Español

Este sitio también está en español. Leer en español

City · 70,090 residents · Essex County, New Jersey

East Orange , New Jersey

In East Orange, a typical home is worth $365,900 and typical rent is $1,441 a month. Compared with all of Essex County, the typical home value is 30% lower, typical household income is 25% lower, and the share of households that own their home is 14 points lower.

WhatsApp

  • Typical home value

    $365,900

    30% below the county

    19% below New Jersey

    • East Orange
    • Essex
    • New Jersey

  • Typical rent

    $1,441a month

    6% below the county

    16% below New Jersey

    • East Orange
    • Essex
    • New Jersey

  • Typical household income

    $60,830a year

    25% below the county

    41% below New Jersey

    • East Orange
    • Essex
    • New Jersey

  • Households that own their home

    31%

    14 points below the county

    33 points below New Jersey

    • East Orange
    • Essex
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$476,915
about the same as 12 months ago
Typical rent
$1,994 a month
0.8% less than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

East Orange is in Essex County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Essex County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets East Orange apart

What this place has that others do not, from public data, most unusual first.

  1. East Orange has the 13th lowest homeownership rate of the 293 cities in New Jersey with more than 5,000 people (31%).

  2. The typical home in East Orange is worth $365,900, 30% less than in Essex County as a whole ($524,100).

  3. East Orange has the 16th lowest typical household income of the 294 cities in New Jersey with more than 5,000 people ($60,830).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in East Orange barely changed; in New Jersey, it rose 4%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in East Orange

What homes there are in East Orange, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

There are more apartments in East Orange than in Essex County: 49% of homes, against 31%.

Year built

By age, homes in East Orange look like those in Essex County: the typical year built is 1956.

In East Orange, 40% of homes have 1 bedroom or none (studios); 33% have 3 bedrooms or more, against 47% in Essex County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Essex County is $2,233; about 88% of rents in East Orange are below it.

With a mortgage

$2,615 a month

Essex County: $3,322 a month

Without a mortgage

$1,298 a month

Essex County: $1,500 or more a month

Owners with a mortgage

72%

Essex County: 68%

The typical cost for an owner with a mortgage in East Orange is $2,615 a month, less than in Essex County ($3,322); without one, $1,298.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in East Orange rose 67% since 2015–2019, more than in Essex County (36%).

Much as in Essex County, the typical rent in East Orange rose 29% since 2015–2019.

While home values in East Orange changed +67% and rent +29%, the typical household income rose 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEast OrangeEssex CountyNew JerseyUnited States
Rental vacancy 2.8%2.7%3.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room 9.9%6.1%4.0%3.4%
People per household 2.442.632.622.53
Drive alone 55%53%62%69%
Carpool 6%8%8%9%
Public transit 20%16%8%3%
Walk or bike 3%3%3%3%
Work from home 10%16%17%15%
Other means 6%4%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

In East Orange, the rental vacancy rate is 2.8%, about the same as in Essex County.

More than one person per room: that is how 9.9% of households in East Orange live, more than in Essex County (6.1%).

On average, a household in East Orange has 2.44 people, fewer than in Essex County (2.63).

In East Orange, 20% of workers get to work by public transit; in Essex County, 16%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in East Orange?

A typical home costs more than the typical income allows

We start with a typical home in East Orange, worth $365,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 71% of the typical household income in East Orange, which is $60,830 a year. For that payment to be 28% of income, a household would need to earn about $153,322 a year.

The calculator's FHA and conventional loan limits are those of all of Essex County.

Your numbers

Local data
$

Starts at the typical home value in East Orange. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,807 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,578

at 7.18% · 30 years

Loan amount
$359,272
Total interest
$516,908
Paid off in
November 2056

Includes $6,179 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,419 a month

  • Tight

    $1,419 to $1,825 a month

  • Hard

    more than $1,825 a month

    Your payment · 71%

Compared with the typical household income in East Orange ($60,830 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,578
Principal & interest$2,434
Property tax$829
Home insurance$153
FHA mortgage insurance (MIP)$162

You need at least $12,807 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

East Orange and Essex County

East Orange is in Essex County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

East Orange's own numbers

Typical home value
$365,900
Typical monthly rent
$1,441
Typical yearly household income
$60,830
Households that own their home
31%
Effective property tax rate
2.72%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Essex County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,233
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
2.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Essex County.

Everything about Essex County

Buying

Buying a home in East Orange

A typical home in East Orange is worth $365,900: 30% below the county and 19% below New Jersey. With the typical household income in East Orange ($60,830 a year), a typical home costs 6.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • East Orange 6.0 years
  • Essex 6.5 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Essex County

According to FHFA’s house price index, home prices in Essex County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Essex County.

Period County New Jersey U.S.
Last year (2025) +5.8% +6.2% +2.9%
5 years (2020–2025) +58% +63% +47%
10 years (2015–2025) +87% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

East Orange next to Essex County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • East Orange $365,900
  • Essex $524,100
  • New Jersey $454,400
  • United States $332,700
Typical monthly rent
  • East Orange $1,441
  • Essex $1,531
  • New Jersey $1,720
  • United States $1,413
Typical yearly household income
  • East Orange $60,830
  • Essex $80,789
  • New Jersey $103,556
  • United States $80,734
See the full table
East Orange next to Essex County and New Jersey
Measure East Orange Essex County New Jersey U.S.
Typical home value $365,900 $524,100 $454,400 $332,700
Typical monthly rent $1,441 $1,531 $1,720 $1,413
Typical yearly household income $60,830 $80,789 $103,556 $80,734
Households that own their home 31% 45% 64% 65%
Typical yearly property tax $9,970 $10,001 $9,590 $3,119
Effective property tax rate 2.72% 1.91% 2.11% 0.94%
Renters with high rent for their income 58% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Essex County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in East Orange

For a typical $365,900 home in East Orange, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Orange's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,578a month

    Least cash to close
    Down payment
    $12,807
    Cash to close
    $23,784
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $162

  • Conventional, 5% down $3,510a month

    Down payment
    $18,295
    Cash to close
    $29,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $174

  • Conventional, 20% down, no PMI $2,965a month

    Down payment
    $73,180
    Cash to close
    $84,157
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,303a month

    Down payment
    $54,885
    Cash to close
    $65,862
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for East Orange and for Essex County.

Property tax

Effective rate in East Orange

2.72%of the home’s value each year

$9,970 a year for the typical owner in East Orange.

  • East Orange 2.72%
  • Essex 1.91%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Essex County

FEMA does not publish these numbers by city: they are for all of Essex County.

Homes in the high-risk zone
2.5%
3,710
Of those, with NFIP insurance
50%
County New Jersey U.S.
Homes in the high-risk zone 2.5% 6.7% 3.5%
Of those, with NFIP insurance 50% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in East Orange

Typical rent in East Orange is $1,441 a month: 6% below the county. In East Orange, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Essex County, by unit size. To pay the 2-bedroom one ($2,233 a month) without spending more than 30% of your income, you would need to earn $42.94 an hour working full time.

HUD fair market rent for all of Essex County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,637 $31.48 $65,480
1 bedroom $1,850 $35.58 $74,000
2 bedrooms $2,233 $42.94 $89,320
3 bedrooms $2,785 $53.56 $111,400
4 bedrooms $3,188 $61.31 $127,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in East Orange

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East Orange has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,990 in 07017 to $2,100 in 07018.

None is above the fair market rent for Essex County ($2,233).

  • 07017 $1,990$2,490
  • 07018 $2,100$2,620

A ZIP code counts for East Orange when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in East Orange

HUD lists 40 buildings with rents for lower incomes in East Orange. These are the largest.

  • Norman Towers 500 Parkway Dr, East Orange 07017 405 low-income homes · For older adults
  • The Pavillion 220 Prospect St, East Orange 298 low-income homes · In service since 2016
  • Corinthian Towers 67 S Munn Ave, East Orange 07018 221 homes, 220 low-income · For families (973) 643-8588
  • Litc#1050 Heritage House Aka Fern Pres. 50 S Munn Ave, East Orange 07018 205 homes, 204 low-income · In service since 2010 · For older adults
  • Heritage House 50 S Munn Ave, East Orange 204 low-income homes · In service since 2010

See all 393 buildings in Essex County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in East Orange

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Essex County; 5 say they serve in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in East Orange

No down payment, repair or rent-help program on our list is for East Orange or Essex County. The ones below are statewide in New Jersey: they work in East Orange the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near East Orange

The HUD-approved agencies closest to the center of East Orange, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Urban League of Essex County

    508 Central Ave, Newark · 1 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (973) 624-9535

  • Catholic Charities of the Archdiocese of Newark

    590 N 7th St, Newark · 2 miles away · Spanish

    • Budget and credit workshops
    • Fair housing pre-purchase workshops
    • and 3 more
    (973) 596-4100

  • Tri-City Peoples Corporation

    675 S 19th St, Newark · 2 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (097) 367-5448

Every agency in Essex County All counseling agencies in New Jersey

Help in Spanish near East Orange

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of East Orange

HUD’s record names them for East Orange or Essex County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • East Orange Housing Authority Public housing and Section 8 vouchers (973) 766-8896

6 other authorities have an office in Essex County: see the list Source: HUD

Cities

Other cities in Essex County

These cities are also in Essex County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Essex County Housing in New Jersey

Nearby cities

The cities closest to East Orange, with the typical home value.

Neighboring counties

If Essex County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in East Orange.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about East Orange

Short answers with the numbers for East Orange and all of Essex County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in East Orange?

The typical home value in East Orange is $365,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Essex County it is $524,100.

How much does it cost to rent in East Orange?

Typical rent in East Orange is $1,441 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Essex County is $2,233.

What is the FHA loan limit in East Orange?

East Orange uses the FHA limit for all of Essex County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in East Orange?

The typical homeowner in East Orange pays $9,970 a year, according to the U.S. Census Bureau. That is 2.72% of the home’s value; in Essex County, the rate is 1.91%.

Where can I find free help to buy or rent in East Orange?

There are 7 HUD-approved counseling agencies with an office in Essex County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).