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Renting · Section 8

Data from November 2026

Renting in Carroll County, New Hampshire

Carroll County has a HUD fair market rent of $1,566 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,195 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $30.12 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,566
a month, HUD, Fiscal year 2027
22% less than in New Hampshire
Typical rent
$1,195
a month, Census, Average 2020–2024
20% less than in New Hampshire
Wage needed
$30.12
an hour, 2 bedrooms
Or $62,640 a year, to spend no more than 30% of income on rent.
Rent-burdened households
42%
spend 30% or more of income on rent
13% less than in New Hampshire

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Carroll County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Of the 10 counties in New Hampshire, Carroll County has the highest homeownership rate: 83%.

  2. Carroll County has the smallest share of rent-burdened renters of the 10 counties in New Hampshire: 42%.

  3. Among the neighboring counties, Coos County has the lowest typical rent ($876), 27% below the $1,195 in Carroll County.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Carroll County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Carroll County was $2,179 a month in September 2026. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $1,103 $21.21 $44,120
1 bedroom $1,212 $23.31 $48,480
2 bedrooms $1,566 $30.12 $62,640
3 bedrooms $2,168 $41.69 $86,720
4 bedrooms $2,551 $49.06 $102,040

HUD area: Carroll County, NH. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 30 ZIP codes in Carroll County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $1,540 in 03812 to $2,350 in 03227. 17 ZIP codes are above the county's fair market rent ($1,566).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Carroll County, 42% of renter households are in that position; in New Hampshire, 48%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

42%

of renter households spend 30% or more of their income on rent.

3,637 households rent in Carroll County

  • Spend half or more of their income 23%
  • Spend 30% or more, but less than half 19%
  • Spend less than 30% 58%

Compared with the state and the country

  • Carroll 42%
  • New Hampshire 48%
  • United States 51%

Low-income apartments

Low-income apartments in Carroll County

HUD lists 22 properties with homes for low-income households in Carroll County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
7
HUD-assisted
15

428 homes in all; 425 of them low-income, according to HUD.

  • Conway Pines Tax credit (LIHTC) 404 Poliquin Dr, Conway 32 low-income homes · 1 bd: 6 · 2 bd: 23 · 3 bd: 3 · In service since 2012 · For families
  • Conway Pines Phase 2 Tax credit (LIHTC) 383 Poliquin Dr, Conway 30 low-income homes · 1 bd: 24 · 2 bd: 6 · In service since 2016 · For older adults
  • Branch River Commons Tax credit (LIHTC) 342 Meadow St, Sanbornville 24 low-income homes · In service since 1993
  • Christian Ridge HUD-assisted 18 Christian Ridge Rd, Wolfeboro 03894 24 low-income homes · For older adults
  • Harriman Hill Tax credit (LIHTC) 24 Beck Dr, Wolfeboro 24 low-income homes · 1 bd: 8 · 2 bd: 12 · 3 bd: 4 · In service since 2012 · For families
  • Harriman Hill Apartments Phase 2 Tax credit (LIHTC) Clement Court + Beck Drive, Wolfeboro 24 low-income homes · 1 bd: 8 · 2 bd: 12 · In service since 2014 · For families
  • Millbrook Village HUD-assisted 175 Grove St, North Conway 03860 24 low-income homes · For families
  • Mountainview Apartments HUD-assisted 1 Sunset Pl, Center Ossipee 03814 24 low-income homes · For older adults
  • Remick Acres HUD-assisted 145 Tamworth Rd, Tamworth 03886 24 low-income homes · For older adults
  • Remick Tamworth - Remick Acres Tax credit (LIHTC) 145 Tamworth Rd, Tamworth 24 low-income homes · Studio: 6 · 1 bd: 18 · In service since 2007 · For older adults
  • Washington Street Apartments HUD-assisted 70 Washington St, Conway 03818 24 low-income homes · For older adults
  • Whitman Woods HUD-assisted 77 Grove St, North Conway 03860 24 low-income homes · For older adults
  • Center Ossipee Village Apartments HUD-assisted 75 Route 16B, Center Ossipee 03814 24 homes, 22 low-income · For families
  • Wakefield Acres HUD-assisted 105 Witchtrot Rd, Sanbornville 03872 18 low-income homes · For older adults
  • Chocorua Woods HUD-assisted 230 White Mountain Hwy, Chocorua 03817 15 low-income homes · For people with disabilities
  • Pond View Apartments Tax credit (LIHTC) 104 Pleasant St, Conway 12 low-income homes · 1 bd: 12 · In service since 2013 · For older adults
  • Pond View Apartments HUD-assisted 104 Pleasant St, Conway 03818 12 low-income homes · For older adults
  • West Wynde Retirement Community HUD-assisted 9 Locke Ln, Moultonborough 03254 12 low-income homes · For older adults
  • Kearsarge House HUD-assisted 138 Kearsarge Rd, North Conway 03860 11 homes, 10 low-income · For people with disabilities
  • Spokesfield Common HUD-assisted 19 Heard Rd, Center Sandwich 03227 10 low-income homes · For older adults
  • Washington Street HUD-assisted 28 Washington St, Conway 03818 8 low-income homes · For people with disabilities
  • River Turn Woods I HUD-assisted Route 16, Conway 03860 4 low-income homes · (203) 553-7777

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Carroll County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. A public housing agency runs it. HUD lists none with an office in Carroll County; the state's agencies can help you. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Carroll County, NH.
People Extremely low (30%) Very low (50%) Low
1 person $24,750 $41,200 $65,900
2 people $28,250 $47,050 $75,300
3 people $31,800 $52,950 $84,700
4 people $35,300 $58,800 $94,100
5 people $38,680 $63,550 $101,650
6 people $44,360 $68,250 $109,200
7 people $50,040 $72,950 $116,700
8 people $55,720 $77,650 $124,250

Area median income: $108,800. HUD income limits by family size, Fiscal year 2026. Area: Carroll County, NH. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $993 – $1,213
  • 1 bedroom $1,091 – $1,333
  • 2 bedrooms $1,409 – $1,723
  • 3 bedrooms $1,951 – $2,385
  • 4 bedrooms $2,296 – $2,806

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

HUD lists no housing agency with an office in Carroll County. You can apply at another agency in your state: you do not have to live where you apply. Source: HUD

Housing agencies in New Hampshire HUD list of housing agencies

Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in New Hampshire

What New Hampshire law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
N.H. Rev. Stat. Ann. §540-A:6, I(a)
When must they return my deposit?
30 days
N.H. Rev. Stat. Ann. §540-A:7, I
If I fall behind on rent, what notice must I get?
7 days
N.H. Rev. Stat. Ann. §540:3, II; §540:2, II(a)
How much notice ends a month-to-month rental?
30 days
N.H. Rev. Stat. Ann. §540:3, II
  • Only a court order can remove youN.H. Rev. Stat. Ann. §540-A:3, II
  • Protection from retaliationN.H. Rev. Stat. Ann. §540:13-a

Help

Where to get help with rent in Carroll County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • Affordable Housing, Education and Development, Inc. (AHEAD)

    262 Cottage St Ste 130, Littleton · 41 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
  • The Housing Partnership

    222 International Dr Ste 165, Portsmouth · 58 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 2 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Carroll County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in New Hampshire, the average home bill was $145 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$3,132

What you need before you get the keys.

What adds up

First month
$1,566
Security deposit
$1,566
Total
$3,132

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Carroll County?

According to HUD (Fiscal year 2027): Studio: $1,103; 1 bedroom: $1,212; 2 bedrooms: $1,566; 3 bedrooms: $2,168; 4 bedrooms: $2,551. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Carroll County?

Paying the 2-bedroom fair market rent ($1,566) without spending more than 30% of income takes $30.12 an hour full time, or $62,640 a year.

Who qualifies for Section 8 in Carroll County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $58,800 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Carroll County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,409 and $1,723 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Carroll County?

For 2 bedrooms they run from $1,540 in 03812 to $2,350 in 03227. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Carroll County?

HUD lists 22 properties with homes for low-income households in Carroll County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Carroll County?

HUD counts rent as a burden when it reaches 30% of income or more. In Carroll County, 42% of renter households are in that position; in New Hampshire, 48%, and nationwide, 51% (Average 2020–2024, Census).