City · 63,420 residents · Cleveland County, Oklahoma
Moore, Oklahoma
In Moore, a typical home is worth $204,500 and typical rent is $1,340 a month. Compared with all of Cleveland County, typical rent is 15% higher and the typical home value is 13% lower.
Typical home value from Zillow, September 2021 to September 2026: from $178,143 to $219,711.
Typical rent
$1,481a month
▲ 2.2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,243 to $1,481.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Moore is in Cleveland County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cleveland County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Del City, the typical home value is $126,800: 38% less than in Moore ($204,500).
2
Nearby, in Del City, the typical rent is $1,054: 21% less than in Moore ($1,340).
3
Moore has the 7th highest typical rent of the 75 cities in Oklahoma with more than 5,000 people ($1,340).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Moore
What homes there are in Moore, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Moore
Cleveland County
Oklahoma
United States
Kind of home: Moore and its comparisons
Measure
Moore
Cleveland County
Oklahoma
United States
Detached house
85%
70%
73%
61%
Attached house
2%
3%
2%
6%
Building of 2 to 4
3%
6%
5%
8%
Apartments (5 or more)
10%
15%
12%
19%
Mobile home
Unreliable estimate
6%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 85% of homes here, against 70% in Cleveland County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Moore
Cleveland County
Oklahoma
United States
Year built: Moore and its comparisons
Measure
Moore
Cleveland County
Oklahoma
United States
Before 1960
3%
7%
21%
26%
1960–1979
36%
25%
28%
24%
1980–1999
22%
30%
24%
25%
2000–2009
19%
19%
13%
14%
2010 or later
20%
18%
13%
11%
The typical year built in Moore is 1987, about the same as in Cleveland County (1990).
Homes in Moore are bigger: 79% have 3 bedrooms or more; in Cleveland County, 71%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K8%
$100K–$200K40%
$200K–$300K33%
$300K–$500K14%
$500K–$750K4%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Moore and its comparisons
Measure
Moore
Under $100K
8%
$100K–$200K
40%
$200K–$300K
33%
$300K–$500K
14%
$500K–$750K
4%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
About 95% of owner-occupied homes in Moore are worth less than the FHA loan limit for Cleveland County ($541,287).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99920%
$1,000–$1,49941%
$1,500–$1,99928%
$2,000–$2,4996%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Moore and its comparisons
Measure
Moore
Under $500
Unreliable estimate
$500–$999
20%
$1,000–$1,499
41%
$1,500–$1,999
28%
$2,000–$2,499
6%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,552 a month
Cleveland County: $1,680 a month
Without a mortgage
$591 a month
Cleveland County: $643 a month
Owners with a mortgage
67%
Cleveland County: 60%
The typical cost for an owner with a mortgage in Moore is $1,552 a month, less than in Cleveland County ($1,680); without one, $591.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Moore+47%
Cleveland County+42%
Oklahoma+46%
United States+53%
Typical rent
Moore+31%
Cleveland County+26%
Oklahoma+25%
United States+33%
Typical household income
Moore+22%
Cleveland County+20%
Oklahoma+23%
United States+29%
Change since 2015–2019: Moore and its comparisons
Measure
Moore
Cleveland County
Oklahoma
United States
Typical home value
+47%
+42%
+46%
+53%
Typical rent
+31%
+26%
+25%
+33%
Typical household income
+22%
+20%
+23%
+29%
The typical home value in Moore rose 47% since 2015–2019, more than in Cleveland County (42%).
Rents in Moore rose faster than in Cleveland County: 31% since 2015–2019, against 26%.
Here income did not keep up with housing: it rose 22%, while home values changed +47% and rent +31%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Moore and its comparisons
Measure
Moore
Cleveland County
Oklahoma
United States
Rental vacancy
Unreliable estimate
5.2%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.2%
0.9%
More than one person per room
2.5%
2.7%
2.9%
3.4%
People per household
2.67
2.46
2.50
2.53
Drive alone
79%
75%
77%
69%
Carpool
9%
10%
10%
9%
Public transit
Unreliable estimate
0%
0%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
10%
11%
9%
15%
Other means
1%
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
Much as in Cleveland County, 2.5% of households in Moore have more than one person per room.
On average, a household in Moore has 2.67 people, more than in Cleveland County (2.46).
The car rules in Moore: 79% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Moore?
A typical home is within reach of the typical income
We start with a typical home in Moore, worth $204,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Moore, which is $80,420 a year.
The calculator's FHA and conventional loan limits are those of all of Cleveland County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Moore. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,158 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,717
at 7.18% · 30 years
Loan amount
$200,795
Total interest
$288,898
Paid off in
November 2056
Includes $3,453 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,876 a month
Your payment · 26%
Tight
$1,876 to $2,413 a month
Hard
more than $2,413 a month
Compared with the typical household income in Moore ($80,420 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,360
Property tax
$181
Home insurance
$85
FHA mortgage insurance (MIP)
$90
You need at least $7,158 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,717; principal and interest $1,360.
The city and its county
Moore and Cleveland County
Moore is in Cleveland County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Moore
Map of Cleveland County, Oklahoma, with Moore marked. Around it, the neighboring counties.
Moore
Cleveland County
Other cities with a page
Moore's own numbers
Typical home value
$204,500
Typical monthly rent
$1,340
Typical yearly household income
$80,420
Households that own their home
68%
Effective property tax rate
1.06%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cleveland County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,264
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cleveland County.
A typical home in Moore is worth $204,500: 13% below the county and 2% above Oklahoma. With the typical household income in Moore ($80,420 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Moore2.5 years
Cleveland3.1 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cleveland County
According to FHFA’s house price index, home prices in Cleveland County rose 70% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cleveland County.
Yearly change in FHFA’s price index in Cleveland County, 2016 to 2025
2016: +3.0% +3.0% 2016
2017: +2.3% +2.3% 2017
2018: +2.7% +2.7% 2018
2019: +3.4% +3.4% 2019
2020: +4.8% +4.8% 2020
2021: +8.2% +8.2% 2021
2022: +15.8% +15.8% 2022
2023: +8.2% +8.2% 2023
2024: +5.9% +5.9% 2024
2025: +0.9% +0.9% 2025
Change in FHFA’s price index in Cleveland County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+0.9%
+2.6%
+2.9%
5 years (2020–2025)
+45%
+46%
+47%
10 years (2015–2025)
+70%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Moore next to Cleveland County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Moore$204,500
Cleveland$235,700
Oklahoma$199,800
United States$332,700
Typical monthly rent
Moore$1,340
Cleveland$1,167
Oklahoma$1,014
United States$1,413
Typical yearly household income
Moore$80,420
Cleveland$77,068
Oklahoma$65,039
United States$80,734
See the full table
Moore next to Cleveland County and Oklahoma
Measure
Moore
Cleveland County
Oklahoma
U.S.
Typical home value
$204,500 ▼13% below the county
$235,700
$199,800
$332,700
Typical monthly rent
$1,340 ▲15% above the county
$1,167
$1,014
$1,413
Typical yearly household income
$80,420 ▲4% above the county
$77,068
$65,039
$80,734
Households that own their home
68% ▲4 points above the county
64%
66%
65%
Typical yearly property tax
$2,173 ▼8% below the county
$2,360
$1,599
$3,119
Effective property tax rate
1.06% ▲0.06 points above the county
1%
0.8%
0.94%
Renters with high rent for their income
45% ▼3 points below the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cleveland County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Moore
For a typical $204,500 home in Moore, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Moore's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,717a month
Least cash to close
Down payment
$7,158
Cash to close
$13,293
Rate
7.18%
Mortgage insurance
FHA MIP · $90
Conventional, 5% down$1,679a month
Down payment
$10,225
Cash to close
$16,360
Rate
7.18%
Mortgage insurance
PMI · $97
Conventional, 20% down, no PMI$1,374a month
Down payment
$40,900
Cash to close
$47,035
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,563a month
Down payment
$30,675
Cash to close
$36,810
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Moore
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,717
$7,158
$200,796
7.18%
FHA MIP · $90
$13,293
580
Conventional, 5% down
$1,679
$10,225
$194,275
7.18%
PMI · $97
$16,360
620*
Conventional, 20% down, no PMI
$1,374
$40,900
$163,600
7.18%
None
$47,035
620*
ITIN, 15% down (example)
$1,563
$30,675
$173,825
8.18%
None
$36,810
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Moore is $1,340 a month: 15% above the county. In Moore, 45% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cleveland County, by unit size. To pay the 2-bedroom one ($1,264 a month) without spending more than 30% of your income, you would need to earn $24.31 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cleveland County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$958
$18.42
$38,320
1 bedroom
$1,040
$20.00
$41,600
2 bedrooms
$1,264
$24.31
$50,560
3 bedrooms
$1,713
$32.94
$68,520
4 bedrooms
$1,923
$36.98
$76,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Moore
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Moore is in ZIP code 73160.
For 2 bedrooms it is $1,350: $86 more than the fair market rent for Cleveland County ($1,264).
Fair market rent by ZIP code and size in Moore, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
73160
$1,020
$1,110
$1,350
$1,830
$2,050
ZIP code2 bd3 bd
73160 $1,350$1,830
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Moore when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Cleveland County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Moore or Cleveland County. The ones below are statewide in Oklahoma: they work in Moore the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Moore or Cleveland County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Moore and all of Cleveland County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Moore?
The typical home value in Moore is $204,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cleveland County it is $235,700.
How much does it cost to rent in Moore?
Typical rent in Moore is $1,340 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cleveland County is $1,264.
What is the FHA loan limit in Moore?
Moore uses the FHA limit for all of Cleveland County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Moore?
The typical homeowner in Moore pays $2,173 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in Cleveland County, the rate is 1%.
Where can I find free help to buy or rent in Moore?
We found no HUD-approved counseling agencies with an office in Cleveland County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
