Renting · Section 8
Data from November 2026
Renting in Ulster County, New York
Ulster County has a HUD fair market rent of $1,878 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,425 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $36.12 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,878
- a month, HUD, Fiscal year 2027
- 22% less than in New York
- Typical rent
- $1,425
- a month, Census, Average 2020–2024
- 12% less than in New York
- Wage needed
- $36.12
- an hour, 2 bedrooms
- Or $75,120 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 57%
- spend 30% or more of income on rent
- 10% more than in New York
Only here
Renting in Ulster County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Nearby, in Delaware County, the typical rent is $880: 38% less than in Ulster County ($1,425).
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Ulster County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Ulster County was $2,015 a month in September 2026: 4.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,308 | $25.15 | $52,320 |
| 1 bedroom | $1,436 | $27.62 | $57,440 |
| 2 bedrooms | $1,878 | $36.12 | $75,120 |
| 3 bedrooms | $2,282 | $43.88 | $91,280 |
| 4 bedrooms | $2,468 | $47.46 | $98,720 |
HUD area: Kingston, NY MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 66 ZIP codes in Ulster County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,640 in 12404 to $2,820 in 12481. 39 ZIP codes are above the county's fair market rent ($1,878).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 12401 | Kingston, NY | $1,410 | $1,550 | $2,030 | $2,470 | $2,670 |
|---|---|---|---|---|---|---|
| 12404 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12406 | Delaware County, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12406 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12409 | Kingston, NY | $1,320 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12410 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12411 | Kingston, NY | $1,310 | $1,440 | $1,890 | $2,290 | $2,480 |
| 12412 | Kingston, NY | $1,600 | $1,760 | $2,290 | $2,790 | $3,020 |
| 12416 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12417 | Kingston, NY | $1,520 | $1,670 | $2,180 | $2,650 | $2,870 |
| 12419 | Kingston, NY | $1,360 | $1,500 | $1,960 | $2,380 | $2,580 |
| 12420 | Kingston, NY | $1,230 | $1,350 | $1,760 | $2,170 | $2,320 |
| 12428 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12429 | Kingston, NY | $1,390 | $1,530 | $2,000 | $2,430 | $2,630 |
| 12432 | Kingston, NY | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 |
| 12433 | Kingston, NY | $1,650 | $1,810 | $2,370 | $2,880 | $3,110 |
| 12435 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12435 | Sullivan County, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12440 | Kingston, NY | $1,310 | $1,430 | $1,870 | $2,270 | $2,460 |
| 12443 | Kingston, NY | $1,180 | $1,270 | $1,660 | $2,030 | $2,180 |
| 12446 | Kingston, NY | $1,180 | $1,270 | $1,660 | $2,030 | $2,180 |
| 12448 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12449 | Kingston, NY | $1,580 | $1,740 | $2,270 | $2,760 | $2,980 |
| 12453 | Kingston, NY | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 |
| 12456 | Kingston, NY | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 |
| 12457 | Kingston, NY | $1,430 | $1,570 | $2,050 | $2,490 | $2,690 |
| 12458 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12458 | Sullivan County, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12461 | Kingston, NY | $1,920 | $2,110 | $2,760 | $3,350 | $3,630 |
| 12464 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12465 | Delaware County, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12465 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12466 | Kingston, NY | $1,620 | $1,780 | $2,330 | $2,830 | $3,060 |
| 12471 | Kingston, NY | $1,440 | $1,580 | $2,070 | $2,510 | $2,720 |
| 12472 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12475 | Kingston, NY | $1,440 | $1,470 | $1,930 | $2,370 | $2,580 |
| 12477 | Greene County, NY | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 |
| 12477 | Kingston, NY | $1,180 | $1,290 | $1,690 | $2,050 | $2,220 |
| 12481 | Kingston, NY | $1,960 | $2,160 | $2,820 | $3,430 | $3,710 |
| 12484 | Kingston, NY | $1,390 | $1,530 | $2,000 | $2,420 | $2,620 |
| 12486 | Kingston, NY | $1,540 | $1,630 | $2,150 | $2,650 | $2,840 |
| 12487 | Kingston, NY | $1,390 | $1,530 | $2,000 | $2,430 | $2,630 |
| 12489 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12490 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12491 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12493 | Kingston, NY | $1,520 | $1,660 | $2,180 | $2,640 | $2,860 |
| 12494 | Kingston, NY | $1,600 | $1,750 | $2,280 | $2,800 | $3,020 |
| 12495 | Kingston, NY | $1,310 | $1,440 | $1,880 | $2,280 | $2,470 |
| 12498 | Kingston, NY | $1,600 | $1,760 | $2,300 | $2,800 | $3,020 |
| 12515 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12525 | Kingston, NY | $1,480 | $1,620 | $2,120 | $2,580 | $2,790 |
| 12528 | Kingston, NY | $1,530 | $1,670 | $2,190 | $2,660 | $2,880 |
| 12542 | Kingston, NY | $1,630 | $1,800 | $2,350 | $2,860 | $3,090 |
| 12542 | Kiryas Joel-Poughkeepsie-Newburgh, NY | $1,630 | $1,800 | $2,350 | $2,860 | $3,090 |
| 12547 | Kingston, NY | $1,890 | $2,070 | $2,710 | $3,290 | $3,560 |
| 12548 | Kingston, NY | $1,350 | $1,440 | $1,890 | $2,330 | $2,500 |
| 12561 | Kingston, NY | $1,500 | $1,640 | $2,150 | $2,610 | $2,830 |
| 12566 | Kingston, NY | $1,410 | $1,560 | $2,010 | $2,510 | $2,670 |
| 12566 | Kiryas Joel-Poughkeepsie-Newburgh, NY | $1,410 | $1,560 | $2,010 | $2,510 | $2,670 |
| 12566 | Sullivan County, NY | $1,410 | $1,560 | $2,010 | $2,510 | $2,670 |
| 12589 | Kingston, NY | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 |
| 12589 | Kiryas Joel-Poughkeepsie-Newburgh, NY | $1,230 | $1,400 | $1,790 | $2,260 | $2,430 |
| 12725 | Kingston, NY | $1,260 | $1,370 | $1,790 | $2,210 | $2,370 |
| 12725 | Sullivan County, NY | $1,260 | $1,370 | $1,790 | $2,210 | $2,370 |
| 12740 | Kingston, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
| 12740 | Sullivan County, NY | $1,180 | $1,250 | $1,640 | $2,030 | $2,170 |
- 12401 · Kingston, NY $2,030$2,470
- 12404 · Kingston, NY $1,640$2,030
- 12406 · Delaware County, NY $1,640$2,030
- 12406 · Kingston, NY $1,640$2,030
- 12409 · Kingston, NY $1,880$2,280
- 12410 · Kingston, NY $1,880$2,280
- 12411 · Kingston, NY $1,890$2,290
- 12412 · Kingston, NY $2,290$2,790
- 12416 · Kingston, NY $1,880$2,280
- 12417 · Kingston, NY $2,180$2,650
- 12419 · Kingston, NY $1,960$2,380
- 12420 · Kingston, NY $1,760$2,170
- 12428 · Kingston, NY $1,640$2,030
- 12429 · Kingston, NY $2,000$2,430
- 12432 · Kingston, NY $1,690$2,050
- 12433 · Kingston, NY $2,370$2,880
- 12435 · Kingston, NY $1,640$2,030
- 12435 · Sullivan County, NY $1,640$2,030
- 12440 · Kingston, NY $1,870$2,270
- 12443 · Kingston, NY $1,660$2,030
- 12446 · Kingston, NY $1,660$2,030
- 12448 · Kingston, NY $1,880$2,280
- 12449 · Kingston, NY $2,270$2,760
- 12453 · Kingston, NY $1,690$2,050
- 12456 · Kingston, NY $1,690$2,050
- 12457 · Kingston, NY $2,050$2,490
- 12458 · Kingston, NY $1,640$2,030
- 12458 · Sullivan County, NY $1,640$2,030
- 12461 · Kingston, NY $2,760$3,350
- 12464 · Kingston, NY $1,640$2,030
- 12465 · Delaware County, NY $1,880$2,280
- 12465 · Kingston, NY $1,880$2,280
- 12466 · Kingston, NY $2,330$2,830
- 12471 · Kingston, NY $2,070$2,510
- 12472 · Kingston, NY $1,640$2,030
- 12475 · Kingston, NY $1,930$2,370
- 12477 · Greene County, NY $1,690$2,050
- 12477 · Kingston, NY $1,690$2,050
- 12481 · Kingston, NY $2,820$3,430
- 12484 · Kingston, NY $2,000$2,420
- 12486 · Kingston, NY $2,150$2,650
- 12487 · Kingston, NY $2,000$2,430
- 12489 · Kingston, NY $1,640$2,030
- 12490 · Kingston, NY $1,880$2,280
- 12491 · Kingston, NY $1,880$2,280
- 12493 · Kingston, NY $2,180$2,640
- 12494 · Kingston, NY $2,280$2,800
- 12495 · Kingston, NY $1,880$2,280
- 12498 · Kingston, NY $2,300$2,800
- 12515 · Kingston, NY $1,640$2,030
- 12525 · Kingston, NY $2,120$2,580
- 12528 · Kingston, NY $2,190$2,660
- 12542 · Kingston, NY $2,350$2,860
- 12542 · Kiryas Joel-Poughkeepsie-Newburgh, NY $2,350$2,860
- 12547 · Kingston, NY $2,710$3,290
- 12548 · Kingston, NY $1,890$2,330
- 12561 · Kingston, NY $2,150$2,610
- 12566 · Kingston, NY $2,010$2,510
- 12566 · Kiryas Joel-Poughkeepsie-Newburgh, NY $2,010$2,510
- 12566 · Sullivan County, NY $2,010$2,510
- 12589 · Kingston, NY $1,790$2,260
- 12589 · Kiryas Joel-Poughkeepsie-Newburgh, NY $1,790$2,260
- 12725 · Kingston, NY $1,790$2,210
- 12725 · Sullivan County, NY $1,790$2,210
- 12740 · Kingston, NY $1,640$2,030
- 12740 · Sullivan County, NY $1,640$2,030
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Ulster County, 57% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
57%
of renter households spend 30% or more of their income on rent.
22,354 households rent in Ulster County
- Spend half or more of their income 33%
- Spend 30% or more, but less than half 24%
- Spend less than 30% 43%
Compared with the state and the country
- Ulster 57%
- New York 52%
- United States 51%
Low-income apartments
Low-income apartments in Ulster County
HUD lists 38 properties with homes for low-income households in Ulster County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 27
- HUD-assisted
- 11
- public housing
- 1
2,005 homes in all; 1,732 of them low-income, according to HUD.
- Seven Greens Apartments Tax credit (LIHTC) · HUD-assisted 120 Lawrenceville St, Kingston 12401 149 homes, 144 low-income · Studio: 1 · 1 bd: 147 · 2 bd: 1 · For older adults
- Broadway East Town Homes Tax credit (LIHTC) 3 Garraghan Dr, Kingston 12401 122 low-income homes · Studio: 8 · 1 bd: 20 · 2 bd: 74 · 3 bd: 20 · In service since 2006 · For families
- New Paltz Family Housing HUD-assisted 901 Meadowbrook Cir, New Paltz 12561 101 homes, 100 low-income · For families
- Mill at Saugerties Tax credit (LIHTC) 87 E Bridge St, Saugerties 12477 89 low-income homes · Studio: 14 · 1 bd: 75 · In service since 2000
- Ulster Gardens II Tax credit (LIHTC) 3101 Ulster Gardens Ct, Kingston 12401 82 low-income homes · 1 bd: 76 · 2 bd: 5 · 3 bd: 1 · In service since 2016 · For older adults, people with disabilities, families
- Birchwood Village Tax credit (LIHTC) 174 Flatbush Ave, Kingston 12401 80 low-income homes · 2 bd: 44 · 3 bd: 36 · In service since 2005 · For families
- Birches at Chambers Tax credit (LIHTC) 3000 Maple LN, Kingston 12401 67 homes, 66 low-income · 1 bd: 52 · 2 bd: 14 · 3 bd: 1 · In service since 2010 · For older adults
- Chambers Court Tax credit (LIHTC) 316 Chambers Dr, Kingston 12401 64 low-income homes · 1 bd: 52 · 2 bd: 12 · In service since 2005 · For older adults
- Public Housing Complex Public housing 199 Canal St, Ellenville 12428 64 low-income homes · Run by Ellenville Housing Authority · Average payment: $632 a month · Homes at several sites · (845) 647-8686
- Saugerties Senior Citizen Housing HUD-assisted 155 Main St, Saugerties 12477 63 homes, 62 low-income · For older adults
- Birches at Saugerties Tax credit (LIHTC) 300 The Birches, Saugerties 12477 60 low-income homes · 1 bd: 52 · 2 bd: 8 · In service since 2006 · For older adults
- Ellenville Senior Housing Tax credit (LIHTC) 15 Healthy Way, Ellenville 12428 56 low-income homes · 1 bd: 56 · In service since 2008 · For older adults, people with disabilities
- Lace Factory Tax credit (LIHTC) 165 Cornell St, Kingston 12401 55 low-income homes · Studio: 5 · 1 bd: 32 · 2 bd: 17 · 3 bd: 1 · In service since 2015
- Canal Lock Apartments HUD-assisted 110 Center St, Ellenville 12428 52 homes, 51 low-income · For families
- Golden View Tax credit (LIHTC) 52 Domenica Ln, Highland 12528 51 low-income homes · 1 bd: 51 · In service since 2007 · For older adults, people with disabilities
- Stuyvesant Charter HUD-assisted 66 Sheehan Ct, Kingston 12401 120 homes, 48 low-income · For families
- Barclay Heights HUD-assisted 13 Village Dr Stop 1, Saugerties 12477 49 homes, 48 low-income · For older adults
- Rupco Energy Square Tax credit (LIHTC) 20 Cedar St, Kingston 12401 57 homes, 47 low-income · Studio: 2 · 1 bd: 37 · 2 bd: 5 · 3 bd: 3 · In service since 2020 · For people experiencing homelessness
- Milton Harvest Tax credit (LIHTC) 48 Josies Path, Milton 12547 47 low-income homes · 1 bd: 47 · In service since 2011 · For older adults, people with disabilities
- Ellenville III Senior Housing Tax credit (LIHTC) 19 Healthy Way, Ellenville 12428 45 low-income homes · 1 bd: 44 · 2 bd: 1 · In service since 2011 · For older adults, people with disabilities
- Jenny's Garden Tax credit (LIHTC) 25 Gerentine Way, Marlborough 12542 44 low-income homes · 1 bd: 44 · In service since 1998 · For older adults
- Ellenville Senior Housing II Tax credit (LIHTC) 17 Healthy Way, Ellenville 12428 42 low-income homes · 1 bd: 42 · In service since 2010 · For older adults, people with disabilities
- Brigham Senior Housing Tax credit (LIHTC) 105 Oneil St, Kingston 12401 40 low-income homes · 1 bd: 38 · 3 bd: 2 · In service since 2001 · For older adults
- Park Heights Tax credit (LIHTC) 1033 Route 32, Rosendale 12472 40 low-income homes · 1 bd: 40 · In service since 1999 · For older adults, people experiencing homelessness
- Ellenville Senior Apts Tax credit (LIHTC) 91 Center St, Ellenville 12428 32 low-income homes · 1 bd: 30 · 2 bd: 2 · In service since 2003 · For older adults
- Two Plus Four Construction Co Tax credit (LIHTC) 189 Third St, Wallkill 12589 24 low-income homes · 1 bd: 24 · In service since 2001 · For older adults
- Woodstock Meadows Tax credit (LIHTC) 16 Woodstock Meadows Ln, Woodstock 12498 24 low-income homes · 1 bd: 24 · In service since 1991 · For older adults, people with disabilities
- WB Huegenot Park Apts Tax credit (LIHTC) 45 N Chestnut St, New Paltz 12561 24 homes, 23 low-income · 1 bd: 23 · In service since 1991 · For older adults
- Jenny's Garden II Tax credit (LIHTC) 19 Gerentine Way, Marlborough 12542 22 low-income homes · 1 bd: 22 · In service since 2004 · For older adults
- Tongore Pines HUD-assisted 21 Fox Ln, Olivebridge 12461 19 low-income homes · For older adults
- Ulster Accessible Apartments HUD-assisted 194 Hasbrouck Ave, Port Ewen 12466 13 low-income homes · For older adults
- Community Residence for the Handicapped of Ulster HUD-assisted 57 Summer St, Kingston 12401 10 low-income homes · For people with disabilities
- ARC Apartments Inc. HUD-assisted 10 Cedar Ln, Saugerties 12477 8 low-income homes · For people with disabilities
- Independent Living Apartments HUD-assisted 78 Lake Rd, Lake Katrine 12449 8 low-income homes · For people with disabilities
- Jansen Ave Tax credit (LIHTC) 25 Jansen Ave, Kingston 12401 2 low-income homes · 2 bd: 2 · In service since 1991 · For older adults
- Ulster Gardens Tax credit (LIHTC) 2000 Ulster Gardens Ct, Kingston 12401 82 homes · In service since 2014
- The Birches at Chambers Tax credit (LIHTC) Maple LN, Kingston 12401 66 homes
- Glusker Gardens Tax credit (LIHTC) 93 Center St, Ellenville 12428 32 homes
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Ulster County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Ulster County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $24,650 | $41,100 | $65,700 |
| 2 people | $28,200 | $46,950 | $75,100 |
| 3 people | $31,700 | $52,800 | $84,500 |
| 4 people | $35,200 | $58,650 | $93,850 |
| 5 people | $38,680 | $63,350 | $101,400 |
| 6 people | $44,360 | $68,050 | $108,900 |
| 7 people | $50,040 | $72,750 | $116,400 |
| 8 people | $55,720 | $77,450 | $123,900 |
Area median income: $117,300. HUD income limits by family size, Fiscal year 2026. Area: Kingston, NY MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,177 – $1,439
- 1 bedroom $1,292 – $1,580
- 2 bedrooms $1,690 – $2,066
- 3 bedrooms $2,054 – $2,510
- 4 bedrooms $2,221 – $2,715
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Kingston Housing Authority Public housing and Section 8 vouchers · 530 vouchers (845) 331-1955 Kingston Housing Authority: hwilcox@kingstonhousing.org
- Ellenville Housing Authority Public housing and Section 8 vouchers · 211 vouchers · 64 public housing units (845) 647-8686 Ellenville Housing Authority: krivera@evilleha.org
- Town of Saugerties P H A Section 8 vouchers · 183 vouchers (845) 246-2800 Town of Saugerties P H A: dwells@saugertiesny.gov
Housing agencies in New York Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New York
What New York law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- N.Y. Gen. Oblig. Law §7-108(1-a)(a)
- When must they return my deposit?
- 14 days
- N.Y. Gen. Oblig. Law §7-108(1-a)(e)
- If I fall behind on rent, what notice must I get?
- 14 days
- N.Y. Real Prop. Acts. Law §711(2)
- How much notice before a rent increase?
- 30, 60, or 90 days, depending on the case
- N.Y. Real Prop. Law §226-c(1)(a), (2)
- Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
- Protection from retaliationN.Y. Real Prop. Law §223-b(1)
- Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)
Help
Where to get help with rent in Ulster County
These HUD-approved agencies have offices in Ulster County. They counsel for free or at low cost.
-
Rupco Inc.
304 Flatbush Ave, Kingston · Spanish
- Mortgage delinquency and default
- Budget and financial counseling
- and 3 more
-
Rupco, Inc.
304 Flatbush Ave, Kingston · Spanish
- Mortgage delinquency and default
- Pre-purchase counseling
- and 1 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Ulster County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$3,756
What you need before you get the keys.
What adds up
- First month
- $1,878
- Security deposit
- $1,878
- Total
- $3,756
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Ulster County?
According to HUD (Fiscal year 2027): Studio: $1,308; 1 bedroom: $1,436; 2 bedrooms: $1,878; 3 bedrooms: $2,282; 4 bedrooms: $2,468. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Ulster County?
Paying the 2-bedroom fair market rent ($1,878) without spending more than 30% of income takes $36.12 an hour full time, or $75,120 a year.
Who qualifies for Section 8 in Ulster County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $58,650 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Ulster County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,690 and $2,066 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Ulster County?
For 2 bedrooms they run from $1,640 in 12404 to $2,820 in 12481. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Ulster County?
HUD lists 38 properties with homes for low-income households in Ulster County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Ulster County?
HUD counts rent as a burden when it reaches 30% of income or more. In Ulster County, 57% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).