In Clinton, a typical home is worth $119,400 and typical rent is $883 a month. Compared with all of Custer County, the typical home value is 34% lower, typical rent is 7% higher, and the share of households that own their home is 10 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $78,681 to $114,003.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Clinton is in Custer County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Custer County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Clinton is worth $119,400,34% less than in Custer County as a whole ($181,500).
2
Nearby, in Anadarko, the typical home value is $89,300: 25% less than in Clinton ($119,400).
3
71% of households in Clinton own their home, against 60% in Custer County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Clinton
What homes there are in Clinton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Clinton
Custer County
Oklahoma
United States
Kind of home: Clinton and its comparisons
Measure
Clinton
Custer County
Oklahoma
United States
Detached house
84%
67%
73%
61%
Attached house
Unreliable estimate
Unreliable estimate
2%
6%
Building of 2 to 4
4%
7%
5%
8%
Apartments (5 or more)
Unreliable estimate
15%
12%
19%
Mobile home
Unreliable estimate
10%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Clinton: 84% of homes, more than in Custer County (67%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Clinton
Custer County
Oklahoma
United States
Year built: Clinton and its comparisons
Measure
Clinton
Custer County
Oklahoma
United States
Before 1960
34%
21%
21%
26%
1960–1979
37%
33%
28%
24%
1980–1999
18%
23%
24%
25%
2000–2009
6%
9%
13%
14%
2010 or later
Unreliable estimate
14%
13%
11%
The typical home in Clinton was built in 1971, 7 years before the typical one in Custer County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K40%
$100K–$200K38%
$200K–$300K17%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Clinton and its comparisons
Measure
Clinton
Under $100K
40%
$100K–$200K
38%
$200K–$300K
17%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99973%
$1,000–$1,49921%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Clinton and its comparisons
Measure
Clinton
Under $500
Unreliable estimate
$500–$999
73%
$1,000–$1,499
21%
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,219 a month
Custer County: $1,551 a month
Without a mortgage
$444 a month
Custer County: $493 a month
Owners with a mortgage
53%
Custer County: 50%
The typical cost for an owner with a mortgage in Clinton is $1,219 a month, less than in Custer County ($1,551); without one, $444.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
ClintonNo clear change
Custer County+27%
Oklahoma+46%
United States+53%
Typical rent
ClintonNo clear change
Custer County+13%
Oklahoma+25%
United States+33%
Typical household income
ClintonNo clear change
Custer County+20%
Oklahoma+23%
United States+29%
Change since 2015–2019: Clinton and its comparisons
Measure
Clinton
Custer County
Oklahoma
United States
Typical home value
No clear change
+27%
+46%
+53%
Typical rent
No clear change
+13%
+25%
+33%
Typical household income
No clear change
+20%
+23%
+29%
From 2015–2019 to 2020–2024, the typical home value in Clinton did not change clearly: the difference is within the Census margin of error.
The typical rent in Clinton stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Clinton and its comparisons
Measure
Clinton
Custer County
Oklahoma
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.2%
0.9%
More than one person per room
Unreliable estimate
2.2%
2.9%
3.4%
People per household
2.58
2.44
2.50
2.53
Drive alone
76%
81%
77%
69%
Carpool
18%
12%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
Unreliable estimate
4%
9%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
More people live in each home here: 2.58 on average, against 2.44 in Custer County.
In Clinton, 18% of workers share a car to get to work; in Custer County, 12%.
Do the math
What would you pay each month for a home in Clinton?
A typical home is within reach of the typical income
We start with a typical home in Clinton, worth $119,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 20% of the typical household income in Clinton, which is $58,207 a year.
The calculator's FHA and conventional loan limits are those of all of Custer County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Clinton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,179 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$973
at 7.18% · 30 years
Loan amount
$117,237
Total interest
$168,677
Paid off in
November 2056
Includes $2,016 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,358 a month
Your payment · 20%
Tight
$1,358 to $1,746 a month
Hard
more than $1,746 a month
Compared with the typical household income in Clinton ($58,207 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$794
Property tax
$77
Home insurance
$50
FHA mortgage insurance (MIP)
$53
You need at least $4,179 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $973; principal and interest $794.
The city and its county
Clinton and Custer County
Clinton is in Custer County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Clinton
Map of Custer County, Oklahoma, with Clinton marked. Around it, the neighboring counties.
Clinton
Custer County
Other cities with a page
Clinton's own numbers
Typical home value
$119,400
Typical monthly rent
$883
Typical yearly household income
$58,207
Households that own their home
71%
Effective property tax rate
0.77%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Custer County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$916
Price change over 5 years (FHFA)
+29%
Homes in a high flood-risk zone
0.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Custer County.
A typical home in Clinton is worth $119,400: 34% below the county and 40% below Oklahoma. With the typical household income in Clinton ($58,207 a year), a typical home costs 2.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Clinton2.1 years
Custer3.0 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Custer County
According to FHFA’s house price index, home prices in Custer County rose 38% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Custer County.
Yearly change in FHFA’s price index in Custer County, 2016 to 2025
2016: +0.9% +0.9% 2016
2017: +3.6% +3.6% 2017
2018: −1.4% −1.4% 2018
2019: +3.0% +3.0% 2019
2020: +0.6% +0.6% 2020
2021: +3.7% +3.7% 2021
2022: +9.8% +9.8% 2022
2023: +3.9% +3.9% 2023
2024: +3.5% +3.5% 2024
2025: +5.8% +5.8% 2025
Change in FHFA’s price index in Custer County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+5.8%
+2.6%
+2.9%
5 years (2020–2025)
+29%
+46%
+47%
10 years (2015–2025)
+38%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Clinton next to Custer County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Clinton$119,400
Custer$181,500
Oklahoma$199,800
United States$332,700
Typical monthly rent
Clinton$883
Custer$824
Oklahoma$1,014
United States$1,413
Typical yearly household income
Clinton$58,207
Custer$59,738
Oklahoma$65,039
United States$80,734
See the full table
Clinton next to Custer County and Oklahoma
Measure
Clinton
Custer County
Oklahoma
U.S.
Typical home value
$119,400 ▼34% below the county
$181,500
$199,800
$332,700
Typical monthly rent
$883 ▲7% above the county
$824
$1,014
$1,413
Typical yearly household income
$58,207 ▼3% below the county
$59,738
$65,039
$80,734
Households that own their home
71% ▲10 points above the county
60%
66%
65%
Typical yearly property tax
$924 ▼26% below the county
$1,248
$1,599
$3,119
Effective property tax rate
0.77% ▲0.08 points above the county
0.69%
0.8%
0.94%
Renters with high rent for their income
47% ▼3 points below the county
50%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Custer County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Clinton
For a typical $119,400 home in Clinton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clinton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$973a month
Least cash to close
Down payment
$4,179
Cash to close
$7,761
Rate
7.18%
Mortgage insurance
FHA MIP · $53
Conventional, 5% down$951a month
Down payment
$5,970
Cash to close
$9,552
Rate
7.18%
Mortgage insurance
PMI · $57
Conventional, 20% down, no PMI$773a month
Down payment
$23,880
Cash to close
$27,462
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$884a month
Down payment
$17,910
Cash to close
$21,492
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Clinton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$973
$4,179
$117,237
7.18%
FHA MIP · $53
$7,761
580
Conventional, 5% down
$951
$5,970
$113,430
7.18%
PMI · $57
$9,552
620*
Conventional, 20% down, no PMI
$773
$23,880
$95,520
7.18%
None
$27,462
620*
ITIN, 15% down (example)
$884
$17,910
$101,490
8.18%
None
$21,492
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Clinton is $883 a month: 7% above the county. In Clinton, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Custer County, by unit size. To pay the 2-bedroom one ($916 a month) without spending more than 30% of your income, you would need to earn $17.62 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Custer County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$638
$12.27
$25,520
1 bedroom
$726
$13.96
$29,040
2 bedrooms
$916
$17.62
$36,640
3 bedrooms
$1,268
$24.38
$50,720
4 bedrooms
$1,531
$29.44
$61,240
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Clinton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clinton is in ZIP code 73601.
For 2 bedrooms it is $1,020: $104 more than the fair market rent for Custer County ($916).
Fair market rent by ZIP code and size in Clinton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
73601
$710
$810
$1,020
$1,410
$1,700
ZIP code2 bd3 bd
73601 $1,020$1,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clinton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Custer County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Clinton or Custer County. The ones below are statewide in Oklahoma: they work in Clinton the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Clinton or Custer County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Clinton and all of Custer County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Clinton?
The typical home value in Clinton is $119,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Custer County it is $181,500.
How much does it cost to rent in Clinton?
Typical rent in Clinton is $883 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Custer County is $916.
What is the FHA loan limit in Clinton?
Clinton uses the FHA limit for all of Custer County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Clinton?
The typical homeowner in Clinton pays $924 a year, according to the U.S. Census Bureau. That is 0.77% of the home’s value; in Custer County, the rate is 0.69%.
Where can I find free help to buy or rent in Clinton?
We found no HUD-approved counseling agencies with an office in Custer County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
