Free help in New Hampshire
Data from November 2026
HUD-approved housing counselors in New Hampshire
5 HUD-approved counseling agencies serve New Hampshire; 1 says it serves in Spanish. They help you prepare to buy, with your credit, with renting, or if you fell behind on payments.
Key numbers in New Hampshire
- Agencies
- 5
- HUD-approved, with an office here
- Serve in Spanish
- 1
- 20% of the agencies, per HUD
- Counties with an office
- 3
- out of 10 in all
How it works
What to expect from counseling
Housing counseling is an appointment with a counselor at a HUD-approved agency. This is how it works, according to HUD.
- Step 1
Free or low cost
HUD-approved agencies receive federal funds. Some charge a reasonable fee for certain services, such as workshops; ask about cost before you start.
- Step 2
For buying, renting or getting out of trouble
They advise on buying a home, renting, credit and budgeting, and help if you fell behind on your mortgage or face foreclosure.
- Step 3
Bring your paperwork
Your income (pay stubs or bank statements), your monthly debts and expenses, and whatever you have saved. With that, the counselor builds a plan with you.
- Step 4
Ask for service in Spanish
When you call, say “Spanish, please” or ask whether someone speaks Spanish; if not, ask whether they offer an interpreter.
According to HUD (U.S. Department of Housing and Urban Development)
HUD’s list
Every agency in New Hampshire
The ones that say they serve in Spanish come first. Search by city, county or name.
1
of the 5 agencies in New Hampshire say they serve in Spanish.
-
New Hampshire Housing Finance Authority
32 Constitution Dr, Bedford · Hillsborough County · Spanish
Also serves in other languages.
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
-
Affordable Housing, Education and Development, Inc. (AHEAD)
262 Cottage St Ste 130, Littleton · Grafton County
- Mortgage delinquency and default
- Mortgage delinquency workshops
- and 7 more
-
Neighborworks of Southern New Hampshire
801 Elm St, Manchester · Hillsborough County
- Mortgage delinquency and default
- Budget and credit workshops
- and 5 more
-
New Hampshire Housing Finance Authority
32 Constitution Dr, Bedford · Hillsborough County
- Home improvement and repairs
- Pre-purchase counseling
-
The Housing Partnership
222 International Dr Ste 165, Portsmouth · Rockingham County
- Budget and financial counseling
- Pre-purchase counseling
- and 2 more
None match your search.
HUD’s official list exactly as published, retrieved November 6, 2026. Confirm hours and costs with the agency before you go. Source: HUD-approved housing counseling agencies Retrieved November 6, 2026 HUD-approved housing counseling agencies (external site)
Frequently asked questions
How much does HUD-approved housing counseling cost?
It is free or low cost. Agencies receive HUD funds; some charge a reasonable fee for certain services, such as workshops or certificates. Ask about cost before you start.
How many agencies serve in Spanish in New Hampshire?
1 of the 5 HUD-approved agencies in New Hampshire say they serve in Spanish, according to HUD’s list. When you call, ask for service in Spanish or an interpreter.
What if my county has no agency?
Many agencies serve by phone, video or online, not only in person. Your county’s page lists the nearest ones with their distance and phone number.