Renting · Section 8
Data from November 2026
Renting in Adams County, Ohio
Adams County has a HUD fair market rent of $1,003 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $732 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $19.29 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,003
- a month, HUD, Fiscal year 2027
- 21% less than in Ohio
- Typical rent
- $732
- a month, Census, Average 2020–2024
- 29% less than in Ohio
- Wage needed
- $19.29
- an hour, 2 bedrooms
- Or $40,120 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 58%
- spend 30% or more of income on rent
- 26% more than in Ohio
Only here
Renting in Adams County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Adams County has the largest share of rent-burdened renters of the 87 counties in Ohio with this figure: 58%.
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Adams County has the 2nd lowest typical household income of the 88 counties in Ohio ($50,264).
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Adams County has the lowest typical rent in its area: $732, less than any of its 6 neighboring counties; next is Scioto County ($742).
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Adams County has the 5th lowest typical rent of the 88 counties in Ohio ($732).
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14% of households in Adams County have no internet at home, against 7% in Ohio.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Adams County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $758 | $14.58 | $30,320 |
| 1 bedroom | $849 | $16.33 | $33,960 |
| 2 bedrooms | $1,003 | $19.29 | $40,120 |
| 3 bedrooms | $1,251 | $24.06 | $50,040 |
| 4 bedrooms | $1,318 | $25.35 | $52,720 |
HUD area: Adams County, OH. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 19 ZIP codes in Adams County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,000 in 45105 to $1,240 in 45684. 9 ZIP codes are above the county's fair market rent ($1,003).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 45105 | Adams County, OH | $760 | $850 | $1,000 | $1,250 | $1,320 |
|---|---|---|---|---|---|---|
| 45144 | Adams County, OH | $760 | $850 | $1,000 | $1,260 | $1,530 |
| 45144 | Brown County, OH | $760 | $850 | $1,000 | $1,260 | $1,530 |
| 45616 | Adams County, OH | $760 | $850 | $1,000 | $1,250 | $1,320 |
| 45616 | Scioto County, OH | $760 | $850 | $1,000 | $1,250 | $1,320 |
| 45618 | Adams County, OH | $760 | $850 | $1,000 | $1,250 | $1,320 |
| 45650 | Adams County, OH | $800 | $900 | $1,070 | $1,360 | $1,460 |
| 45660 | Adams County, OH | $790 | $870 | $1,050 | $1,300 | $1,380 |
| 45660 | Highland County, OH | $790 | $870 | $1,050 | $1,300 | $1,380 |
| 45660 | Pike County, OH | $790 | $870 | $1,050 | $1,300 | $1,380 |
| 45660 | Scioto County, OH | $790 | $870 | $1,050 | $1,300 | $1,380 |
| 45679 | Adams County, OH | $930 | $1,050 | $1,240 | $1,540 | $1,630 |
| 45679 | Highland County, OH | $930 | $1,050 | $1,240 | $1,540 | $1,630 |
| 45684 | Adams County, OH | $880 | $1,020 | $1,240 | $1,630 | $1,780 |
| 45684 | Scioto County, OH | $880 | $1,020 | $1,240 | $1,630 | $1,780 |
| 45693 | Adams County, OH | $760 | $850 | $1,000 | $1,250 | $1,320 |
| 45697 | Adams County, OH | $770 | $850 | $1,000 | $1,280 | $1,530 |
| 45697 | Brown County, OH | $770 | $850 | $1,000 | $1,280 | $1,530 |
| 45697 | Highland County, OH | $770 | $850 | $1,000 | $1,280 | $1,530 |
- 45105 · Adams County, OH $1,000$1,250
- 45144 · Adams County, OH $1,000$1,260
- 45144 · Brown County, OH $1,000$1,260
- 45616 · Adams County, OH $1,000$1,250
- 45616 · Scioto County, OH $1,000$1,250
- 45618 · Adams County, OH $1,000$1,250
- 45650 · Adams County, OH $1,070$1,360
- 45660 · Adams County, OH $1,050$1,300
- 45660 · Highland County, OH $1,050$1,300
- 45660 · Pike County, OH $1,050$1,300
- 45660 · Scioto County, OH $1,050$1,300
- 45679 · Adams County, OH $1,240$1,540
- 45679 · Highland County, OH $1,240$1,540
- 45684 · Adams County, OH $1,240$1,630
- 45684 · Scioto County, OH $1,240$1,630
- 45693 · Adams County, OH $1,000$1,250
- 45697 · Adams County, OH $1,000$1,280
- 45697 · Brown County, OH $1,000$1,280
- 45697 · Highland County, OH $1,000$1,280
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Adams County, 58% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
58%
of renter households spend 30% or more of their income on rent.
2,954 households rent in Adams County
- Spend half or more of their income 25%
- Spend 30% or more, but less than half 32%
- Spend less than 30% 42%
Compared with the state and the country
- Adams 58%
- Ohio 46%
- United States 51%
Low-income apartments
Low-income apartments in Adams County
HUD lists 18 properties with homes for low-income households in Adams County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 7
- HUD-assisted
- 12
- public housing
- 2
523 homes in all; 514 of them low-income, according to HUD.
- Adams Apartments Public housing 50 E 8th Ave, Peebles 45660 71 low-income homes · Run by Adams Metropolitian Housing Authority · Average payment: $346 a month · Average wait: 16 months · (937) 549-2648
- Adams Apartments Public housing 900 Cemetery St, Manchester 45144 70 low-income homes · Run by Adams Metropolitian Housing Authority · Average payment: $426 a month · Average wait: 6 months · (937) 549-2648
- Oakdale Estates HUD-assisted 222 Rice Dr, West Union 45693 49 low-income homes · For families · (937) 544-9899
- Webster Green/Webster Glen Tax credit (LIHTC) 671 Shaker Run Rd, Peebles 45660 48 low-income homes · 2 bd: 16 · 3 bd: 16 · 4 bd: 16 · In service since 2007 · For families
- Timber Ridge HUD-assisted 50 Timber Rdg, West Union 45693 48 homes, 47 low-income · For families · (419) 526-0466
- Oakdale Estates Tax credit (LIHTC) · HUD-assisted 310 Rice Dr, West Union 45693 46 homes, 45 low-income · In service since 2014 · For older adults, families · (937) 544-5690
- SWP Homes Tax credit (LIHTC) · HUD-assisted 1520 Dorsey Rd, Winchester 45697 30 homes, 29 low-income · 3 bd: 20 · In service since 2000 · For older adults · (937) 695-0144
- Village Square Apts Tax credit (LIHTC) · HUD-assisted 185 N Main St, Peebles 45660 30 homes, 29 low-income · 1 bd: 8 · 2 bd: 21 · In service since 1997 · (740) 253-1752
- Fawn Haven Village Tax credit (LIHTC) 507 W 6th St, Manchester 45144 28 low-income homes · In service since 1994
- Shawnee Meadows Tax credit (LIHTC) 6674 Tri County Rd, Seaman 45679 24 low-income homes · In service since 1994
- Stableford Crossing Tax credit (LIHTC) 265 S West St, West Union 45693 18 low-income homes · 1 bd: 17 · 2 bd: 1 · In service since 2008 · For older adults
- Adams County Apartments HUD-assisted 230 Spruce Ln, West Union 45693 13 low-income homes · For people with disabilities · (937) 544-8116
- Joshua Manor of Peebles HUD-assisted 91 Simmons Ave, Peebles 45660 13 low-income homes · For older adults · (937) 378-6041
- Mariaview Apartments HUD-assisted 302 Spruce Ln, West Union 45693 10 low-income homes · For older adults · (937) 378-6041
- Leslie Haven HUD-assisted 374 Spruce Ln, West Union 45693 10 homes, 5 low-income · For older adults
- Erin House Apartments HUD-assisted 1470 Dorsey Rd, Winchester 45697 5 low-income homes · For older adults · (937) 378-6041
- Graces Way HUD-assisted 350 Spruce Ln, West Union 45693 5 low-income homes · For older adults · (937) 378-6041
- Vintage Square Apartments HUD-assisted 282 Spruce Ln, West Union 45693 5 low-income homes · For older adults · (937) 378-6041
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Adams County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Adams County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $18,450 | $30,700 | $49,150 |
| 2 people | $21,640 | $35,100 | $56,150 |
| 3 people | $27,320 | $39,500 | $63,150 |
| 4 people | $33,000 | $43,850 | $70,150 |
| 5 people | $38,680 | $47,400 | $75,800 |
| 6 people | $44,360 | $50,900 | $81,400 |
| 7 people | $50,040 | $54,400 | $87,000 |
| 8 people | $55,720 | $57,900 | $92,600 |
Area median income: $67,200. HUD income limits by family size, Fiscal year 2026. Area: Adams County, OH. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $682 – $834
- 1 bedroom $764 – $934
- 2 bedrooms $903 – $1,103
- 3 bedrooms $1,126 – $1,376
- 4 bedrooms $1,186 – $1,450
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Adams Metropolitian Housing Authority Public housing and Section 8 vouchers · 297 vouchers · 141 public housing units (937) 549-2648 Adams Metropolitian Housing Authority: sherry_barr@adamshousing.org
Housing agencies in Ohio Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Ohio
What Ohio law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- When must they return my deposit?
- 30 days
- Ohio Rev. Code §5321.16(B)
- If I fall behind on rent, what notice must I get?
- 3 days
- Ohio Rev. Code §1923.04(A)
- How much notice ends a month-to-month rental?
- 30 days
- Ohio Rev. Code §5321.17(B)
- Only a court order can remove youOhio Rev. Code §5321.15(A)
- Protection from retaliationOhio Rev. Code §5321.02(A)
Help
Where to get help with rent in Adams County
This is the nearest HUD-approved agency. They counsel for free or at low cost.
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Home Ownership Center of Greater Cincinnati
2820 Vernon Pl, Cincinnati · 59 miles away
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Adams County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Ohio, the average home bill was $135 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,006
What you need before you get the keys.
What adds up
- First month
- $1,003
- Security deposit
- $1,003
- Total
- $2,006
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Adams County?
According to HUD (Fiscal year 2027): Studio: $758; 1 bedroom: $849; 2 bedrooms: $1,003; 3 bedrooms: $1,251; 4 bedrooms: $1,318. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Adams County?
Paying the 2-bedroom fair market rent ($1,003) without spending more than 30% of income takes $19.29 an hour full time, or $40,120 a year.
Who qualifies for Section 8 in Adams County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $43,850 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Adams County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $903 and $1,103 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Adams County?
For 2 bedrooms they run from $1,000 in 45105 to $1,240 in 45684. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Adams County?
HUD lists 18 properties with homes for low-income households in Adams County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Adams County?
HUD counts rent as a burden when it reaches 30% of income or more. In Adams County, 58% of renter households are in that position; in Ohio, 46%, and nationwide, 51% (Average 2020–2024, Census).