
    • Oklahoma

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$231,770
3% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $175,020 to $231,770.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Weatherford is in Custer County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Custer County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Weatherford apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Anadarko, the typical home value is $89,300: 62% less than in Weatherford ($232,600).

  2. 42% of households in Weatherford own their home, against 60% in Custer County.

  3. The typical home in Weatherford is worth $232,600, 28% more than in Custer County as a whole ($181,500).

  4. Weatherford has the 8th lowest typical rent of the 75 cities in Oklahoma with more than 5,000 people ($804).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Weatherford

What homes there are in Weatherford, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Weatherford and its comparisons
MeasureWeatherfordCuster CountyOklahomaUnited States
Detached house 49%67%73%61%
Attached house Unreliable estimateUnreliable estimate2%6%
Building of 2 to 4 13%7%5%8%
Apartments (5 or more) 28%15%12%19%
Mobile home 7%10%8%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

No kind of home is the majority in Weatherford; the largest group, detached houses, adds up to 49%, less than in Custer County (67%).

Year built
Year built: Weatherford and its comparisons
MeasureWeatherfordCuster CountyOklahomaUnited States
Before 1960 11%21%21%26%
1960–1979 32%33%28%24%
1980–1999 29%23%24%25%
2000–2009 12%9%13%14%
2010 or later 17%14%13%11%

Here half of the homes date from 1984 or later; in Custer County, from 1978 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Weatherford and its comparisons
MeasureWeatherford
Under $100K 14%
$100K–$200K 22%
$200K–$300K 32%
$300K–$500K 24%
$500K–$750K Unreliable estimate
$750K–$1M Unreliable estimate
$1M or more Unreliable

The FHA limit for Custer County is high ($541,287): at least 92% of owner-occupied homes in Weatherford are worth less than $500,000.

Monthly rent with utilities
Monthly rent with utilities: Weatherford and its comparisons
MeasureWeatherford
Under $500 Unreliable estimate
$500–$999 58%
$1,000–$1,499 24%
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable
$3,000 or more Unreliable estimate

With a mortgage

$1,722 a month

Custer County: $1,551 a month

Without a mortgage

$609 a month

Custer County: $493 a month

Owners with a mortgage

50%

Custer County: 50%

In Weatherford, 50% of owners have a mortgage, and their typical cost is $1,722 a month, against $1,551 in Custer County. Without one it drops to $609.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Weatherford and its comparisons
MeasureWeatherfordCuster CountyOklahomaUnited States
Typical home value +37%+27%+46%+53%
Typical rent +16%+13%+25%+33%
Typical household income No clear change+20%+23%+29%

Since 2015–2019, homes in Weatherford gained value faster than in Custer County: 37% against 27%.

The typical rent in Weatherford rose 16% since 2015–2019, about the same as in Custer County (13%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Weatherford and its comparisons
MeasureWeatherfordCuster CountyOklahomaUnited States
Rental vacancy Unreliable estimateUnreliable estimate6.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.2%0.9%
More than one person per room Unreliable estimate2.2%2.9%3.4%
People per household 2.212.442.502.53
Drive alone 83%81%77%69%
Carpool 10%12%10%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 4%4%9%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate10 to 19 minutesUnreliable estimate20 to 29 minutes

On average, a household in Weatherford has 2.21 people, fewer than in Custer County (2.44).

To get to work, 83% of workers in Weatherford drive alone; in Custer County, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Weatherford?

A typical home costs more than the typical income allows

We start with a typical home in Weatherford, worth $232,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Weatherford, which is $54,704 a year. For that payment to be 28% of income, a household would need to earn about $81,267 a year.

The calculator's FHA and conventional loan limits are those of all of Custer County.

Your numbers

Local data
$

Starts at the typical home value in Weatherford. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,141 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,896

at 7.18% · 30 years

Loan amount
$228,387
Total interest
$328,595
Paid off in
November 2056

Includes $3,928 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,276 a month

  • Tight

    $1,276 to $1,641 a month

  • Hard

    more than $1,641 a month

    Your payment · 42%

Compared with the typical household income in Weatherford ($54,704 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,896
Monthly payment breakdown
Principal & interest$1,547
Property tax$149
Home insurance$97
FHA mortgage insurance (MIP)$103

You need at least $8,141 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,896; principal and interest $1,547.

The city and its county

Weatherford and Custer County

Weatherford is in Custer County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Custer County, Oklahoma, with Weatherford marked. Around it, the neighboring counties.

Weatherford's own numbers

Typical home value
$232,600
Typical monthly rent
$804
Typical yearly household income
$54,704
Households that own their home
42%
Effective property tax rate
0.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Custer County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$916
Price change over 5 years (FHFA)
+29%
Homes in a high flood-risk zone
0.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Custer County.

Everything about Custer County

Buying

Buying a home in Weatherford

A typical home in Weatherford is worth $232,600: 28% above the county and 16% above Oklahoma. With the typical household income in Weatherford ($54,704 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Weatherford 4.3 years
  • Custer 3.0 years
  • Oklahoma 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Custer County

According to FHFA’s house price index, home prices in Custer County rose 38% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Custer County.

Yearly change in FHFA’s price index in Custer County, 2016 to 2025
  1. 2020: +0.6%
  2. 2021: +3.7%
  3. 2022: +9.8%
  4. 2023: +3.9%
  5. 2024: +3.5%
  6. 2025: +5.8%
Change in FHFA’s price index in Custer County, Oklahoma and the United States
Period County Oklahoma U.S.
Last year (2025) +5.8% +2.6% +2.9%
5 years (2020–2025) +29% +46% +47%
10 years (2015–2025) +38% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Weatherford next to Custer County, Oklahoma and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Weatherford $232,600
  • Custer $181,500
  • Oklahoma $199,800
  • United States $332,700
Typical monthly rent
  • Weatherford $804
  • Custer $824
  • Oklahoma $1,014
  • United States $1,413
Typical yearly household income
  • Weatherford $54,704
  • Custer $59,738
  • Oklahoma $65,039
  • United States $80,734
See the full table
Weatherford next to Custer County and Oklahoma
Measure Weatherford Custer County Oklahoma U.S.
Typical home value $232,600 28% above the county $181,500 $199,800 $332,700
Typical monthly rent $804 2% below the county $824 $1,014 $1,413
Typical yearly household income $54,704 8% below the county $59,738 $65,039 $80,734
Households that own their home 42% 18 points below the county 60% 66% 65%
Typical yearly property tax $1,784 43% above the county $1,248 $1,599 $3,119
Effective property tax rate 0.77% 0.08 points above the county 0.69% 0.8% 0.94%
Renters with high rent for their income 52% 2 points above the county 50% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Custer County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Weatherford

For a typical $232,600 home in Weatherford, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Weatherford's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,896a month

    Least cash to close
    Down payment
    $8,141
    Cash to close
    $15,119
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $103
  • Conventional, 5% down $1,854a month

    Down payment
    $11,630
    Cash to close
    $18,608
    Rate
    7.18%
    Mortgage insurance
    PMI · $110
  • Conventional, 20% down, no PMI $1,507a month

    Down payment
    $46,520
    Cash to close
    $53,498
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,722a month

    Down payment
    $34,890
    Cash to close
    $41,868
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Weatherford and for Custer County.

Property tax

Effective rate in Weatherford

0.77%of the home’s value each year

$1,784 a year for the typical owner in Weatherford.

  • Weatherford 0.77%
  • Custer 0.69%
  • Oklahoma 0.8%

What Oklahoma publishes Homestead exemption of $1,000 of assessed value (Oklahoma Legislature (Oklahoma Statutes, Title 68))

Exemptions and deadlines in Oklahoma

Flood risk in Custer County

FEMA does not publish these numbers by city: they are for all of Custer County.

Homes in the high-risk zone
0.9%
100
Of those, with NFIP insurance
4%
Homes in the high-risk zone and with NFIP insurance: Custer County, Oklahoma and the U.S.
Measure County Oklahoma U.S.
Homes in the high-risk zone 0.9% 2.2% 3.5%
Of those, with NFIP insurance 4% 13% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Weatherford

Typical rent in Weatherford is $804 a month: 2% below the county. In Weatherford, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Custer County, by unit size. To pay the 2-bedroom one ($916 a month) without spending more than 30% of your income, you would need to earn $17.62 an hour working full time.

HUD fair market rent for all of Custer County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Custer County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $638 $12.27 $25,520
1 bedroom $726 $13.96 $29,040
2 bedrooms $916 $17.62 $36,640
3 bedrooms $1,268 $24.38 $50,720
4 bedrooms $1,531 $29.44 $61,240

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Weatherford

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Weatherford is in ZIP code 73096.

For 2 bedrooms it is $920: $4 more than the fair market rent for Custer County ($916).

  • 73096 $920$1,270

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Weatherford when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Weatherford

HUD lists 3 buildings with rents for lower incomes in Weatherford. These are the largest.

  • The Estates of Weatherford Koch DR. and Patriot, Weatherford 73096 48 low-income homes · 1 bd: 18 · 2 bd: 30 · In service since 2018 · For older adults
  • University Crossing 105 W University Dr, Weatherford 73096 40 low-income homes · 1 bd: 12 · 2 bd: 16 · 3 bd: 12 · In service since 2020 · For people with disabilities, families (580) 772-3714
  • Van Horn Manor 900 Gartrell Pl, Weatherford 73096 48 homes, 38 low-income · For older adults (580) 772-7414

See all 5 buildings in Custer County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Weatherford

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Custer County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Weatherford

No down payment, repair or rent-help program on our list is for Weatherford or Custer County. The ones below are statewide in Oklahoma: they work in Weatherford the same as in the rest of the state.

  • Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home. Offered by Oklahoma Housing Finance Agency (OHFA).

Housing counselors near Weatherford

The HUD-approved agencies closest to the center of Weatherford, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 65 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 66 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 124 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

All counseling agencies in Oklahoma

Help in Spanish near Weatherford

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Weatherford

HUD lists no housing authority with an office in Custer County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Oklahoma Source: HUD

Questions

Housing questions about Weatherford

Short answers with the numbers for Weatherford and all of Custer County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Weatherford?

The typical home value in Weatherford is $232,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Custer County it is $181,500.

How much does it cost to rent in Weatherford?

Typical rent in Weatherford is $804 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Custer County is $916.

What is the FHA loan limit in Weatherford?

Weatherford uses the FHA limit for all of Custer County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Weatherford?

The typical homeowner in Weatherford pays $1,784 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Custer County, the rate is 0.69%.

Where can I find free help to buy or rent in Weatherford?

We found no HUD-approved counseling agencies with an office in Custer County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).