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Renting · Section 8

Data from November 2026

Renting in Cleveland County, Oklahoma

Cleveland County has a HUD fair market rent of $1,264 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,167 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $24.31 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,264
a month, HUD, Fiscal year 2027
12% more than in Oklahoma
Typical rent
$1,167
a month, Census, Average 2020–2024
15% more than in Oklahoma
Wage needed
$24.31
an hour, 2 bedrooms
Or $50,560 a year, to spend no more than 30% of income on rent.
Rent-burdened households
48%
spend 30% or more of income on rent
4% more than in Oklahoma

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Cleveland County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Cleveland County has the 2nd highest typical rent of the 77 counties in Oklahoma ($1,167).

  2. Cleveland County has the highest typical rent in its area: $1,167, more than any of its 6 neighboring counties; next is Oklahoma County ($1,116).

  3. Cleveland County has the 6th highest typical household income of the 77 counties in Oklahoma ($77,068).

  4. Cleveland County has the 8th lowest homeownership rate of the 77 counties in Oklahoma (64%).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Cleveland County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Cleveland County was $1,396 a month in September 2026: 2.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $958 $18.42 $38,320
1 bedroom $1,040 $20.00 $41,600
2 bedrooms $1,264 $24.31 $50,560
3 bedrooms $1,713 $32.94 $68,520
4 bedrooms $1,923 $36.98 $76,920

HUD area: Oklahoma City, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 16 ZIP codes in Cleveland County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,090 in 73051 to $1,700 in 73170. 9 ZIP codes are above the county's fair market rent ($1,264).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Cleveland County, 48% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

48%

of renter households spend 30% or more of their income on rent.

42,157 households rent in Cleveland County

  • Spend half or more of their income 23%
  • Spend 30% or more, but less than half 25%
  • Spend less than 30% 52%

Compared with the state and the country

  • Cleveland 48%
  • Oklahoma 46%
  • United States 51%

Low-income apartments

Low-income apartments in Cleveland County

HUD lists 27 properties with homes for low-income households in Cleveland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
17
HUD-assisted
10
public housing
1

1,860 homes in all; 1,571 of them low-income, according to HUD.

  • Rose Rock Villa Eh Public housing 700 N Berry Rd, Norman 73069 173 low-income homes · Run by Housing Authority of the City of Norman · Average payment: $398 a month · Average wait: 5 months · (405) 329-0933
  • Regency Park Apts Tax credit (LIHTC) · HUD-assisted 2444 N Nottingham Way, Moore 73160 162 low-income homes · For families · (405) 794-5033
  • Emerald Greens Tax credit (LIHTC) 2809 Dewey Ave, Norman 73072 220 homes, 132 low-income · Studio: 1 · 1 bd: 69 · 2 bd: 149 · 3 bd: 1 · In service since 1998
  • Vicksburg Village HUD-assisted 200 Vicksburg Ave, Norman 73071 100 low-income homes · For families · (405) 360-6724
  • Chapel Ridge of Norman Tax credit (LIHTC) 1900 Renaissance Dr, Norman 73071 144 homes, 96 low-income · 1 bd: 48 · 2 bd: 56 · 3 bd: 40 · In service since 1999
  • Lyon's Estates Tax credit (LIHTC) 215 N Eastern Ave, Moore 73160 92 low-income homes · In service since 2005 · For families
  • Villa de Vey Tax credit (LIHTC) 1111 24th Ave SW, Norman 73069 92 homes, 91 low-income · 1 bd: 59 · 2 bd: 33 · In service since 2000
  • Garland Square of Norman II Tax credit (LIHTC) 201 Woodcrest Dr, Norman 73071 110 homes, 88 low-income · 1 bd: 48 · 2 bd: 38 · 3 bd: 24 · In service since 2002
  • Senior Cottages of Norman Tax credit (LIHTC) 2901 Oak Tree Ave, Norman 73072 84 low-income homes · 1 bd: 20 · 2 bd: 44 · 3 bd: 20 · In service since 1998
  • Garland Square of Norman Tax credit (LIHTC) 201 Woodcrest Dr, Norman 73071 100 homes, 78 low-income · 1 bd: 44 · 2 bd: 32 · 3 bd: 24 · In service since 2001
  • Brookstone Cottages of Norman Tax credit (LIHTC) 3751 Eagle Cliff Dr, Norman 73072 64 low-income homes · In service since 2005 · For older adults
  • Wyndam Place Senior Residences Tax credit (LIHTC) 301 Triad Village Dr, Norman 73071 54 low-income homes · 1 bd: 12 · 2 bd: 42 · In service since 2007 · For older adults
  • Bocage Apartments Tax credit (LIHTC) 909 Brandywine Ln, Norman 73071 58 homes, 48 low-income · 1 bd: 53 · 2 bd: 5 · In service since 2016 · For older adults
  • Northcliff Gardens HUD-assisted 1301 Northcliff Ave, Norman 73071 44 low-income homes · For older adults · (405) 579-1552
  • Willows/Pathways HUD-assisted 1351 High Meadows Dr, Norman 73071 41 low-income homes · For people with disabilities · (405) 364-1224
  • Langley Village Apartments HUD-assisted 300 N Turner Ave, Moore 73160 35 low-income homes · For older adults · (405) 794-4140
  • Forest Village Estates Tax credit (LIHTC) 3101 S Bryant Ave, Moore 73160 34 low-income homes · 2 bd: 34 · In service since 2016 · For older adults
  • Southwind Senior Village HUD-assisted 601 S 8th St, Noble 73068 29 low-income homes · For older adults · (405) 872-0700
  • Rose Rock Cottages Tax credit (LIHTC) 1014 Rose Rock Ln, Noble 73068 36 homes, 28 low-income · 1 bd: 10 · 2 bd: 28 · In service since 2014 · For older adults
  • Noble Senior Citizen HSNG. Auth.,inc HUD-assisted 606 E Maguire Rd, Noble 73068 26 homes, 25 low-income · For older adults · (405) 872-9442
  • McKinzie Gardens II HUD-assisted 970 N State Dr, Norman 73071 22 low-income homes · For people with disabilities · (405) 292-0692
  • McKinzie Gardens HUD-assisted 1000 State Dr, Norman 73071 17 low-income homes · For people with disabilities · (405) 292-0692
  • Langley Village II, Moore HUD-assisted 372 N Turner Ave, Moore 73160 16 low-income homes · For older adults · (405) 794-4140
  • Lexington Village Apts Tax credit (LIHTC) 405 NW 5th St, Lexington 73051 8 low-income homes · In service since 1993
  • 1000 NW 18th ST Tax credit (LIHTC) 1000 NW 18th St, Moore 73160 7 low-income homes
  • Duplex Tax credit (LIHTC) 407 W Eufaula St, Norman 73069 5 homes, 3 low-income
  • Lyons Estates Tax credit (LIHTC) 237 N Eastern Ave, Moore 73160 87 homes

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Cleveland County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Cleveland County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Oklahoma City, OK HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $20,450 $34,100 $54,500
2 people $23,400 $38,950 $62,300
3 people $27,320 $43,800 $70,100
4 people $33,000 $48,650 $77,850
5 people $38,680 $52,550 $84,100
6 people $44,360 $56,450 $90,350
7 people $50,040 $60,350 $96,550
8 people $55,720 $64,250 $102,800

Area median income: $97,300. HUD income limits by family size, Fiscal year 2026. Area: Oklahoma City, OK HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $862 – $1,054
  • 1 bedroom $936 – $1,144
  • 2 bedrooms $1,138 – $1,390
  • 3 bedrooms $1,542 – $1,884
  • 4 bedrooms $1,731 – $2,115

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Oklahoma

What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
45 days
Okla. Stat. tit. 41, §115(B)
If I fall behind on rent, what notice must I get?
5 days
Okla. Stat. tit. 41, §131(B)
How much notice ends a month-to-month rental?
30 days
Okla. Stat. tit. 41, §111(A)

Help

Where to get help with rent in Cleveland County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.

    319 SW 25th St, Oklahoma City · 20 miles away

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Neighborhood Housing Services Oklahoma City

    4101 N Classen Blvd Ste A, Oklahoma City · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
  • Chickasaw Nation Division of Housing

    111 Rosedale Rd, Ada · 46 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Cleveland County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,528

What you need before you get the keys.

What adds up

First month
$1,264
Security deposit
$1,264
Total
$2,528

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Cleveland County?

According to HUD (Fiscal year 2027): Studio: $958; 1 bedroom: $1,040; 2 bedrooms: $1,264; 3 bedrooms: $1,713; 4 bedrooms: $1,923. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Cleveland County?

Paying the 2-bedroom fair market rent ($1,264) without spending more than 30% of income takes $24.31 an hour full time, or $50,560 a year.

Who qualifies for Section 8 in Cleveland County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $48,650 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Cleveland County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,138 and $1,390 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Cleveland County?

For 2 bedrooms they run from $1,090 in 73051 to $1,700 in 73170. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Cleveland County?

HUD lists 27 properties with homes for low-income households in Cleveland County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Cleveland County?

HUD counts rent as a burden when it reaches 30% of income or more. In Cleveland County, 48% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).