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City · 10,466 residents · Oklahoma County, Oklahoma

Warr Acres , Oklahoma

In Warr Acres, a typical home is worth $164,500 and typical rent is $919 a month. Compared with all of Oklahoma County, the typical home value is 26% lower and typical household income is 20% lower.

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  • Typical home value

    $164,500

    26% below the county

    18% below Oklahoma

    • Warr Acres
    • Oklahoma
    • Oklahoma

  • Typical rent

    $919a month

    18% below the county

    9% below Oklahoma

    • Warr Acres
    • Oklahoma
    • Oklahoma

  • Typical household income

    $53,273a year

    20% below the county

    18% below Oklahoma

    • Warr Acres
    • Oklahoma
    • Oklahoma

  • Households that own their home

    62%

    4 points above the county

    4 points below Oklahoma

    • Warr Acres
    • Oklahoma
    • Oklahoma

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$179,561
1% less than 12 months ago
Typical rent
$1,529 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Warr Acres is in Oklahoma County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Oklahoma County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Warr Acres apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Warr Acres is worth $164,500, 26% less than in Oklahoma County as a whole ($222,900).

  2. According to Zillow, in the 12 months to September 2026 the typical home value in Warr Acres fell 1%; in Oklahoma, it rose 2.6%.

  3. The typical household income in Warr Acres is $53,273, 20% less than in Oklahoma County as a whole ($66,679).

  4. The typical rent in Warr Acres is $919 a month, 18% less than in Oklahoma County as a whole ($1,116).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Warr Acres

What homes there are in Warr Acres, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Warr Acres, 7 in 10 homes are single-family detached houses; in Oklahoma County, 7.

Year built

In Warr Acres, half of the homes were built before 1965; in Oklahoma County, before 1978.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,491 a month

Oklahoma County: $1,678 a month

Without a mortgage

$521 a month

Oklahoma County: $601 a month

Owners with a mortgage

55%

Oklahoma County: 59%

In Warr Acres, 55% of owners have a mortgage, and their typical cost is $1,491 a month, against $1,678 in Oklahoma County. Without one it drops to $521.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Warr Acres gained value more slowly than in Oklahoma County: 40% since 2015–2019, against 45%.

The typical rent in Warr Acres stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWarr AcresOklahoma CountyOklahomaUnited States
Rental vacancy Unreliable estimate7.6%6.5%5.5%
Homeowner vacancy Unreliable estimate1.0%1.2%0.9%
More than one person per room Unreliable estimate2.8%2.9%3.4%
People per household 2.582.412.502.53
Drive alone 78%76%77%69%
Carpool 13%10%10%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 8%11%9%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutesUnreliable estimate20 to 29 minutes

More people live in each home here: 2.58 on average, against 2.41 in Oklahoma County.

Carpooling is common in Warr Acres: 13% of workers get to work that way, against 10% in Oklahoma County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Warr Acres?

A typical home is tight for the typical income

We start with a typical home in Warr Acres, worth $164,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Warr Acres, which is $53,273 a year. For that payment to be 28% of income, a household would need to earn about $58,707 a year.

The calculator's FHA and conventional loan limits are those of all of Oklahoma County.

Your numbers

Local data
$

Starts at the typical home value in Warr Acres. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,758 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,370

at 7.18% · 30 years

Loan amount
$161,520
Total interest
$232,389
Paid off in
November 2056

Includes $2,778 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,243 a month

  • Tight

    $1,243 to $1,598 a month

    Your payment · 31%

  • Hard

    more than $1,598 a month

Compared with the typical household income in Warr Acres ($53,273 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,370
Principal & interest$1,094
Property tax$134
Home insurance$69
FHA mortgage insurance (MIP)$73

You need at least $5,758 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Warr Acres and Oklahoma County

Warr Acres is in Oklahoma County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Warr Acres's own numbers

Typical home value
$164,500
Typical monthly rent
$919
Typical yearly household income
$53,273
Households that own their home
62%
Effective property tax rate
0.98%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Oklahoma County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,264
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
1.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Oklahoma County.

Everything about Oklahoma County

Buying

Buying a home in Warr Acres

A typical home in Warr Acres is worth $164,500: 26% below the county and 18% below Oklahoma. With the typical household income in Warr Acres ($53,273 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Warr Acres 3.1 years
  • Oklahoma 3.3 years
  • Oklahoma 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Oklahoma County

According to FHFA’s house price index, home prices in Oklahoma County rose 72% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Oklahoma County.

Period County Oklahoma U.S.
Last year (2025) +1.2% +2.6% +2.9%
5 years (2020–2025) +41% +46% +47%
10 years (2015–2025) +72% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Warr Acres next to Oklahoma County, Oklahoma and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Warr Acres $164,500
  • Oklahoma $222,900
  • Oklahoma $199,800
  • United States $332,700
Typical monthly rent
  • Warr Acres $919
  • Oklahoma $1,116
  • Oklahoma $1,014
  • United States $1,413
Typical yearly household income
  • Warr Acres $53,273
  • Oklahoma $66,679
  • Oklahoma $65,039
  • United States $80,734
See the full table
Warr Acres next to Oklahoma County and Oklahoma
Measure Warr Acres Oklahoma County Oklahoma U.S.
Typical home value $164,500 $222,900 $199,800 $332,700
Typical monthly rent $919 $1,116 $1,014 $1,413
Typical yearly household income $53,273 $66,679 $65,039 $80,734
Households that own their home 62% 58% 66% 65%
Typical yearly property tax $1,609 $2,155 $1,599 $3,119
Effective property tax rate 0.98% 0.97% 0.8% 0.94%
Renters with high rent for their income 47% 49% 46% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Oklahoma County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Warr Acres

For a typical $164,500 home in Warr Acres, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Warr Acres's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,370a month

    Least cash to close
    Down payment
    $5,758
    Cash to close
    $10,693
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $73

  • Conventional, 5% down $1,340a month

    Down payment
    $8,225
    Cash to close
    $13,160
    Rate
    7.18%
    Mortgage insurance
    PMI · $78

  • Conventional, 20% down, no PMI $1,094a month

    Down payment
    $32,900
    Cash to close
    $37,835
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,246a month

    Down payment
    $24,675
    Cash to close
    $29,610
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Warr Acres and for Oklahoma County.

Property tax

Effective rate in Warr Acres

0.98%of the home’s value each year

$1,609 a year for the typical owner in Warr Acres.

  • Warr Acres 0.98%
  • Oklahoma 0.97%
  • Oklahoma 0.8%

What Oklahoma publishes Homestead exemption of $1,000 of assessed value (Oklahoma Legislature (Oklahoma Statutes, Title 68))

Exemptions and deadlines in Oklahoma

Flood risk in Oklahoma County

FEMA does not publish these numbers by city: they are for all of Oklahoma County.

Homes in the high-risk zone
1.3%
3,484
Of those, with NFIP insurance
18%
County Oklahoma U.S.
Homes in the high-risk zone 1.3% 2.2% 3.5%
Of those, with NFIP insurance 18% 13% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Warr Acres

Typical rent in Warr Acres is $919 a month: 18% below the county. In Warr Acres, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Oklahoma County, by unit size. To pay the 2-bedroom one ($1,264 a month) without spending more than 30% of your income, you would need to earn $24.31 an hour working full time.

HUD fair market rent for all of Oklahoma County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $958 $18.42 $38,320
1 bedroom $1,040 $20.00 $41,600
2 bedrooms $1,264 $24.31 $50,560
3 bedrooms $1,713 $32.94 $68,520
4 bedrooms $1,923 $36.98 $76,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Warr Acres

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Warr Acres has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,110 in 73122 to $1,180 in 73132.

None is above the fair market rent for Oklahoma County ($1,264).

  • 73122 $1,110$1,500
  • 73132 $1,180$1,600

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Warr Acres when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Warr Acres

HUD lists 2 buildings with rents for lower incomes in Warr Acres. These are the largest.

  • Savannah Pointe Apts 6110 N Macarthur Blvd, Warr Acres 73122 137 low-income homes · 2 bd: 121 · 3 bd: 16 · In service since 1999
  • Woodbriar Apts 5522 Woodbrier Dr, Warr Acres 73122 51 low-income homes

See all 103 buildings in Oklahoma County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Warr Acres

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Oklahoma County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Warr Acres

No down payment, repair or rent-help program on our list is for Warr Acres or Oklahoma County. The ones below are statewide in Oklahoma: they work in Warr Acres the same as in the rest of the state.

Which programs do I qualify for? All programs in Oklahoma

  • OHFA Homebuyer Down Payment Assistance

    Statewide in Oklahoma

    Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home. Offered by Oklahoma Housing Finance Agency (OHFA).

    Deferred

    See the program Official page

Housing counselors near Warr Acres

The HUD-approved agencies closest to the center of Warr Acres, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (405) 231-4663

  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 8 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (405) 232-0199

  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 73 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (580) 421-8817

Every agency in Oklahoma County All counseling agencies in Oklahoma

Help in Spanish near Warr Acres

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Warr Acres

In HUD’s record, no housing authority with an office in Oklahoma County is named for Warr Acres or Oklahoma County.

3 other authorities have an office in Oklahoma County: see the list Source: HUD

Cities

Other cities in Oklahoma County

These cities are also in Oklahoma County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Oklahoma County Housing in Oklahoma

Nearby cities

The cities closest to Warr Acres, with the typical home value.

Neighboring counties

If Oklahoma County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Warr Acres.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Warr Acres

Short answers with the numbers for Warr Acres and all of Oklahoma County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Warr Acres?

The typical home value in Warr Acres is $164,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Oklahoma County it is $222,900.

How much does it cost to rent in Warr Acres?

Typical rent in Warr Acres is $919 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Oklahoma County is $1,264.

What is the FHA loan limit in Warr Acres?

Warr Acres uses the FHA limit for all of Oklahoma County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Warr Acres?

The typical homeowner in Warr Acres pays $1,609 a year, according to the U.S. Census Bureau. That is 0.98% of the home’s value; in Oklahoma County, the rate is 0.97%.

Where can I find free help to buy or rent in Warr Acres?

There are 2 HUD-approved counseling agencies with an office in Oklahoma County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).