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City · 7,943 residents · Essex County, New Jersey

Glen Ridge , New Jersey

In Glen Ridge, a typical home is worth $836,600 and typical rent is $2,728 a month. Compared with all of Essex County, typical household income is 209% higher, typical rent is 78% higher, and the share of households that own their home is 46 points higher.

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  • Typical home value

    $836,600

    60% above the county

    84% above New Jersey

    • Glen Ridge
    • Essex
    • New Jersey

  • Typical rent

    $2,728a month

    78% above the county

    59% above New Jersey

    • Glen Ridge
    • Essex
    • New Jersey

  • Typical household income

    $250,001a year

    209% above the county

    141% above New Jersey

    • Glen Ridge
    • Essex
    • New Jersey

  • Households that own their home

    91%

    46 points above the county

    27 points above New Jersey

    • Glen Ridge
    • Essex
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,163,981
8.1% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Glen Ridge is in Essex County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Essex County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Glen Ridge apart

What this place has that others do not, from public data, most unusual first.

  1. Glen Ridge has the highest typical household income of the 294 cities in New Jersey with more than 5,000 people: $250,001.

  2. 91% of households in Glen Ridge own their home, against 45% in Essex County.

  3. The typical rent in Glen Ridge is $2,728 a month, 78% more than in Essex County as a whole ($1,531).

  4. Nearby, in Ampere North, the typical home value is $365,600: 56% less than in Glen Ridge ($836,600).

  5. The typical home in Glen Ridge is worth $836,600, 60% more than in Essex County as a whole ($524,100).

  6. Nearby, in East Orange, the typical rent is $1,441: 47% less than in Glen Ridge ($2,728).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Glen Ridge

What homes there are in Glen Ridge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 86% of homes here, against 33% in Essex County.

Year built

In Glen Ridge, at least half of the homes were built before 1940, and 86% date from before 1960.

There is more room for a big family here: 86% of homes have 3 bedrooms or more, against 47% in Essex County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

79%

Essex County: 68%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Glen Ridge rose 28%; in Essex County, it rose 36%.

Since 2015–2019, the typical rent in Glen Ridge rose 58%, more than in Essex County (30%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureGlen RidgeEssex CountyNew JerseyUnited States
Rental vacancy Unreliable estimate2.7%3.5%5.5%
Homeowner vacancy Unreliable estimate0.7%0.7%0.9%
More than one person per room Unreliable estimate6.1%4.0%3.4%
People per household 3.182.632.622.53
Drive alone 33%53%62%69%
Carpool Unreliable estimate8%8%9%
Public transit 22%16%8%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 34%16%17%15%
Other means Unreliable estimate4%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 3.18 on average, against 2.63 in Essex County.

In Glen Ridge, 34% of workers work from home, more than in Essex County (16%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Glen Ridge?

A typical home is tight for the typical income

We start with a typical home in Glen Ridge, worth $836,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 34% of the typical household income in Glen Ridge, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $305,142 a year.

The calculator's FHA and conventional loan limits are those of all of Essex County.

Your numbers

Local data
$

Starts at the typical home value in Glen Ridge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $29,281 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$7,120

at 7.18% · 30 years

Loan amount
$821,447
Total interest
$1,181,870
Paid off in
November 2056

Includes $14,128 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $5,833 a month

  • Tight

    $5,833 to $7,500 a month

    Your payment · 34%

  • Hard

    more than $7,500 a month

Compared with the typical household income in Glen Ridge ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$7,120
Principal & interest$5,565
Property tax$837
Home insurance$349
FHA mortgage insurance (MIP)$370

You need at least $29,281 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Glen Ridge and Essex County

Glen Ridge is in Essex County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Glen Ridge's own numbers

Typical home value
$836,600
Typical monthly rent
$2,728
Typical yearly household income
$250,001
Households that own their home
91%
Effective property tax rate
1.2%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Essex County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,233
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
2.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Essex County.

Everything about Essex County

Buying

Buying a home in Glen Ridge

A typical home in Glen Ridge is worth $836,600: 60% above the county and 84% above New Jersey. With the typical household income in Glen Ridge ($250,001 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Glen Ridge 3.3 years
  • Essex 6.5 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Essex County

According to FHFA’s house price index, home prices in Essex County rose 87% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Essex County.

Period County New Jersey U.S.
Last year (2025) +5.8% +6.2% +2.9%
5 years (2020–2025) +58% +63% +47%
10 years (2015–2025) +87% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Glen Ridge next to Essex County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Glen Ridge $836,600
  • Essex $524,100
  • New Jersey $454,400
  • United States $332,700
Typical monthly rent
  • Glen Ridge $2,728
  • Essex $1,531
  • New Jersey $1,720
  • United States $1,413
Typical yearly household income
  • Glen Ridge $250,001
  • Essex $80,789
  • New Jersey $103,556
  • United States $80,734
See the full table
Glen Ridge next to Essex County and New Jersey
Measure Glen Ridge Essex County New Jersey U.S.
Typical home value $836,600 $524,100 $454,400 $332,700
Typical monthly rent $2,728 $1,531 $1,720 $1,413
Typical yearly household income $250,001 $80,789 $103,556 $80,734
Households that own their home 91% 45% 64% 65%
Typical yearly property tax $10,001 $10,001 $9,590 $3,119
Effective property tax rate 1.2% 1.91% 2.11% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Essex County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Glen Ridge

For a typical $836,600 home in Glen Ridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Glen Ridge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $7,120a month

    Least cash to close
    Down payment
    $29,281
    Cash to close
    $54,379
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $370

  • Conventional, 5% down $6,967a month

    Down payment
    $41,830
    Cash to close
    $66,928
    Rate
    7.18%
    Mortgage insurance
    PMI · $397

  • Conventional, 20% down, no PMI $5,719a month

    Down payment
    $167,320
    Cash to close
    $192,418
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $6,493a month

    Down payment
    $125,490
    Cash to close
    $150,588
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Glen Ridge and for Essex County.

Property tax

Effective rate in Glen Ridge

1.2%of the home’s value each year

$10,001 a year for the typical owner in Glen Ridge.

  • Glen Ridge 1.2%
  • Essex 1.91%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Essex County

FEMA does not publish these numbers by city: they are for all of Essex County.

Homes in the high-risk zone
2.5%
3,710
Of those, with NFIP insurance
50%
County New Jersey U.S.
Homes in the high-risk zone 2.5% 6.7% 3.5%
Of those, with NFIP insurance 50% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Glen Ridge

Typical rent in Glen Ridge is $2,728 a month: 78% above the county.

HUD publishes a fair market rent for all of Essex County, by unit size. To pay the 2-bedroom one ($2,233 a month) without spending more than 30% of your income, you would need to earn $42.94 an hour working full time.

HUD fair market rent for all of Essex County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,637 $31.48 $65,480
1 bedroom $1,850 $35.58 $74,000
2 bedrooms $2,233 $42.94 $89,320
3 bedrooms $2,785 $53.56 $111,400
4 bedrooms $3,188 $61.31 $127,520

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Glen Ridge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Glen Ridge is in ZIP code 07028.

For 2 bedrooms it is $3,220: $987 more than the fair market rent for Essex County ($2,233).

  • 07028 $3,220$4,020

A ZIP code counts for Glen Ridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Glen Ridge

HUD lists one building with rents for lower incomes in Glen Ridge.

  • Project Live VIII 70 Osborne St, Glen Ridge 07028 3 low-income homes · For people with disabilities (973) 481-1211

See all 393 buildings in Essex County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Glen Ridge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 7 HUD-approved agencies with an office in Essex County; 5 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Glen Ridge

No down payment, repair or rent-help program on our list is for Glen Ridge or Essex County. The ones below are statewide in New Jersey: they work in Glen Ridge the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Glen Ridge

The HUD-approved agencies closest to the center of Glen Ridge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Consumer Credit and Budget Counseling, DBA National Foundation for Debt Management

    26 Park St Ste 2000, Montclair · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (727) 755-8558

  • Catholic Charities of the Archdiocese of Newark

    590 N 7th St, Newark · 3 miles away · Spanish

    • Budget and credit workshops
    • Fair housing pre-purchase workshops
    • and 3 more
    (973) 596-4100

  • Urban League of Essex County

    508 Central Ave, Newark · 4 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (973) 624-9535

Every agency in Essex County All counseling agencies in New Jersey

Help in Spanish near Glen Ridge

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Glen Ridge

In HUD’s record, no housing authority with an office in Essex County is named for Glen Ridge or Essex County.

7 other authorities have an office in Essex County: see the list Source: HUD

Cities

Other cities in Essex County

These cities are also in Essex County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Essex County Housing in New Jersey

Nearby cities

The cities closest to Glen Ridge, with the typical home value.

Neighboring counties

If Essex County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Glen Ridge.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Glen Ridge

Short answers with the numbers for Glen Ridge and all of Essex County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Glen Ridge?

The typical home value in Glen Ridge is $836,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Essex County it is $524,100.

How much does it cost to rent in Glen Ridge?

Typical rent in Glen Ridge is $2,728 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Essex County is $2,233.

What is the FHA loan limit in Glen Ridge?

Glen Ridge uses the FHA limit for all of Essex County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Glen Ridge?

The typical homeowner in Glen Ridge pays $10,001 a year, according to the U.S. Census Bureau. That is 1.2% of the home’s value; in Essex County, the rate is 1.91%.

Where can I find free help to buy or rent in Glen Ridge?

There are 7 HUD-approved counseling agencies with an office in Essex County. 5 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).