Renting · Section 8
Data from November 2026
Renting in Passaic County, New Jersey
Passaic County has a HUD fair market rent of $2,282 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,621 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $43.88 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $2,282
- a month, HUD, Fiscal year 2027
- About the same as in New Jersey
- Typical rent
- $1,621
- a month, Census, Average 2020–2024
- 6% less than in New Jersey
- Wage needed
- $43.88
- an hour, 2 bedrooms
- Or $91,280 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 57%
- spend 30% or more of income on rent
- 11% more than in New Jersey
Only here
Renting in Passaic County: what sets it apart
What this place has that others do not, from public data, most unusual first.
-
At 57%, Passaic County ranks 2nd among the 21 counties in New Jersey for the largest share of rent-burdened renters.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Passaic County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Passaic County was $2,168 a month in September 2026: 1.3% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,772 | $34.08 | $70,880 |
| 1 bedroom | $1,987 | $38.21 | $79,480 |
| 2 bedrooms | $2,282 | $43.88 | $91,280 |
| 3 bedrooms | $2,771 | $53.29 | $110,840 |
| 4 bedrooms | $3,497 | $67.25 | $139,880 |
HUD area: Bergen-Passaic, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 30 ZIP codes in Passaic County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,610 in 07505 to $2,820 in 07421. 13 ZIP codes are above the county's fair market rent ($2,282).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 07011 | Bergen-Passaic, NJ | $1,740 | $1,950 | $2,240 | $2,720 | $3,430 |
|---|---|---|---|---|---|---|
| 07012 | Bergen-Passaic, NJ | $1,720 | $1,920 | $2,210 | $2,680 | $3,390 |
| 07013 | Bergen-Passaic, NJ | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 |
| 07014 | Bergen-Passaic, NJ | $2,150 | $2,410 | $2,770 | $3,360 | $4,240 |
| 07055 | Bergen-Passaic, NJ | $1,490 | $1,670 | $1,920 | $2,330 | $2,940 |
| 07403 | Bergen-Passaic, NJ | $1,780 | $1,990 | $2,290 | $2,780 | $3,510 |
| 07420 | Bergen-Passaic, NJ | $1,710 | $1,920 | $2,200 | $2,670 | $3,410 |
| 07421 | Bergen-Passaic, NJ | $2,190 | $2,460 | $2,820 | $3,430 | $4,320 |
| 07421 | Newark, NJ | $2,190 | $2,460 | $2,820 | $3,430 | $4,320 |
| 07424 | Bergen-Passaic, NJ | $1,790 | $2,000 | $2,300 | $2,790 | $3,520 |
| 07424 | Newark, NJ | $1,790 | $2,000 | $2,300 | $2,790 | $3,520 |
| 07435 | Bergen-Passaic, NJ | $1,630 | $1,830 | $2,180 | $2,700 | $3,180 |
| 07435 | Newark, NJ | $1,630 | $1,830 | $2,180 | $2,700 | $3,180 |
| 07442 | Bergen-Passaic, NJ | $1,850 | $2,070 | $2,380 | $2,890 | $3,650 |
| 07456 | Bergen-Passaic, NJ | $2,090 | $2,340 | $2,690 | $3,270 | $4,120 |
| 07465 | Bergen-Passaic, NJ | $2,060 | $2,310 | $2,650 | $3,220 | $4,060 |
| 07470 | Bergen-Passaic, NJ | $2,070 | $2,330 | $2,670 | $3,240 | $4,090 |
| 07480 | Bergen-Passaic, NJ | $1,490 | $1,670 | $1,920 | $2,330 | $2,940 |
| 07501 | Bergen-Passaic, NJ | $1,530 | $1,720 | $1,970 | $2,390 | $3,020 |
| 07502 | Bergen-Passaic, NJ | $1,550 | $1,730 | $1,990 | $2,420 | $3,050 |
| 07503 | Bergen-Passaic, NJ | $1,630 | $1,830 | $2,100 | $2,550 | $3,220 |
| 07504 | Bergen-Passaic, NJ | $1,480 | $1,660 | $1,910 | $2,320 | $2,930 |
| 07505 | Bergen-Passaic, NJ | $1,250 | $1,400 | $1,610 | $1,960 | $2,470 |
| 07506 | Bergen-Passaic, NJ | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 |
| 07508 | Bergen-Passaic, NJ | $1,740 | $1,950 | $2,240 | $2,720 | $3,430 |
| 07512 | Bergen-Passaic, NJ | $1,790 | $2,010 | $2,310 | $2,810 | $3,540 |
| 07513 | Bergen-Passaic, NJ | $1,630 | $1,830 | $2,100 | $2,550 | $3,220 |
| 07514 | Bergen-Passaic, NJ | $1,510 | $1,700 | $1,950 | $2,370 | $2,990 |
| 07522 | Bergen-Passaic, NJ | $1,550 | $1,740 | $2,000 | $2,430 | $3,060 |
| 07524 | Bergen-Passaic, NJ | $1,460 | $1,640 | $1,880 | $2,280 | $2,880 |
- 07011 · Bergen-Passaic, NJ $2,240$2,720
- 07012 · Bergen-Passaic, NJ $2,210$2,680
- 07013 · Bergen-Passaic, NJ $2,310$2,810
- 07014 · Bergen-Passaic, NJ $2,770$3,360
- 07055 · Bergen-Passaic, NJ $1,920$2,330
- 07403 · Bergen-Passaic, NJ $2,290$2,780
- 07420 · Bergen-Passaic, NJ $2,200$2,670
- 07421 · Bergen-Passaic, NJ $2,820$3,430
- 07421 · Newark, NJ $2,820$3,430
- 07424 · Bergen-Passaic, NJ $2,300$2,790
- 07424 · Newark, NJ $2,300$2,790
- 07435 · Bergen-Passaic, NJ $2,180$2,700
- 07435 · Newark, NJ $2,180$2,700
- 07442 · Bergen-Passaic, NJ $2,380$2,890
- 07456 · Bergen-Passaic, NJ $2,690$3,270
- 07465 · Bergen-Passaic, NJ $2,650$3,220
- 07470 · Bergen-Passaic, NJ $2,670$3,240
- 07480 · Bergen-Passaic, NJ $1,920$2,330
- 07501 · Bergen-Passaic, NJ $1,970$2,390
- 07502 · Bergen-Passaic, NJ $1,990$2,420
- 07503 · Bergen-Passaic, NJ $2,100$2,550
- 07504 · Bergen-Passaic, NJ $1,910$2,320
- 07505 · Bergen-Passaic, NJ $1,610$1,960
- 07506 · Bergen-Passaic, NJ $2,310$2,810
- 07508 · Bergen-Passaic, NJ $2,240$2,720
- 07512 · Bergen-Passaic, NJ $2,310$2,810
- 07513 · Bergen-Passaic, NJ $2,100$2,550
- 07514 · Bergen-Passaic, NJ $1,950$2,370
- 07522 · Bergen-Passaic, NJ $2,000$2,430
- 07524 · Bergen-Passaic, NJ $1,880$2,280
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Passaic County, 57% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
57%
of renter households spend 30% or more of their income on rent.
83,966 households rent in Passaic County
- Spend half or more of their income 32%
- Spend 30% or more, but less than half 25%
- Spend less than 30% 43%
Compared with the state and the country
- Passaic 57%
- New Jersey 52%
- United States 51%
Low-income apartments
Low-income apartments in Passaic County
HUD lists 109 properties with homes for low-income households in Passaic County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 60
- HUD-assisted
- 39
- public housing
- 10
10,292 homes in all; 7,065 of them low-income, according to HUD.
- McBride, Masiello and Canfield Devels Public housing 255 Atlantic St, Paterson 07503 384 low-income homes · Run by Paterson Housing Authority · Average payment: $394 a month · Average wait: 54 months · (973) 345-5650
- Speer VLG Public housing 11 Aspen Pl, Passaic 07055 384 homes, 383 low-income · Run by Housing Authority of the City of Passaic · Average payment: $658 a month · Average wait: 30 months · (973) 365-6330
- Barnert, Cotton and Griffin Developments Public housing 163 Rosa Parks Blvd, Paterson 07501 308 low-income homes · Run by Paterson Housing Authority · Average payment: $388 a month · Average wait: 53 months · (973) 345-5650
- Riverview Towers I HUD-assisted 150 Presidential Blvd, Paterson 07522 376 homes, 304 low-income · For families
- Riverview Towers II HUD-assisted 125 Presidential Blvd, Paterson 07522 376 homes, 304 low-income · For families
- Wayne SR. HSG Aka Edward Sisco Tax credit (LIHTC) 100 Runnymede Dr, Wayne 242 homes, 240 low-income · In service since 2015
- Evergreen Manor HUD-assisted 50 Sade St, Clifton 07013 203 homes, 202 low-income · For older adults
- Colt Arms Tax credit (LIHTC) 52 Godwin St, Paterson 207 homes, 200 low-income
- Boulevard Senior Citizens HUD-assisted 187 Boulevard, Passaic 07055 186 low-income homes · For older adults
- Riverside Village Apartments Phase L Tax credit (LIHTC) 416 5th Ave, Paterson 165 low-income homes
- Triangle Village HUD-assisted 85 Paterson St, Paterson 07501 158 low-income homes · For families
- Colt Arms HUD-assisted 52 Godwin St, Paterson 07501 206 homes, 154 low-income · For older adults
- Daughters of Miriam II HUD-assisted 135 Hazel St, Clifton 07011 150 low-income homes · For older adults
- Essex Phoenix Mills HUD-assisted 34 Van Houten St, Paterson 07505 145 homes, 144 low-income · For families
- Jackson-Slater Apartments HUD-assisted 1 Green St, Paterson 07501 142 low-income homes · For families
- Great Falls Tax credit (LIHTC) 24-25 Mill Street and 33-35 Van Houten ST., Paterson 145 homes, 139 low-income · In service since 2014
- Summer Hill Apartments Tax credit (LIHTC) 2100 Summerhill Rd, Wayne 164 homes, 132 low-income · In service since 1998
- Passaic SR. Tax credit (LIHTC) 299 Gregory Ave, Passaic 130 low-income homes · In service since 2016
- Sienna Village at Wayne Tax credit (LIHTC) 1000 Siena Vlg, Wayne 250 homes, 125 low-income · In service since 1995
- Greater Paterson Development Tax credit (LIHTC) 1 Kathys Ct, Paterson 109 low-income homes · In service since 2000
- Paterson Hope 98 Urban Renewal Tax credit (LIHTC) 43 Kathys Ct, Paterson 109 low-income homes · 1 bd: 48 · 2 bd: 22 · 3 bd: 39 · In service since 2012
- Senior Housing of Hazel Street HUD-assisted 127 Hazel St, Clifton 07011 120 homes, 108 low-income · For older adults
- Horizons at Clifton II Tax credit (LIHTC) 672 Van Houten Ave, Clifton 104 low-income homes · In service since 2008
- Horizons at Clifton III Tax credit (LIHTC) 672 Van Houten Ave, Clifton 104 low-income homes · In service since 2009
- River Drive Residence Tax credit (LIHTC) 45 River Dr, Passaic 100 low-income homes · In service since 2012
- Pompton Lakes Senior Housing HUD-assisted 100 Hunter Pl, Pompton Lakes 07442 99 low-income homes · For older adults
- Christopher Columbus Homes Tax credit (LIHTC) 1 Sandy Ct, Paterson 98 low-income homes · In service since 2001
- MONSIGNOR JOSEPH BRISTEL RESIDENCE/a.k.a. MARIA HA HUD-assisted 194 Pennington Ave, Passaic 07055 96 homes, 95 low-income · For older adults
- Maurice J. Brick Residence HUD-assisted 70 Dey St, Paterson 07503 92 homes, 91 low-income · For older adults
- Clifton Main Mews II Tax credit (LIHTC) 1000 Main Ave, Clifton 91 low-income homes
- Incca-Carroll HUD-assisted 145 Harrison St, Paterson 07501 87 homes, 82 low-income · For families
- Riverside Village Senior Apartments Phase II Tax credit (LIHTC) 416 5th Ave, Paterson 80 low-income homes
- Alexander Hamilton Phase I Tax credit (LIHTC) 259 Alabama Ave, Paterson 80 homes, 79 low-income · In service since 2011
- Chestnut Homes Tax credit (LIHTC) 305 Chestnut St, Passaic 76 homes, 75 low-income · In service since 2014
- Chestnut Street Housing HUD-assisted 290 Chestnut St, Passaic 07055 76 homes, 75 low-income · For families
- MADISON Apartments HUD-assisted 504 Madison Ave, Paterson 07514 76 homes, 75 low-income · For families · (973) 282-1100
- Greater Paterson Development, North Main Street Tax credit (LIHTC) 45 Garfield Ave, Paterson 70 low-income homes · In service since 2000
- Apollo Dye SR. Tax credit (LIHTC) 63 Straight St, Paterson 70 homes, 69 low-income · In service since 2015
- Aspen Hamilton Apt HUD-assisted 280 12th Ave, Paterson 07514 69 homes, 68 low-income · For families
- Hamilton Square Tax credit (LIHTC) 20 Mill St, Paterson 68 low-income homes · 1 bd: 6 · 2 bd: 55 · 3 bd: 7 · In service since 2012
- Congdon Mill Tax credit (LIHTC) 13 1/2 Van Houten St, Paterson 66 low-income homes · In service since 2010
- Gov Paterson Towers I HUD-assisted 225 20th Ave, Paterson 07501 158 homes, 63 low-income · For older adults
- Apollo Dye Phase II Tax credit (LIHTC) 74 Harrison St, Paterson 63 low-income homes · In service since 2017
- Highview Terrace HUD-assisted 130 Aycrigg Ave, Passaic 07055 59 homes, 58 low-income · For older adults
- Clifton Main Mews Tax credit (LIHTC) 988 and 1010 Main Ave, Clifton 51 homes, 50 low-income · In service since 2017
- Alexander Hamilton II Tax credit (LIHTC) 260 22nd Ave, Paterson 50 low-income homes · In service since 2015
- Alexander Hamilton Phase III Tax credit (LIHTC) 685 E 34th St, Paterson 50 low-income homes · In service since 2014
- Eva's Village Apartments Tax credit (LIHTC) 133 Prince St, Paterson 50 low-income homes · In service since 2010
- Acorn Straight Apartments Tax credit (LIHTC) 114 Straight St, Paterson 50 homes, 49 low-income · In service since 2008
- Lincoln Hill Village Tax credit (LIHTC) 15 Lincoln Ave, West Milford 50 homes, 49 low-income · In service since 2012
- Rising Dove Senior Apartments HUD-assisted 67 Carroll St, Paterson 07501 49 low-income homes · For older adults
- Rosa Park Apartments HUD-assisted 400 Broadway, Paterson 07501 49 low-income homes · For older adults
- Preakness Commons (a.k.a Nellis Commons) Tax credit (LIHTC) 1101 Chatham Ct, Wayne 96 homes, 48 low-income · In service since 1998
- Belmont Towers Tax credit (LIHTC) 91 Belmont Avenue, Paterson City 42 homes, 41 low-income · In service since 2012
- The Garden Building Tax credit (LIHTC) 29 Garden St, Passaic 40 low-income homes · 1 bd: 33 · 2 bd: 7 · In service since 2007 · For older adults
- Christopher Columbus Homes II Tax credit (LIHTC) 49 Sandy Ct, Paterson 36 low-income homes · In service since 2001
- Cooke Building Tax credit (LIHTC) 21 Market St, Paterson 34 low-income homes · In service since 2012
- Paterson Shelter Plus Care Family Housing Tax credit (LIHTC) 2 Broadway, Paterson 32 low-income homes · In service since 1998
- Gov Paterson Towers II HUD-assisted 195 20th Ave, Paterson 07501 159 homes, 31 low-income · For older adults
- The William Hinchliffe Manor HUD-assisted 505 W Broadway, Paterson 07522 31 homes, 30 low-income · For older adults
- Belmont Public housing 50 Belmont Ave, Paterson 07522 85 homes, 25 low-income · Run by Paterson Housing Authority · Average payment: $382 a month · (973) 345-5650
- Heritage Alexander Hamilton-II Public housing 321 Heritage Pl, Paterson 07513 50 homes, 25 low-income · Run by Paterson Housing Authority · (973) 345-5650
- Heritage Alexander Hamilton-III Public housing Paterson 07513 50 homes, 25 low-income · Run by Paterson Housing Authority · (973) 345-5650
- Heritage Alexander Hamilton Public housing 248 23rd Ave, Paterson 07513 80 homes, 24 low-income · Run by Paterson Housing Authority · (973) 345-5650
- Straight and Narrow Apts HUD-assisted 394 Straight St, Paterson 07501 23 low-income homes · For people with disabilities
- Heritage Apollo Dye-Vi Public housing 69 Straight St, Paterson 07501 70 homes, 21 low-income · Run by Paterson Housing Authority · (973) 345-5650
- Sojourner Douglass Homes Tax credit (LIHTC) 77-79 Pearl St, Paterson 20 low-income homes · In service since 2012
- Sojourner Douglass Homes Public housing Paterson 07501 20 low-income homes · Run by Paterson Housing Authority · Homes at several sites · (973) 345-5650
- Sams Place Tax credit (LIHTC) 446 E 19th St, Paterson 19 low-income homes · In service since 1999
- Freedom Village Phase II/Parks Crossing Public housing 96 Harrison St, Paterson 07501 63 homes, 16 low-income · Run by Paterson Housing Authority · (973) 345-5650
- Birch Street Supportive Housing Tax credit (LIHTC) 65 Birch St, Paterson 15 low-income homes · In service since 2008
- Jay Sullivan Court HUD-assisted 700 E 18th St, Paterson 07501 12 low-income homes · For families
- NJCDC Supportive Housing 2002 HUD-assisted 38 N 10th St, Hawthorne 07506 12 low-income homes · For people with disabilities
- Strengthen Our Sisters TRNS HS Tax credit (LIHTC) 1432 Union Valley Rd, West Milford 21 homes, 10 low-income · In service since 1993
- Harborside Apartments HUD-assisted 24-28 Levine St, Paterson 07503 8 low-income homes · For people with disabilities
- Spectrum Ringwood Apartments, Inc. HUD-assisted 20 Morris Rd, Ringwood 07456 8 low-income homes · For people with disabilities
- Wayne Group Home HUD-assisted 350 Oldham Rd, Wayne 07470 7 low-income homes · For people with disabilities
- 39-41 North 3rd Street Tax credit (LIHTC) 39 N 3rd St, Paterson 6 low-income homes · In service since 1993
- PCA Investments, LLC HUD-assisted 670 E 23rd St, Paterson 07504 6 low-income homes · For people with disabilities
- Clifton Consumer Home HUD-assisted 123 Luisser St, Clifton 07012 4 low-income homes · For people with disabilities
- Haledon Consumer Home HUD-assisted 639 Belmont Ave, Haledon 07508 4 low-income homes · For people with disabilities
- Harborside II Independent Livi HUD-assisted 911 Madison Ave, Paterson 07501 4 low-income homes · For people with disabilities
- Passaic Consumer Home HUD-assisted 234 Paulison Ave, Passaic 07055 4 low-income homes · For people with disabilities
- Clifton Main Mews II HUD-assisted 1000 Main Ave, Clifton 07011 92 homes, 3 low-income
- Mott School Project Tax credit (LIHTC) 81 Godwin Ave, Paterson 3 low-income homes · In service since 1994
- Paterson Consumer Home HUD-assisted 258 Cumberland Ave, Paterson 07502 3 low-income homes · For people with disabilities
- Clifton Main Mews HUD-assisted 988 Main Ave, Clifton 07011 50 homes, 1 low-income · (856) 596-0500
- Siena Village at Wayne Tax credit (LIHTC) 1000 Siena Vlg, Wayne 251 homes · In service since 2012
- Siena Village at Wayne #346 Tax credit (LIHTC) 1000 Siena Vlg, Wayne 07470 251 homes · In service since 2012
- Wayne Senior Citizens HUD-assisted 100 Runnymede Dr, Wayne 07470 240 homes · For older adults
- Gov Paterson Tower III HUD-assisted 211 20th Ave, Paterson 07501 201 homes · For older adults · (973) 279-9292
- Senior Horizons at Clifton #691 Tax credit (LIHTC) 714 Clifton Ave, Clifton 07013 125 homes · In service since 2004
- Paterson Hope 98 Urban Renewal #574 Tax credit (LIHTC) 43 Kathys Ct, Paterson 07501 109 homes · In service since 2012
- Litc#0748 Horizons at Clifton III Tax credit (LIHTC) 100 Scoles Ave, Clifton 07012 104 homes · In service since 2009
- Litc#0747 Horizons at Clifton II Tax credit (LIHTC) 100 Scoles Ave, Clifton 07012 103 homes · In service since 2008
- River Drive Residence #610 Tax credit (LIHTC) 45 River Dr, Passaic 07055 100 homes · In service since 2012
- Christopher Columbus Homes #592 Tax credit (LIHTC) 60 Temple St, Paterson 07522 98 homes · In service since 2012
- Paterson Hope Vi Tax credit (LIHTC) 245 23rd Ave, Paterson 07513 80 homes · In service since 2011
- North of Main Street Tax credit (LIHTC) 60 Temple St, Paterson 07522 70 homes · In service since 2000
- Hamilton Square #419 Tax credit (LIHTC) 20 Mill St, Paterson 07501 68 homes · In service since 2012
- Apollo Dye Senior Tax credit (LIHTC) 63 Straight St, Paterson 66 homes
- Congdon Mill #0902 Tax credit (LIHTC) 13 1/2 Van Houten St, Paterson 07505 66 homes · In service since 2010
- Lincoln Hill Village #647 Tax credit (LIHTC) 15 Lincoln Ave, West Milford 07480 50 homes · In service since 2012
- Garden Street Senior Citizens Tax credit (LIHTC) 29-31 Howe Ave, Passaic 07055 40 homes · In service since 2007
- Cooke Building #250 Tax credit (LIHTC) 21 Market St, Paterson 07501 34 homes · In service since 2012
- Sheltering Arms Tax credit (LIHTC) 2 Broadway, Paterson 07505 33 homes · In service since 1998
- Sojourner Douglass Homes #481 Tax credit (LIHTC) Jefferson & Summer Streets, Paterson 20 homes · In service since 2012
- Sam's Place #561 Tax credit (LIHTC) 446 E 19th St, Paterson 07524 19 homes · In service since 1999
- Litc# 06901 - Birch Street Supportive HSG Tax credit (LIHTC) 65 Birch St, Paterson 07522 15 homes · In service since 2008
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Passaic County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 4 agencies serve in Passaic County. Here is what the rules say:
The rules, with their source
-
You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
-
Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
-
Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
-
If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
-
When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
-
Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $29,250 | $48,700 | $75,900 |
| 2 people | $33,400 | $55,650 | $86,750 |
| 3 people | $37,600 | $62,600 | $97,600 |
| 4 people | $41,750 | $69,550 | $108,400 |
| 5 people | $45,100 | $75,150 | $117,100 |
| 6 people | $48,450 | $80,700 | $125,750 |
| 7 people | $51,800 | $86,250 | $134,450 |
| 8 people | $55,720 | $91,850 | $143,100 |
Area median income: $139,100. HUD income limits by family size, Fiscal year 2026. Area: Bergen-Passaic, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $1,595 – $1,949
- 1 bedroom $1,788 – $2,186
- 2 bedrooms $2,054 – $2,510
- 3 bedrooms $2,494 – $3,048
- 4 bedrooms $3,147 – $3,847
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Paterson Housing Authority Public housing and Section 8 vouchers · 3,000 vouchers · 1,110 public housing units (973) 345-5650 Paterson Housing Authority: igorham@patersonha.org
- Housing Authority of the City of Passaic Public housing and Section 8 vouchers · 2,159 vouchers · 384 public housing units (973) 365-6330 Housing Authority of the City of Passaic: rvanrensalier@passaichousing.org
- Passaic County Public Housing Agency Section 8 vouchers · 842 vouchers (973) 881-4370 Passaic County Public Housing Agency: janicedj@passaiccountynj.org
- Clifton Housing Authority Section 8 vouchers · 270 vouchers (973) 470-5846 Clifton Housing Authority: dsidoti@cliftonnj.org
Housing agencies in New Jersey Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in New Jersey
What New Jersey law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1.5 months of rent
- N.J.S.A. 46:8-21.2
- When must they return my deposit?
- 30 days
- N.J.S.A. 46:8-21.1
- Only a court order can remove youN.J.S.A. 2A:39-1
- Protection from retaliationN.J.S.A. 2A:42-10.10
Help
Where to get help with rent in Passaic County
This HUD-approved agency has an office in Passaic County. They counsel for free or at low cost.
-
Paterson Task Force for Community Action, Inc
191 Market St, Paterson
- Mortgage delinquency and default
- Budget and financial counseling
- and 6 more
Rental assistance programs
The ones that serve in Passaic County or the whole state, with what each page says about being open.
-
Low Income Home Energy Assistance Program (LIHEAP): Home Energy Assistance
Run by New Jersey Department of Community Affairs (DCA)
New Jersey help for very low-income residents with heating and cooling bills, and with past-due electric and gas bills
Open, per the source
See details -
Omnibus Eviction and Homelessness Prevention (OEHP) program
Run by New Jersey Department of Community Affairs (DCA), Office of Eviction Prevention
New Jersey program that, through organizations in all 21 counties, helps renters with back rent, moving and free legal advice when facing eviction
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Passaic County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in New Jersey, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$4,564
What you need before you get the keys.
What adds up
- First month
- $2,282
- Security deposit
- $2,282
- Total
- $4,564
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Passaic County?
According to HUD (Fiscal year 2027): Studio: $1,772; 1 bedroom: $1,987; 2 bedrooms: $2,282; 3 bedrooms: $2,771; 4 bedrooms: $3,497. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Passaic County?
Paying the 2-bedroom fair market rent ($2,282) without spending more than 30% of income takes $43.88 an hour full time, or $91,280 a year.
Who qualifies for Section 8 in Passaic County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $69,550 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Passaic County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $2,054 and $2,510 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Passaic County?
For 2 bedrooms they run from $1,610 in 07505 to $2,820 in 07421. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Passaic County?
HUD lists 109 properties with homes for low-income households in Passaic County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Passaic County?
HUD counts rent as a burden when it reaches 30% of income or more. In Passaic County, 57% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).