Renting · Section 8
Data from November 2026
Renting in Muskogee County, Oklahoma
Muskogee County has a HUD fair market rent of $949 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $849 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.25 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $949
- a month, HUD, Fiscal year 2027
- 16% less than in Oklahoma
- Typical rent
- $849
- a month, Census, Average 2020–2024
- 16% less than in Oklahoma
- Wage needed
- $18.25
- an hour, 2 bedrooms
- Or $37,960 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 49%
- spend 30% or more of income on rent
- 5% more than in Oklahoma
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Muskogee County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Muskogee County was $1,048 a month in September 2026: 8.9% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $721 | $13.87 | $28,840 |
| 1 bedroom | $725 | $13.94 | $29,000 |
| 2 bedrooms | $949 | $18.25 | $37,960 |
| 3 bedrooms | $1,195 | $22.98 | $47,800 |
| 4 bedrooms | $1,363 | $26.21 | $54,520 |
HUD area: Muskogee County, OK. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 21 ZIP codes in Muskogee County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $920 in 74434 to $1,280 in 74423. 11 ZIP codes are above the county's fair market rent ($949).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 74401 | Muskogee County, OK | $730 | $730 | $960 | $1,210 | $1,380 |
|---|---|---|---|---|---|---|
| 74403 | Muskogee County, OK | $730 | $730 | $960 | $1,210 | $1,410 |
| 74403 | Tulsa, OK | $730 | $730 | $960 | $1,210 | $1,410 |
| 74422 | Muskogee County, OK | $990 | $990 | $1,280 | $1,640 | $1,910 |
| 74422 | Okmulgee County, OK | $990 | $990 | $1,280 | $1,640 | $1,910 |
| 74423 | Muskogee County, OK | $970 | $980 | $1,280 | $1,610 | $1,840 |
| 74434 | Cherokee County, OK | $700 | $710 | $920 | $1,160 | $1,300 |
| 74434 | Muskogee County, OK | $700 | $710 | $920 | $1,160 | $1,300 |
| 74434 | Tulsa, OK | $700 | $710 | $920 | $1,160 | $1,300 |
| 74436 | Muskogee County, OK | $740 | $750 | $970 | $1,240 | $1,410 |
| 74436 | Okmulgee County, OK | $740 | $750 | $970 | $1,240 | $1,410 |
| 74436 | Tulsa, OK | $740 | $750 | $970 | $1,240 | $1,410 |
| 74450 | McIntosh County, OK | $700 | $700 | $920 | $1,180 | $1,320 |
| 74450 | Muskogee County, OK | $700 | $700 | $920 | $1,180 | $1,320 |
| 74455 | McIntosh County, OK | $690 | $700 | $920 | $1,180 | $1,320 |
| 74455 | Muskogee County, OK | $690 | $700 | $920 | $1,180 | $1,320 |
| 74463 | Muskogee County, OK | $740 | $740 | $970 | $1,220 | $1,390 |
| 74468 | Muskogee County, OK | $710 | $720 | $940 | $1,180 | $1,350 |
| 74469 | McIntosh County, OK | $700 | $700 | $920 | $1,180 | $1,320 |
| 74469 | Muskogee County, OK | $700 | $700 | $920 | $1,180 | $1,320 |
| 74470 | Muskogee County, OK | $720 | $730 | $950 | $1,200 | $1,360 |
- 74401 · Muskogee County, OK $960$1,210
- 74403 · Muskogee County, OK $960$1,210
- 74403 · Tulsa, OK $960$1,210
- 74422 · Muskogee County, OK $1,280$1,640
- 74422 · Okmulgee County, OK $1,280$1,640
- 74423 · Muskogee County, OK $1,280$1,610
- 74434 · Cherokee County, OK $920$1,160
- 74434 · Muskogee County, OK $920$1,160
- 74434 · Tulsa, OK $920$1,160
- 74436 · Muskogee County, OK $970$1,240
- 74436 · Okmulgee County, OK $970$1,240
- 74436 · Tulsa, OK $970$1,240
- 74450 · McIntosh County, OK $920$1,180
- 74450 · Muskogee County, OK $920$1,180
- 74455 · McIntosh County, OK $920$1,180
- 74455 · Muskogee County, OK $920$1,180
- 74463 · Muskogee County, OK $970$1,220
- 74468 · Muskogee County, OK $940$1,180
- 74469 · McIntosh County, OK $920$1,180
- 74469 · Muskogee County, OK $920$1,180
- 74470 · Muskogee County, OK $950$1,200
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Muskogee County, 49% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
49%
of renter households spend 30% or more of their income on rent.
8,618 households rent in Muskogee County
- Spend half or more of their income 23%
- Spend 30% or more, but less than half 26%
- Spend less than 30% 51%
Compared with the state and the country
- Muskogee 49%
- Oklahoma 46%
- United States 51%
Low-income apartments
Low-income apartments in Muskogee County
HUD lists 25 properties with homes for low-income households in Muskogee County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 14
- HUD-assisted
- 8
- public housing
- 3
1,557 homes in all; 1,333 of them low-income, according to HUD.
- Green Country Village Public housing 2000 N 36th St, Muskogee 74401 200 low-income homes · Run by Housing Authority of the City of Muskogee · Average payment: $312 a month · Average wait: 12 months · (918) 687-6301
- Honor Heights Towers Public housing 300 N 40th St, Muskogee 74401 200 low-income homes · Run by Housing Authority of the City of Muskogee · Average payment: $298 a month · Average wait: 3 months · (918) 687-6301
- Fair Haven Manor Apartments HUD-assisted 500 Dayton St, Muskogee 74403 191 low-income homes · For older adults · (918) 682-4300
- Garden Walk of Fort Gibson Tax credit (LIHTC) 1200 Cedar Ridge Dr, Fort Gibson 74434 95 homes, 93 low-income · 1 bd: 36 · 2 bd: 36 · 3 bd: 23 · In service since 2001
- Austin Heights Apts Tax credit (LIHTC) 2113 N Main St, Muskogee 74401 72 low-income homes · 1 bd: 12 · 2 bd: 32 · 3 bd: 28 · In service since 2002
- Unnamed Public housing 308 W Hickory Ave, Fort Gibson 74434 64 low-income homes · Run by Housing Authority of the Town of Fort Gibson · Average payment: $359 a month · Average wait: 10 months · (918) 478-2051
- Keetoowah Village HUD-assisted 2909 Keetoowah Trl, Muskogee 74403 100 homes, 60 low-income · For families · (918) 683-5672
- Summer Ridge Apt Homes Tax credit (LIHTC) 231 Douglas St, Muskogee 74401 60 low-income homes · 1 bd: 42 · 2 bd: 18 · In service since 2001
- Muskogee Affordable Housing Scattered Site Tax credit (LIHTC) 1200 Meadowlane Dr, Muskogee 74401 59 low-income homes · In service since 2005 · For families
- Muskogee Affordable Housing Phase II Tax credit (LIHTC) 201 S O St, Muskogee 74403 51 low-income homes · 3 bd: 45 · 4 bd: 6 · In service since 2008 · For families, people experiencing homelessness
- Hilldale Springs Tax credit (LIHTC) 2400 Hilldale Springs Cir, Muskogee 74403 44 low-income homes · In service since 2005 · For families
- Surety Apts Tax credit (LIHTC) 117 N 3rd St, Muskogee 74401 37 low-income homes · 1 bd: 18 · 2 bd: 19 · In service since 2006 · For older adults
- Broadway Apts Tax credit (LIHTC) 348 E Broadway St, Muskogee 74403 36 low-income homes · In service since 1994
- Muskogee Arts District Homes, LP Tax credit (LIHTC) 407 S 5th St, Muskogee 74401 36 low-income homes · 2 bd: 8 · 3 bd: 28 · In service since 2016 · For people with disabilities
- Nehemiah Homes Tax credit (LIHTC) 2201 Wewoka St, Muskogee 74401 36 low-income homes · 3 bd: 36 · In service since 2007 · For families
- Azalea Terrace HUD-assisted 250 N 40th St, Muskogee 74401 23 low-income homes · For older adults · (918) 687-6301
- MARC Homes, Inc HUD-assisted 920 N 43rd St E, Muskogee 74403 22 low-income homes · For people with disabilities · (918) 683-8162
- Heritage Park Apartments HUD-assisted 2313 E Augusta Ave, Muskogee 74403 14 low-income homes · For people with disabilities · (918) 682-1244
- Fairview Terrace HUD-assisted 129 S 44th St, Muskogee 74401 13 low-income homes · For older adults · (918) 684-6090
- Incor Two HUD-assisted 920 N 43rd St E, Muskogee 74403 12 low-income homes · For people with disabilities · (918) 683-8162
- Westside Terrace HUD-assisted 139 S 44th St, Muskogee 74401 10 low-income homes · For people with disabilities · (918) 684-6090
- Old Fort Ceder Ridge Tax credit (LIHTC) 1200 Cedar Ridge Dr, Fort Gibson 74434 92 homes
- Timber Creek Tax credit (LIHTC) 1548 N 18th St, Muskogee 74401 41 homes
- The Manhattan Apts Tax credit (LIHTC) 323 W Broadway St, Muskogee 74401 27 homes
- South 25th Place Tax credit (LIHTC) 1200 S 24th St, Muskogee 74401 22 homes
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Muskogee County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Muskogee County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $15,960 | $26,600 | $42,500 |
| 2 people | $21,640 | $30,400 | $48,600 |
| 3 people | $27,320 | $34,200 | $54,650 |
| 4 people | $33,000 | $37,950 | $60,700 |
| 5 people | $38,680 | $41,000 | $65,600 |
| 6 people | $44,050 | $44,050 | $70,450 |
| 7 people | $47,100 | $47,100 | $75,300 |
| 8 people | $50,100 | $50,100 | $80,150 |
Area median income: $74,100. HUD income limits by family size, Fiscal year 2026. Area: Muskogee County, OK. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $649 – $793
- 1 bedroom $653 – $798
- 2 bedrooms $854 – $1,044
- 3 bedrooms $1,076 – $1,315
- 4 bedrooms $1,227 – $1,499
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the City of Muskogee Public housing and Section 8 vouchers · 974 vouchers · 400 public housing units (918) 687-6301 Housing Authority of the City of Muskogee: tara.goodman@muskogeehousing.org
- Housing Authority of the City of Stilwell Public housing and Section 8 vouchers · 32 vouchers · 80 public housing units (918) 696-2494 Housing Authority of the City of Stilwell: cheryl.eubanks@stilwellhousing.org
- Housing Authority of the Town of Fort Gibson Public housing and Section 8 vouchers · 47 vouchers · 64 public housing units (918) 478-2051 Housing Authority of the Town of Fort Gibson: ok118@sbcglobal.net
Housing agencies in Oklahoma Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Oklahoma
What Oklahoma law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 45 days
- Okla. Stat. tit. 41, §115(B)
- If I fall behind on rent, what notice must I get?
- 5 days
- Okla. Stat. tit. 41, §131(B)
- How much notice ends a month-to-month rental?
- 30 days
- Okla. Stat. tit. 41, §111(A)
Help
Where to get help with rent in Muskogee County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
-
Quickcert, Inc.
7122 S Sheridan Rd Ste 2, Tulsa · 42 miles away · Spanish
- Pre-purchase counseling
- Rental counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Muskogee County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Oklahoma, the average home bill was $132 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$1,898
What you need before you get the keys.
What adds up
- First month
- $949
- Security deposit
- $949
- Total
- $1,898
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Muskogee County?
According to HUD (Fiscal year 2027): Studio: $721; 1 bedroom: $725; 2 bedrooms: $949; 3 bedrooms: $1,195; 4 bedrooms: $1,363. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Muskogee County?
Paying the 2-bedroom fair market rent ($949) without spending more than 30% of income takes $18.25 an hour full time, or $37,960 a year.
Who qualifies for Section 8 in Muskogee County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $37,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Muskogee County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $854 and $1,044 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Muskogee County?
For 2 bedrooms they run from $920 in 74434 to $1,280 in 74423. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Muskogee County?
HUD lists 25 properties with homes for low-income households in Muskogee County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Muskogee County?
HUD counts rent as a burden when it reaches 30% of income or more. In Muskogee County, 49% of renter households are in that position; in Oklahoma, 46%, and nationwide, 51% (Average 2020–2024, Census).