In Chickasha, a typical home is worth $130,300 and typical rent is $888 a month. Compared with all of Grady County, the typical home value is 37% lower, typical household income is 28% lower, and the share of households that own their home is 22 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $115,316 to $156,701.
Typical rent
$1,152a month
▲ 1.3% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $1,060 to $1,152.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Chickasha is in Grady County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Grady County. See the county
What this place has that others do not, from public data, most unusual first.
1
53% of households in Chickasha own their home, against 75% in Grady County.
2
The typical home in Chickasha is worth $130,300,37% less than in Grady County as a whole ($205,800).
3
Nearby, in Anadarko, the typical home value is $89,300: 31% less than in Chickasha ($130,300).
4
The typical household income in Chickasha is $54,111,28% less than in Grady County as a whole ($75,419).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Chickasha
What homes there are in Chickasha, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Chickasha
Grady County
Oklahoma
United States
Kind of home: Chickasha and its comparisons
Measure
Chickasha
Grady County
Oklahoma
United States
Detached house
75%
79%
73%
61%
Attached house
2%
1%
2%
6%
Building of 2 to 4
6%
3%
5%
8%
Apartments (5 or more)
13%
5%
12%
19%
Mobile home
5%
12%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Chickasha, but it weighs less than in Grady County: 75% against 79%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Chickasha
Grady County
Oklahoma
United States
Year built: Chickasha and its comparisons
Measure
Chickasha
Grady County
Oklahoma
United States
Before 1960
41%
23%
21%
26%
1960–1979
29%
24%
28%
24%
1980–1999
21%
24%
24%
25%
2000–2009
6%
16%
13%
14%
2010 or later
3%
13%
13%
11%
The typical home in Chickasha was built in 1970, 12 years before the typical one in Grady County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K38%
$100K–$200K42%
$200K–$300K13%
$300K–$500K4%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Chickasha and its comparisons
Measure
Chickasha
Under $100K
38%
$100K–$200K
42%
$200K–$300K
13%
$300K–$500K
4%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
At least 97% of owner-occupied homes in Chickasha are worth less than $500,000, below the FHA loan limit for Grady County ($541,287).
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $5009%
$500–$99952%
$1,000–$1,49930%
HUD fair market rent, 2 bedrooms: $1,011
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Chickasha and its comparisons
Measure
Chickasha
Under $500
9%
$500–$999
52%
$1,000–$1,499
30%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
About 62% of rented homes in Chickasha cost less than HUD's 2-bedroom fair market rent for Grady County ($1,011); the rest cost more.
With a mortgage
$1,190 a month
Grady County: $1,542 a month
Without a mortgage
$445 a month
Grady County: $503 a month
Owners with a mortgage
52%
Grady County: 53%
Owning costs less in Chickasha: with a mortgage, the typical cost is $1,190 a month; in Grady County, $1,542. Without one, $445.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Chickasha+52%
Grady County+53%
Oklahoma+46%
United States+53%
Typical rent
Chickasha+25%
Grady County+23%
Oklahoma+25%
United States+33%
Typical household income
Chickasha+28%
Grady County+24%
Oklahoma+23%
United States+29%
Change since 2015–2019: Chickasha and its comparisons
Measure
Chickasha
Grady County
Oklahoma
United States
Typical home value
+52%
+53%
+46%
+53%
Typical rent
+25%
+23%
+25%
+33%
Typical household income
+28%
+24%
+23%
+29%
The typical home value in Chickasha rose 52% since 2015–2019, about the same as in Grady County (53%).
Much as in Grady County, the typical rent in Chickasha rose 25% since 2015–2019.
While home values in Chickasha changed +52% and rent +25%, the typical household income rose 28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Chickasha and its comparisons
Measure
Chickasha
Grady County
Oklahoma
United States
Rental vacancy
6.3%
4.3%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.2%
0.9%
More than one person per room
5.5%
3.9%
2.9%
3.4%
People per household
2.42
2.69
2.50
2.53
Drive alone
79%
82%
77%
69%
Carpool
13%
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
4%
8%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
The rental vacancy rate in Chickasha is 6.3%, higher than in Grady County (4.3%).
More households are short on space in Chickasha: 5.5% have more than one person per room; in Grady County, 3.9%.
Fewer people live in each home here: 2.42 on average, against 2.69 in Grady County.
Carpooling is common in Chickasha: 13% of workers get to work that way, against 8% in Grady County.
Do the math
What would you pay each month for a home in Chickasha?
A typical home is within reach of the typical income
We start with a typical home in Chickasha, worth $130,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 23% of the typical household income in Chickasha, which is $54,111 a year.
The calculator's FHA and conventional loan limits are those of all of Grady County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Chickasha. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,561 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,050
at 7.18% · 30 years
Loan amount
$127,939
Total interest
$184,075
Paid off in
November 2056
Includes $2,200 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,263 a month
Your payment · 23%
Tight
$1,263 to $1,623 a month
Hard
more than $1,623 a month
Compared with the typical household income in Chickasha ($54,111 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$867
Property tax
$72
Home insurance
$54
FHA mortgage insurance (MIP)
$58
You need at least $4,561 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,050; principal and interest $867.
The city and its county
Chickasha and Grady County
Chickasha is in Grady County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Chickasha
Map of Grady County, Oklahoma, with Chickasha marked. Around it, the neighboring counties.
Chickasha
Grady County
Other cities with a page
Chickasha's own numbers
Typical home value
$130,300
Typical monthly rent
$888
Typical yearly household income
$54,111
Households that own their home
53%
Effective property tax rate
0.66%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Grady County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,011
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
4.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Grady County.
A typical home in Chickasha is worth $130,300: 37% below the county and 35% below Oklahoma. With the typical household income in Chickasha ($54,111 a year), a typical home costs 2.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Chickasha2.4 years
Grady2.7 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Grady County
According to FHFA’s house price index, home prices in Grady County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Grady County.
Yearly change in FHFA’s price index in Grady County, 2016 to 2025
2016: +2.0% +2.0% 2016
2017: +3.2% +3.2% 2017
2018: +3.0% +3.0% 2018
2019: +5.1% +5.1% 2019
2020: +2.1% +2.1% 2020
2021: +13.2% +13.2% 2021
2022: +13.3% +13.3% 2022
2023: +6.9% +6.9% 2023
2024: +2.9% +2.9% 2024
2025: −1.7% −1.7% 2025
Change in FHFA’s price index in Grady County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
−1.7%
+2.6%
+2.9%
5 years (2020–2025)
+39%
+46%
+47%
10 years (2015–2025)
+61%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Chickasha next to Grady County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Chickasha$130,300
Grady$205,800
Oklahoma$199,800
United States$332,700
Typical monthly rent
Chickasha$888
Grady$883
Oklahoma$1,014
United States$1,413
Typical yearly household income
Chickasha$54,111
Grady$75,419
Oklahoma$65,039
United States$80,734
See the full table
Chickasha next to Grady County and Oklahoma
Measure
Chickasha
Grady County
Oklahoma
U.S.
Typical home value
$130,300 ▼37% below the county
$205,800
$199,800
$332,700
Typical monthly rent
$888
$883
$1,014
$1,413
Typical yearly household income
$54,111 ▼28% below the county
$75,419
$65,039
$80,734
Households that own their home
53% ▼22 points below the county
75%
66%
65%
Typical yearly property tax
$861 ▼39% below the county
$1,400
$1,599
$3,119
Effective property tax rate
0.66% ▼0.02 points below the county
0.68%
0.8%
0.94%
Renters with high rent for their income
43% ▲7 points above the county
35%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Grady County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Chickasha
For a typical $130,300 home in Chickasha, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Chickasha's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,050a month
Least cash to close
Down payment
$4,561
Cash to close
$8,470
Rate
7.18%
Mortgage insurance
FHA MIP · $58
Conventional, 5% down$1,026a month
Down payment
$6,515
Cash to close
$10,424
Rate
7.18%
Mortgage insurance
PMI · $62
Conventional, 20% down, no PMI$832a month
Down payment
$26,060
Cash to close
$29,969
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$953a month
Down payment
$19,545
Cash to close
$23,454
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Chickasha
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,050
$4,561
$127,940
7.18%
FHA MIP · $58
$8,470
580
Conventional, 5% down
$1,026
$6,515
$123,785
7.18%
PMI · $62
$10,424
620*
Conventional, 20% down, no PMI
$832
$26,060
$104,240
7.18%
None
$29,969
620*
ITIN, 15% down (example)
$953
$19,545
$110,755
8.18%
None
$23,454
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Chickasha is $888 a month: about the same as the county. In Chickasha, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Grady County, by unit size. To pay the 2-bedroom one ($1,011 a month) without spending more than 30% of your income, you would need to earn $19.44 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Grady County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$704
$13.54
$28,160
1 bedroom
$773
$14.87
$30,920
2 bedrooms
$1,011
$19.44
$40,440
3 bedrooms
$1,363
$26.21
$54,520
4 bedrooms
$1,690
$32.50
$67,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Chickasha
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Chickasha is in ZIP code 73018.
For 2 bedrooms it is $1,040: $29 more than the fair market rent for Grady County ($1,011).
Fair market rent by ZIP code and size in Chickasha, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
73018
$720
$800
$1,040
$1,400
$1,740
ZIP code2 bd3 bd
73018 $1,040$1,400
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Chickasha when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Grady County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Chickasha or Grady County. The ones below are statewide in Oklahoma: they work in Chickasha the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Chickasha or Grady County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Chickasha and all of Grady County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Chickasha?
The typical home value in Chickasha is $130,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Grady County it is $205,800.
How much does it cost to rent in Chickasha?
Typical rent in Chickasha is $888 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Grady County is $1,011.
What is the FHA loan limit in Chickasha?
Chickasha uses the FHA limit for all of Grady County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Chickasha?
The typical homeowner in Chickasha pays $861 a year, according to the U.S. Census Bureau. That is 0.66% of the home’s value; in Grady County, the rate is 0.68%.
Where can I find free help to buy or rent in Chickasha?
We found no HUD-approved counseling agencies with an office in Grady County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
