City · 697,125 residents · Oklahoma County, Oklahoma

Oklahoma City , Oklahoma

In Oklahoma City, a typical home is worth $231,300 and typical rent is $1,130 a month. Home values, rent and income are very close to those of all of Oklahoma County.

Typical home value

$231,300

4% above the county

16% above Oklahoma
- Oklahoma City
- Oklahoma
- Oklahoma
Typical rent

$1,130a month

About the same as the county

11% above Oklahoma
- Oklahoma City
- Oklahoma
- Oklahoma
Typical household income

$68,656a year

3% above the county

6% above Oklahoma
- Oklahoma City
- Oklahoma
- Oklahoma
Households that own their home

59%

About the same as the county

7 points below Oklahoma
- Oklahoma City
- Oklahoma
- Oklahoma

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data

Typical home value: $204,979; about the same as 12 months ago; Typical home value from Zillow, September 2021 to September 2026: from $169,145 to $204,979.
Typical rent: $1,285 a month; 2.8% more than 12 months ago; Typical rent from Zillow, September 2021 to September 2026: from $1,078 to $1,285.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Oklahoma City is in Oklahoma County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Oklahoma County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Oklahoma City apart

What this place has that others do not, from public data, most unusual first.

Nearby, in Del City, the typical home value is $126,800: 45% less than in Oklahoma City ($231,300).
Nearby, in Warr Acres, the typical rent is $919: 19% less than in Oklahoma City ($1,130).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Oklahoma City

What homes there are in Oklahoma City, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Kind of home: Oklahoma City and its comparisons
Measure	Oklahoma City	Oklahoma County	Oklahoma	United States
Detached house	67%	69%	73%	61%
Attached house	4%	4%	2%	6%
Building of 2 to 4	6%	6%	5%	8%
Apartments (5 or more)	20%	19%	12%	19%
Mobile home	3%	3%	8%	6%
Boat, RV and other	0%	0%	0%	0%

As in Oklahoma County, most homes in Oklahoma City are detached houses (67%).

Year built

Year built: Oklahoma City and its comparisons
Measure	Oklahoma City	Oklahoma County	Oklahoma	United States
Before 1960	21%	24%	21%	26%
1960–1979	26%	30%	28%	24%
1980–1999	22%	22%	24%	25%
2000–2009	14%	12%	13%	14%
2010 or later	17%	13%	13%	11%

The typical home in Oklahoma City was built in 1982, 4 years after the typical one in Oklahoma County.

By size, homes in Oklahoma City look like those in Oklahoma County: 61% have 3 bedrooms or more.

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

Value of owner-occupied homes: Oklahoma City and its comparisons
Measure	Oklahoma City
Under $100K	13%
$100K–$200K	27%
$200K–$300K	28%
$300K–$500K	22%
$500K–$750K	6%
$750K–$1M	2%
$1M or more	2%

The FHA loan limit for Oklahoma County is $541,287, and about 92% of owner-occupied homes in Oklahoma City are worth less than that.

Monthly rent with utilities

Monthly rent with utilities: Oklahoma City and its comparisons
Measure	Oklahoma City
Under $500	5%
$500–$999	32%
$1,000–$1,499	41%
$1,500–$1,999	16%
$2,000–$2,499	4%
$2,500–$2,999	1%
$3,000 or more	1%

HUD's 2-bedroom fair market rent (FMR) for Oklahoma County is $1,264: about 59% of rents in Oklahoma City are below it.

With a mortgage

$1,703 a month

Oklahoma County: $1,678 a month

Without a mortgage

$627 a month

Oklahoma County: $601 a month

Owners with a mortgage

61%

Oklahoma County: 59%

In Oklahoma City, 61% of owners have a mortgage; their typical cost is $1,703 a month, about the same as in Oklahoma County.

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Change since 2015–2019: Oklahoma City and its comparisons
Measure	Oklahoma City	Oklahoma County	Oklahoma	United States
Typical home value	+46%	+45%	+46%	+53%
Typical rent	+30%	+28%	+25%	+33%
Typical household income	+24%	+22%	+23%	+29%

From 2015–2019 to 2020–2024, home values in Oklahoma City rose at about the same pace as in Oklahoma County: 46% against 45%.

Rents in Oklahoma City rose at about the same pace as in Oklahoma County: 30% since 2015–2019, against 28%.

The typical household income in Oklahoma City rose 24%: less than home values (+46%) and rent (+30%).

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Oklahoma City and its comparisons
Measure	Oklahoma City	Oklahoma County	Oklahoma	United States
Rental vacancy	7.6%	7.6%	6.5%	5.5%
Homeowner vacancy	1.0%	1.0%	1.2%	0.9%
More than one person per room	3.1%	2.8%	2.9%	3.4%
People per household	2.45	2.41	2.50	2.53
Drive alone	76%	76%	77%	69%
Carpool	10%	10%	10%	9%
Public transit	0%	0%	0%	3%
Walk or bike	2%	2%	2%	3%
Work from home	11%	11%	9%	15%
Other means	2%	1%	1%	2%
Typical commute	20 to 29 minutes	20 to 29 minutes	Unreliable estimate	20 to 29 minutes

In Oklahoma City, the rental vacancy rate is 7.6%, about the same as in Oklahoma County.

In Oklahoma City, 3.1% of households live with more than one person per room, about the same as in Oklahoma County.

Much as in Oklahoma County, a household in Oklahoma City has 2.45 people on average.

In Oklahoma City, 76% of workers drive alone to work; in Oklahoma County, 76%.

Do the math

What would you pay each month for a home in Oklahoma City?

A typical home is tight for the typical income

We start with a typical home in Oklahoma City, worth $231,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Oklahoma City, which is $68,656 a year. For that payment to be 28% of income, a household would need to earn about $82,712 a year.

The calculator's FHA and conventional loan limits are those of all of Oklahoma County.

Three generations of a family gather on the porch of their home.

Change the price, the down payment or the loan: the payment updates right away.

Your numbers

Home priceLocal data

Starts at the typical home value in Oklahoma City. Change it to the price you have in mind.

Your credit score

620 or higher580 to 619500 to 579Under 500

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment

That is $8,096 (3.5% of the price). The usual minimum for this loan is 3.5%.

Interest rate%

This week's average ± a quarter or half point.

Term

30 years20 years15 years

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Property tax per year$Estimate: the typical effective rate in Oklahoma City is 1% of the home's value (Census ACS).Home insurance per year$An example, not official data: get quotes from several insurers.HOA dues per month$Add the FHA upfront mortgage insurance premium to the loan

Estimated monthly payment

Local data

$1,930

at 7.18% · 30 years

Loan amount: $227,110
Total interest: $326,758
Paid off in: November 2056

Includes $3,906 FHA upfront mortgage insurance premium.

Does it fit the income?

Comfortable
up to $1,602 a month
Tight
$1,602 to $2,060 a month
Your payment · 34%
Hard
more than $2,060 a month

Compared with the typical household income in Oklahoma City ($68,656 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as

Payment partsBalance and interestPayment table

Monthly payment breakdown
Principal & interest	$1,539
Property tax	$193
Home insurance	$96
FHA mortgage insurance (MIP)	$102

You need at least $8,096 for the down payment, plus closing costs.

Next step

See which down payment help you qualify for in Oklahoma City

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Oklahoma City and Oklahoma County

Oklahoma City is in Oklahoma County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Oklahoma City's own numbers

Typical home value: $231,300
Typical monthly rent: $1,130
Typical yearly household income: $68,656
Households that own their home: 59%
Effective property tax rate: 1%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Oklahoma County

FHA limit, one-unit home: $541,287
Conventional limit, one unit: $832,750
HUD fair market rent, 2 bedrooms: $1,264
Price change over 5 years (FHFA): +41%
Homes in a high flood-risk zone: 1.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Oklahoma County.

Everything about Oklahoma County

Buying

Buying a home in Oklahoma City

A typical home in Oklahoma City is worth $231,300: 4% above the county and 16% above Oklahoma. With the typical household income in Oklahoma City ($68,656 a year), a typical home costs 3.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

Oklahoma City 3.4 years
Oklahoma 3.3 years
Oklahoma 3.1 years
United States 4.1 years

Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Oklahoma County

According to FHFA’s house price index, home prices in Oklahoma County rose 72% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Oklahoma County.

2016: +3.7%
2017: +3.3%
2018: +3.8%
2019: +4.5%
2020: +4.5%
2021: +9.9%
2022: +14.7%
2023: +5.9%
2024: +4.5%
2025: +1.2%

Change in FHFA’s price index in Oklahoma County, Oklahoma and the United States
Period	County	Oklahoma	U.S.
Last year (2025)	+1.2%	+2.6%	+2.9%
5 years (2020–2025)	+41%	+46%	+47%
10 years (2015–2025)	+72%	+71%	+85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Oklahoma City next to Oklahoma County, Oklahoma and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value

Oklahoma City $231,300
Oklahoma $222,900
Oklahoma $199,800
United States $332,700

Typical monthly rent

Oklahoma City $1,130
Oklahoma $1,116
Oklahoma $1,014
United States $1,413

Typical yearly household income

Oklahoma City $68,656
Oklahoma $66,679
Oklahoma $65,039
United States $80,734

See the full table

Oklahoma City next to Oklahoma County and Oklahoma
Measure	Oklahoma City	Oklahoma County	Oklahoma	U.S.
Typical home value	$231,300 4% above the county	$222,900	$199,800	$332,700
Typical monthly rent	$1,130	$1,116	$1,014	$1,413
Typical yearly household income	$68,656 3% above the county	$66,679	$65,039	$80,734
Households that own their home	59%	58%	66%	65%
Typical yearly property tax	$2,311 7% above the county	$2,155	$1,599	$3,119
Effective property tax rate	1% 0.03 points above the county	0.97%	0.8%	0.94%
Renters with high rent for their income	49% 1 points below the county	49%	46%	51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Oklahoma County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Oklahoma City

For a typical $231,300 home in Oklahoma City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Oklahoma City's typical property tax, an example home insurance and mortgage insurance when it applies.

FHA, 3.5% down $1,930a month
Least cash to close

Down payment
$8,096

Cash to close
$15,035

Rate
7.18%

Mortgage insurance
FHA MIP · $102
Conventional, 5% down $1,888a month

Down payment
$11,565

Cash to close
$18,504

Rate
7.18%

Mortgage insurance
PMI · $110
Conventional, 20% down, no PMI $1,543a month

Down payment
$46,260

Cash to close
$53,199

Rate
7.18%

Mortgage insurance
None
ITIN, 15% down (example) $1,756a month

Down payment
$34,695

Cash to close
$41,634

Rate
8.18%

Mortgage insurance
None

Four ways to pay for a typical home in Oklahoma City
Loan	Monthly payment	Down payment	Loan amount	Rate	Mortgage insurance	Cash to close	Minimum score
FHA, 3.5% down Least cash to close	$1,930	$8,096	$227,111	7.18%	FHA MIP · $102	$15,035	580
Conventional, 5% down	$1,888	$11,565	$219,735	7.18%	PMI · $110	$18,504	620*
Conventional, 20% down, no PMI	$1,543	$46,260	$185,040	7.18%	None	$53,199	620*
ITIN, 15% down (example)	$1,756	$34,695	$196,605	8.18%	None	$41,634	Set by the lender

The option that asks for the least cash to close is FHA, 3.5% down.

Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Oklahoma City and for Oklahoma County.

Property tax

Effective rate in Oklahoma City

1%of the home’s value each year

$2,311 a year for the typical owner in Oklahoma City.

Oklahoma City 1%
Oklahoma 0.97%
Oklahoma 0.8%

What Oklahoma publishes Homestead exemption of $1,000 of assessed value (Oklahoma Legislature (Oklahoma Statutes, Title 68))

Exemptions and deadlines in Oklahoma

Flood risk in Oklahoma County

FEMA does not publish these numbers by city: they are for all of Oklahoma County.

Homes in the high-risk zone: 1.3%; 3,484
Of those, with NFIP insurance: 18%

Homes in the high-risk zone and with NFIP insurance: Oklahoma County, Oklahoma and the U.S.
Measure	County	Oklahoma	U.S.
Homes in the high-risk zone	1.3%	2.2%	3.5%
Of those, with NFIP insurance	18%	13%	48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Oklahoma City

Typical rent in Oklahoma City is $1,130 a month: about the same as the county. In Oklahoma City, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Oklahoma County, by unit size. To pay the 2-bedroom one ($1,264 a month) without spending more than 30% of your income, you would need to earn $24.31 an hour working full time.

HUD fair market rent for all of Oklahoma County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Oklahoma County (Fiscal year 2027)
Size	Fair rent a month	Hourly wage	Yearly income
Studio	$958	$18.42	$38,320
1 bedroom	$1,040	$20.00	$41,600
2 bedrooms	$1,264	$24.31	$50,560
3 bedrooms	$1,713	$32.94	$68,520
4 bedrooms	$1,923	$36.98	$76,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Oklahoma City

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Oklahoma City has 45 ZIP codes with their own.

For 2 bedrooms it runs from $960 in 73150 to $1,900 in 73179.

27 of the 45 are above the fair market rent for Oklahoma County ($1,264).

Fair market rent by ZIP code and size in Oklahoma City, fiscal year 2027.

73013	$1,300	$1,410	$1,710	$2,320	$2,600
73049	$850	$920	$1,120	$1,520	$1,700
73064	$1,110	$1,210	$1,470	$1,990	$2,240
73084	$990	$1,080	$1,310	$1,780	$1,990
73097	$1,250	$1,350	$1,650	$2,230	$2,500
73099	$1,080	$1,180	$1,430	$1,940	$2,180
73102	$1,180	$1,280	$1,560	$2,110	$2,370
73103	$1,070	$1,160	$1,410	$1,910	$2,140
73104	$1,300	$1,410	$1,710	$2,320	$2,600
73105	$970	$1,050	$1,280	$1,730	$1,950
73106	$920	$1,000	$1,220	$1,650	$1,860
73107	$890	$970	$1,180	$1,600	$1,790
73108	$790	$860	$1,040	$1,410	$1,580
73109	$780	$850	$1,030	$1,400	$1,570
73111	$830	$900	$1,090	$1,480	$1,660
73112	$990	$1,070	$1,300	$1,760	$1,980
73114	$1,000	$1,090	$1,320	$1,790	$2,010
73116	$990	$1,080	$1,310	$1,780	$1,990
73117	$880	$950	$1,160	$1,570	$1,760
73118	$920	$1,000	$1,220	$1,650	$1,860
73119	$810	$880	$1,070	$1,450	$1,630
73120	$1,020	$1,100	$1,340	$1,820	$2,040
73121	$840	$910	$1,110	$1,500	$1,690
73127	$820	$890	$1,080	$1,460	$1,640
73128	$1,170	$1,270	$1,540	$2,090	$2,340
73129	$820	$890	$1,080	$1,460	$1,640
73131	$1,440	$1,560	$1,900	$2,580	$2,890
73132	$890	$970	$1,180	$1,600	$1,790
73134	$1,070	$1,160	$1,410	$1,910	$2,140
73135	$1,050	$1,140	$1,390	$1,880	$2,110
73139	$830	$900	$1,090	$1,480	$1,660
73141	$800	$860	$1,050	$1,420	$1,600
73142	$1,050	$1,140	$1,390	$1,880	$2,110
73145	$1,420	$1,550	$1,880	$2,550	$2,860
73149	$880	$950	$1,160	$1,570	$1,760
73150	$730	$790	$960	$1,300	$1,460
73151	$1,020	$1,110	$1,350	$1,830	$2,050
73159	$970	$1,050	$1,280	$1,730	$1,950
73162	$980	$1,060	$1,290	$1,750	$1,960
73165	$910	$990	$1,200	$1,630	$1,830
73169	$1,070	$1,160	$1,410	$1,910	$2,140
73170	$1,290	$1,400	$1,700	$2,300	$2,590
73173	$1,050	$1,140	$1,380	$1,870	$2,110
73179	$1,440	$1,560	$1,900	$2,580	$2,890
74857	$1,050	$1,140	$1,390	$1,880	$2,110

ZIP code 2 bd3 bd
73013 $1,710$2,320
73049 $1,120$1,520
73064 $1,470$1,990
73084 $1,310$1,780
73097 $1,650$2,230
73099 $1,430$1,940
73102 $1,560$2,110
73103 $1,410$1,910
73104 $1,710$2,320
73105 $1,280$1,730
73106 $1,220$1,650
73107 $1,180$1,600
73108 $1,040$1,410
73109 $1,030$1,400
73111 $1,090$1,480
73112 $1,300$1,760
73114 $1,320$1,790
73116 $1,310$1,780
73117 $1,160$1,570
73118 $1,220$1,650
73119 $1,070$1,450
73120 $1,340$1,820
73121 $1,110$1,500
73127 $1,080$1,460
73128 $1,540$2,090
73129 $1,080$1,460
73131 $1,900$2,580
73132 $1,180$1,600
73134 $1,410$1,910
73135 $1,390$1,880
73139 $1,090$1,480
73141 $1,050$1,420
73142 $1,390$1,880
73145 $1,880$2,550
73149 $1,160$1,570
73150 $960$1,300
73151 $1,350$1,830
73159 $1,280$1,730
73162 $1,290$1,750
73165 $1,200$1,630
73169 $1,410$1,910
73170 $1,700$2,300
73173 $1,380$1,870
73179 $1,900$2,580
74857 $1,390$1,880

13 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Oklahoma City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Oklahoma City

HUD lists 72 buildings with rents for lower incomes in Oklahoma City. These are the largest.

Scattered Sites 1425 NE 22nd St, Oklahoma City 73111 425 low-income homes · Run by Housing Authority of the City of Oklahoma City · Average payment: $374 a month · Average wait: 17 months · Homes at several sites (405) 239-7551
Will Rogers Courts 1609 S Rotary Dr, Oklahoma City 73108 354 homes, 348 low-income · Run by Housing Authority of the City of Oklahoma City · Average payment: $153 a month · Average wait: 28 months (405) 239-7551
Jeltz Senior Center 1316 NE 12th St, Oklahoma City 73117 402 homes, 342 low-income · Run by Housing Authority of the City of Oklahoma City · Average payment: $309 a month · Average wait: 13 months (405) 239-7551
Andrews Square 2101 S Harvey Ave, Oklahoma City 73109 312 low-income homes · Run by Housing Authority of the City of Oklahoma City · Average payment: $312 a month · Average wait: 20 months (405) 239-7551
Shartel Towers 5415 S Shartel Ave, Oklahoma City 73109 302 low-income homes · Run by Housing Authority of the City of Oklahoma City · Average payment: $318 a month · Average wait: 9 months (405) 239-7551

See all 103 buildings in Oklahoma County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Oklahoma City

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Oklahoma County; 1 says it serves in Spanish.

Local programs 1 For Oklahoma City or Oklahoma County
Housing authorities 1 Named for Oklahoma City or Oklahoma County
Counseling agencies 2 HUD-approved, with an office in Oklahoma County
Local legal help None Serves Oklahoma County

HUD counseling is free or low-cost

Assistance programs in Oklahoma City

1 program is for Oklahoma City or Oklahoma County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Oklahoma: they work in Oklahoma City the same as in the rest of the state.

Which programs do I qualify for? All programs in Oklahoma

Down Payment Assistance Program

For Oklahoma City

City of Oklahoma City forgivable loan, with federal HOME funds, of up to $18,000 for the down payment and closing costs, plus up to $5,000 to lower the rate; for incomes up to 80% of the median and homes within the program area. Offered by City of Oklahoma City.

Forgivable

See the program Official page
OHFA Homebuyer Down Payment Assistance

Statewide in Oklahoma

Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home. Offered by Oklahoma Housing Finance Agency (OHFA).

Deferred

See the program Official page

Housing counselors near Oklahoma City

The HUD-approved agencies closest to the center of Oklahoma City, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

CA
Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

319 SW 25th St, Oklahoma City · 2 miles away
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
(405) 232-0199
NH
Neighborhood Housing Services Oklahoma City

4101 N Classen Blvd Ste A, Oklahoma City · 3 miles away · Spanish
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
(405) 231-4663
CN
Chickasaw Nation Division of Housing

111 Rosedale Rd, Ada · 66 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
(580) 421-8817

Every agency in Oklahoma County All counseling agencies in Oklahoma

Help in Spanish near Oklahoma City

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Oklahoma City

HUD’s record names them for Oklahoma City or Oklahoma County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

Housing Authority of the City of Oklahoma City Public housing and Section 8 vouchers (405) 239-7551

2 other authorities have an office in Oklahoma County: see the list Source: HUD

Legal help in Oklahoma City

No legal help resource on our list is for Oklahoma City or Oklahoma County in particular.

If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.

Cities

Other cities in Oklahoma County

These cities are also in Oklahoma County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Oklahoma County Housing in Oklahoma

Nearby cities

The cities closest to Oklahoma City, with the typical home value.

Neighboring counties

If Oklahoma County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Oklahoma City.

All guides

Questions

Housing questions about Oklahoma City

Short answers with the numbers for Oklahoma City and all of Oklahoma County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Oklahoma City?

The typical home value in Oklahoma City is $231,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Oklahoma County it is $222,900.

How much does it cost to rent in Oklahoma City?

Typical rent in Oklahoma City is $1,130 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Oklahoma County is $1,264.

What is the FHA loan limit in Oklahoma City?

Oklahoma City uses the FHA limit for all of Oklahoma County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Oklahoma City?

The typical homeowner in Oklahoma City pays $2,311 a year, according to the U.S. Census Bureau. That is 1% of the home’s value; in Oklahoma County, the rate is 0.97%.

Where can I find free help to buy or rent in Oklahoma City?

There are 2 HUD-approved counseling agencies with an office in Oklahoma County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).

Oklahoma City , Oklahoma

Oklahoma City in numbers

Market now, with Zillow data

What sets Oklahoma City apart

Housing in Oklahoma City

What would you pay each month for a home in Oklahoma City?

Your numbers

Oklahoma City and Oklahoma County

Buying a home in Oklahoma City

Years of income to pay for a typical home

How prices have changed in Oklahoma County

Oklahoma City next to Oklahoma County, Oklahoma and the U.S.

Four ways to pay for a typical home in Oklahoma City

Two costs that change from place to place

Property tax

Flood risk in Oklahoma County

Renting in Oklahoma City

HUD fair market rent for all of Oklahoma County

Fair market rent by ZIP code in Oklahoma City

Low-income apartments in Oklahoma City

Help to buy or rent in Oklahoma City

Assistance programs in Oklahoma City

Down Payment Assistance Program

OHFA Homebuyer Down Payment Assistance

Housing counselors near Oklahoma City

Help in Spanish near Oklahoma City

Housing authorities of Oklahoma City

Legal help in Oklahoma City

Other cities in Oklahoma County

Nearby cities

Neighboring counties

Guides for your next step

Housing questions about Oklahoma City

How much does a typical home cost in Oklahoma City?

How much does it cost to rent in Oklahoma City?

What is the FHA loan limit in Oklahoma City?

How much property tax do owners pay in Oklahoma City?

Where can I find free help to buy or rent in Oklahoma City?