In Kenilworth, a typical home is worth $522,200 and typical rent is $2,023 a month. Compared with all of Union County, typical rent is 17% higher, typical household income is 15% higher, and the share of households that own their home is 17 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $493,997 to $624,709.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kenilworth is in Union County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Union County. See the county
What this place has that others do not, from public data, most unusual first.
1
74% of households in Kenilworth own their home, against 57% in Union County.
2
Nearby, in Vauxhall, the typical home value is $360,000: 31% less than in Kenilworth ($522,200).
3
Nearby, in Roselle, the typical rent is $1,567: 23% less than in Kenilworth ($2,023).
4
The typical rent in Kenilworth is $2,023 a month, 17% more than in Union County as a whole ($1,730).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Kenilworth
What homes there are in Kenilworth, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kenilworth
Union County
New Jersey
United States
Kind of home: Kenilworth and its comparisons
Measure
Kenilworth
Union County
New Jersey
United States
Detached house
70%
50%
53%
61%
Attached house
Unreliable estimate
5%
10%
6%
Building of 2 to 4
23%
25%
15%
8%
Apartments (5 or more)
Unreliable estimate
20%
22%
19%
Mobile home
Unreliable estimate
0%
1%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Kenilworth: 70% of homes, more than in Union County (50%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Kenilworth
Union County
New Jersey
United States
Year built: Kenilworth and its comparisons
Measure
Kenilworth
Union County
New Jersey
United States
Before 1960
69%
58%
38%
26%
1960–1979
21%
20%
25%
24%
1980–1999
Unreliable estimate
9%
21%
25%
2000–2009
Unreliable estimate
6%
9%
14%
2010 or later
Unreliable estimate
7%
7%
11%
The typical year built in Kenilworth is 1955, about the same as in Union County (1956).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K40%
$500K–$750K46%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Kenilworth and its comparisons
Measure
Kenilworth
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
40%
$500K–$750K
46%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Kenilworth and its comparisons
Measure
Kenilworth
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,770 a month
Union County: $3,203 a month
Without a mortgage
$1,159 a month
Union County: $1,438 a month
Owners with a mortgage
59%
Union County: 67%
Owning costs less in Kenilworth: with a mortgage, the typical cost is $2,770 a month; in Union County, $3,203. Without one, $1,159.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kenilworth+51%
Union County+44%
New Jersey+35%
United States+53%
Typical rent
Kenilworth+33%
Union County+34%
New Jersey+29%
United States+33%
Typical household income
KenilworthNo clear change
Union County+29%
New Jersey+26%
United States+29%
Change since 2015–2019: Kenilworth and its comparisons
Measure
Kenilworth
Union County
New Jersey
United States
Typical home value
+51%
+44%
+35%
+53%
Typical rent
+33%
+34%
+29%
+33%
Typical household income
No clear change
+29%
+26%
+29%
The typical home value in Kenilworth rose 51% since 2015–2019, more than in Union County (44%).
Much as in Union County, the typical rent in Kenilworth rose 33% since 2015–2019.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kenilworth and its comparisons
Measure
Kenilworth
Union County
New Jersey
United States
Rental vacancy
Unreliable estimate
3.1%
3.5%
5.5%
Homeowner vacancy
Unreliable estimate
1.0%
0.7%
0.9%
More than one person per room
Unreliable estimate
5.8%
4.0%
3.4%
People per household
2.95
2.82
2.62
2.53
Drive alone
79%
61%
62%
69%
Carpool
Unreliable estimate
9%
8%
9%
Public transit
Unreliable estimate
9%
8%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
Unreliable estimate
14%
17%
15%
Other means
Unreliable estimate
4%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Kenilworth look like those in Union County: 2.95 people on average.
In Kenilworth, 79% of workers drive alone to work; in Union County, 61%.
Do the math
What would you pay each month for a home in Kenilworth?
A typical home costs more than the typical income allows
We start with a typical home in Kenilworth, worth $522,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Kenilworth, which is $118,611 a year. For that payment to be 28% of income, a household would need to earn about $202,776 a year.
The calculator's FHA and conventional loan limits are those of all of Union County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kenilworth. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $18,277 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,731
at 7.18% · 30 years
Loan amount
$512,742
Total interest
$737,715
Paid off in
November 2056
Includes $8,819 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,768 a month
Tight
$2,768 to $3,558 a month
Hard
more than $3,558 a month
Your payment · 48%
Compared with the typical household income in Kenilworth ($118,611 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,473
Property tax
$809
Home insurance
$218
FHA mortgage insurance (MIP)
$231
You need at least $18,277 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,731; principal and interest $3,473.
The city and its county
Kenilworth and Union County
Kenilworth is in Union County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kenilworth
Map of Union County, New Jersey, with Kenilworth marked. Around it, the neighboring counties.
Kenilworth
Union County
Other cities with a page
Kenilworth's own numbers
Typical home value
$522,200
Typical monthly rent
$2,023
Typical yearly household income
$118,611
Households that own their home
74%
Effective property tax rate
1.86%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Union County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,233
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
3.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Union County.
A typical home in Kenilworth is worth $522,200: about the same as the county and 15% above New Jersey. With the typical household income in Kenilworth ($118,611 a year), a typical home costs 4.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kenilworth4.4 years
Union5.1 years
New Jersey4.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Union County
According to FHFA’s house price index, home prices in Union County rose 84% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Union County.
Yearly change in FHFA’s price index in Union County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +2.2% +2.2% 2017
2018: +3.5% +3.5% 2018
2019: +4.0% +4.0% 2019
2020: +3.1% +3.1% 2020
2021: +9.9% +9.9% 2021
2022: +13.4% +13.4% 2022
2023: +10.1% +10.1% 2023
2024: +9.1% +9.1% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Union County, New Jersey and the United States
Period
County
New Jersey
U.S.
Last year (2025)
+5.5%
+6.2%
+2.9%
5 years (2020–2025)
+58%
+63%
+47%
10 years (2015–2025)
+84%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kenilworth next to Union County, New Jersey and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kenilworth$522,200
Union$529,200
New Jersey$454,400
United States$332,700
Typical monthly rent
Kenilworth$2,023
Union$1,730
New Jersey$1,720
United States$1,413
Typical yearly household income
Kenilworth$118,611
Union$103,202
New Jersey$103,556
United States$80,734
See the full table
Kenilworth next to Union County and New Jersey
Measure
Kenilworth
Union County
New Jersey
U.S.
Typical home value
$522,200
$529,200
$454,400
$332,700
Typical monthly rent
$2,023 ▲17% above the county
$1,730
$1,720
$1,413
Typical yearly household income
$118,611 ▲15% above the county
$103,202
$103,556
$80,734
Households that own their home
74% ▲17 points above the county
57%
64%
65%
Typical yearly property tax
$9,727 ▼3% below the county
$10,001
$9,590
$3,119
Effective property tax rate
1.86% ▼0.03 points below the county
1.89%
2.11%
0.94%
Renters with high rent for their income
52% ▲1 points above the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Union County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kenilworth
For a typical $522,200 home in Kenilworth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kenilworth's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,731a month
Least cash to close
Down payment
$18,277
Cash to close
$33,943
Rate
7.18%
Mortgage insurance
FHA MIP · $231
Conventional, 5% down$4,636a month
Down payment
$26,110
Cash to close
$41,776
Rate
7.18%
Mortgage insurance
PMI · $248
Conventional, 20% down, no PMI$3,857a month
Down payment
$104,440
Cash to close
$120,106
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,340a month
Down payment
$78,330
Cash to close
$93,996
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kenilworth
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,731
$18,277
$512,742
7.18%
FHA MIP · $231
$33,943
580
Conventional, 5% down
$4,636
$26,110
$496,090
7.18%
PMI · $248
$41,776
620*
Conventional, 20% down, no PMI
$3,857
$104,440
$417,760
7.18%
None
$120,106
620*
ITIN, 15% down (example)
$4,340
$78,330
$443,870
8.18%
None
$93,996
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kenilworth is $2,023 a month: 17% above the county. In Kenilworth, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Union County, by unit size. To pay the 2-bedroom one ($2,233 a month) without spending more than 30% of your income, you would need to earn $42.94 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Union County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Kenilworth or Union County. The ones below are statewide in New Jersey: they work in Kenilworth the same as in the rest of the state.
NJHMFA second loan with no interest, forgiven after five years, for first-time buyers in New Jersey.Offered by New Jersey Housing and Mortgage Finance Agency (NJHMFA).
Extra NJHMFA assistance for first-time buyers whose parents have never owned a home (or who were in foster care in New Jersey).Offered by New Jersey Housing and Mortgage Finance Agency (NJHMFA).
No legal help resource on our list is for Kenilworth or Union County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kenilworth and all of Union County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kenilworth?
The typical home value in Kenilworth is $522,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Union County it is $529,200.
How much does it cost to rent in Kenilworth?
Typical rent in Kenilworth is $2,023 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Union County is $2,233.
What is the FHA loan limit in Kenilworth?
Kenilworth uses the FHA limit for all of Union County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Kenilworth?
The typical homeowner in Kenilworth pays $9,727 a year, according to the U.S. Census Bureau. That is 1.86% of the home’s value; in Union County, the rate is 1.89%.
Where can I find free help to buy or rent in Kenilworth?
There are 2 HUD-approved counseling agencies with an office in Union County. They can help you get ready to buy, with your credit, or with rent.
