Renting · Section 8
Data from November 2026
Renting in San Juan County, New Mexico
San Juan County has a HUD fair market rent of $1,116 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $956 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $21.46 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,116
- a month, HUD, Fiscal year 2027
- 13% less than in New Mexico
- Typical rent
- $956
- a month, Census, Average 2020–2024
- 10% less than in New Mexico
- Wage needed
- $21.46
- an hour, 2 bedrooms
- Or $44,640 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 42%
- spend 30% or more of income on rent
- 15% less than in New Mexico
Only here
Renting in San Juan County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
Among the neighboring counties, Rio Arriba County has the lowest typical rent ($740), 23% below the $956 in San Juan County.
-
19% of households in San Juan County have no internet at home, against 10% in New Mexico.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in San Juan County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in San Juan County was $1,399 a month in September 2026: 4.1% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $850 | $16.35 | $34,000 |
| 1 bedroom | $855 | $16.44 | $34,200 |
| 2 bedrooms | $1,116 | $21.46 | $44,640 |
| 3 bedrooms | $1,545 | $29.71 | $61,800 |
| 4 bedrooms | $1,673 | $32.17 | $66,920 |
HUD area: Farmington, NM MSA. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in San Juan County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,010 in 87364 to $1,470 in 87415. 9 ZIP codes are above the county's fair market rent ($1,116).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 87037 | Farmington, NM | $840 | $850 | $1,080 | $1,490 | $1,640 |
|---|---|---|---|---|---|---|
| 87037 | Rio Arriba County, NM | $840 | $850 | $1,080 | $1,490 | $1,640 |
| 87364 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87401 | Farmington, NM | $910 | $910 | $1,190 | $1,650 | $1,780 |
| 87402 | Farmington, NM | $930 | $930 | $1,220 | $1,690 | $1,830 |
| 87410 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87413 | Farmington, NM | $840 | $850 | $1,110 | $1,540 | $1,660 |
| 87415 | Farmington, NM | $1,190 | $1,200 | $1,470 | $2,050 | $2,210 |
| 87416 | Farmington, NM | $940 | $940 | $1,230 | $1,700 | $1,840 |
| 87417 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87418 | Farmington, NM | $930 | $950 | $1,240 | $1,630 | $1,760 |
| 87419 | Farmington, NM | $980 | $1,010 | $1,310 | $1,660 | $1,820 |
| 87419 | Rio Arriba County, NM | $980 | $1,010 | $1,310 | $1,660 | $1,820 |
| 87420 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87421 | Farmington, NM | $900 | $900 | $1,180 | $1,630 | $1,760 |
| 87455 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87461 | Farmington, NM | $800 | $800 | $1,010 | $1,410 | $1,530 |
| 87499 | Farmington, NM | $880 | $890 | $1,160 | $1,610 | $1,740 |
- 87037 · Farmington, NM $1,080$1,490
- 87037 · Rio Arriba County, NM $1,080$1,490
- 87364 · Farmington, NM $1,010$1,410
- 87401 · Farmington, NM $1,190$1,650
- 87402 · Farmington, NM $1,220$1,690
- 87410 · Farmington, NM $1,010$1,410
- 87413 · Farmington, NM $1,110$1,540
- 87415 · Farmington, NM $1,470$2,050
- 87416 · Farmington, NM $1,230$1,700
- 87417 · Farmington, NM $1,010$1,410
- 87418 · Farmington, NM $1,240$1,630
- 87419 · Farmington, NM $1,310$1,660
- 87419 · Rio Arriba County, NM $1,310$1,660
- 87420 · Farmington, NM $1,010$1,410
- 87421 · Farmington, NM $1,180$1,630
- 87455 · Farmington, NM $1,010$1,410
- 87461 · Farmington, NM $1,010$1,410
- 87499 · Farmington, NM $1,160$1,610
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In San Juan County, 42% of renter households are in that position; in New Mexico, 50%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
42%
of renter households spend 30% or more of their income on rent.
12,019 households rent in San Juan County
- Spend half or more of their income 22%
- Spend 30% or more, but less than half 21%
- Spend less than 30% 58%
Compared with the state and the country
- San Juan 42%
- New Mexico 50%
- United States 51%
Low-income apartments
Low-income apartments in San Juan County
HUD lists 15 properties with homes for low-income households in San Juan County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 11
- HUD-assisted
- 5
904 homes in all; 799 of them low-income, according to HUD.
- South Shiprock Houses HUD-assisted Highway 491 and Schoolhouse Rd., Shiprock 87420 252 low-income homes · For families · (505) 368-4426
- Apple Ridge Apts Tax credit (LIHTC) · HUD-assisted 1600 Cliffside Dr, Farmington 87401 80 low-income homes · In service since 2002 · For older adults · (505) 327-0151
- Hidden Valley Village Tax credit (LIHTC) 717 Ruth Ln, Bloomfield 87413 60 low-income homes · 2 bd: 12 · 3 bd: 48 · In service since 2005
- La Terraza Apts 2009 (farmington) Tax credit (LIHTC) 900 Cannery Ct, Farmington 87401 60 low-income homes
- Mesa Village Tax credit (LIHTC) 1750 E Elm St, Farmington 87401 60 low-income homes · 2 bd: 48 · 3 bd: 12 · In service since 1999
- Northgate Village HUD-assisted 2500 W Apache St, Farmington 87401 56 low-income homes · For families · (505) 327-4197
- San Juan Apartments HUD-assisted 2614 E 20th St, Farmington 87401 50 low-income homes · For families · (505) 325-8590
- Ladera Village Tax credit (LIHTC) 3500 N Butler Ave, Farmington 87401 60 homes, 45 low-income · 2 bd: 29 · 3 bd: 31 · In service since 2004
- Pinos Blancos Apts II Tax credit (LIHTC) 600 W Blanco Blvd, Bloomfield 87413 40 low-income homes · In service since 1995
- Eaton Village Apts Tax credit (LIHTC) 2550 E 16th St, Farmington 87401 36 low-income homes · In service since 1996
- Aztec Properties I Tax credit (LIHTC) 401 S Park Ave, Aztec 87410 30 low-income homes · In service since 1993
- Deer Hollow Senior Apts Tax credit (LIHTC) 701 N Bergin Ln, Bloomfield 87413 20 low-income homes · 1 bd: 16 · 2 bd: 4 · In service since 2000
- Mosaic Housing Xvi HUD-assisted 4701 Hilltop Ct, Farmington 87402 10 low-income homes · For people with disabilities · (877) 366-7242
- Eaton Village Apts I Tax credit (LIHTC) 2550 E 16th St, Farmington 87401 60 homes
- Aztec Properties II Tax credit (LIHTC) 401 S Park Ave, Aztec 87410 30 homes
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in San Juan County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in San Juan County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $16,900 | $28,150 | $45,000 |
| 2 people | $21,640 | $32,150 | $51,400 |
| 3 people | $27,320 | $36,150 | $57,850 |
| 4 people | $33,000 | $40,150 | $64,250 |
| 5 people | $38,680 | $43,400 | $69,400 |
| 6 people | $44,360 | $46,600 | $74,550 |
| 7 people | $49,800 | $49,800 | $79,700 |
| 8 people | $53,000 | $53,000 | $84,850 |
Area median income: $80,300. HUD income limits by family size, Fiscal year 2026. Area: Farmington, NM MSA. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $765 – $935
- 1 bedroom $770 – $941
- 2 bedrooms $1,004 – $1,228
- 3 bedrooms $1,391 – $1,700
- 4 bedrooms $1,506 – $1,840
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Housing Authority of the County of San Juan Section 8 vouchers · 387 vouchers (505) 334-4545 Housing Authority of the County of San Juan: cstanley@sjcounty.net
Housing agencies in New Mexico Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New Mexico
What New Mexico law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- If I fall behind on rent, what notice must I get?
- 3 days
- NMSA 1978, §47-8-33(D)
- How much notice ends a month-to-month rental?
- 30 days
- NMSA 1978, §47-8-37(A)-(B)
- Only a court order can remove youNMSA 1978, §47-8-36; §47-8-33
Help
Where to get help with rent in San Juan County
HUD lists no counseling agencies near in San Juan County. Free legal aid and your housing agency can guide you.
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in San Juan County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New Mexico, the average home bill was $93 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,232
What you need before you get the keys.
What adds up
- First month
- $1,116
- Security deposit
- $1,116
- Total
- $2,232
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in San Juan County?
According to HUD (Fiscal year 2027): Studio: $850; 1 bedroom: $855; 2 bedrooms: $1,116; 3 bedrooms: $1,545; 4 bedrooms: $1,673. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in San Juan County?
Paying the 2-bedroom fair market rent ($1,116) without spending more than 30% of income takes $21.46 an hour full time, or $44,640 a year.
Who qualifies for Section 8 in San Juan County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $40,150 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in San Juan County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,004 and $1,228 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in San Juan County?
For 2 bedrooms they run from $1,010 in 87364 to $1,470 in 87415. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in San Juan County?
HUD lists 15 properties with homes for low-income households in San Juan County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in San Juan County?
HUD counts rent as a burden when it reaches 30% of income or more. In San Juan County, 42% of renter households are in that position; in New Mexico, 50%, and nationwide, 51% (Average 2020–2024, Census).