Renting · Section 8
Data from November 2026
Renting in Niagara County, New York
Niagara County has a HUD fair market rent of $1,423 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $899 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $27.37 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,423
- a month, HUD, Fiscal year 2027
- 41% less than in New York
- Typical rent
- $899
- a month, Census, Average 2020–2024
- 45% less than in New York
- Wage needed
- $27.37
- an hour, 2 bedrooms
- Or $56,920 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 49%
- spend 30% or more of income on rent
- 7% less than in New York
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Niagara County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Niagara County was $1,177 a month in September 2026: 4.8% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,178 | $22.65 | $47,120 |
| 1 bedroom | $1,203 | $23.13 | $48,120 |
| 2 bedrooms | $1,423 | $27.37 | $56,920 |
| 3 bedrooms | $1,732 | $33.31 | $69,280 |
| 4 bedrooms | $1,977 | $38.02 | $79,080 |
HUD area: Buffalo-Cheektowaga, NY MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 23 ZIP codes in Niagara County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 14105 to $1,520 in 14174. 1 ZIP code is above the county's fair market rent ($1,423).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 14008 | Buffalo-Cheektowaga, NY | $970 | $990 | $1,170 | $1,420 | $1,620 |
|---|---|---|---|---|---|---|
| 14012 | Buffalo-Cheektowaga, NY | $1,000 | $1,020 | $1,210 | $1,470 | $1,680 |
| 14012 | Rochester, NY | $1,000 | $1,020 | $1,210 | $1,470 | $1,680 |
| 14028 | Buffalo-Cheektowaga, NY | $1,010 | $1,030 | $1,210 | $1,480 | $1,690 |
| 14067 | Buffalo-Cheektowaga, NY | $980 | $1,000 | $1,180 | $1,440 | $1,640 |
| 14092 | Buffalo-Cheektowaga, NY | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 |
| 14094 | Buffalo-Cheektowaga, NY | $1,080 | $1,110 | $1,310 | $1,590 | $1,820 |
| 14105 | Buffalo-Cheektowaga, NY | $840 | $860 | $1,010 | $1,230 | $1,420 |
| 14105 | Genesee County, NY | $840 | $860 | $1,010 | $1,230 | $1,420 |
| 14105 | Rochester, NY | $840 | $860 | $1,010 | $1,230 | $1,420 |
| 14108 | Buffalo-Cheektowaga, NY | $940 | $960 | $1,130 | $1,380 | $1,570 |
| 14109 | Buffalo-Cheektowaga, NY | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 |
| 14120 | Buffalo-Cheektowaga, NY | $1,110 | $1,130 | $1,340 | $1,630 | $1,860 |
| 14126 | Buffalo-Cheektowaga, NY | $1,030 | $1,050 | $1,240 | $1,510 | $1,720 |
| 14131 | Buffalo-Cheektowaga, NY | $980 | $1,000 | $1,180 | $1,440 | $1,640 |
| 14132 | Buffalo-Cheektowaga, NY | $1,060 | $1,080 | $1,280 | $1,560 | $1,780 |
| 14172 | Buffalo-Cheektowaga, NY | $1,130 | $1,150 | $1,360 | $1,660 | $1,890 |
| 14174 | Buffalo-Cheektowaga, NY | $1,260 | $1,280 | $1,520 | $1,850 | $2,110 |
| 14301 | Buffalo-Cheektowaga, NY | $890 | $910 | $1,080 | $1,310 | $1,500 |
| 14302 | Buffalo-Cheektowaga, NY | $890 | $910 | $1,080 | $1,310 | $1,500 |
| 14303 | Buffalo-Cheektowaga, NY | $970 | $990 | $1,170 | $1,420 | $1,630 |
| 14304 | Buffalo-Cheektowaga, NY | $1,050 | $1,070 | $1,270 | $1,550 | $1,760 |
| 14305 | Buffalo-Cheektowaga, NY | $1,100 | $1,120 | $1,330 | $1,620 | $1,850 |
- 14008 · Buffalo-Cheektowaga, NY $1,170$1,420
- 14012 · Buffalo-Cheektowaga, NY $1,210$1,470
- 14012 · Rochester, NY $1,210$1,470
- 14028 · Buffalo-Cheektowaga, NY $1,210$1,480
- 14067 · Buffalo-Cheektowaga, NY $1,180$1,440
- 14092 · Buffalo-Cheektowaga, NY $1,330$1,620
- 14094 · Buffalo-Cheektowaga, NY $1,310$1,590
- 14105 · Buffalo-Cheektowaga, NY $1,010$1,230
- 14105 · Genesee County, NY $1,010$1,230
- 14105 · Rochester, NY $1,010$1,230
- 14108 · Buffalo-Cheektowaga, NY $1,130$1,380
- 14109 · Buffalo-Cheektowaga, NY $1,330$1,620
- 14120 · Buffalo-Cheektowaga, NY $1,340$1,630
- 14126 · Buffalo-Cheektowaga, NY $1,240$1,510
- 14131 · Buffalo-Cheektowaga, NY $1,180$1,440
- 14132 · Buffalo-Cheektowaga, NY $1,280$1,560
- 14172 · Buffalo-Cheektowaga, NY $1,360$1,660
- 14174 · Buffalo-Cheektowaga, NY $1,520$1,850
- 14301 · Buffalo-Cheektowaga, NY $1,080$1,310
- 14302 · Buffalo-Cheektowaga, NY $1,080$1,310
- 14303 · Buffalo-Cheektowaga, NY $1,170$1,420
- 14304 · Buffalo-Cheektowaga, NY $1,270$1,550
- 14305 · Buffalo-Cheektowaga, NY $1,330$1,620
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Niagara County, 49% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
49%
of renter households spend 30% or more of their income on rent.
26,501 households rent in Niagara County
- Spend half or more of their income 26%
- Spend 30% or more, but less than half 23%
- Spend less than 30% 51%
Compared with the state and the country
- Niagara 49%
- New York 52%
- United States 51%
Low-income apartments
Low-income apartments in Niagara County
HUD lists 55 properties with homes for low-income households in Niagara County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 31
- HUD-assisted
- 19
- public housing
- 8
4,393 homes in all; 4,127 of them low-income, according to HUD.
- Wrobel Towers Public housing 800 Niagara Ave, Niagara Falls 14305 250 homes, 247 low-income · Run by Niagara Falls Housing Authority · Average payment: $384 a month · Average wait: 8 months · (716) 285-6961
- Unity Park Phase I Tax credit (LIHTC) 2 Apple Walk, Niagara Falls 14305 204 low-income homes · Studio: 20 · 1 bd: 40 · 2 bd: 76 · 3 bd: 51 · 4 bd: 17 · In service since 1995 · For families
- Niagara Towner Tax credit (LIHTC) · HUD-assisted 901 Cedar Ave, Niagara Falls 14301 201 homes, 200 low-income · 1 bd: 200 · In service since 2007 · For older adults, people with disabilities · (716) 284-4488
- Spallino Towers Public housing 720 10th St, Niagara Falls 14301 196 homes, 181 low-income · Run by Niagara Falls Housing Authority · Average payment: $399 a month · Average wait: 7 months · (716) 285-6961
- Packard Courts & PC Community Center Public housing 2A Packard Ct, Niagara Falls 14301 166 low-income homes · Run by Niagara Falls Housing Authority · Average payment: $382 a month · Average wait: 57 months · (716) 285-6961
- Foxwood Place Tax credit (LIHTC) 6110 Ruhlmann Rd, Lockport 14094 164 low-income homes · 1 bd: 36 · 2 bd: 64 · 3 bd: 64 · In service since 2008 · For families
- Foxwood Place HUD-assisted 6147 Ruhlmann Rd, Lockport 14094 164 homes, 163 low-income · For families · (716) 433-3310
- Carousel Park Apts Tax credit (LIHTC) 100 Oliver St, North Tonawanda 14120 162 homes, 161 low-income · Studio: 33 · 1 bd: 129 · In service since 2005 · For families
- Urban Park Towers Tax credit (LIHTC) · HUD-assisted 77 Main St, Lockport 14094 151 homes, 150 low-income · 1 bd: 150 · In service since 2007 · For older adults, people with disabilities · (716) 433-8911
- Monteagle Tax credit (LIHTC) · HUD-assisted 4600 Hyde Park Blvd, Niagara Falls 14305 150 homes, 149 low-income · 1 bd: 8 · 2 bd: 60 · 3 bd: 74 · 4 bd: 8 · In service since 2011 · For families · (716) 285-2454
- Willow Gardens & Autumn Gardens Public housing 284 Willow St, Lockport 14094 142 low-income homes · Run by Lockport Housing Authority · Average payment: $437 a month · Average wait: 12 months · (716) 434-0001
- Woods at Blairville Apts Tax credit (LIHTC) 832 Foxwood Dr, Lewiston 14092 168 homes, 120 low-income · 1 bd: 40 · 2 bd: 80 · In service since 1998 · For families
- Bishop Gibbons Apts HUD-assisted 1110 Payne Ave, North Tonawanda 14120 120 low-income homes · For older adults · (716) 694-2558
- David Woody /Beacon Hghts./Gabriel Drive Public housing 268 Garden St, Lockport 14094 110 low-income homes · Run by Lockport Housing Authority · Average payment: $643 a month · Average wait: 30 months · Homes at several sites · (716) 434-0001
- Wheatfield Towers HUD-assisted 6849 Plaza Dr, Niagara Falls 14304 101 homes, 100 low-income · For older adults · (716) 731-4600
- Spires Public housing 45 Ontario St, Lockport 14094 100 low-income homes · Run by Lockport Housing Authority · Average payment: $396 a month · Average wait: 8 months · (716) 434-0001
- Autumn Gardens HUD-assisted 818 E High St, Lockport 14094 96 low-income homes · For older adults · (716) 433-5810
- South-Towne Park Apartments HUD-assisted 5779 Sweetwood Dr, Lockport 14094 92 low-income homes · For families · (716) 433-5810
- Center Court Phase II Tax credit (LIHTC) 2810 20th St, Niagara Falls 14305 89 low-income homes · 1 bd: 6 · 2 bd: 30 · 3 bd: 42 · 4 bd: 11 · In service since 2012
- Center Court Phase 1B & II Public housing 2722 Diamond Park Ln, Niagara Falls 14305 100 homes, 86 low-income · Run by Niagara Falls Housing Authority · Average payment: $433 a month · Average wait: 13 months · (716) 285-6961
- Conerstone Unity Park Apts Tax credit (LIHTC) 3111 9th St, Niagara Falls 14305 84 low-income homes · 1 bd: 36 · 2 bd: 30 · 3 bd: 18 · In service since 2014
- Canterbury Gardens Tax credit (LIHTC) 4055 Crescent Dr, Wheatfield 14120 80 low-income homes · 1 bd: 64 · 2 bd: 16 · In service since 2004 · For older adults
- Vincent Morello Senior Housing Tax credit (LIHTC) 418 95th St, Niagara Falls 14304 80 low-income homes · 1 bd: 57 · 2 bd: 23 · In service since 1999 · For older adults
- Summit View Place Tax credit (LIHTC) 7210 Williams Rd, Wheatfield 14304 77 low-income homes · 1 bd: 61 · 2 bd: 16 · In service since 2006 · For older adults, people experiencing homelessness
- Colt Block Apts II Tax credit (LIHTC) 918 Ontario Ave, Niagara Falls 14305 71 low-income homes · Studio: 3 · 1 bd: 60 · 2 bd: 8 · In service since 2007 · For families
- Colt Block Apartments HUD-assisted 2119 Main St, Niagara Falls 14305 71 homes, 70 low-income · For families · (716) 282-8614
- Center Court Phase 1A Public housing 1350 Garden Ave, Niagara Falls 14305 115 homes, 64 low-income · Run by Niagara Falls Housing Authority · Average payment: $408 a month · Average wait: 1 month · (716) 285-6961
- Shawnee Landing Townhomes Tax credit (LIHTC) 52 John Granville Dr, Wheatfield 14120 64 low-income homes · 1 bd: 6 · 2 bd: 14 · 3 bd: 32 · 4 bd: 12 · In service since 2008 · For people with disabilities, families
- Sawyer Gardens HUD-assisted 2132 Sawyer Dr, Niagara Falls 14304 59 homes, 58 low-income · For older adults · (716) 298-3529
- Grant Street Apartments Tax credit (LIHTC) 25 Grant St, North Tonawanda 14120 52 low-income homes · 1 bd: 44 · 2 bd: 8 · In service since 2020 · For people with disabilities, people experiencing homelessness
- Niagara Family Lofts Tax credit (LIHTC) 561 Portage Rd, Niagara Falls 14301 61 homes, 51 low-income · Studio: 2 · 1 bd: 49 · 2 bd: 10 · In service since 2017 · For people with disabilities
- Pine Housing HUD-assisted 6231 Tonawanda Creek Rd, Lockport 14094 50 homes, 49 low-income · For older adults · (716) 433-3381
- St. Isaac Jogues HUD-assisted 7200 Williams Rd, Wheatfield 14304 50 homes, 49 low-income · For older adults
- Willow Housing HUD-assisted Townline Road, Wheatfield 14120 49 low-income homes · For older adults · (716) 694-1486
- Walnut Avenue Homes Tax credit (LIHTC) 607 Walnut Ave, Niagara Falls 14301 41 low-income homes · 1 bd: 12 · 2 bd: 18 · 3 bd: 11 · In service since 2016 · For families, people experiencing homelessness
- Unity Park II Tax credit (LIHTC) 2980 9th St, Niagara Falls 14305 40 low-income homes · 1 bd: 5 · 2 bd: 5 · 3 bd: 16 · 4 bd: 14 · In service since 2008 · For families, people experiencing homelessness
- Lockport Canal Homes Tax credit (LIHTC) 263 Genesee St, Lockport 14094 30 low-income homes · 1 bd: 9 · 2 bd: 8 · 3 bd: 13 · In service since 2012
- Elizabeth C Harvey Apts Tax credit (LIHTC) 525 Oliver St, North Tonawanda 14120 24 low-income homes · 1 bd: 20 · 2 bd: 4 · In service since 2003 · For people with disabilities
- Hamlet Square Tax credit (LIHTC) 6061 Edward Ave, Newfane 14108 24 low-income homes · 1 bd: 24 · In service since 1992 · For older adults
- Lewiston Meadows HUD-assisted 922 Upper Mountain Rd, Lewiston 14092 24 low-income homes · For older adults · (716) 298-4966
- Lewiston Villa HUD-assisted 930 Upper Mountain Rd, Lewiston 14092 24 low-income homes · For older adults · (716) 298-4966
- Nelson Hopkins Apts Tax credit (LIHTC) 5562 Davison Rd, Lockport 14094 24 low-income homes · 1 bd: 20 · 2 bd: 4 · In service since 2010 · For people with disabilities
- Niagara Village HUD-assisted 6935 Village Dr, North Tonawanda 14120 24 low-income homes · For people with disabilities · (716) 731-2965
- Wilson Villa Tax credit (LIHTC) 240 Autumnview Dr, Wilson 14172 24 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 2002 · For families
- Estella Apartments HUD-assisted 942 Niagara Ave, Niagara Falls 14305 20 low-income homes · For older adults · (716) 284-1467
- Rehab Associates HUD-assisted 1028 South Ave, Niagara Falls 14305 20 low-income homes · For families · (716) 282-3738
- Carolyn's House Tax credit (LIHTC) 542 6th St, Niagara Falls 14301 19 low-income homes · Studio: 6 · 1 bd: 2 · 2 bd: 6 · 3 bd: 5 · In service since 2005 · For people experiencing homelessness
- Geri Rose Garden Apts HUD-assisted 3354 Tuscarora Rd, Niagara Falls 14304 11 low-income homes · For people with disabilities · (716) 297-0798
- Middle City Revitalization Project Tax credit (LIHTC) 1371 Michigan Ave, Niagara Falls 14305 10 low-income homes · 1 bd: 6 · 2 bd: 1 · 3 bd: 3 · In service since 1999 · For older adults, families
- Portage Apts Tax credit (LIHTC) 261 Portage Rd, Niagara Falls 14303 10 low-income homes · 2 bd: 1 · 3 bd: 9 · In service since 2001 · For families
- 1034 Michigan Avenue Tax credit (LIHTC) 1034 Michigan Ave, Niagara Falls 14305 6 low-income homes · 3 bd: 6 · In service since 1998 · For people with disabilities, families
- Willow Avenue Tax credit (LIHTC) 576 Willow Ave, North Tonawanda 14120 6 low-income homes · Studio: 6 · In service since 2000 · For people with disabilities
- 1035 South Avenue Project Tax credit (LIHTC) 1035 South Ave, Niagara Falls 14305 4 low-income homes · 2 bd: 4 · In service since 1995 · For older adults, families
- 1150 Ontario Ave Project Tax credit (LIHTC) 1150 Ontario Ave, Niagara Falls 14305 4 low-income homes · 2 bd: 4 · In service since 1994 · For families
- Center Court Phase I Tax credit (LIHTC) 2727 Eagle Hts, Niagara Falls 14305 115 homes
3 properties have two programs at the same address and appear once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Niagara County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Niagara County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $21,350 | $35,550 | $56,850 |
| 2 people | $24,400 | $40,600 | $65,000 |
| 3 people | $27,450 | $45,700 | $73,100 |
| 4 people | $33,000 | $50,750 | $81,200 |
| 5 people | $38,680 | $54,850 | $87,700 |
| 6 people | $44,360 | $58,900 | $94,200 |
| 7 people | $50,040 | $62,950 | $100,700 |
| 8 people | $55,720 | $67,000 | $107,200 |
Area median income: $101,500. HUD income limits by family size, Fiscal year 2026. Area: Buffalo-Cheektowaga, NY MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,060 – $1,296
- 1 bedroom $1,083 – $1,323
- 2 bedrooms $1,281 – $1,565
- 3 bedrooms $1,559 – $1,905
- 4 bedrooms $1,779 – $2,175
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- City of Niagara Falls Section 8 vouchers · 981 vouchers (716) 286-8802 City of Niagara Falls: Ian.mccully@niagarafallsny.gov
- Niagara Falls Housing Authority Public housing · 809 public housing units (716) 285-6961 Niagara Falls Housing Authority: trallencollins@nfha.org
- Lockport Housing Authority Public housing and Section 8 vouchers · 192 vouchers · 352 public housing units (716) 434-0001 Lockport Housing Authority: jkline@lockporthousingauthority.com
Housing agencies in New York Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New York
What New York law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1 month of rent
- N.Y. Gen. Oblig. Law §7-108(1-a)(a)
- When must they return my deposit?
- 14 days
- N.Y. Gen. Oblig. Law §7-108(1-a)(e)
- If I fall behind on rent, what notice must I get?
- 14 days
- N.Y. Real Prop. Acts. Law §711(2)
- How much notice before a rent increase?
- 30, 60, or 90 days, depending on the case
- N.Y. Real Prop. Law §226-c(1)(a), (2)
- Only a court order can remove youN.Y. Real Prop. Acts. Law §768(1)(a)
- Protection from retaliationN.Y. Real Prop. Law §223-b(1)
- Protection related to immigration statusN.Y. Exec. Law §296(5)(a)(3)
Help
Where to get help with rent in Niagara County
These are the nearest HUD-approved agencies. They counsel for free or at low cost.
-
Belmont Housing Resources for Wny, Incorporated
2393 Main St, Buffalo · 23 miles away · Spanish
Also serves in American Sign Language (ASL), German, and Russian.
- Mortgage delinquency and default
- Budget and financial counseling
- and 7 more
-
Operation Hope- Buffalo Ny Branch
752 E Delavan Ave, Buffalo · 24 miles away
- Mortgage delinquency workshops
- Fair housing pre-purchase workshops
- and 4 more
-
Buffalo Urban League, Inc.
15 Genesee St, Buffalo · 27 miles away
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 9 more
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Niagara County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New York, the average home bill was $140 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,846
What you need before you get the keys.
What adds up
- First month
- $1,423
- Security deposit
- $1,423
- Total
- $2,846
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Niagara County?
According to HUD (Fiscal year 2027): Studio: $1,178; 1 bedroom: $1,203; 2 bedrooms: $1,423; 3 bedrooms: $1,732; 4 bedrooms: $1,977. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Niagara County?
Paying the 2-bedroom fair market rent ($1,423) without spending more than 30% of income takes $27.37 an hour full time, or $56,920 a year.
Who qualifies for Section 8 in Niagara County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $50,750 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Niagara County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,281 and $1,565 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Niagara County?
For 2 bedrooms they run from $1,010 in 14105 to $1,520 in 14174. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Niagara County?
HUD lists 55 properties with homes for low-income households in Niagara County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Niagara County?
HUD counts rent as a burden when it reaches 30% of income or more. In Niagara County, 49% of renter households are in that position; in New York, 52%, and nationwide, 51% (Average 2020–2024, Census).