In Tuttle, a typical home is worth $320,500 and typical rent is $1,016 a month. Compared with all of Grady County, the typical home value is 56% higher, typical household income is 38% higher, and the share of households that own their home is 9 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $255,837 to $327,655.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tuttle is in Grady County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Grady County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Tuttle is worth $320,500,56% more than in Grady County as a whole ($205,800).
2
Nearby, in Bethany, the typical home value is $171,600: 46% less than in Tuttle ($320,500).
3
Tuttle has the 4th highest homeownership rate of the 75 cities in Oklahoma with more than 5,000 people (84%).
4
Tuttle has the 4th highest typical household income of the 75 cities in Oklahoma with more than 5,000 people ($103,994).
5
The typical rent in Tuttle is $1,016 a month, 15% more than in Grady County as a whole ($883).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tuttle
What homes there are in Tuttle, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tuttle
Grady County
Oklahoma
United States
Kind of home: Tuttle and its comparisons
Measure
Tuttle
Grady County
Oklahoma
United States
Detached house
92%
79%
73%
61%
Attached house
Unreliable estimate
1%
2%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
5%
12%
19%
Mobile home
Unreliable estimate
12%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Tuttle: 92% of homes, more than in Grady County (79%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Tuttle
Grady County
Oklahoma
United States
Year built: Tuttle and its comparisons
Measure
Tuttle
Grady County
Oklahoma
United States
Before 1960
14%
23%
21%
26%
1960–1979
17%
24%
28%
24%
1980–1999
24%
24%
24%
25%
2000–2009
26%
16%
13%
14%
2010 or later
19%
13%
13%
11%
Here half of the homes date from 1996 or later; in Grady County, from 1982 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K12%
$200K–$300K25%
$300K–$500K49%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Tuttle and its comparisons
Measure
Tuttle
Under $100K
Unreliable estimate
$100K–$200K
12%
$200K–$300K
25%
$300K–$500K
49%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99937%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tuttle and its comparisons
Measure
Tuttle
Under $500
Unreliable estimate
$500–$999
37%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,899 a month
Grady County: $1,542 a month
Without a mortgage
$707 a month
Grady County: $503 a month
Owners with a mortgage
66%
Grady County: 53%
The typical cost for an owner with a mortgage in Tuttle is $1,899 a month, more than in Grady County ($1,542); without one, $707.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tuttle+62%
Grady County+53%
Oklahoma+46%
United States+53%
Typical rent
TuttleNo clear change
Grady County+23%
Oklahoma+25%
United States+33%
Typical household income
Tuttle+19%
Grady County+24%
Oklahoma+23%
United States+29%
Change since 2015–2019: Tuttle and its comparisons
Measure
Tuttle
Grady County
Oklahoma
United States
Typical home value
+62%
+53%
+46%
+53%
Typical rent
No clear change
+23%
+25%
+33%
Typical household income
+19%
+24%
+23%
+29%
From 2015–2019 to 2020–2024, the typical home value in Tuttle rose 62%; in Grady County, it rose 53%.
The typical rent in Tuttle stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tuttle and its comparisons
Measure
Tuttle
Grady County
Oklahoma
United States
Rental vacancy
Unreliable estimate
4.3%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.2%
0.9%
More than one person per room
Unreliable estimate
3.9%
2.9%
3.4%
People per household
2.78
2.69
2.50
2.53
Drive alone
88%
82%
77%
69%
Carpool
Unreliable estimate
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
7%
8%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
30 to 39 minutes
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
By size, households in Tuttle look like those in Grady County: 2.78 people on average.
To get to work, 88% of workers in Tuttle drive alone; in Grady County, 82%.
Do the math
What would you pay each month for a home in Tuttle?
A typical home is tight for the typical income
We start with a typical home in Tuttle, worth $320,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Tuttle, which is $103,994 a year. For that payment to be 28% of income, a household would need to earn about $112,550 a year.
The calculator's FHA and conventional loan limits are those of all of Grady County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tuttle. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,218 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,626
at 7.18% · 30 years
Loan amount
$314,694
Total interest
$452,771
Paid off in
November 2056
Includes $5,412 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,427 a month
Tight
$2,427 to $3,120 a month
Your payment · 30%
Hard
more than $3,120 a month
Compared with the typical household income in Tuttle ($103,994 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,132
Property tax
$219
Home insurance
$134
FHA mortgage insurance (MIP)
$142
You need at least $11,218 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,626; principal and interest $2,132.
The city and its county
Tuttle and Grady County
Tuttle is in Grady County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tuttle
Map of Grady County, Oklahoma, with Tuttle marked. Around it, the neighboring counties.
Tuttle
Grady County
Other cities with a page
Tuttle's own numbers
Typical home value
$320,500
Typical monthly rent
$1,016
Typical yearly household income
$103,994
Households that own their home
84%
Effective property tax rate
0.82%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Grady County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,011
Price change over 5 years (FHFA)
+39%
Homes in a high flood-risk zone
4.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Grady County.
A typical home in Tuttle is worth $320,500: 56% above the county and 60% above Oklahoma. With the typical household income in Tuttle ($103,994 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tuttle3.1 years
Grady2.7 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Grady County
According to FHFA’s house price index, home prices in Grady County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Grady County.
Yearly change in FHFA’s price index in Grady County, 2016 to 2025
2016: +2.0% +2.0% 2016
2017: +3.2% +3.2% 2017
2018: +3.0% +3.0% 2018
2019: +5.1% +5.1% 2019
2020: +2.1% +2.1% 2020
2021: +13.2% +13.2% 2021
2022: +13.3% +13.3% 2022
2023: +6.9% +6.9% 2023
2024: +2.9% +2.9% 2024
2025: −1.7% −1.7% 2025
Change in FHFA’s price index in Grady County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
−1.7%
+2.6%
+2.9%
5 years (2020–2025)
+39%
+46%
+47%
10 years (2015–2025)
+61%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tuttle next to Grady County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tuttle$320,500
Grady$205,800
Oklahoma$199,800
United States$332,700
Typical monthly rent
Tuttle$1,016
Grady$883
Oklahoma$1,014
United States$1,413
Typical yearly household income
Tuttle$103,994
Grady$75,419
Oklahoma$65,039
United States$80,734
See the full table
Tuttle next to Grady County and Oklahoma
Measure
Tuttle
Grady County
Oklahoma
U.S.
Typical home value
$320,500 ▲56% above the county
$205,800
$199,800
$332,700
Typical monthly rent
$1,016 ▲15% above the county
$883
$1,014
$1,413
Typical yearly household income
$103,994 ▲38% above the county
$75,419
$65,039
$80,734
Households that own their home
84% ▲9 points above the county
75%
66%
65%
Typical yearly property tax
$2,621 ▲87% above the county
$1,400
$1,599
$3,119
Effective property tax rate
0.82% ▲0.14 points above the county
0.68%
0.8%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Grady County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tuttle
For a typical $320,500 home in Tuttle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tuttle's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,626a month
Least cash to close
Down payment
$11,218
Cash to close
$20,833
Rate
7.18%
Mortgage insurance
FHA MIP · $142
Conventional, 5% down$2,567a month
Down payment
$16,025
Cash to close
$25,640
Rate
7.18%
Mortgage insurance
PMI · $152
Conventional, 20% down, no PMI$2,089a month
Down payment
$64,100
Cash to close
$73,715
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,386a month
Down payment
$48,075
Cash to close
$57,690
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tuttle
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,626
$11,218
$314,695
7.18%
FHA MIP · $142
$20,833
580
Conventional, 5% down
$2,567
$16,025
$304,475
7.18%
PMI · $152
$25,640
620*
Conventional, 20% down, no PMI
$2,089
$64,100
$256,400
7.18%
None
$73,715
620*
ITIN, 15% down (example)
$2,386
$48,075
$272,425
8.18%
None
$57,690
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tuttle is $1,016 a month: 15% above the county.
HUD publishes a fair market rent for all of Grady County, by unit size. To pay the 2-bedroom one ($1,011 a month) without spending more than 30% of your income, you would need to earn $19.44 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Grady County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$704
$13.54
$28,160
1 bedroom
$773
$14.87
$30,920
2 bedrooms
$1,011
$19.44
$40,440
3 bedrooms
$1,363
$26.21
$54,520
4 bedrooms
$1,690
$32.50
$67,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tuttle
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tuttle is in ZIP code 73089.
For 2 bedrooms it is $1,100: $89 more than the fair market rent for Grady County ($1,011).
Fair market rent by ZIP code and size in Tuttle, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
73089
$770
$840
$1,100
$1,480
$1,840
ZIP code2 bd3 bd
73089 $1,100$1,480
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tuttle when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists one building with rents for lower incomes in Tuttle.
Tuttle Ha412 E Bond, Tuttle 7308918 low-income homes · Run by Housing Authority of the Town of Tuttle · Average payment: $439 a month · Average wait: 18 months(405) 381-2721
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Grady County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Tuttle or Grady County. The ones below are statewide in Oklahoma: they work in Tuttle the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Tuttle or Grady County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tuttle and all of Grady County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tuttle?
The typical home value in Tuttle is $320,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Grady County it is $205,800.
How much does it cost to rent in Tuttle?
Typical rent in Tuttle is $1,016 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Grady County is $1,011.
What is the FHA loan limit in Tuttle?
Tuttle uses the FHA limit for all of Grady County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tuttle?
The typical homeowner in Tuttle pays $2,621 a year, according to the U.S. Census Bureau. That is 0.82% of the home’s value; in Grady County, the rate is 0.68%.
Where can I find free help to buy or rent in Tuttle?
We found no HUD-approved counseling agencies with an office in Grady County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
