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Renting · Section 8

Data from November 2026

Renting in Clermont County, Ohio

Clermont County has a HUD fair market rent of $1,442 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,107 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $27.73 an hour, full time.

Figure your move-in cash Section 8 here
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Fair market rent, 2 bedrooms
$1,442
a month, HUD, Fiscal year 2027
13% more than in Ohio
Typical rent
$1,107
a month, Census, Average 2020–2024
7% more than in Ohio
Wage needed
$27.73
an hour, 2 bedrooms
Or $57,680 a year, to spend no more than 30% of income on rent.
Rent-burdened households
40%
spend 30% or more of income on rent
13% less than in Ohio

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates

Only here

Renting in Clermont County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Among the neighboring counties, Highland County has the lowest typical rent ($780), 30% below the $1,107 in Clermont County.

  2. Clermont County has the 9th highest typical household income of the 88 counties in Ohio ($85,510).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Clermont County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Clermont County was $1,492 a month in September 2026: 3.7% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,052 $20.23 $42,080
1 bedroom $1,128 $21.69 $45,120
2 bedrooms $1,442 $27.73 $57,680
3 bedrooms $1,897 $36.48 $75,880
4 bedrooms $2,141 $41.17 $85,640

HUD area: Cincinnati, OH-KY-IN HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 19 ZIP codes in Clermont County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,010 in 45112 to $1,980 in 45147. 6 ZIP codes are above the county's fair market rent ($1,442).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Clermont County, 40% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

40%

of renter households spend 30% or more of their income on rent.

22,388 households rent in Clermont County

  • Spend half or more of their income 20%
  • Spend 30% or more, but less than half 21%
  • Spend less than 30% 60%

Compared with the state and the country

  • Clermont 40%
  • Ohio 46%
  • United States 51%

Low-income apartments

Low-income apartments in Clermont County

HUD lists 39 properties with homes for low-income households in Clermont County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
18
HUD-assisted
21
public housing
1

3,521 homes in all; 3,138 of them low-income, according to HUD.

  • Pebble Brooke Apts Tax credit (LIHTC) 1279 Pebble Brooke Trl, Milford 45150 260 low-income homes · 2 bd: 130 · 3 bd: 130 · In service since 2001
  • Stonebridge Tax credit (LIHTC) 1288 Pebble Brooke Trl, Milford 45150 260 low-income homes · In service since 2001
  • Bella Vista I HUD-assisted 350 University Ln, Batavia 45103 200 low-income homes · For families · (513) 732-2462
  • Beechwood Villas Apts Tax credit (LIHTC) 4700 Beechwood Rd, Cincinnati 45244 184 homes, 183 low-income · 1 bd: 74 · 2 bd: 86 · 3 bd: 24 · In service since 2008
  • Clermont Woods Public housing 610 Easter Rd, Bethel 45106 175 low-income homes · Run by Clermont Metropolitian Housing Authority · Average payment: $465 a month · Average wait: 13 months · (513) 732-6010
  • Stonelick Woods Apts Tax credit (LIHTC) 100 Stonelick Woods Dr, Batavia 45103 175 low-income homes · 3 bd: 175 · In service since 1996
  • Beechwood Villa (046-105ni) HUD-assisted 4706 Beechwood Rd, Cincinnati 45244 184 homes, 151 low-income · For families · (513) 528-2263
  • College Hill Apartments HUD-assisted 600 University Ln, Batavia 45103 150 low-income homes · For families · (513) 732-3804
  • Timber Creek Tax credit (LIHTC) 5400 N Timber Creek Dr, Milford 45150 128 low-income homes · 2 bd: 24 · 3 bd: 104 · In service since 1996
  • Country Lake Apts Tax credit (LIHTC) 200 Country Lake Dr, Goshen 45122 127 low-income homes · In service since 1994
  • Sem Villa I HUD-assisted 201 Mound Ave, Milford 45150 127 low-income homes · For older adults · (513) 831-3262
  • Thomaston Woods Tax credit (LIHTC) 1460 Thomaston Dr, Amelia 45102 100 low-income homes · 2 bd: 74 · 3 bd: 26 · In service since 2015
  • Owensville Commons HUD-assisted 263 W Main St, Owensville 45160 84 homes, 83 low-income · For older adults · (513) 732-6935
  • Mallard Glen Apts Tax credit (LIHTC) 27 Lori Ln, Amelia 45102 96 homes, 73 low-income · 2 bd: 80 · 3 bd: 16 · In service since 2001 · For older adults
  • Harbour Cove Tax credit (LIHTC) 520 Anchor Dr, Cincinnati 45255 66 low-income homes · 2 bd: 56 · 3 bd: 10 · In service since 1995
  • Oakwood Apartments HUD-assisted 1922 Oakbrook Pl, Milford 45150 65 low-income homes · For families · (513) 248-0111
  • Oakwood Apts Tax credit (LIHTC) 2116 Oakbrook Pl, Milford 45150 65 low-income homes · 3 bd: 48 · 4 bd: 17 · In service since 2001
  • Tabaleen Cove HUD-assisted 14 Tabaleen Cv, Milford 45150 60 homes, 59 low-income · For older adults · (513) 251-9661
  • Batavia Village HUD-assisted 4362 Armstrong Blvd, Batavia 45103 50 low-income homes · For families · (513) 732-3364
  • Lebanon Village HUD-assisted 101 Newlun Ct, Cincinnati 45244 50 low-income homes · For families · (513) 528-1284
  • Ahepa 127 HUD-assisted 14 Easley Dr, Milford 45150 48 low-income homes · For older adults · (513) 575-1820
  • Clermont Villa Tax credit (LIHTC) 371 E Main St, Owensville 45160 46 homes, 45 low-income · 1 bd: 12 · 2 bd: 22 · 3 bd: 12 · In service since 2007 · For families
  • Summerside Woods HUD-assisted 4584 Summerside Rd, Cincinnati 45244 45 low-income homes · For older adults · (513) 668-1700
  • Chaucer Square Apartments HUD-assisted 14 Lori Ln, Amelia 45102 40 low-income homes · For older adults · (513) 753-7086
  • Crossings of Amelia (THE) HUD-assisted 60 Amelia Olive Branch Rd, Amelia 45102 40 low-income homes · For older adults · (513) 947-1207
  • Loveland Station Senior Housing Tax credit (LIHTC) 101 S 3rd St, Loveland 45140 40 low-income homes · 1 bd: 10 · 3 bd: 30 · In service since 2015 · For older adults
  • ST. Marks - Milford Community HUD-assisted 5853 Buckwheat Rd, Milford 45150 40 low-income homes · For older adults · (513) 575-5021
  • Dimmitt Woods Tax credit (LIHTC) · HUD-assisted 611 College Dr, Batavia 45103 40 homes, 39 low-income · In service since 2013 · For older adults · (513) 724-1255
  • Steamboat Trails HUD-assisted 1221 Bethel New Richmond Rd, New Richmond 45157 40 homes, 39 low-income · For older adults · (513) 724-1255
  • Riverview Bluffs Tax credit (LIHTC) 112 River Valley Blvd, New Richmond 45157 40 homes, 36 low-income · 1 bd: 6 · 2 bd: 30 · In service since 2006 · For older adults
  • Lytle Trace HUD-assisted 299 Lytle Ave, Williamsburg 45176 36 low-income homes · For older adults · (513) 724-3358
  • Clermont Villa HUD-assisted 371 W Main St, Owensville 45160 46 homes, 35 low-income · For families · (513) 732-3855
  • Obannon Terrace HUD-assisted 6716 State Route 132, Goshen 45122 36 homes, 35 low-income · For older adults · (513) 575-9946
  • Harmony Senior Village Tax credit (LIHTC) 175 N 8th St, Williamsburg 45176 30 low-income homes · 2 bd: 30 · In service since 2007 · For older adults
  • Garrison Place HUD-assisted 1000 Elm St, Felicity 45120 28 homes, 27 low-income · For older adults · (513) 876-3590
  • Thomaston Meadows HUD-assisted 1401 Thomaston Dr, Amelia 45102 13 low-income homes · For older adults · (513) 752-1588
  • Williamsburg Housing Tax credit (LIHTC) 421 W Main St, Williamsburg 45176 3 low-income homes · In service since 1993
  • Ashton Pointe Tax credit (LIHTC) 1800 Stonelick Woods Ct, Batavia 45103 176 homes
  • Marcliff Country Lake Apts Tax credit (LIHTC) 1500 Country Lake Cir, Goshen 45122 128 homes

One property has two programs at the same address and appears once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Clermont County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Clermont County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
People Extremely low (30%) Very low (50%) Low
$23,100 $38,500 $61,550
$26,400 $44,000 $70,350
$29,700 $49,500 $79,150
$33,000 $54,950 $87,900
$38,680 $59,350 $94,950
$44,360 $63,750 $102,000
$50,040 $68,150 $109,000
$55,720 $72,550 $116,050

Area median income: $109,900. HUD income limits by family size, Fiscal year 2026. Area: Cincinnati, OH-KY-IN HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $947 – $1,157
  • 1 bedroom $1,015 – $1,241
  • 2 bedrooms $1,298 – $1,586
  • 3 bedrooms $1,707 – $2,087
  • 4 bedrooms $1,927 – $2,355

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Ohio Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Ohio

What Ohio law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

When must they return my deposit?
30 days
Ohio Rev. Code §5321.16(B)
If I fall behind on rent, what notice must I get?
3 days
Ohio Rev. Code §1923.04(A)
How much notice ends a month-to-month rental?
30 days
Ohio Rev. Code §5321.17(B)
  • Only a court order can remove youOhio Rev. Code §5321.15(A)
  • Protection from retaliationOhio Rev. Code §5321.02(A)

Help

Where to get help with rent in Clermont County

This is the nearest HUD-approved agency. They counsel for free or at low cost.

  • Home Ownership Center of Greater Cincinnati

    2820 Vernon Pl, Cincinnati · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (513) 961-2800
See every agency in Ohio Find legal aid (lsc.gov)

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Clermont County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Ohio, the average home bill was $135 a month in 2024 (EIA). See electricity and gas costs

Open the full tool

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,884

What you need before you get the keys.

What adds up

First month
$1,442
Security deposit
$1,442
Total
$2,884

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.
Guide: the security depositGuide: avoiding rental scamsFamily budgetHow much rent can I afford?

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Clermont County?

According to HUD (Fiscal year 2027): Studio: $1,052; 1 bedroom: $1,128; 2 bedrooms: $1,442; 3 bedrooms: $1,897; 4 bedrooms: $2,141. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Clermont County?

Paying the 2-bedroom fair market rent ($1,442) without spending more than 30% of income takes $27.73 an hour full time, or $57,680 a year.

Who qualifies for Section 8 in Clermont County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $54,950 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Clermont County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,298 and $1,586 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Clermont County?

For 2 bedrooms they run from $1,010 in 45112 to $1,980 in 45147. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Clermont County?

HUD lists 39 properties with homes for low-income households in Clermont County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Clermont County?

HUD counts rent as a burden when it reaches 30% of income or more. In Clermont County, 40% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).