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Renting · Section 8

Data from November 2026

Renting in Morris County, New Jersey

Morris County has a HUD fair market rent of $2,233 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,904 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $42.94 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$2,233
a month, HUD, Fiscal year 2027
2% less than in New Jersey
Typical rent
$1,904
a month, Census, Average 2020–2024
11% more than in New Jersey
Wage needed
$42.94
an hour, 2 bedrooms
Or $89,320 a year, to spend no more than 30% of income on rent.
Rent-burdened households
45%
spend 30% or more of income on rent
12% less than in New Jersey

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Morris County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Of the 21 counties in New Jersey, Morris County has the smallest share of rent-burdened renters: 45%.

  2. Nearby, in Warren County, the typical rent is $1,409: 26% less than in Morris County ($1,904).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Morris County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Morris County was $2,909 a month in September 2026: 1.2% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,637 $31.48 $65,480
1 bedroom $1,850 $35.58 $74,000
2 bedrooms $2,233 $42.94 $89,320
3 bedrooms $2,785 $53.56 $111,400
4 bedrooms $3,188 $61.31 $127,520

HUD area: Newark, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 52 ZIP codes in Morris County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,990 in 07034 to $3,350 in 07981. 42 ZIP codes are above the county's fair market rent ($2,233).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Morris County, 45% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

45%

of renter households spend 30% or more of their income on rent.

49,683 households rent in Morris County

  • Spend half or more of their income 23%
  • Spend 30% or more, but less than half 22%
  • Spend less than 30% 55%

Compared with the state and the country

  • Morris 45%
  • New Jersey 52%
  • United States 51%

Low-income apartments

Low-income apartments in Morris County

HUD lists 45 properties with homes for low-income households in Morris County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
19
HUD-assisted
24
public housing
2

2,568 homes in all; 2,266 of them low-income, according to HUD.

  • Morris County Housing Public housing 221 Mount Pleasant Ave, Dover 07801 304 low-income homes · Run by Morris County Housing Authority · Average payment: $779 a month · Average wait: 35 months · Homes at several sites · (973) 540-0389
  • Baldwin Oaks Apartments HUD-assisted 299 Baldwin Rd, Parsippany 07054 251 homes, 250 low-income · For older adults
  • Parsippany-Troy Hills HUD-assisted 1111 Parsippany Blvd, Parsippany 07054 191 low-income homes · For older adults
  • Mill Pond Tower Apts HUD-assisted 45 Bassett Hwy, Dover 07801 127 low-income homes · For older adults · (973) 361-2604
  • Lakeside Village Tax credit (LIHTC) 2 Willow Walk Drive, Roxbury Twp 105 low-income homes · In service since 2012
  • Centennial Courts (wharton Senior Housing) Tax credit (LIHTC) 100 N Main St, Wharton 101 low-income homes · In service since 1997
  • Morris Mews HUD-assisted 103 Ketch Rd, Morristown 07960 100 low-income homes · For older adults
  • Pequannock Senior Citizens HUD-assisted 101 Boulevard, Pequannock 07440 99 low-income homes · For older adults
  • Spruce Senior Tax credit (LIHTC) 1 Spruce St, Dover 91 homes, 90 low-income · 2 bd: 90 · In service since 2003 · For older adults
  • Butler Senior Housing HUD-assisted 9 Ace Rd, Butler 07405 91 homes, 89 low-income · For older adults
  • Butler Senior Community Tax credit (LIHTC) 9 Ace Rd, Butler 90 homes, 89 low-income · In service since 2005
  • Saddle Brook Court Tax credit (LIHTC) 53 Horsehill Rd, Cedar Knolls 78 low-income homes · In service since 2013
  • Cook's Pond Senior Housing Tax credit (LIHTC) 455 Diamond Spring Rd, Denville 69 low-income homes · In service since 2000
  • Dover Veterans Tax credit (LIHTC) 36 Prospect St, Dover 67 low-income homes
  • Mt. Olive Manor HUD-assisted 49 Flanders Bartley Rd, Flanders 07836 61 homes, 60 low-income · For older adults · (973) 252-3049
  • Senior Citz BLDG Public housing 215 E Blackwell St, Dover 07801 59 low-income homes · Run by Dover Housing Authority · Average payment: $414 a month · Average wait: 31 months · (973) 361-9444
  • Marveland Crescent Tax credit (LIHTC) 100 Marveland Crescent, Mount Olive 57 low-income homes
  • Lounsberry Manor Tax credit (LIHTC) 1449 Valley Rd, Stirling 51 low-income homes · In service since 2012
  • Jefferson Chase HUD-assisted 5782 Berkshire Valley Rd, Jefferson Township 07438 50 low-income homes · For older adults · (973) 208-6699
  • Mt. Olive Manor II HUD-assisted 51 Flanders Bartley Rd, Flanders 07836 50 low-income homes · For older adults
  • Woodfield Estates at Florham Park Tax credit (LIHTC) 1 Ward Place, Florham Park Boro 60 homes, 30 low-income · In service since 2012
  • Rachel Gardens Tax credit (LIHTC) 1200 Rachel Terrace, Montville Twp 52 homes, 26 low-income · In service since 1991
  • Rachel Gardens Tax credit (LIHTC) 67 Chapin Rd, Pine Brook 52 homes, 26 low-income · In service since 2012
  • Abbett Avenue Apartments Tax credit (LIHTC) 38 Abbett Ave, Morristown 12 low-income homes · In service since 2008
  • Mcail Liberty House HUD-assisted 81 Ketch Rd, Morristown 07960 10 low-income homes · For people with disabilities
  • Morris Shelter Transitional Housing Tax credit (LIHTC) 1 Jean St, Morristown 10 low-income homes · In service since 1997
  • Cheshire Home III HUD-assisted 305 Greenwood Ave, Florham Park 07932 8 low-income homes · For people with disabilities
  • Cheshire Home II HUD-assisted 339 N Beverwyck Rd, Parsippany 07054 7 homes, 6 low-income · For people with disabilities · (973) 966-1232
  • Access House HUD-assisted 10 Entin Rd, Parsippany 07054 6 low-income homes · For people with disabilities
  • Much Dignity House HUD-assisted 18 Cedar Ter, Randolph 07869 6 low-income homes · For people with disabilities · (973) 326-9750
  • Jewish Service For Developmentally Disabled HUD-assisted 5 Pleasant Ter, Boonton 07005 5 low-income homes · For people with disabilities
  • New Bridge Independent Housing HUD-assisted 411 Birch St, Boonton 07005 5 low-income homes · For people with disabilities
  • Community Hope I Consumer Home HUD-assisted 2 Deauville Dr, Parsippany 07054 4 low-income homes · For people with disabilities
  • Community Hope II Consumer Hom HUD-assisted 1 Kennedy Dr, Roxbury Twp 07836 4 low-income homes · For people with disabilities
  • Community Hope III Consumer Ho HUD-assisted 1 Locust St, Mount Olive 07828 4 low-income homes · For people with disabilities
  • Community Hope VI Consumer Home HUD-assisted 102A S 1st Ave, Kenvil 07847 4 low-income homes · For people with disabilities
  • JSDD Supportive Living II HUD-assisted 18 Jeffrie Trl, Whippany 07981 4 low-income homes · For people with disabilities · (973) 272-7141
  • NewBridge HMC HUD-assisted 12 Ringenbach Ln, Budd Lake 07828 4 low-income homes · For people with disabilities
  • Community Options Siek HUD-assisted 20 Siek Rd, Butler 07405 3 low-income homes · For people with disabilities
  • Community Options Van Houten S HUD-assisted 38 Van Houten Ave, Butler 07405 3 low-income homes · For people with disabilities
  • Spruce Senior Housing #649 Tax credit (LIHTC) 2 Spruce St, Dover 07801 90 homes · In service since 2012
  • Woodfield Estates at Florham Park #192 Tax credit (LIHTC) 1,3,5,7,9 &11 Ward Place, Florham Park 60 homes · In service since 2012
  • Lounsberry Manor #194 Tax credit (LIHTC) 1449 Valley Rd, Stirling 07980 51 homes · In service since 2012
  • Litc#06917 Abbett Avenue Apartments Tax credit (LIHTC) 38 Abbett Ave, Morristown 07960 12 homes · In service since 2008
  • 5 Burton Way Tax credit (LIHTC) 5 Burton Way, Landing In service since 1997

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Morris County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 5 agencies serve in Morris County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Newark, NJ HUD Metro FMR Area.
People Extremely low (30%) Very low (50%) Low
1 person $29,050 $48,450 $74,800
2 people $33,200 $55,400 $85,450
3 people $37,350 $62,300 $96,150
4 people $41,500 $69,200 $106,800
5 people $44,850 $74,750 $115,350
6 people $48,150 $80,300 $123,900
7 people $51,500 $85,850 $132,450
8 people $55,720 $91,350 $141,000

Area median income: $138,400. HUD income limits by family size, Fiscal year 2026. Area: Newark, NJ HUD Metro FMR Area. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $1,473 – $1,801
  • 1 bedroom $1,665 – $2,035
  • 2 bedrooms $2,010 – $2,456
  • 3 bedrooms $2,507 – $3,064
  • 4 bedrooms $2,869 – $3,507

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in New Jersey Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New Jersey

What New Jersey law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1.5 months of rent
N.J.S.A. 46:8-21.2
When must they return my deposit?
30 days
N.J.S.A. 46:8-21.1
  • Only a court order can remove youN.J.S.A. 2A:39-1
  • Protection from retaliationN.J.S.A. 2A:42-10.10

Help

Where to get help with rent in Morris County

This HUD-approved agency has an office in Morris County. They counsel for free or at low cost.

  • Housing Partnership for Morris County

    2 E Blackwell St Ste 12, Dover

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more

Rental assistance programs

The ones that serve in Morris County or the whole state, with what each page says about being open.

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Morris County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New Jersey, the average home bill was $128 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$4,466

What you need before you get the keys.

What adds up

First month
$2,233
Security deposit
$2,233
Total
$4,466

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Morris County?

According to HUD (Fiscal year 2027): Studio: $1,637; 1 bedroom: $1,850; 2 bedrooms: $2,233; 3 bedrooms: $2,785; 4 bedrooms: $3,188. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Morris County?

Paying the 2-bedroom fair market rent ($2,233) without spending more than 30% of income takes $42.94 an hour full time, or $89,320 a year.

Who qualifies for Section 8 in Morris County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $69,200 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Morris County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $2,010 and $2,456 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Morris County?

For 2 bedrooms they run from $1,990 in 07034 to $3,350 in 07981. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Morris County?

HUD lists 45 properties with homes for low-income households in Morris County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Morris County?

HUD counts rent as a burden when it reaches 30% of income or more. In Morris County, 45% of renter households are in that position; in New Jersey, 52%, and nationwide, 51% (Average 2020–2024, Census).