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City · 8,342 residents · Canadian County, Oklahoma

Piedmont , Oklahoma

In Piedmont, a typical home is worth $330,100 and typical rent is $1,544 a month. Compared with all of Canadian County, the typical home value is 34% higher, typical rent is 20% higher, and the share of households that own their home is 17 points higher.

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  • Typical home value

    $330,100

    34% above the county

    65% above Oklahoma

    • Piedmont
    • Canadian
    • Oklahoma

  • Typical rent

    $1,544a month

    20% above the county

    52% above Oklahoma

    • Piedmont
    • Canadian
    • Oklahoma

  • Typical household income

    $104,441a year

    19% above the county

    61% above Oklahoma

    • Piedmont
    • Canadian
    • Oklahoma

  • Households that own their home

    91%

    17 points above the county

    26 points above Oklahoma

    • Piedmont
    • Canadian
    • Oklahoma

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$340,589
1.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Piedmont is in Canadian County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Canadian County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Piedmont apart

What this place has that others do not, from public data, most unusual first.

  1. Piedmont has the highest homeownership rate of the 75 cities in Oklahoma with more than 5,000 people: 91%.

  2. Piedmont has the 2nd highest typical rent of the 75 cities in Oklahoma with more than 5,000 people ($1,544).

  3. Piedmont has the 2nd highest typical household income of the 75 cities in Oklahoma with more than 5,000 people ($104,441).

  4. Nearby, in Warr Acres, the typical home value is $164,500: 50% less than in Piedmont ($330,100).

  5. Piedmont has the 3rd highest typical home value of the 75 cities in Oklahoma with more than 5,000 people ($330,100).

  6. Nearby, in Warr Acres, the typical rent is $919: 40% less than in Piedmont ($1,544).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Piedmont

What homes there are in Piedmont, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 97% of homes here, against 83% in Canadian County.

Year built

The typical year built in Piedmont is 2001, about the same as in Canadian County (1999).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,911 a month

Canadian County: $1,738 a month

Without a mortgage

$740 a month

Canadian County: $663 a month

Owners with a mortgage

60%

Canadian County: 66%

The typical cost for an owner with a mortgage in Piedmont is $1,911 a month, more than in Canadian County ($1,738); without one, $740.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, home values in Piedmont rose at about the same pace as in Canadian County: 49% against 49%.

The typical rent in Piedmont stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePiedmontCanadian CountyOklahomaUnited States
Rental vacancy Unreliable estimate7.0%6.5%5.5%
Homeowner vacancy Unreliable estimate1.2%1.2%0.9%
More than one person per room Unreliable estimate2.5%2.9%3.4%
People per household 2.912.862.502.53
Drive alone 83%80%77%69%
Carpool Unreliable estimate8%10%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 14%10%9%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutesUnreliable estimate20 to 29 minutes

A household in Piedmont has 2.91 people on average, about the same as in Canadian County (2.86).

Many people here do not commute at all: 14% work from home; in Canadian County, 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Piedmont?

A typical home is tight for the typical income

We start with a typical home in Piedmont, worth $330,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Piedmont, which is $104,441 a year. For that payment to be 28% of income, a household would need to earn about $115,567 a year.

The calculator's FHA and conventional loan limits are those of all of Canadian County.

Your numbers

Local data
$

Starts at the typical home value in Piedmont. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,554 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,697

at 7.18% · 30 years

Loan amount
$324,121
Total interest
$466,333
Paid off in
November 2056

Includes $5,575 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,437 a month

  • Tight

    $2,437 to $3,133 a month

    Your payment · 31%

  • Hard

    more than $3,133 a month

Compared with the typical household income in Piedmont ($104,441 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,697
Principal & interest$2,196
Property tax$217
Home insurance$138
FHA mortgage insurance (MIP)$146

You need at least $11,554 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Piedmont and Canadian County

Piedmont is in Canadian County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Piedmont's own numbers

Typical home value
$330,100
Typical monthly rent
$1,544
Typical yearly household income
$104,441
Households that own their home
91%
Effective property tax rate
0.79%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Canadian County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,264
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
1.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Canadian County.

Everything about Canadian County

Buying

Buying a home in Piedmont

A typical home in Piedmont is worth $330,100: 34% above the county and 65% above Oklahoma. With the typical household income in Piedmont ($104,441 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Piedmont 3.2 years
  • Canadian 2.8 years
  • Oklahoma 3.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Canadian County

According to FHFA’s house price index, home prices in Canadian County rose 70% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Canadian County.

Period County Oklahoma U.S.
Last year (2025) +0.2% +2.6% +2.9%
5 years (2020–2025) +44% +46% +47%
10 years (2015–2025) +70% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Piedmont next to Canadian County, Oklahoma and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Piedmont $330,100
  • Canadian $246,200
  • Oklahoma $199,800
  • United States $332,700
Typical monthly rent
  • Piedmont $1,544
  • Canadian $1,289
  • Oklahoma $1,014
  • United States $1,413
Typical yearly household income
  • Piedmont $104,441
  • Canadian $87,751
  • Oklahoma $65,039
  • United States $80,734
See the full table
Piedmont next to Canadian County and Oklahoma
Measure Piedmont Canadian County Oklahoma U.S.
Typical home value $330,100 $246,200 $199,800 $332,700
Typical monthly rent $1,544 $1,289 $1,014 $1,413
Typical yearly household income $104,441 $87,751 $65,039 $80,734
Households that own their home 91% 75% 66% 65%
Typical yearly property tax $2,596 $2,394 $1,599 $3,119
Effective property tax rate 0.79% 0.97% 0.8% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Canadian County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Piedmont

For a typical $330,100 home in Piedmont, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Piedmont's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,697a month

    Least cash to close
    Down payment
    $11,554
    Cash to close
    $21,457
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $146

  • Conventional, 5% down $2,636a month

    Down payment
    $16,505
    Cash to close
    $26,408
    Rate
    7.18%
    Mortgage insurance
    PMI · $157

  • Conventional, 20% down, no PMI $2,144a month

    Down payment
    $66,020
    Cash to close
    $75,923
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,449a month

    Down payment
    $49,515
    Cash to close
    $59,418
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Piedmont and for Canadian County.

Property tax

Effective rate in Piedmont

0.79%of the home’s value each year

$2,596 a year for the typical owner in Piedmont.

  • Piedmont 0.79%
  • Canadian 0.97%
  • Oklahoma 0.8%

What Oklahoma publishes Homestead exemption of $1,000 of assessed value (Oklahoma Legislature (Oklahoma Statutes, Title 68))

Exemptions and deadlines in Oklahoma

Flood risk in Canadian County

FEMA does not publish these numbers by city: they are for all of Canadian County.

Homes in the high-risk zone
1.9%
1,011
Of those, with NFIP insurance
11%
County Oklahoma U.S.
Homes in the high-risk zone 1.9% 2.2% 3.5%
Of those, with NFIP insurance 11% 13% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Piedmont

Typical rent in Piedmont is $1,544 a month: 20% above the county.

HUD publishes a fair market rent for all of Canadian County, by unit size. To pay the 2-bedroom one ($1,264 a month) without spending more than 30% of your income, you would need to earn $24.31 an hour working full time.

HUD fair market rent for all of Canadian County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $958 $18.42 $38,320
1 bedroom $1,040 $20.00 $41,600
2 bedrooms $1,264 $24.31 $50,560
3 bedrooms $1,713 $32.94 $68,520
4 bedrooms $1,923 $36.98 $76,920

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Piedmont

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Piedmont is in ZIP code 73078.

For 2 bedrooms it is $1,860: $596 more than the fair market rent for Canadian County ($1,264).

  • 73078 $1,860$2,520

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Piedmont when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Piedmont

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Canadian County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Piedmont

No down payment, repair or rent-help program on our list is for Piedmont or Canadian County. The ones below are statewide in Oklahoma: they work in Piedmont the same as in the rest of the state.

Which programs do I qualify for? All programs in Oklahoma

  • OHFA Homebuyer Down Payment Assistance

    Statewide in Oklahoma

    Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home. Offered by Oklahoma Housing Finance Agency (OHFA).

    Deferred

    See the program Official page

Housing counselors near Piedmont

The HUD-approved agencies closest to the center of Piedmont, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 17 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (405) 231-4663

  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 21 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (405) 232-0199

  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 86 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (580) 421-8817

All counseling agencies in Oklahoma

Help in Spanish near Piedmont

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Piedmont

HUD lists no housing authority with an office in Canadian County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Oklahoma Source: HUD

Cities

Other cities in Canadian County

These cities are also in Canadian County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Canadian County Housing in Oklahoma

Nearby cities

The cities closest to Piedmont, with the typical home value.

Neighboring counties

If Canadian County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Piedmont.

All guides
A mother holds hands with her two daughters on the beach at sunset.

Questions

Housing questions about Piedmont

Short answers with the numbers for Piedmont and all of Canadian County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Piedmont?

The typical home value in Piedmont is $330,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Canadian County it is $246,200.

How much does it cost to rent in Piedmont?

Typical rent in Piedmont is $1,544 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Canadian County is $1,264.

What is the FHA loan limit in Piedmont?

Piedmont uses the FHA limit for all of Canadian County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Piedmont?

The typical homeowner in Piedmont pays $2,596 a year, according to the U.S. Census Bureau. That is 0.79% of the home’s value; in Canadian County, the rate is 0.97%.

Where can I find free help to buy or rent in Piedmont?

We found no HUD-approved counseling agencies with an office in Canadian County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).